Consumer Financial Protection Bureau Information Collection Request
OMB Control Number 3170-0011
Web Complaint Intake Forms
•
Credit Card
•
Mortgage
•
Bank Account or Service
•
Student Loan
•
Vehicle or Consumer Loan
•
Credit Reporting
•
Money Transfer
•
Debt Collection
•
Payday & Other Consumer Loans
•
Prepaid
•
Other Financial Services
External Party Logins
•
Consumer Portal Login
•
Company & Government Login
Feedback Intake Form
•
Web Tell Your Story form
Paper Intake Forms
•
Universal complaint intake form (English and Spanish)
•
Debt collection complaint intake form (English and Spanish)
Phone complaint, inquiry and feedback intake
•
Phone scripts
Log In
File a credit card complaint
We'll forward your issue to your credit card company, give you a tracking number, and keep you
updated on the status of your complaint.
1. What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
For credit card issues affecting your credit report, submit your complaint here.
Describe what happened so we can understand the issue... *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the what happened field
3869 characters remaining
I want the CFPB to publish this description on consumerfinance.gov so that others can learn from
my experience with this company. I understand that there is a small chance that someone may be
able to identify me based on the information I've included.
Learn more.
Which of these best describes your issue? *
Application processing delay
If you lost money, how much money did you lose? (Optional)
$ 0
When did this happen? 3/1/2015
(Optional)
Have you done any of these things to try to resolve this issue? (Optional)
Contacted the company
directly
Contacted the Consumer Financial Protection Bureau
previously
Form trouble?
Chat now.
previously
Contacted another government
agency
Hired an
attorney
Filed legal
action
Save
Privacy act statement
OMB #3170-0011
Log In
File a credit card complaint
We'll forward your issue to your credit card company, give you a tracking number, and keep you
updated on the status of your complaint.
✓ What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
What do you think would be a fair resolution to your issue? *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the desired resolution
3870 characters remaining
Save
Privacy act statement
OMB #3170-0011
Form trouble?
Chat now.
Log In
File a credit card complaint
We'll forward your issue to your credit card company, give you a tracking number, and keep you
updated on the status of your complaint.
✓ What
happened?
✓ Desired
resolution
3. My
information
4. Product
information
5. Review
Select both boxes if submitting this complaint for a joint account. Select "Someone else" if assisting
someone in submitting a complaint. Provide your information under "My contact information" and the
other person’s information under "Someone else".
I am submitting on behalf of
Myself
Someone else
Submitting on behalf of someone else may require signed, written permission.
My contact information
Salutation (Optional)
First name
Name*
Last name
Name*
Suffix (Optional)
Mailing
Mailing address
Address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
code *
United States
Phone
Phone (Optional)
(Optional)
Email *
Someone else
What is your relationship to this person?*
Choose...
Form trouble?
Chat now.
Salutation (Optional)
First name
name *
Last name
name *
Suffix (Optional)
Mailing
Mailing address
Address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
code *
United States
Phone
Phone (Optional)
(Optional)
Email (Optional)
(Optional)
Account Holder's age is
(Optional)
The consumer is a servicemember or is a spouse or dependent of a servicemember. (Optional)
Servicemember
Dependent or spouse of a
servicemember
What is the servicemember's status?*
Choose...
What is the service?*
Choose...
What is the servicemember's rank?*
Choose...
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a credit card complaint
We'll forward your issue to your credit card company, give you a tracking number, and keep you
updated on the status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
Billing address same as mailing
address.
Billing address
Billing
Billing address
Address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Name
Name on
on account
Account
Credit
Credit card
cardnumber
number
For account identification only. You will not be charged.
Information about the company
Company
Company name
Name*
The company name you entered is not in our database.
Please enter in the optional address information.
Company
Company address
Address(Optional)
(Optional)
City (Optional)
(Optional)
State (Optional)
Zip
ZIP code
Code(Optional)
United States
4. Product
information
5. Review
Form trouble?
Chat now.
Do not submit a complaint if you do not want it to be forwarded to the company you select. All
complaints submitted on this site will be sent to the company for response.
Upload any supporting documents (Optional)
Account agreements, monthly statements, proof of payment, etc.
Attach documents
Attach
Documents must be attached to your complaint before submission. Once your complaint is
submitted, you will not be able to add any further documentation. You may submit any document to
support your complaint in all digital file types except executable files (.exe).
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a credit card complaint
We'll forward your issue to your credit card company, give you a tracking number, and keep you
updated on the status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
✓ Product
information
Form trouble?
Chat now.
WHAT HAPPENED [EDIT]
Describe what happened so we can understand the issue...
This is the what happened field
Consent to Publish? Consent provided
Issue Application processing delay
If you lost money, how much money did you lose? $ 0
Date of incident 3/1/2015
Have you done any of these things to try to resolve this issue?
Contacted the company directly
Contacted the the Consumer Financial Protection Bureau previously
Contacted another government agency
Hired an attorney
Filed legal action
DESIRED RESOLUTION [EDIT]
What do you think would be a fair resolution to your issue?
This is the desired resolution
MY INFORMATION [EDIT]
Contact information
Mailing address
Mr First Name Last Name Jr
Mailing Address
Apartment, suite, building (Optional)
City DC Zip code
United States
Email [email protected]
Phone Phone (Optional)
I am submitting on behalf of
5. Review
Myself
Someone else
Someone else
Relationship Family member
First name Last name
Mailing Address
Apartment, suite, building (Optional)
City DC Zip code
United States
Email Email (Optional)
Phone Phone (Optional)
Servicemember information
The consumer is a
Servicemember
Servicemember information
Servicemember status Active
Servicemember branch Army
Servicemember rank W01-CW5
PRODUCT INFORMATION [EDIT]
Billing address
Billing Address
Apartment, suite, building (Optional)
City DC Zip Code
United States
Credit card number ******************
Information about the company
Company Name
Company Address (Optional)
City (Optional)
Zip Code
The information given is true to the best of my knowledge and belief. I understand that the CFPB
cannot act as my lawyer, a court of law, or a financial advisor.
Submit
Privacy act statement
OMB #3170-0011
Log In
File a mortgage complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
1. What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
Describe what happened so we can understand the issue... *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the what happened field
3869 characters remaining
I want the CFPB to publish this description on consumerfinance.gov so that others can learn from
my experience with this company. I understand that there is a small chance that someone may be
able to identify me based on the information I've included.
Learn more.
Which part of the mortgage process is your issue related to? *
Applying for the loan
Application, originator, mortgage broker
Making payments
Loan servicing, payments, escrow accounts
Receiving a credit offer
Credit decision/Underwriting
Problems when you are unable to pay
Loan modification, foreclosure
Signing the agreement
Settlement process and costs
Are you concerned about losing your home to foreclosure?*
Yes
No
Please note: Filing a complaint will not automatically delay or stop a foreclosure
Have you missed any mortgage payments or are you in default on your
mortgage?
Also check "Yes" if your mortgage company believes you are in default or have missed payments,
even if you believe your mortgage company is in error.
Yes
No
Is there a date scheduled for the foreclosure sale of your home?
Yes
Form trouble?
Chat now.
When is the scheduled foreclosure sale?
You may find this date on the "Notice of Sale" or "Order Setting Sale."
3/1/2015
Did you pay a company to help you avoid
foreclosure?
Sometimes called "foreclosure rescue," "foreclosure defense," "foreclosure prevention," or "loss
mitigation assistance."
Yes
No
My loan is a(n)*
VA mortgage
Continue
Privacy act statement
OMB #3170-0011
Log In
File a mortgage complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
What do you think would be a fair resolution to your issue? *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the desired resolution field
3864 characters remaining
Continue
Privacy act statement
Back
OMB #3170-0011
Form trouble?
Chat now.
Log In
File a mortgage complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
3. My
information
4. Product
information
5. Review
Select both boxes if submitting this complaint for a joint account. Select "Someone else" if assisting
someone in submitting a complaint. Provide your information under "My contact information" and the
other person’s information under "Someone else".
I am submitting on behalf of
Myself
Someone else
Submitting on behalf of someone else may require signed, written permission.
My contact information
Salutation (Optional)
First name
Name*
Last name
Name*
Suffix (Optional)
Mailing
Mailing address
Address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Phone
Phone (Optional)
(Optional)
Email *
Someone else
What is your relationship to this person?*
Choose...
Form trouble?
Chat now.
Salutation (Optional)
First name
name *
Last name
name *
Suffix (Optional)
Mailing
Mailing address
address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Phone
Phone (Optional)
(Optional)
Email (Optional)
(Optional)
Account Holder's age is
(Optional)
The consumer is a servicemember or is a spouse or dependent of a servicemember. (Optional)
Servicemember
Dependent or spouse of a
servicemember
Enter the servicemember information below.
Salutation (Optional)
First name
name *
Middle
Middle name
name(Optional)
(Optional)
Last name
name *
Suffix (Optional)
Address
Address *
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
What is the servicemember's status?*
Choose...
What is the service?*
Choose...
What is the servicemember's rank?*
Choose...
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a mortgage complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
4. Product
information
5. Review
Property address same as mailing
address.
Property address
Property
Property address
Address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Account/Loan
Account/Loan number
Number
(Optional)
(Optional)
For account identification only
Information about the company
Company
Company name
Name*
The company name you entered is not in our database.
Please enter in the optional address information.
Company
Company address
address(Optional)
(Optional)
City (Optional)
(Optional)
State (Optional)
Zip
ZIP code
code (Optional)
United States
Do not submit a complaint if you do not want it to be forwarded to the company you select. All
complaints submitted on this site will be sent to the company for response.
Form trouble?
Chat now.
Upload any supporting documents (Optional)
Mortgage statements, good faith estimates, loan origination documents, etc.
Attach documents
Attach
Documents must be attached to your complaint before submission. Once your complaint is
submitted, you will not be able to add any further documentation. You may submit any document to
support your complaint in all digital file types except executable files (.exe).
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a mortgage complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
✓ Product
information
5. Review
Form trouble?
Chat now.
WHAT HAPPENED [EDIT]
Describe what happened so we can understand the issue...
