Emergency Homeowners' Loan Program –Required Data Elements Collection

Forms and Documents

Document Name	Status
Supporting Statement A.docx Supporting Statement A	2011-10-20

IC Document Collections

IC ID	Document Title	Status
195998	Emergency Homeownership Loan Program Other-Screenshots	Modified

ICR Details

OMB Control No: 2502-0597	ICR Reference No: 201110-2502-006
Status: Historical Active	Previous ICR Reference No: 201102-2502-008
Agency/Subagency: HUD/OH	Agency Tracking No:
Title: Emergency Homeowners' Loan Program –Required Data Elements Collection
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 11/05/2011
	Date Received in OIRA: 10/20/2011
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	11/30/2014	36 Months From Approved	11/30/2011
Responses	244,520	0	36,264
Time Burden (Hours)	169,048	0	108,792
Cost Burden (Dollars)	0	0	0

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Abstract: HUD is implementing a mortgage relief program entitled the Emergency Homeowners Loan Program. The program will offer a declining balance, deferred payment "bridge loan" (non-recourse, subordinate loan with zero interest) for up to $50,000 to assist eligible homeowners with payments of arrearages, including mortgages, delinquent taxes, insurance premiums, condominium or homeowners association fees; late fees; and certain foreclosure-related attorney's fee. In addition to payment of arrearages, EHLP funds may also be used to assist eligible homeowners to make up to 24 months of mortgage payments on their mortgage principal, interest, taxes and insurance (PITI), as well as condominium/homeowner association fees, as applicable.

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Authorizing Statute(s): None

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	76 FR 22013	04/25/2011
30-day Notice:	Federal Register Citation:	Citation Date:
	76 FR 52962	08/24/2011
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 1

IC Title	Form No.	Form Name
Emergency Homeownership Loan Program	96020-EHLP, 96025a-EHLP, 96025b-EHLP, 96022-EHLP, 96023a-EHLP, 96023b-EHLP, 96026-EHLP	Commitment Letter ,   Termination Appeal Form ,   Applicant Certification Statement ,   Co-Applicant Certification Statment ,   Unemployment Affidavit - Self Employed ,   Unempolyment Affidavit - Employer No Longer In Business ,   Third Party Authorization Form

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	244,520	36,264	0	0	208,256	0
Annual Time Burden (Hours)	169,048	108,792	0	0	60,256	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: There have been no major changes to the way the program is administered since the previous collection request. However, draft HUD- forms have been created for the data elements approved in the initial collection (2502-0597). Draft forms are attached. The collection is required to determine homeowner eligibility to participate in the Emergency Homeowners Loan Program. Also, a third party organization acting as HUD's Fiscal Agent will electronically collect reinstatement data from mortgage servicers upon HUD's request.

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Annual Cost to Federal Government: $8,703,360

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 10/20/2011

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