30 Day Federal Register

Federal Register / Vol. 80, No. 62 / Wednesday, April 1, 2015 / Notices
COMMISSION OF FINE ARTS
Notice of Meeting
The next meeting of the U.S.
Commission of Fine Arts is scheduled
for 16 April 2015, at 9:00 a.m. in the
Commission offices at the National
Building Museum, Suite 312, Judiciary
Square, 401 F Street NW., Washington,
DC 20001–2728. Items of discussion
may include buildings, parks and
memorials.
Draft agendas and additional
information regarding the Commission
are available on our Web site:
www.cfa.gov. Inquiries regarding the
agenda and requests to submit written
or oral statements should be addressed
to Thomas Luebke, Secretary, U.S.
Commission of Fine Arts, at the above
address; by emailing [email protected]; or by
calling 202–504–2200. Individuals
requiring sign language interpretation
for the hearing impaired should contact
the Secretary at least 10 days before the
meeting date.
Dated: March 24, 2015, in Washington, DC.
Thomas Luebke,
Secretary.
[FR Doc. 2015–07155 Filed 3–31–15; 8:45 am]
BILLING CODE 6330–01–M

COMMODITY FUTURES TRADING
COMMISSION
Agency Information Collection
Activities Under OMB Review
Commodity Futures Trading
Commission.
ACTION: Notice.
AGENCY:

In compliance with the
Paperwork Reduction Act of 1995
(PRA), this notice announces that the
Information Collection Request (ICR)
abstracted below has been forwarded to
the Office of Management and Budget
(OMB) for review and comment. The
ICR describes the nature of the
information collection and its expected
costs and burden.
DATES: Comments must be submitted on
or before May 1, 2015.
ADDRESSES: Comments may be
submitted directly to OMB within 30
days of the notice’s publication, by
email at
[email protected]. Please
identify comments by ‘‘Swap Data
Repositories; Registration and Reporting
Requirements (OMB Control No. 3038–
0086).’’ Please provide the Commission
with a copy of all submitted comments
at the address listed below. Please refer
to OMB Reference No. 3038–0086,

mstockstill on DSK4VPTVN1PROD with NOTICES

SUMMARY:

VerDate Sep<11>2014

18:37 Mar 31, 2015

Jkt 235001

found on http://reginfo.gov. Comments
may also be mailed to the Office of
Information and Regulatory Affairs,
Office of Management and Budget,
Attention: Desk Officer for the
Commodity Futures Trading
Commission, 725 17th Street NW.,
Washington, DC 20503, and Benjamin
DeMaria, Division of Market Oversight,
U.S. Commodity Futures Trading
Commission, Three Lafayette Centre,
1155 21st Street NW., Washington, DC
20581.
Comments may also be submitted,
regarding the burden estimated or any
other aspect of the information
collection, including suggestions for
reducing the burden, identified by
‘‘Swap Data Repositories; Registration
and Reporting Requirements (OMB
Control No. 3038–0086)’’, by any of the
following methods:
• Agency Web site, via its Comments
Online process: http://
comments.cftc.gov. Follow the
instructions for submitting comments
through the Web site.
• Mail: Send to Christopher
Kirkpatrick, Secretary of the
Commission, Commodity Futures
Trading Commission, Three Lafayette
Centre, 1155 21st Street NW.,
Washington, DC 20581.
• Hand Delivery/Courier: Same as
Mail, above.
• Federal eRulemaking Portal: http://
www.regulations.gov/. Follow the
instructions for submitting comments.
Please submit your comments to the
Commission using only one of these
methods.
All comments must be submitted in
English, or if not, accompanied by an
English translation. Comments will be
posted as received to http://
www.cftc.gov. You should submit only
information that you wish to make
available publicly. If you wish the
Commission to consider information
that is exempt from disclosure under the
Freedom of Information Act, a petition
for confidential treatment of the exempt
information may be submitted according
to the procedures set forth in section
145.9 of the Commission’s regulations.1
The Commission reserves the right,
but shall have no obligation, to review,
pre-screen, filter, redact, refuse or
remove any or all of your submission
from www.cftc.gov that it may deem to
be inappropriate for publication, such as
obscene language. All submissions that
have been redacted or removed that
contain comments on the merits of the
rulemaking will be retained in the
public comment file and will be
1 Commission regulations referred to herein are
found at 17 CFR Ch. I. (2014).