This is the what happened field
Consent to Publish? Consent provided
Which part of the mortgage process is your issue related to?
Problems when you are unable to pay
Are you concerned about losing your home to foreclosure? Yes
No
Have you missed any mortgage payments or are you in default on your mortgage? Yes
Is there a date scheduled for the foreclosure sale of your home? Yes
When is the scheduled foreclosure sale? 3/1/2015
Did you pay a company to help you avoid foreclosure? Yes
This is about VA mortgage
DESIRED RESOLUTION [EDIT]
What do you think would be a fair resolution to your issue?
This is the desired resolution field
MY INFORMATION [EDIT]
Contact information
Mailing address
First Name Last Name
Mailing Address
Apartment, suite, building (Optional)
City DC Zip Code
United States
Email [email protected]
Phone Phone (Optional)
I am submitting on behalf of
Someone else
Myself
Someone else
No
No
Relationship Advocate
First name Last name
Mailing address
Apartment, suite, building (Optional)
City DC Zip Code
United States
Email Email (Optional)
Phone Phone (Optional)
Servicemember information
Dependent or spouse of a servicemember
Dependent information
First name Last name
Address
Apartment, suite, building (Optional)
City DC Zip Code
United States
Servicemember information
Servicemember status Retired
Servicemember branch Navy
Servicemember rank E5-E7
PRODUCT INFORMATION [EDIT]
Property address is the same as mailing address.
Account/Loan number ******************************
Information about the company
Company Name
Company address (Optional)
City (Optional) Zip code
The information given is true to the best of my knowledge and belief. I understand that the CFPB
cannot act as my lawyer, a court of law, or a financial advisor.
Submit
Privacy act statement
OMB #3170-0011
Log In
File a bank account or service complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
1. What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
Describe what happened so we can understand the issue... *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the what happened field
3869 characters remaining
I want the CFPB to publish this description on consumerfinance.gov so that others can learn from
my experience with this company. I understand that there is a small chance that someone may be
able to identify me based on the information I've included.
Learn more.
This is about a(n) *
Checking account
Which of these best describes your issue? *
Account opening, closing, or management
Confusing marketing, denial, disclosure, fees, closure, account access, interest, statements, joint
accounts
Deposits and withdrawals
Availability of deposits, withdrawal problems and penalties, unauthorized transactions, check
cashing, payroll deposit problems, lost or missing funds, transaction holds
Using a debit or ATM card
Disputed transaction, unauthorized card use, ATM or debit card fees, ATM problems
Making or receiving payments
Problems with payments by check, card, phone or online, unauthorized or fraudulent transactions
Problems caused by my funds being low
Overdraft fees, late fees, bounced checks
Form trouble?
Chat now.
Continue
Privacy act statement
OMB #3170-0011
Log In
File a bank account or service complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
What do you think would be a fair resolution to your issue? *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the desired resolution
3870 characters remaining
Continue
Privacy act statement
Back
OMB #3170-0011
Form trouble?
Chat now.
Log In
File a bank account or service complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
3. My
information
4. Product
information
5. Review
Select both boxes if submitting this complaint for a joint account. Select "Someone else" if assisting
someone in submitting a complaint. Provide your information under "My contact information" and the
other person’s information under "Someone else".
I am submitting on behalf of
Myself
Someone else
Submitting on behalf of someone else may require signed, written permission.
My contact information
Dr
First name
name *
Last name
name *
V
Mailing
Mailing address
address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Phone
Phone (Optional)
(Optional)
Email *
Account Holder's age is
(Optional)
The consumer is a servicemember or is a spouse or dependent of a servicemember. (Optional)
Form trouble?
Chat now.
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a bank account or service complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
4. Product
information
5. Review
Billing address same as mailing
address.
Billing address
Billing
Billing address
address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Account
Account number
number(Optional)
(Optional)
For account identification only
Information about the company
Company
Company name
Name*
The company name you entered is not in our database.
Please enter in the optional address information.
Company
Company address
Address(Optional)
(Optional)
City (Optional)
(Optional)
State (Optional)
Zip
ZIP code
Code(Optional)
United States
Do not submit a complaint if you do not want it to be forwarded to the company you select. All
complaints submitted on this site will be sent to the company for response.
Form trouble?
Chat now.
Upload any supporting documents (Optional)
Monthly statements, account agreements, power of attorney forms, CD certificates, etc.
Attach documents
Attach
Documents must be attached to your complaint before submission. Once your complaint is
submitted, you will not be able to add any further documentation. You may submit any document to
support your complaint in all digital file types except executable files (.exe).
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a bank account or service complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
✓ Product
information
Form trouble?
Chat now.
WHAT HAPPENED [EDIT]
Describe what happened so we can understand the issue...
This is the what happened field
Consent to Publish? Consent provided
Product Checking account
Issue Account opening, closing, or management
DESIRED RESOLUTION [EDIT]
What do you think would be a fair resolution to your issue?
This is the desired resolution
MY INFORMATION [EDIT]
Contact information
Mailing address
Dr First name Last name V
Mailing address
Apartment, suite, building (Optional)
City DC Zip Code
United States
Email [email protected]
Phone Phone (Optional)
Age 50
I am submitting on behalf of
5. Review
Myself
Age 50
PRODUCT INFORMATION [EDIT]
Billing address is the same as mailing address.
Account number *************************
Information about the company
Company Name
Company Address (Optional)
City (Optional) Zip Code
The information given is true to the best of my knowledge and belief. I understand that the CFPB
cannot act as my lawyer, a court of law, or a financial advisor.
Submit
Privacy act statement
OMB #3170-0011
Log In
File a student loan complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
1. What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
Form trouble?
Chat now.
My loan is *
Federal loan (Stafford, Direct, consolidation, PLUS, Perkins)
Non-federal loan (Private, alternative, other student loan)
I am not sure
Describe what happened so we can understand the issue. Include the name and location of your
school. *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the what happened field
3869 characters remaining
I want the CFPB to publish this description on consumerfinance.gov so that others can learn from
my experience with this company. I understand that there is a small chance that someone may be
able to identify me based on the information I've included.
Learn more.
Which of these best describes your issue? *
Getting a loan
Denial, confusing advertising or marketing, sales tactics or pressure, financial aid services,
recruiting, fraudulent loan
Can't qualify for a loan
Qualify for a better loan than the one offered
Can't repay my loan
Deferment, forbearance, default, bankruptcy, payment plan, refinancing
Dealing with my lender or servicer
Making payments, getting information about my loan, managing my account
Continue
Privacy act statement
OMB #3170-0011
Log In
File a student loan complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
2. Desired
resolution
3. My
information
4. Product
information
5. Review
What do you think would be a fair resolution to your issue? *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the desired resolution field
3864 characters remaining
Continue
Privacy act statement
Back
OMB #3170-0011
Form trouble?
Chat now.
Log In
File a student loan complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
3. My
information
4. Product
information
5. Review
Select both boxes if submitting this complaint for a joint account. Select "Someone else" if assisting
someone in submitting a complaint. Provide your information under "My contact information" and the
other person’s information under "Someone else".
I am submitting on behalf of
Myself
Someone else
Submitting on behalf of someone else may require signed, written permission.
My contact information
Salutation (Optional)
First name
name *
Last name
name *
Suffix (Optional)
Mailing
Mailing address
address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Phone
Phone (Optional)
(Optional)
Email *
Account Holder's age is
(Optional)
The consumer is a servicemember or is a spouse or dependent of a servicemember. (Optional)
Form trouble?
Chat now.
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a student loan complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
4. Product
information
5. Review
Billing address same as mailing
address.
Billing address
Billing
Billing address
Address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
United States
Account/Loan
Account/Loan number
numberororSSN
SSN
(Optional)
(Opt)
For account identification only
Information about the company
Company
Company name
Name*
The company name you entered is not in our database.
Please enter in the optional address information.
Company
Company address
address(Optional)
(Optional)
City (Optional)
(Optional)
State (Optional)
Zip
ZIP code
Code(Optional)
United States
Do not submit a complaint if you do not want it to be forwarded to the company you select. All
complaints submitted on this site will be sent to the company for response.
Form trouble?
Chat now.
Upload any supporting documents (Optional)
Account agreements, monthly statements, proof of payment, etc.
Attach documents
Attach
Documents must be attached to your complaint before submission. Once your complaint is
submitted, you will not be able to add any further documentation. You may submit any document to
support your complaint in all digital file types except executable files (.exe).
Continue
Privacy act statement
Back
OMB #3170-0011
Log In
File a student loan complaint
We'll forward your issue to the company, give you a tracking number, and keep you updated on the
status of your complaint.
✓ What
happened?
✓ Desired
resolution
✓ My
information
✓ Product
information
Form trouble?
Chat now.
WHAT HAPPENED [EDIT]
Describe what happened so we can understand the issue...
This is the what happened field
Consent to Publish? Consent provided
Product Non-federal loan (Private, alternative, other student loan)
Issue Getting a loan: Can't qualify for a loan
DESIRED RESOLUTION [EDIT]
What do you think would be a fair resolution to your issue?
This is the desired resolution field
MY INFORMATION [EDIT]
Contact information
Mailing address
First name Last name
Mailing address
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City DC Zip Code
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5. Review
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PRODUCT INFORMATION [EDIT]
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City DC Zip Code
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Account/Loan number or SSN ********************************
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name *
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address*
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address.
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address*
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suite,building
building(Optional)
(Optional)
City *
State *
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ZIP code
Code*
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This is the what happened field
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DESIRED RESOLUTION [EDIT]
What do you think would be a fair resolution to your issue?
This is the desired resolution field
MY INFORMATION [EDIT]
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I am submitting on behalf of
Myself
Age 50
PRODUCT INFORMATION [EDIT]
Account number ******************************
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5. Review
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cannot act as my lawyer, a court of law, or a financial advisor.
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Which of these best describes your issue? *
Incorrect information on my credit report
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Belongs to someone else, identity theft, fraud, etc.
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Account status
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Reinserted previously deleted information
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received a final response?
