On March 23, 2010, the President signed into law the Patient Protection and Affordable Care Act (P.L. 111-148). On March 30, 2010, the Health Care and Education Reconciliation Act of 2010 (P.L. 111-152) was signed into law. The two laws are collectively referred to as the Affordable Care Act (ACA). The ACA creates new competitive private health insurance markets - previously called Exchanges and now referred to as Health Insurance Marketplaces (Marketplaces) - that will give millions of Americans and small businesses access to affordable coverage. Marketplaces will help individuals and small employers shop for, select, and enroll in high quality, affordable private health plans that fit their needs at competitive prices.
Consumers applying for coverage through the Marketplace will be able to receive application assistance through in-person assistance such as Navigators and the Enrollment Assistance Program (EAP). As required by the ACA, CMS will implement a grant-based Navigator Program to provide support to targeted communities. However, there will also be a need for broader based enrollment assistance in population centers identified by CMS in states with Federally-facilitated Marketplaces (FFMs) and State Partnership Marketplaces (FPMs) that do not elect the Consumer Assistance Partnership, to provide Health Insurance Marketplace enrollment assistance to populations not covered or targeted by the Navigator Program. The target populations are individual consumers and families eligible to enroll in Qualified Health Plans (QHPs) in population centers identified by CMS. Without such access to in-person enrollment assistance, millions of individuals who will be eligible for health insurance coverage in the Marketplaces might not have access to the direct assistance required to make educated choices on available healthcare options and may therefore be unable to successfully enroll in the Marketplaces.
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PL: Pub.L. 111 - 148 1321(c)(1) Name of Law: Affordable Care Act
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(ii) Use of information;
(iii) Burden estimate;
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