Capital Purchase Program Participants Use of Funds Survey

OMB # 1505-0222

A NNUAL USE OF FUNDS SURVEY

NAME OF INSTITUTION
(Include Holding Company Where Applicable)

Person to be contacted regarding this report:			RSSD: (For Bank Holding Companies)
UST Sequence Number:			Holding Company Docket Number: (For Thrift Holding Companies)
CPP Funds Received:			FDIC Certificate Number: (For Depository Institutions)
CPP Funds Repaid to Date:			City:
Date Funded (first funding):			State:
Date Repaid1:

¹If repayment was incremental, please enter the most recent

repayment date.

American taxpayers are quite interested in knowing how banks have used the money that Treasury has invested under the Capital Purchase Program (CPP). To answer that question, Treasury is seeking responses that describe generally how the CPP investment has affected the operation of your business.  We understand that once received, the cash associated with TARP funding is indistinguishable from other cash sources, unless the funds were segregated, and therefore it may not be feasible to identify precisely how the CPP investment was deployed or how many CPP dollars were allocated to each use. Nevertheless, we ask you to provide as much information as you can about how you have used the capital Treasury has provided, and how your uses of that capital have changed over time. Treasury will be pairing this survey with a summary of certain balance sheet and other financial data from your institution’s regulatory filings, so to the extent you find it helpful to do so, please feel free to refer to your institution’s quarterly call reports to illustrate your answers. This is your opportunity to speak to the taxpayers in your own words, which will be posted on our website.

What specific ways did your institution utilize CPP capital? Check all that apply and elaborate as appropriate, especially if the uses have shifted over time. Your responses should reflect actions taken over the past year (or for the portion of the year in which CPP funds were outstanding).

	Increase lending or reduce lending less than otherwise would have occurred.
	To the extent the funds supported increased lending, please describe the major type of loans, if possible (residential mortgage loans, commercial mortgage loans, small business loans, etc.)
	Increase securities purchased (ABS, MBS, etc.)

	Make other investments
	Increase reserves for non-performing assets
	Reduce borrowings
	Increase charge-offs
	Purchase another financial institution or purchase assets from another financial institution
	Held as non-leveraged increase to total capital

What actions were you able to avoid because of the capital infusion of CPP funds?

What actions were you able to take that you may not have taken without the capital infusion of CPP funds?

Please describe any other actions that you were able to undertake with the capital infusion of CPP funds.

According to the Paperwork Reduction Act of 1995, no persons are required to respond to a collection of information unless it displays a valid OMB control number. The valid OMB control number for this information collection is 1505-0222. The time required to complete this information collection is estimated to average 80 hours, including the time to review instructions, search existing data resources, gathering and maintaining the data needed, and completing and reviewing the collection of information. If you have any comments concerning the accuracy of the time estimate or suggestions for improving this form, please write to: U.S. Department of the Treasury, Office of Financial Stability, Washington DC 20036.