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able to identify me based on the information I've included.
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Select "Someone else" if assisting someone in submitting a complaint. Provide your information
under "My contact information" and the other person’s information under "Someone else".
I am submitting on behalf of
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Submitting on behalf of someone else may require signed, written permission.
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Middlename
Name
(Optional)
(Optional)
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Mailing address
Address*
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Apartment, suite,
suite,building
building(Optional)
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ZIP code
Code*
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WHAT HAPPENED [EDIT]
Issue Incorrect information on my credit report: Information is not mine
Describe what happened so we can understand the issue...
This is the what happened field
Consent to Publish? Consent provided
PRODUCT INFORMATION [EDIT]
Information about the credit reporting company
Company Name
Company Address
City Zip Code
DESIRED RESOLUTION [EDIT]
What do you think would be a fair resolution to your issue?
This is the desired resolution field
CONSUMER INFORMATION [EDIT]
Contact information
Mailing address
First Name Middle Name (Optional) Last Name
Mailing Address
Apartment, suite, building (Optional)
City DC Zip Code
United States
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Phone Phone (Optional)
I am submitting on behalf of
Myself
I authorize and direct any consumer reporting agency to furnish a copy of my consumer report to
the CFPB for the purpose of responding to and investigating my consumer complaint.
The information given is true to the best of my knowledge and belief. I understand that the CFPB
cannot act as my lawyer, a court of law, or a financial advisor.
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information
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information
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Describe what happened so we can understand the issue. *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. We will collect certain personal information at a later step.
This is the what happened field
3869 characters remaining
I want the CFPB to publish this description on consumerfinance.gov so that others can learn from
my experience with this company. I understand that there is a small chance that someone may be
able to identify me based on the information I've included.
Learn more.
This is about a(n) *
Domestic (US) money transfer
Which of these best describes your issue? *
Money was not available when promised
Wrong amount charged or received
Transfer amounts, fees, exchange rates, taxes, etc.
Incorrect/missing disclosures or info
Other transaction issues
Unauthorized transaction, cancellation, refund, etc.
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✓ What
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2. Desired
resolution
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information
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information
5. Review
What do you think would be a fair resolution to your issue? *
Do not include sensitive information like your name, contact information, account number, or social
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Submitting on behalf of someone else may require signed, written permission.
I am (the)
Sender
Recipient
Filing on behalf of someone else
Select both boxes if submitting this complaint for a joint account. Select "Someone else" if assisting
someone in submitting a complaint. Provide your information under "My contact information" and the
other person’s information under "Someone else".
I am submitting on behalf of
Myself
My contact information
Salutation (Optional)
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name *
Middle
Middlename
name(Optional)
(Optional)
Last name
name *
Suffix (Optional)
United States
Mailing
Mailing address
address*
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City *
State *
Zip
ZIP code
Code*
Phone
Phone (Optional)
(Optional)
Email *
Account Holder's age is
(Optional)
Someone else
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✓ What
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✓ My
information
4. Product
information
5. Review
What company was used to send the money?
Company name on the receipt
Company
Company name
name*
The company name you entered is not in our database.
Please enter in the optional address information.
Company
Company address
Address(Optional)
City (Optional)
State (Optional)
Zip
ZIP code
Code(Optional)
United States
Do not submit a complaint if you do not want it to be forwarded to the company you select. All
complaints submitted on this site will be sent to the company for response.
Account
Account number
number(Optional)
(Optional)
Account number associated with the company used for this transfer
Where did the transaction take place? (Optional)
Online
Website
Website or
orname
nameofofmobile
mobileapp
app
(Optional)
(Optional)
Sender Information
Salutation (Optional)
First name
name *
Middle
Middle name
name(Optional)
(Optional)
Last name
name *
Suffix (Optional)
Form trouble?
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United States
Mailing
Mailing address
address(Optional)
(Optional)
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City (Optional)
(Optional)
State *
Zip
ZIP code
code (Optional)
Phone
Phone (Optional)
(Optional)
Email (Optional)
(Optional)
How much was transferred? (Optional)
USD United States Dollar
0.00
Amount must be in 0.00 format
Date of transfer (Optional)
When money was sent
3/1/2015
What is the transfer ID or transaction number? (Optional)
Transaction number or transfer ID may be found on money transfer receipt
ID or number
number
Funds promised date (Optional)
When funds expected
3/31/2015
Amount of error (Optional)
USD United States Dollar
0.00
Amount must be in 0.00 format
Date issue occurred (Optional)
When error was found
3/1/2015
Person receiving funds
How was the transfer received? (Optional)
Deposited or credited to an account
Company
Company name
name*
United States
Company
Company address
address(Optional)
(Optional)
City (Optional)
(Optional)
State *
Zip
ZIP code
code (Optional)
Website
Website or
orname
nameofofmobile
mobileapp
app
(Optional)
(Optional)
Account
Account number
number(Optional)
(Optional)
Account number associated with the company that received this transfer
Salutation (Optional)
First name
name *
Middle
Middle name
name(Optional)
(Optional)
Last name
name *
Suffix (Optional)
United States
Mailing
Mailing address
address(Optional)
(Optional)
Apartment,
Apartment, suite,
suite,building
building(Optional)
(Optional)
City (Optional)
(Optional)
State *
Zip
ZIP code
Code(Optional)
Phone
Phone (Optional)
(Optional)
Email (Optional)
(Optional)
Upload any supporting documents (Optional)
Copies of receipts, disclosures provided for transaction, account statements,
advertisements/marketing letters, etc.
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Form trouble?
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WHAT HAPPENED [EDIT]
Describe what happened so we can understand the issue...
This is the what happened field
Consent to Publish? Consent provided
This is about a(n) Domestic (US) money transfer
Which of these best describes your issue? Money was not available when promised
DESIRED RESOLUTION [EDIT]
What do you think would be a fair resolution to your issue?
This is the desired resolution field
CONSUMER INFORMATION [EDIT]
Contact information
Mailing address
First name Middle name (Optional) Last name
Mailing address
Apartment, suite, building (Optional)
City DC Zip Code
United States
Email [email protected]
Phone Phone (Optional)
I am submitting on behalf of
Myself
PRODUCT INFORMATION [EDIT]
What company was used to send the money?
Company name
Company Address
City Zip Code
Account number Account number (Optional)
Where did the transaction take place? Online
Website or name of mobile app Website or name of mobile app (Optional)
Sender Information
First name Middle name (Optional) Last name
Mailing address (Optional)
Apartment, suite, building (Optional)
City (Optional) DC Zip code
United States
Phone (Optional)
[email protected]
How much was transferred? 0.00 USD United States Dollar
Date of transfer 3/1/2015
What is the transfer ID or transaction number? ID or number
Funds promised date 3/31/2015
Amount of error 0.00 USD United States Dollar
Date issue occurred 3/1/2015
Person receiving funds
How was the transfer received? Deposited or credited to an account
Company name
Company address (Optional)
City (Optional) DC Zip code
United States
Website or name of mobile app (Optional)
Account number (Optional)
First name Middle name (Optional) Last name
Mailing address (Optional)
Apartment, suite, building (Optional)
City (Optional) DC Zip Code
United States
Phone (Optional)
[email protected]
The information given is true to the best of my knowledge and belief. I understand that the CFPB
cannot act as my lawyer, a court of law, or a financial advisor.
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OMB #3170-0011
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WHAT HAPPENED?
COMPANY INFORMATION
What happened
What type of debt
is this?
Incomplete
MY INFORMATION
Incomplete
Why do we need this?
Credit card
Mortgage
Medical
Payday loan
Auto
Other (i.e. phone, health club, etc.)
Federal student loan
I do not know
Non-federal student loan
REVIEW AND SUBMIT
Incomplete
Form trouble? Chat now.
Which of these
best describes
your issue?
Communication tactics
Frequent or repeated calls
Called outside of 8am-9pm
Used obscene, profane or other abusive language
Threatened to take legal action
Called after sent written cease of communication notice
What phone
number are they
calling?
(Optional)
Describe what
happened so we
can understand
the issue...
This is the what happened field
3869 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
I want the CFPB to publish this description on consumerfinance.gov so
that others can learn from my experience with this company. I understand
that there is a small chance that someone may be able to identify me based
on the information I've included. Learn more
Desired resolution
What do you think
would be a fair
resolution to your
issue?
Why do we need this?
This is the desired resolution field
3864 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
CONTINUE
Privacy act statement | OMB #3170-0011
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An official website of the United States government
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Who's contacting you about this debt?
Debt collection
company name:
Why do we need this?
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debt collection
company name
Company Name
Address:
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Country:
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City:
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(Optional)
Phone number:
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Account number:
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Do you know where this debt came from?
Do you know
where this debt
came from?
Company name:
Address:
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Address 2:
WHAT HAPPENED?
(Optional)
Same company
Company Name
Why do we need this?
A different company
I don't know
I do not know the
company name
COMPANY INFORMATION
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MY INFORMATION
Incomplete
State:
City:
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(Optional)
Incomplete
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name or ID:
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Submit a separate
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this company?
Yes
No
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SELECT FILE
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Privacy act statement | OMB #3170-0011
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WHAT HAPPENED?
Personal information
Salutation
COMPANY INFORMATION
MY INFORMATION
Incomplete
Why do we need this?
Choose...
(Optional)
Middle:
First Name:
(Optional)
REVIEW AND SUBMIT
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Suffix:
Last Name:
(Optional)
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Last four digits of
Social Security
Number:
(Optional)
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Companies match this information to their records to respond to your
complaint. Not providing may delay or prevent the company from responding
to your complaint.
Age:
(Optional)
Contact information
Why do we need this?
Address:
Address 2:
(Optional)
Country:
City:
Phone Number:
(Optional)
Email:
United States
Zip code:
State:
Choose...
Military affiliation
The consumer is
now or was:
Why do we need this?
A
servicemember
(Optional)
(Choose all that apply)
The dependent or spouse of a
servicemember
Please enter the servicemember information below.