PO 00000

Frm 00028

Fmt 4703

Sfmt 4703

17413

considered as required under the
Administrative Procedure Act and other
applicable laws, and may be accessible
under the Freedom of Information Act.
FOR FURTHER INFORMATION CONTACT:
Benjamin DeMaria, Division of Market
Oversight, U.S. Commodity Futures
Trading Commission, Three Lafayette
Centre, 1155 21st Street NW.,
Washington, DC 20581; (202) 418–5988;
email: [email protected], and refer to
OMB Control No. 3038–0086. This
contact can also provide a copy of the
ICR.
SUPPLEMENTARY INFORMATION:
Title: ‘‘Swap Data Repositories;
Registration and Reporting
Requirements (OMB Control No. 3038–
0086).’’ This is a request for renewal of
a currently approved information
collection.
Abstract: Section 728 of the DoddFrank Wall Street Reform and Consumer
Protection Act, Public Law 111–203,
124 Stat. 1376 (2010), specifically
requires the CFTC to establish certain
standards for the governance,
registration, and statutory duties
applicable to Swap Data Repositories
(SDRs). The CFTC established these
standards in part 49 of the CFTC’s
regulations.
An agency may not conduct or
sponsor, and a person is not required to
respond to, a collection of information
unless it displays a currently valid OMB
control number. The OMB control
numbers for the CFTC’s regulations
were published on December 30, 1981.
See 46 FR 63035 (Dec. 30, 1981). The
Federal Register notice with a 60-day
comment period soliciting comments on
this collection of information was
published on January 26, 2015 (80 FR
3956). No responsive comments have
been received.
Burden statement: The CFTC
estimates that the total annual
respondent burden is:
Registration
Respondents/Affected Entities: Swap
Data Repositories.
Estimated number of respondents: 6
Estimated burden per respondent: 400
hours initially, 45 hours ongoing, 5
hours total for all respondents annually
for deregistration.
Frequency of collection: Annual and
occasional.
Total annual respondent burden:
2400 hours initially, 275 2 hours
ongoing.
2 Five hours is being added here to the total
annual ongoing burden for registration that was not
included in the 60-day notice of the renewal for
collection 3038–0086 (80 FR 3956, Jan. 26, 2015) to

E:\FR\FM\01APN1.SGM

Continued

01APN1

17414

Federal Register / Vol. 80, No. 62 / Wednesday, April 1, 2015 / Notices

Reporting
Respondents/Affected Entities: Swap
Data Repositories.
Estimated number of respondents: 6.
Estimated burden per respondent:
40,725 hours initially; 15,325 hours
ongoing.
Frequency of collection: Ongoing.
Total annual respondent burden:
244,350 hours initially; 91,950 hours
ongoing.
Recordkeeping
Respondents/Affected Entities: Swap
Data Repositories.
Estimated number of respondents: 6.
Estimated burden per respondent: 300
hours initially, 254 hours ongoing.
Frequency of collection: Ongoing.
Total annual respondent burden:
1800 hours initially, 1524 hours
ongoing.
Disclosure
Respondents/Affected Entities: Swap
Data Repositories.
Estimated number of respondents: 6.
Estimated burden per respondent: 100
hours initially, 1 hour ongoing.
Frequency of collection: Occasional.
Total annual respondent burden: 600
hours initially, 6 hours ongoing.
Authority: 44 U.S.C. 3501 et seq.
Dated: March 27, 2015.
Christopher J. Kirkpatrick,
Secretary of the Commission.
[FR Doc. 2015–07468 Filed 3–31–15; 8:45 am]
BILLING CODE 6351–01–P

BUREAU OF CONSUMER FINANCIAL
PROTECTION
Notice of Availability of Revised
Consumer Information Publication
Bureau of Consumer Financial
Protection.
ACTION: Notice of availability.
AGENCY:

The Bureau of Consumer
Financial Protection (Bureau)
announces the availability of an
updated consumer publication, the
home buying information booklet, also
known as the special information
booklet or the settlement cost booklet
(Booklet), required under the Real Estate
Settlement Procedures Act (RESPA),
Regulation X, and Regulation Z. This
version of the Booklet incorporates
statutory amendments and the Loan
Estimate and Closing Disclosure from

mstockstill on DSK4VPTVN1PROD with NOTICES

SUMMARY:

reflect the estimate that one registered SDR may
deregister every two years. The burden to deregister
is estimated at 10 hours per deregistering entity.
The total annual ongoing burden for all SDRs for
registration is now estimated to be 275 hours.