Salutation:
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Middle
First Name:
(Optional)
Suffix:
Last Name:
(Optional)
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Address:
Address 2:
Country:
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City:
Status:
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Rank:
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Branch:
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Only the highlighted information below will be sent to these companies.
Review your information
WHAT HAPPENED?
Edit this section
What type of debt is this?
Credit card
Which of these best describes your issue?
Called outside of 8am-9pm
Describe what happened so we can understand the issue...
This is the what happened field
Consent to Publish?
Consent provided
WHAT HAPPENED?
What do you think would be a fair resolution to your issue?
COMPANY INFORMATION
MY INFORMATION
REVIEW AND SUBMIT
Incomplete
This is the desired resolution field
COMPANY INFORMATION
Edit this section
Debt collection company
Company Name
Form trouble? Chat now.
Do you know where this debt came from?
A different company
Original creditor
Company Name
MY INFORMATION
Edit this section
Your name
The last four digits of your SSN
First Name Last Name
SSN
Mailing address
Contact information
Address
City DC 20000
United States
[email protected]
Your age is
25
The information given is true to the best of my knowledge and
belief. I understand that the CFPB cannot act as my lawyer, a court
of law, or a financial advisor.
SUBMIT
Privacy act statement | OMB #3170-0011
Have questions? Need help with this form? (855) 411-2372
An official website of the United States government
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Submit a payday or other consumer loan complaint
WHAT HAPPENED?
Incomplete
If your complaint concerns lender collection practices on your loan, you
should submit a Debt Collection complaint.
MY INFORMATION
Incomplete
What happened
Why do we need this?
COMPANY INFORMATION
Incomplete
REVIEW AND SUBMIT
Which type of
loan is your
complaint about?
Installment loan
Loan paid in regular fixed payments, Rent-to-Own, appliances, medical, etc
Pawn loan
Incomplete
Loan secured by personal property
Title loan
Form trouble? Chat now.
Loan usually secured by a vehicle title
Payday loan
Short-term loan or cash advance
Which of these
best describes
your issue?
Charged fees or interest I didn't expect
Can't stop lender from charging my bank account
Received a loan I didn't apply for
Applied for a loan, but didn't receive money
Lender charged my bank account on wrong day or for wrong
amount
Lender didn't credit payment to my account
Can't contact lender
Lender repossessed or sold the vehicle
Lender damaged or destroyed vehicle
Describe what
happened so we
can understand
the issue...
This is the what happened field
3869 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
I want the CFPB to publish this description on consumerfinance.gov so
that others can learn from my experience with this company. I understand
that there is a small chance that someone may be able to identify me
based on the information I've included. Learn more
Desired resolution
What do you think
would be a fair
resolution to your
Why do we need this?
This is the desired resolution field
resolution to your
issue?
3864 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
CONTINUE
Privacy act statement | OMB #3170-0011
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An official website of the United States government
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WHAT HAPPENED?
MY INFORMATION
Incomplete
Who is the borrower?
Why do we need this?
I am the
borrower
Who is the
borrower of the
loan?
I am submitting on behalf of the
borrower
COMPANY INFORMATION
Incomplete
REVIEW AND SUBMIT
Incomplete
What is your
relationship to the
borrower?
Housing counselor
Form trouble? Chat now.
Borrower information
Salutation
(Optional)
First name
Last name
Address
Why do we need this?
Choose...
First name
Last name
Middle
(Optional)
Suffix
(Optional)
Choose...
Address
Address 2
(Optional)
Country
United States
Zip code
State
City
Choose...
Age
(Optional)
Your information
Salutation
(Optional)
First name
Why do we need this?
Choose...
Middle
(Optional)
Last name
Suffix
(Optional)
Address
Choose...
Address 2
(Optional)
Country
United States
Zip code
State
City
Choose...
Phone number
(Optional)
If you enter your email
address here, the CFPB will
send you all further
communications by email.
Email
Military affiliation
The borrower is
(Optional)
(Choose all that apply)
Why do we need this?
A servicemember or
veteran
The spouse or dependent of a servicemember or
veteran
Current status
Choose...
Rank
Choose...
Branch
Choose...
CONTINUE
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An official website of the United States Government
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WHAT HAPPENED?
Loan details
Where did you
get the loan?
MY INFORMATION
(Optional)
In which state is
the store located?
COMPANY INFORMATION
Why do we need this?
In person / at a store
(even if you applied online)
Online
Choose...
(Optional)
This is important because
different states have
different lending laws.
REVIEW AND SUBMIT
Incomplete
Loan number
(Optional)
Form trouble? Chat now.
Company details
Company name
Why do we need this?
Company Name
Address
(Optional)
Country
(Optional)
United States
Zip code
(Optional)
City
State
(Optional)
(Optional)
Upload any supporting documents
Attach documents
(Optional)
Choose...
Why do we need this?
SELECT FILE
We accept all file formats except executable files (.exe)
CONTINUE
Privacy act statement | OMB #3170-0011
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An official website of the United States government
An official website of the United States Government
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WHAT HAPPENED?
MY INFORMATION
Please review your information below before submitting.
You can return to any section to make changes by clicking 'Edit this
section'.
COMPANY INFORMATION
REVIEW AND SUBMIT
Incomplete
Form trouble? Chat now.
Edit this section
WHAT HAPPENED
Which type of loan
is your complaint
about?
Which of these
best describes
your issue?
Describe what
happened so we
can understand
the issue...
Consent to
Publish?
What do you think
would be a fair
resolution to your
issue?
Title loan
Can't contact lender
This is the what happened field
Consent not provided
This is the desired resolution field
Edit this section
MY INFORMATION
Your name
Address
Email
First Name Last Name
Address
City DC 20000
United States
[email protected]
Phone
(Optional)
Who is the
borrower of the
loan?
I am the borrower
loan?
Age
(Optional)
Edit this section
COMPANY INFORMATION
Where did you get
the loan?
(Optional)
Loan company
In person / at a store
District Of Columbia
Company Name
United States
Loan number
(Optional)
Supporting
documents
(Optional)
The information given is true to the best of my knowledge and
belief. I understand that the CFPB cannot act as my lawyer, a court
of law, or a financial advisor.
SUBMIT
Privacy act statement | OMB #3170-0011
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An official website of the United States government
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Submit a prepaid card complaint
WHAT HAPPENED?
MY INFORMATION
Incomplete
What happened
Which of these
best describes
your issue?
Why do we need this?
Managing, opening, or closing your account
Fees
Unauthorized transactions or other transaction issues
COMPANY INFORMATION
Advertising, marketing or disclosures
Incomplete
Adding money
REVIEW AND SUBMIT
Incomplete
Overdraft, savings or rewards features
Fraud or scam
Form trouble? Chat now.
Describe what
happened so we
can understand
the issue...
This is the what happened field
3869 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
I want the CFPB to publish this description on consumerfinance.gov so
that others can learn from my experience with this company. I understand
that there is a small chance that someone may be able to identify me
based on the information I've included. Learn more
Desired resolution
What do you think
would be a fair
resolution to your
issue?
Why do we need this?
This is the desired resolution field
3864 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
CONTINUE
Privacy act statement | OMB #3170-0011
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An official website of the United States government
An official website of the United States Government
Submit a prepaid card complaint
WHAT HAPPENED?
MY INFORMATION
Who is the cardholder?
Who is the
cardholder?
Incomplete
Why do we need this?
I am the
cardholder
I am submitting on behalf of the
cardholder
COMPANY INFORMATION
Incomplete
REVIEW AND SUBMIT
Incomplete
Form trouble? Chat now.
Your information
Salutation
(Optional)
Why do we need this?
Choose...
Middle
First name
(Optional)
Suffix
Last name
(Optional)
Choose...
Address
Address 2
(Optional)
Country
United States
Zip code
State
City
Choose...
If you enter your email
address here, the CFPB will
send you all further
communications by email.
Email
Phone number
(Optional)
Age
(Optional)
Military affiliation
I am
(Optional)
(Choose all that apply)
Why do we need this?
A servicemember or
veteran
The spouse or dependent of a servicemember or
veteran
CONTINUE
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An official website of the United States government
An official website of the United States Government
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Card details
Which type of
card is your
complaint about?
Why do we need this?
Government benefit payment card
Used for receiving Social Security, unemployment compensation or a tax refund
Electronic Benefit Transfer / EBT card
Used for receiving welfare payments like WIC,TANF, & SNAP
ID prepaid card
Prepaid card attached to a student or other ID
WHAT HAPPENED?
Transit card
A transit card used for shopping anywhere
MY INFORMATION
Gift or merchant card
Gift, loyalty or promotional card isued by a store
General purpose card
COMPANY INFORMATION
Used for shopping anywhere
Mobile wallet
REVIEW AND SUBMIT
Money held in a mobile, online or virtual account
Incomplete
Payroll card
Used for receiving your paycheck from your employer
Form trouble? Chat now.
Other special purpose card
Used for health care, insurance, rebates, phone or disaster assistance
Company details
Company name
Why do we need this?
Company Name
Address
(Optional)
Country
(Optional)
United States
Zip code
(Optional)
City
State
(Optional)
(Optional)
Choose...
Phone number
(Optional)
Upload any supporting documents
Attach documents
(Optional)
Why do we need this?
SELECT FILE
We accept all file formats except executable files (.exe)
CONTINUE
Privacy act statement | OMB #3170-0011
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An official website of the United States government
An official website of the United States Government
Submit a prepaid card complaint
WHAT HAPPENED?
MY INFORMATION
Please review your information below before submitting.
You can return to any section to make changes by clicking 'Edit this
section'.
COMPANY INFORMATION
REVIEW AND SUBMIT
Incomplete
Form trouble? Chat now.
Edit this section
WHAT HAPPENED
Which of these
best describes
your issue?
Describe what
happened so we
can understand
the issue...
Consent to
Publish?
What do you think
would be a fair
resolution to your
issue?
Fees
This is the what happened field
Consent not provided
This is the desired resolution field
Edit this section
MY INFORMATION
Your name
Address
Email
First Name Last Name
Address
City DC 20000
United States
[email protected]
Phone
(Optional)
Who is the
cardholder?
Age
(Optional)
I am the cardholder
Edit this section
COMPANY INFORMATION
Which type of card
is your complaint
about?
Prepaid card
company
General purpose card
Company Name
United States
Supporting
documents
(Optional)
The information given is true to the best of my knowledge and
belief. I understand that the CFPB cannot act as my lawyer, a court
of law, or a financial advisor.
SUBMIT
Privacy act statement | OMB #3170-0011
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What happened
WHAT HAPPENED?
Which type of
service is your
complaint about?
Why do we need this?
Check cashing
A store that cashes a check for a fee
Credit repair
Services for improving your credit report
MY INFORMATION
Incomplete
Debt settlement
Services for reducing your debt balance
COMPANY INFORMATION
Foreign currency exchange
Incomplete
Transactions that convert money between currencies
Money order
REVIEW AND SUBMIT
A prepaid check for a set amount of money
Incomplete
Refund anticipation check
A check paid to you by a bank or company with your expected tax refund
Form trouble? Chat now.
Traveler’s/Cashier’s checks
A check with secured funds from a bank or other financial institution
Which of these
best describes
your issue?
Advertising and marketing
Customer service/Customer relations
Disclosures
Excessive fees
Unexpected/Other fees
Incorrect exchange rate
Fraud or scam
Describe what
happened so we
can understand
the issue...
This is the what happened field
3869 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
I want the CFPB to publish this description on consumerfinance.gov so
that others can learn from my experience with this company. I understand
that there is a small chance that someone may be able to identify me
based on the information I've included. Learn more
Desired resolution
What do you think
would be a fair
resolution to your
issue?
Why do we need this?
This is the desired resolution field
3864 characters remaining
Do not include sensitive information like your name, contact information,
account number, or social security number in this field. We will collect
certain personal information at a later step.
CONTINUE
Privacy act statement | OMB #3170-0011
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An official website of the United States government
An official website of the United States Government
Submit an other financial service complaint
WHAT HAPPENED?
MY INFORMATION
Who received this service
Who received this
service?
Incomplete
Why do we need this?
I received this
service
I am submitting on behalf of the person who received this
service
COMPANY INFORMATION
Incomplete
REVIEW AND SUBMIT
Incomplete
Form trouble? Chat now.
Your information
Salutation
(Optional)
Why do we need this?
Choose...
Middle
First name
(Optional)
Suffix
Last name
(Optional)
Choose...
Address
Address 2
(Optional)
Country
United States
Zip code
State
City
Choose...
If you enter your email
address here, the CFPB will
send you all further
communications by email.
Email
Phone number
(Optional)
Age
(Optional)
Military affiliation
I am
(Optional)
(Choose all that apply)
Why do we need this?
A servicemember or
veteran
The spouse or dependent of a servicemember or
veteran
CONTINUE
Privacy act statement | OMB #3170-0011
Have questions? Need help with this form? (855) 411-2372
An official website of the United States government
An official website of the United States Government
Submit an other financial service complaint
WHAT HAPPENED?
Company details
Company name
Why do we need this?
Company Name
MY INFORMATION
Address
(Optional)
COMPANY INFORMATION
Country
(Optional)
REVIEW AND SUBMIT
Incomplete
Form trouble? Chat now.
United States
Zip code
(Optional)
City
State
(Optional)
(Optional)
Choose...
Phone number
(Optional)
Upload any supporting documents
Attach documents
(Optional)
Why do we need this?
SELECT FILE
We accept all file formats except executable files (.exe)
CONTINUE
Privacy act statement | OMB #3170-0011
Have questions? Need help with this form? (855) 411-2372
An official website of the United States government
An official website of the United States Government
Submit an other financial service complaint
WHAT HAPPENED?
MY INFORMATION
Please review your information below before submitting.
You can return to any section to make changes by clicking 'Edit this
section'.
COMPANY INFORMATION
REVIEW AND SUBMIT
Incomplete
Form trouble? Chat now.
Edit this section
WHAT HAPPENED
Which type of
service is your
complaint about?
Which of these
best describes
your issue?
Describe what
happened so we
can understand
the issue...
Consent to
Publish?
What do you think
would be a fair
resolution to your
issue?
Foreign currency exchange
Disclosures
This is the what happened field
Consent not provided
This is the desired resolution field
Edit this section
MY INFORMATION
Your name
Address
Email
First Name Last Name
Address
City DC 20000
United States
[email protected]
Phone
(Optional)
Who received the
service?
I received the service
Age
(Optional)
Edit this section
COMPANY INFORMATION
Financial service
company
Company Name
United States
Supporting
documents
(Optional)
The information given is true to the best of my knowledge and
belief. I understand that the CFPB cannot act as my lawyer, a court
of law, or a financial advisor.
SUBMIT
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Password
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Forgot your password?
Not registered yet? Set your password
Log in
Username
Password
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This is a Consumer Financial Protection Bureau (CFPB)
information system. The CFPB is an independent agency of the
United States Government. CFPB information systems are
provided for the processing of official information only.
Unauthorized or improper use of this system may result in
administrative action, as well as civil and criminal penalties.
Because this is a CFPB information system, you have no
reasonable expectation of privacy regarding any communication
or data transiting or stored on this information system. All data
contained on CFPB information systems is owned by CFPB and
your use of the CFPB information system serves as your consent
to your usage being monitored, intercepted, recorded, read,
copied, captured or otherwise audited in any manner, by
authorized personnel, including but not limited to employees,
contractors, and/or agents of the United States Government.
Log In
Tell your story
This is not a complaint form. Go here for complaints
Tell us your story, good or bad, about your experience with consumer financial products. Your story
will help inform how we work to protect consumers and create a fairer marketplace.
Describe what happened... *
Do not include sensitive information like your name, contact information, account number, or social
security number in this field. You can provide your contact information below.
This is what happened
Tag your
your issue
issue
Mortgage, credit card, student loan, etc.
Email
Submit anonymously
Zip
ZIP code
Code
First name
name
Last name
name
Phone
Phone
Is this about something you saw while working for a financial company? *
Yes
No
Tell your story
Submit a complaint
ABOUT A FINANCIAL PRODUCT OR SERVICE
How to submit
Online (recommended)
consumerfinance.gov/complaint
Over the phone
(855) 411-CFPB (2372)
By mail
Consumer Financial Protection Bureau
PO Box 4503, Iowa City, IA 52244
By fax
(855) 237-2392
The complaint process
Complaint
submitted
You submit a complaint about an issue you have with a company about a
consumer financial product or service. You will receive email updates and can
log in to track the status of your complaint.
Review
and route
We'll forward your complaint to the company and work to get a response from
them. If we find that another government agency would be better able to assist,
we will forward your complaint to them and let you know.
Company
response
The company will review your complaint, communicate with you as needed, and
report back about the steps taken or that will be taken on the issue you identify
in your complaint.
Consumer
review
We will let you know when the company responds. You can review that response
and give us feedback.
Review and
investigate
Complaint data is shared with state and federal law enforcement agencies.
Complaints tell us about business practices that may pose risks to consumers.
If we need more information, we’ll reach out and let you know.
Analyze
and report
Complaints help with our work to supervise companies, enforce federal consumer
financial laws, and write better rules and regulations. We also report to Congress
about the complaints we receive and post some consumer complaint data.
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
VERSION 3. 2 / 2015
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
1 OF 7
What happened?
We want to understand your situation to help pinpoint what went wrong. Including facts and details like dates and
where transactions happened can help.
1
Describe what
happened so we
can understand the
issue...
Avoid including any of
your personal contact
information here.
We will collect your
personal information
at a later step.
Desired resolution
We want to understand what you think would be a fair resolution to the issue. We’ll forward this information to the
company along with your description of what happened so that all parties involved can understand what you’re
looking for.
2
What do you think
would be a fair
resolution to your
issue?
Avoid including any of
your personal contact
information here.
We will collect your
personal information
at a later step.
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
2 OF 7
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
Product or service type
3
What is your
complaint about?
BANK ACCOUNT OR SERVICE
MORTGAGE
VEHICLE LOAN OR LEASE
CHOOSE ONE
CREDIT CARD
PAYDAY LOAN
OTHER CONSUMER LOAN
CREDIT REPORTING
PREPAID CARD
OTHER FINANCIAL SERVICE
MONEY TRANSFER
STUDENT LOAN
4
In a few words,
what is your issue
with this product
or service?
5
When did this
happen?
MM
DD
YYYY
OPTIONAL
6
Estimate the
total dollar value
of your loss based
on what you know
right now.
$
OPTIONAL
7
Have you done any
of these things to
try to resolve this
issue?
OPTIONAL
CONTACTED COMPANY
DIRECTLY
CONTACTED ANOTHER
GOVERNMENT AGENCY
FILED LEGAL ACTION
CONTACTED CONSUMER
FINANCIAL PROTECTION
BUREAU
HIRED AN ATTORNEY
OTHER
Provide details such as the names of any government agencies contacted, the dates contacted, any
case numbers, contact information, current status, attorney contact information (if applicable), etc.
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
Mortgage questions, if applicable
Filing a complaint will not automatically delay or stop a foreclosure.
If you are not submitting a mortgage complaint, skip this page.
8
Are you concerned
about losing
your home to
foreclosure?
YES
NO
OPTIONAL
9
Have you missed
any mortgage
payments or are
you in default on
your mortgage?
Also check “Yes” if your mortgage
company believes you are in default
or have missed payments, even if
you believe your mortgage company
is in error.
YES
NO
OPTIONAL
10
Is there a date
scheduled for the
foreclosure sale of
your home?
NO
OPTIONAL
10a
If yes, what
is the date of
the scheduled
foreclosure sale?
If a foreclosure sale has been scheduled,
you might have received a “Notice of
Sale” or “Order Setting Sale.”
YES
DON’T KNOW
MM
DD
YYYY
Please provide the exact date, if you can.
This should be on the “Notice of Sale” or
the “Order Setting Sale.”
OPTIONAL
11
Did you pay
a company to
help you avoid
foreclosure?
YES
NO
Sometimes called “foreclosure rescue,”
“foreclosure defense,” “foreclosure
prevention,” or “loss mitigation
assistance.”