VerDate Sep<11>2014

23:12 Mar 31, 2015

Jkt 235001

the Bureau’s final rule, Integrated
Mortgage Disclosures Under the Real
Estate Settlement Procedures Act
(Regulation X) and the Truth in Lending
Act (Regulation Z) (Integrated
Disclosures Final Rule). The title of this
publication is ‘‘Your Home Loan
Toolkit: A Step-by-Step Guide.’’
ADDRESSES: The updated consumer
publication is available for download on
the Bureau’s Web site at
www.consumerfinance.gov/learnmore
and can also be found in the Catalog of
U.S. Government Publications (http://
catalog.gpo.gov), maintained by
Superintendent of Documents, U.S.
Government Publishing Office,
Washington, DC 20402.
FOR FURTHER INFORMATION CONTACT: Julie
Vore, Originations Analyst, Office of
Mortgage Markets; David Friend,
Counsel, Office of Regulations, CFPB_
[email protected] or (202) 435–
7700.
SUPPLEMENTARY INFORMATION: The
Bureau is hereby publishing this notice
of availability to inform the public of
the existence of an updated version of
the Home Buying Information Booklet.
Background on the Booklet
In its enactment in 1974, section 5 of
RESPA required the provision of
‘‘special information booklets’’ to help
persons borrowing money to finance the
purchase of residential real estate to
understand better the nature and costs
of real estate settlement services. Public
Law 93–553. Since 1976, the
Department of Housing and Urban
Development (HUD) implemented the
requirement through publication of the
Booklet titled ‘‘Shopping for Your Home
Loan: Settlement Cost Booklet.’’
Section 1450 of the Dodd-Frank Wall
Street Reform and Consumer Protection
Act (Dodd-Frank Act), Public Law 111–
203, amended section 5 of RESPA by,
among other things, transferring
responsibility for the Booklet from HUD
to the Bureau. 12 U.S.C. 2604, as
amended by the Dodd-Frank Act,
requires the Director of the Bureau to
prepare, at least once every five years,
‘‘a booklet to help consumers applying
for federally related mortgage loans to
understand the nature and costs of real
estate settlement services.’’ 12 U.S.C.
2604(a). Section 1450 of the Dodd-Frank
Act also amended 12 U.S.C. 2604 by
adding new content requirements,
including information on
homeownership counseling services, an
explanation of a consumer’s
responsibilities, liabilities and
obligations in a mortgage transaction,
and a list of questions a consumer
obtaining a federally related mortgage

PO 00000

Frm 00029

Fmt 4703

Sfmt 4703

loan should ask regarding the loan,
including whether the consumer will
have the ability to repay the loan,
whether the consumer sufficiently
shopped for the loan, whether the loan
terms include prepayment penalties or
balloon payments, and whether the loan
will benefit the borrower. Other statutes,
discussed below, have also amended 12
U.S.C. 2604 to include additional
information on flood insurance.
In November 2013, the Bureau issued
a final rule that amended section 1024.5
to provide creditors with an exemption
from certain RESPA requirements,
including the requirements of section
1024.6, for loans subject to the TILA–
RESPA integrated disclosure
requirements. The rule also added
section 1026.19(g), which is
substantially similar to the requirements
of 1024.6, but modified to conform to
the usage associated with TILA.
To reflect the transfer of the Booklet
to the Bureau and ensure consistency
with the Bureau’s rulemakings
regulating practices in mortgage
origination and servicing that took effect
in January 2014, the CFPB made
technical and conforming changes to the
Booklet and made the revised Booklet
available in January 2014. 79 FR 1836
(Jan. 10, 2014).
Contents of the Updated Version of the
Booklet
The Bureau is updating the Booklet to
incorporate: (1) statutory amendments
made to 12 U.S.C. 2604 by the DoddFrank Act, the Moving Ahead for
Progress in 21st Century Act, Public
Law 112–141, and the Homeowner
Flood Insurance Affordability Act of
2014, Public Law 113–89; (2) the
Bureau’s Integrated Disclosures final
rule effective on August 1, 2015; and (3)
additional Bureau contact information,
online tools, and information on how to
submit complaints. Every effort was
made to incorporate all statutory
amendments; however, a Dodd-Frank
Act amendment to 12 U.S.C. 2604 to
provide notice of a loan fraud brochure
and the web address and telephone
number for obtaining the brochure
could not be incorporated, as the
brochure is no longer supported by the
issuing agency. Instead, the Bureau has
provided a link in the Booklet to a HUD
Web page on loan fraud.
The Bureau views this publication as
part of the Bureau’s broader mission to
educate consumers about consumer
financial products. The Booklet has also
been revised to, among other things,
improve the readability and usability of
the booklet and link to the Bureau’s
Web site, regarding tools and resources
that consumers can use to make better-

E:\FR\FM\01APN1.SGM

01APN1