OPTIONAL
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
3 OF 7
4 OF 7
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
Personal information
12
I am submitting
on behalf of:
MYSELF
FILL OUT QUESTIONS 13, 13A & 14
SOMEONE ELSE
13
Account holder’s
information
FIRST NAME
FILL OUT QUESTIONS 13, 13A, 14 & 15
LAST NAME
SUFFIX
STREET
CITY
STATE
EMAIL
13a
Account
holder’s age
ZIP CODE
COUNTRY
PHONE NUMBER
AGE
OPTIONAL
14
Account number
15
Contact
information of
person submitting
this complaint
If you are submitting
on behalf of someone
else, include your
information here.
We’ll use it to contact
you about the status
of this complaint.
FIRST NAME
LAST NAME
SUFFIX
STREET
CITY
STATE
EMAIL
ZIP CODE
PHONE NUMBER
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
COUNTRY
5 OF 7
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
Information about the company
16
Company name
16a
Company address
STREET
OPTIONAL
CITY
16b
STATE
ZIP CODE
COUNTRY
Phone number
OPTIONAL
16c
Website
OPTIONAL
Attach any
supporting
documents
Please attach copies of any documents related to your case. Seeing the full versions of
documents like contracts, letters, monthly statements, and transaction receipts is the best
way for us to really understand your case. Do not include original versions.
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
6 OF 7
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
Military affiliation, if applicable
There are certain protections that apply to servicemembers and their spouses and dependents.
If you have no affiliation with the military, skip this page.
17
The account holder
is now or was:
A SERVICEMEMBER
OPTIONAL,
THE SPOUSE / DEPENDENT OF A SERVICEMEMBER
FILL OUT QUESTION 17A
FILL OUT QUESTIONS 17A & 17B
CHECK ALL THAT APPLY
17a
Service details
Current status
Branch
Rank
OPTIONAL,
CHOOSE ONE
IN EACH COLUMN
17b
Servicemember
personal
information
ACTIVE
ARMY
E1 - E4
RESERVE
NAVY
E5 - E7
NATIONAL GUARD
MARINES
E8 - E9
RETIRED
AIR FORCE
O1 - O3
VETERAN
COAST GUARD
O4 - O6
PUBLIC HEALTH SERVICE
O7 - O10
NATIONAL OCEANIC &
ATMOSPHERIC ADMIN
W01 - CW5
FIRST NAME
LAST NAME
SUFFIX
OPTIONAL
STREET
CITY
STATE
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
ZIP CODE
COUNTRY
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
7 OF 7
Certify
The information given is true to the best of my knowledge and belief.
I understand that the CFPB cannot act as my lawyer, a court of law or a financial advisor.
Privacy Act Statement
The information you provide will permit the Consumer
Financial Protection Bureau to respond to your complaint
or inquiry about companies and services we supervise.
Information about your complaint or inquiry (including
your personally identifiable information) may be shared:
▪
▪
▪
▪
▪
with the entity that is the subject of your complaint;
with third parties as necessary to get information
relevant to resolving a complaint;
with a court, a part in litigation, a magistrate, an
adjudicative body or administrative tribunal in the
course of a proceeding or the Department of Justice;
with other federal or state agencies or regulatory
authorities for enforcement and statutory purposes;
and
with contractors, agents, and others authorized by
the CFPB to receive this information.
We may also share your complaint or inquiry (but not
your personally identifiable information) with the public
through a public complaint database.
This collection of information is authorized by 12 U.S.C. §
5493.
You are not required to file a complaint or share any
identifying information, including your social security
number, and you may withdraw your complaint at any
time. However, if you do not include the requested
information, the CFPB may not be able to act on your
complaint.
Notice of Consumer Information Collection
This is how we accept complaints. You’re not required to
fill out this form if you don’t want to submit a complaint.
We estimate that it takes about 7 to 10 minutes to finish
completing the form. Our OMB control number for this
form is 3170-0011 and expires on 5/31/2015. Comments
or suggestions? Email us at [email protected].
COMPLAINT NUMBER
NEED HELP WITH THIS FORM?
(855) 411- CFPB (2372)
Formulario de queja
SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
Cómo presentar una queja
Por Internet (recomendado)
consumerfinance.gov/complaint
Por teléfono
(855) 411-CFPB (2372)
Por correo
Oficina para la Protección Financiera del Consumidor
PO Box 4503, Iowa City, IA 52244
Por fax
(855) 237-2392
Después de presentar una queja
Presentación
de la queja
Usted presenta una queja sobre un problema que tenga con una empresa
acerca de un producto o servicio financiero de consumo. Usted recibirá
actualizaciones por correo electrónico y podrá entrar al sistema para darle
seguimiento al estado de su queja.
Revisión y
proceso
Enviaremos su queja a la empresa y trabajaremos para obtener una respuesta.
Si consideramos que otra agencia del gobierno está en mejores condiciones de
ayudar, le enviaremos su queja a la misma y se lo informaremos.
Respuesta de
la empresa
La empresa revisará su queja, se comunicará con usted cuando sea necesario y le
informará Acerca de las medidas que se tomaron o que se tomarán en respuesta a
su queja. En estos momentos, nuestros informes están en inglés, pero nos puede
llamar al (855) 411-2372 para recibir ayuda de una persona que habla español.
Revisión del
consumidor
Le informaremos sobre la respuesta de la empresa cuando recibamos la misma.
Usted podrá revisar la respuesta y darnos su opinión.
Revisión e
investigación
Los datos de las quejas se comparten con las autoridades estatales y federales.
Las quejas nos informan sobre las prácticas comerciales que creen riesgos para
los consumidores ocasionar riesgos a los consumidores. Si necesitamos más
información, se lo haremos saber.
Análisis e
informe
Las quejas ayudan con nuestro trabajo para supervisar a las empresas, hacer
cumplir las leyes federales de protección al consumidor y redactar mejores
normas y reglamentos. Asimismo, informamos al Congreso acerca de las quejas
que recibimos y publicamos algunos datos de quejas de los consumidores.
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
VERSIÓN 3. 2 / 2015
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
1 DE 7
¿Qué pasó?
Queremos entender su situación para poder identificar con precisión el problema que dio lugar a su queja. Si usted
nos proporciona los detalles de lo ocurrido —como las fechas y lugares de las transacciones; entonces podremos
entender mejor su queja.
1
Describa lo que
pasó, para que
podamos entender
el problema.
No incluya aquí
ninguna de su
información de
contacto personal.
Le pediremos esta
información en un
paso posterior.
¿Cómo quiere que se resuelva su queja?
Queremos saber que piensa usted que sería una resolución justa del problema. Le enviaremos esta información a la
empresa, junto con su descripción de lo ocurrido, para que entiendan lo que usted busca.
2
¿Qué piensa usted
que sería una
resolución justa
del problema?
No incluya aquí
ninguna de su
información de
contacto personal.
Le pediremos esta
información en un
paso posterior.
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
2 DE 7
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
Tipo de producto o servicio
3
¿De qué se trata
esta queja?
Cuéntenos en pocas
palabras cuál fue el
problema con este
producto o servicio.
5
¿Cuándo ocurrió
esto?
HIPOTECA
TARJETA DE CRÉDITO
PRÉSTAMO DE AVANCE DE PAGO
INFORME DE CRÉDITO
TARJETA PREPAGADA
OTRO PRÉSTAMO DE CONSUMO
TRANSFERENCIA DE DINERO
PRÉSTAMO ESTUDIANTIL
OTRO SERVICIO FINANCIERO
VEHICULAR
ESCOJA UNO
4
PRÉSTAMO O ARRENDAMIENTO
CUENTA O SERVICIO BANCARIO
MM
DD
AAAA
OPCIONAL
6
Basándose en lo
que usted sabe
en este momento,
calcule el monto
en dólares de lo
perdido.
$
OPCIONAL
7
¿Ha tratado
de resolver
el problema
tomando alguna
de las siguientes
medidas?
OPCIONAL
COMUNICARSE
DIRECTAMENTE CON LA
EMPRESA
COMUNICARSE CON OTRA
AGENCIA
DEL GOBIERNO
INICIAR ACCIONES LEGALES
COMUNICARSE CON LA
OFICINA PARA LA PROTECCIÓN
FINANCIERA DEL CONSUMIDOR
CONTRATAR UN ABOGADO
OTRO
Incluya detalles como, por ejemplo, los nombres e información de contacto de los organismos
gubernamentales con los que se comunicó, las fechas en que se comunicó con ellos, los números
de caso, el estado de tramitación de los casos, la información de contacto del abogado (si
corresponde), etc.
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
Preguntas sobre préstamos hipotecarios (si corresponde)
La presentación de una queja no demorará ni detendrá, de forma automática, la ejecución hipotecaria.
Si la queja que usted presenta no tiene que ver con un préstamo hipotecario, omita esta página.
8
¿Le preocupa
la posibilidad
de perder su
propiedad debido
a la ejecución
hipotecaria?
SÍ
NO
OPCIONAL
9
¿Se ha atrasado
con los pagos
de su préstamo
hipotecario o está
en incumplimiento
de pago del mismo?
También debe marcar “Sí ” si la compañía hipotecaria
considera que usted está en incumplimiento de pago
o que se ha atrasado con los pagos, incluso si usted
cree que la compañía está equivocada.
SÍ
NO
OPCIONAL
10
¿Se ha fijado una
fecha para la venta
de su vivienda
por ejecución
hipotecaria?
Si ya se ha fijado la fecha para la venta de su vivienda por
ejecución hipotecaria, puede que usted haya recibido una
“Notificación de remate” u “Orden judicial de remate”.
SÍ
NO
NO SÉ
OPCIONAL
10a
De ser asi, ¿cuál
es la fecha
programada para
la venta de su
vivienda?
MM
DD
AAAA
Proporcione la fecha exacta, si puede. La
fecha debe aparecer en la “Notificación
de remate” u “Orden judicial de remate”.
OPCIONAL
11
¿Le pagó dinero a
una empresa para
que le ayudara a
evitar la ejecución
hipotecaria?
SÍ
NO
A este servicio se le denomina a veces “rescate (o
defensa o prevención) de la ejecución hipotecaria” o
“mitigación (o control) de pérdidas”.
OPCIONAL
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
3 DE 7
4 DE 7
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
Datos personales
12
Presento la queja
en representación:
MÍA
CONTESTE LA PREGUNTA 13, 13A Y 14
DE OTRA PERSONA
13
Datos del titular
de la cuenta
NOMBRE
CONTESTE LAS PREGUNTAS 13, 13A, 14 Y 15
APELLIDO(S)
SUFIJO
CALLE Y NÚMERO
CIUDAD
ESTADO
CORREO ELECTRÓNICO
13a
Edad del titular
de la cuenta
CÓDIGO POSTAL
PAÍS
TELÉFONO
EDAD
OPCIONAL
14
Número de cuenta
15
Información de
contacto de quien
presenta la queja
NOMBRE
Si usted presenta la
queja en representación de otra persona,
incluya aquí su propia
información para que
podamos informarle
sobre el estado de tramitación de la queja.
CALLE Y NÚMERO
APELLIDO(S)
CIUDAD
ESTADO
CORREO ELECTRÓNICO
SUFIJO
CÓDIGO POSTAL
TELÉFONO
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
PAÍS
5 DE 7
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
Datos de la empresa
16
Nombre de la
empresa
16a
Dirección de la
empresa
CALLE Y NÚMERO
OPCIONAL
CIUDAD
16b
ESTADO
CÓDIGO POSTAL
PAÍS
Teléfono
OPCIONAL
16c
Sitio web
OPCIONAL
Adjuntar
documentos
probatorios
OPCIONAL
Adjunte copias de cualquier documento que acredite la queja. La mejor manera en que
podamos entender su queja es si tenemos la versión completa de documentos como, por
ejemplo, contratos, cartas, estados de cuenta mensuales y comprobantes de transacciones.
No incluya el original de los documentos.
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
6 DE 7
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
Historial militar (si corresponde)
Hay algunas protecciones a las que se pueden acoger los militares y sus cónyuges y dependientes.
Si usted no tiene ninguna afiliación militar ni es cónyuge o dependiente de un militar, omita esta página.
17
El titular de la
cuenta es o era:
INTEGRANTE DE LAS FUERZAS ARMADAS (FF. AA.)
OPCIONAL
CÓNYUGE / DEPENDIENTE DE UN INTEGRANTE DE LAS FF. AA.
CONTESTE LA PREGUNTA 17A
CONTESTE LAS PREGUNTAS 17A Y 17B
(INDIQUE TODOS LOS
QUE CORRESPONDAN)
17a
Historial de
servicio militar
OPCIONAL
(ESCOJA UNA OPCIÓN
EN CADA COLUMNA)
17b
Datos personales
del integrante
de las fuerzas
armadas
OPCIONAL
Estado actual
Rama
Rango
EN ACTIVIDAD
EJÉRCITO
E1 - E4
DE RESERVA
MARINA
E5 - E7
GUARDIA NACIONAL
INFANTERÍA DE MARINA
E8 - E9
EN RETIRO
FUERZA AÉREA
O1 - O3
VETERANO
(EX COMBATIENTE)
SERVICIO DE GUARDACOSTAS
O4 - O6
SERVICIO DE SALUD PÚBLICA
O7 - O10
ADMINISTRACIÓN NACIONAL
DE OCÉANOS Y ATMÓSFERA
W01 - CW5
NOMBRE
APELLIDO(S)
SUFIJO
CALLE Y NÚMERO
CIUDAD
ESTADO
CÓDIGO POSTAL
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
PAÍS
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
7 DE 7
Certificación
La información proporcionada es verdadera a mi leal saber y entender.
Entiendo que la CFPB no puede actuar como mi abogado, un tribunal o un asesor financiero.
Aviso sobre la Ley de Privacidad
La información que usted proporcione permitirá a la
Oficina para la Protección Financiera del Consumidor
(CFPB) atender su queja o consulta sobre las empresas
y los servicios que supervisamos. La información sobre
su queja o consulta (incluidos datos confidenciales) se
puede poner a disposición de cualquiera de las siguentes partes:
Por medio de una base de datos de quejas, también
podemos poner a disposición del público su queja o
consulta (salvo los datos confidenciales).
▪
▪
No es obligatorio presentar una queja o proporcionar
datos confidenciales (incluyendo su número de Seguro
Social). Además, puede retirar su queja en cualquier momento. Sin embargo, si usted no incluye la información
solicitada, es posible que la CFPB no pueda tomar acción
en relación a su queja.
▪
▪
▪
la empresa que es objeto de su queja;
terceras partes, según sea necesario con el fin de obtener la información necesaria para atender la queja;
tribunales, partes litigantes, abogados, entidades
jurídicas o cortes administrativas, en el curso de un
proceso judicial o administrativo, o el Departamento
de Justicia;
otros organismos o autoridades reguladoras, ya sean
federales o estatales, para los fines establecidos por
la ley o para los fines de cumplimiento de la ley, o
contratantes, agentes y otras partes autorizadas por
la CFPB para recibir esta información.
El presente instrumento de recolección de datos está
autorizado por la Sección 5493 del Título 12 del Código
de los Estados Unidos (12 U.S.C. §5493).
Aviso sobre la recolección de información del consumidor
Número de control emitido por la Oficina de
Administración y Presupuesto (OMB): 3170-0011
3170-0011 y tiene vigencia hasta el 31 de mayo de 2015.
¿Tiene usted algún comentario o sugerencia? Envíenos
un mensaje a [email protected].
Utilizamos el presente formulario para recibir las quejas.
Si usted no desea presentar una queja, no está obligado
a llenar este formulario. Calculamos que se necesitan
entre 7 y 10 minutos para llenar el formulario. El número
de control emitido por la OMB para el formulario es
NÚMERO DE QUEJA
¿NECESITA AY UDA CON ES TE FORMUL ARIO?
(855) 411- CFPB (2372)
1 OF 8
SUBMIT A COMPLAINT ABOUT A FINANCIAL PRODUCT OR SERVICE
Debt Collection
What is this complaint about?
1
What type of debt
is this?
CHOOSE ONE
2
Which of these
best describes your
issue?
CREDIT CARD
MEDICAL
MORTGAGE
FEDERAL STUDENT LOAN
AUTO
NON-FEDERAL STUDENT LOAN
OTHER (I.E., PHONE, HEALTH
CLUB, ETC.)
I DON’T KNOW
OPTION NUMBER
ENTER THE NUMBER OF
THE OPTION THAT BEST
Communication tactics
DESCRIBES YOUR ISSUE
1A
Frequent or repeated
calls
3A
Did not receive notice of
right to dispute
3B
Not enough information
to verify debt (i.e. amount
of debt & name of
creditor)
3C
Did not disclose
communication was an
attempt to collect a debt
2B
1C
Used obscene, profane or
other abusive language
Debt resulted from
identity theft
2C
Debt was paid
2D
Debt is not mine
Threatened to take legal
action
1E
Called after sent written
cease of communication
notice
Improper contact or
sharing of information
4A
Attempted to collect
wrong amount
5A
Contacted me after I
asked not to
4B
Impersonated attorney,
law enforcement or
government official
5B
Contacted my employer
after I asked not to
4C
4D
If someone is
contacting you
by phone, what
number are they
calling?
Debt was discharged in
bankruptcy
Called outside of 8am9pm
1D
Indicated committing
crime by not paying debt
Disclosure or
verification of debt
2A
1B
False statements or
representation
3
Continued attempts to
collect a debt I do not owe
5C
Contacted me instead of
my attorney
5D
Talked to a third party
about my debt
Indicated should not
respond to lawsuit
Taking or threatening to
take an illegal action
6A
Threatened to arrest me
or take me to jail if I do
not pay
6B
Threatened to sue me on
debt that is too old to be
sued on
6C
Sued me without properly
notifying me of lawsuit
6D
Sued me where I did not
live or did not sign for the
debt
6E
Collected or attempted
to collect exempt funds
(i.e. unemployment, child
support, etc.)
6F
Seized or attempted to
seize property
PHONE NUMBER
OPTIONAL
CASE NUMBER
VERSION 3. 2 / 2015
2 OF 8
SUBMIT A DEBT COLLECTION COMPLAINT
What happened?
We want to know what happened. Providing facts and details like dates and where transactions occurred helps us
understand your complaint. For example, did someone call you? Did you visit a company in person?
4
Describe what
happened so we
can understand the
issue
Do not include
sensitive information
like your name, contact
information, account
number, or Social
Security Number in this
field. We will collect
certain personal
information at a later
step.
Desired Resolution
We want to understand what you think would be a fair resolution to this issue. We’ll forward this information to the
company along with your description of what happened so that all parties know what you are looking for.
5
What do you think
would be a fair
resolution to your
issue?
Do not include
sensitive information
like your name, contact
information, account
number, or Social
Security Number in this
field.
CASE NUMBER
VERSION 3. 2 / 2015
3 OF 8
SUBMIT A DEBT COLLECTION COMPLAINT
Who’s contacting you about this debt?
We want to know as much as you can tell us about the company collecting the debt. Even if you don’t know the company’s name, provide any phone numbers for the company, a representative name, or an account number and we’ll
try to match things up on our end.
6
Debt collection
company name
6a
Company contact
information
I DON’T KNOW THE
DEBT COLLECTION
COMPANY NAME
STREET
OPTIONAL
Even if you don’t
know the company’s
name, please try
your best to provide
any phone numbers
for the company, a
representative name,
or an account number
and we’ll try to match
things up on our end.
CITY
Attach any
supporting
documents
Here we’re asking for copies of any documents about your complaint. Documents like
contracts, letters, monthly statements, and transaction receipts can help us better understand
your complaint.
STATE
REPRESENTATIVE NAME OR ID
ZIP CODE
COUNTRY
PHONE NUMBER
ACCOUNT NUMBER
CASE NUMBER
VERSION 3. 2 / 2015
4 OF 8
SUBMIT A DEBT COLLECTION COMPLAINT
Do you know where this debt came from?
We want to know if the company contacting you was hired by a different company to collect on a debt. If the debt is
with a different company, we’ll give you the option to submit two complaints about your issue: one complaint about
the debt collector and a second complaint about the company that owns the debt.
If you don’t know where the debt came from, choose “I don’t know.”
7
Do you know
where this debt
came from?
CONTINUE TO QUESTION 10
SAME COMPANY
FILL OUT QUESTIONS 8 & 9
DIFFERENT COMPANY
OPTIONAL,
CHOOSE ONE
8
Company name
8a
Company contact
information
Even if you don’t
know the company’s
name, please try
your best to provide
any phone numbers
for the company, a
representative name,
or an account number
and we’ll try to match
things up on our end.
CONTINUE TO QUESTION 10
I DON’T KNOW
I DON’T KNOW THE
COMPANY NAME
STREET
CITY
STATE
REPRESENTATIVE NAME OR ID
ZIP CODE
PHONE NUMBER
ACCOUNT NUMBER
9
Submit a separate
complaint against
this company?
YES
NO
By selecting yes, we will create a separate complaint against this
company. This will be in addition to your complaint against the debt
collection company.
CASE NUMBER
VERSION 3. 2 / 2015
COUNTRY
5 OF 8
SUBMIT A DEBT COLLECTION COMPLAINT
Personal information
The company needs your full name and the last four digits of your Social Security Number to match your complaint to
their records and respond to your complaint.
10
11
Are you filing on
behalf of someone
else?
FILL OUT QUESTIONS 11 & 12
YES, I AM FILING ON BEHALF OF SOMEONE ELSE
FILL OUT QUESTION 11
NO, I AM FILING ON BEHALF OF MYSELF
Consumer’s
identification
information
FIRST NAME
We’ll use this
information to contact
you about the status of
your complaint.
STREET
LAST NAME
CITY
STATE
EMAIL
11a
Additional
identification
Contact
information of
person submitting
complaint
ZIP CODE
COUNTRY
PHONE NUMBER
LAST FOUR DIGITS OF SOCIAL SECURITY NUMBER
AGE
Companies match this information to their records to respond to your
complaint. Not providing may delay or prevent the company from
responding to your complaint.
OPTIONAL
12
SUFFIX
FIRST NAME
LAST NAME
SUFFIX
STREET
CITY
STATE
PHONE NUMBER
CASE NUMBER
VERSION 3. 2 / 2015
ZIP CODE
COUNTRY
6 OF 8
SUBMIT A DEBT COLLECTION COMPLAINT
Military affiliation
There are certain protections that apply to servicemembers and their spouses and dependents.
13
The consumer is
now or was:
A SERVICEMEMBER
OPTIONAL,
THE SPOUSE / DEPENDENT OF A SERVICEMEMBER
FILL OUT QUESTION 13A
FILL OUT QUESTIONS 13A & 13B
CHECK ALL THAT APPLY
13a
Service details
Current status
Branch
Rank
CHOOSE ONE
IN EACH COLUMN
13b
Servicemember
personal
information
ACTIVE
ARMY
E1 - E4
RESERVE
NAVY
E5 - E7
NATIONAL GUARD
MARINES
E8 - E9
RETIRED
AIR FORCE
O1 - O3
VETERAN
COAST GUARD
O4 - O6
PUBLIC HEALTH SERVICE
O7 - O10
NATIONAL OCEANIC &
ATMOSPHERIC ADMIN
W01 - CW5
FIRST NAME
LAST NAME
SUFFIX
STREET
CITY
STATE
CASE NUMBER
VERSION 3. 2 / 2015
ZIP CODE
COUNTRY
7 OF 8
SUBMIT A DEBT COLLECTION COMPLAINT
Authorization
The information given is true to the best of my knowledge and belief.
I understand that the CFPB cannot act as my lawyer, a court of law or a financial advisor.
SIGNATURE
DATE
Ways to submit this form
By mail
Consumer Financial Protection Bureau
PO Box 4503, Iowa City, IA 52244
By fax
(855) 237-2392
Other ways to submit your complaint
Online
consumerfinance.gov/complaint
CASE NUMBER
VERSION 3. 2 / 2015
Over the phone
(855) 411-2372
8 OF 8
SUBMIT A DEBT COLLECTION COMPLAINT
Privacy Act Statement
The information you provide will permit the Consumer
Financial Protection Bureau to respond to your complaint
or inquiry about companies and services we supervise.
Information about your complaint or inquiry (including
your personally identifiable information) may be shared:
▪
▪
▪
▪
▪
with the entity that is the subject of your complaint;
with third parties as necessary to get information
relevant to resolving a complaint;
with a court, a part in litigation, a magistrate, an adjudicative body or administrative tribunal in the course
of a proceeding or the Department of Justice;
with other federal or state agencies or regulatory
authorities for enforcement and statutory purposes;
and
with contractors, agents, and others authorized by
the CFPB to receive this information.
We may also share your complaint or inquiry (but not
your personally identifiable information) with the public
through a public complaint database.
This collection of information is authorized by 12 U.S.C. §
5493.
You are not required to file a complaint or share any identifying information, including your social security number,
and you may withdraw your complaint at any time. However, if you do not include the requested information, the
CFPB may not be able to act on your complaint.
Notice of Consumer Information Collection
OMB Control Number 3170-0011
This is how we accept complaints. You’re not required to
fill out this form if you don’t want to submit a complaint.
We estimate that it takes about 7 to 10 minutes to finish
completing the form. Our OMB control number for this
form is 3170-0011 and expires on 5/31/2015. Comments
or suggestions? Email us at [email protected].
CASE NUMBER
VERSION 3. 2 / 2015
1 DE 8
FORMULARIO DE QUEJA SOBRE PRODUCTOS O SERVICIOS FINANCIEROS
Cobro de deudas
¿De qué se trata esta queja?
1
¿Qué tipo de
deuda es?
ESCOJA UNO
2
TARJETA DE CRÉDITO
CUENTAS MÉDICAS
PRÉSTAMO HIPOTECARIO
PRÉSTAMO ESTUDIANTIL FEDERAL
AUTOMÓVIL
PRÉSTAMO ESTUDIANTIL PRIVADO
¿Cuál de las
siguientes
opciones mejor
describe su
problema?
NÚMERO DE OPCIÓN
ESCRIBA EL NÚMERO DE
1A
Llaman frecuentemente
o repetidamente
1B
Llaman antes de las 8am
o después de las 9pm
2A
La deuda fue eliminada
por quiebra
1C
Usan lenguaje soez,
ofensivo o insultante
2B
La deuda es el resultado
del robo de identidad
1D
Amenazan con acción
legal
2C
La deuda fue saldada
2D
La deuda no es mía
1E
Siguen llamando tras
recibir por escrito
que suspendan
comunicaciones
Tácticas de comunicación
LA OPCIÓN QUE MEJOR
DESCRIBA SU PROBLEMA
Falsa declaración o
representación
4A
4B
4C
4D
3
Si alguien se está
comunicando con
usted por teléfono,
¿a qué número
está llamando?
Intentaron cobrar un
monto indebido
Se hicieron pasar
por abogados o por
funcionarios del orden
público o del Gobierno
Intentos repetidos de
cobrar deudas que no me
corresponden
Comunicación
inoportuna o cesión
indebida de datos
5A
No hicieron caso a mi
petición de que no se
comunicaran conmigo
5B
No hicieron caso a mi
petición de que no se
comunicaran con mi
empleador
5C
Se comunicaron conmigo
y no con mi abogado
5D
Hablaron con terceros
sobre mi deuda
Indicaron que violé la ley
al no pagar la deuda
Indicaron que no debo
responder a la demanda
OTRO (TELÉFONO,
GIMNASIO, ETC.)
NO SÉ
Omisión de información
obligatoria o de la
verificación de la deuda
3A
No me informaron sobre
mi derecho a impugnar la
validez de la deuda
3B
No hay información
suficiente para verificar
la validez de la deuda (el
monto y el acreedor)
3C
No me informaron que
era un intento de cobrar
una deuda
Amenazas o iniciación de
medidas ilegales
6A
Amenazaron con arrestarme
o llevarme a la cárcel si no
pago la deuda
6B
Amenazaron con
demandarme por una
deuda que está exenta
por su antigüedad
6C
Me demandaron sin darme
la debida notificación
6D
Me demandaron en un lugar
donde no residí o donde no
contraje la deuda
6E
Embargaron o intentaron
embargar ingresos que
están exentos para efectos
del cobro de la deuda
(seguro de desempleo,
pensión para los hijos, etc.)
6F
Tomaron posesión de
bienes o intentaron hacerlo
TELÉFONO
OPCIONAL
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
FORMULARIO DE QUEJA SOBRE EL COBRO DE DEUDAS
2 DE 8
¿Qué pasó?
Queremos saber lo que sucedió. Si usted nos proporciona los detalles de lo ocurrido —como las fechas y lugares de
las transacciones—entonces podremos entender mejor su queja. Por ejemplo: ¿Alguien le llamó por teléfono? ¿Usted
visitó la empresa en persona?
4
Describa lo que
pasó, para que
podamos entender
el problema.
No incluya aquí sus
datos confidenciales,
como su nombre y
apellido, información
de contacto, número
de cuenta o número
de Seguro Social. Le
pediremos algunos de
estos datos en un paso
posterior.
¿Cómo quiere que se resuelva su queja?
Queremos saber que piensa usted que sería una resolución justa del problema. Le enviaremos esta información a la
empresa, junto con su descripción de lo ocurrido, para que entiendan lo que usted busca.
5
¿Qué piensa usted
que sería una
resolución justa del
problema?
No incluya aquí sus
datos confidenciales,
como su nombre y
apellido, información
de contacto, número
de cuenta o número de
Seguro Social.
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
3 DE 8
FORMULARIO DE QUEJA SOBRE EL COBRO DE DEUDAS
¿Quién se ha comunicado con usted respecto a esta deuda?
Queremos saber tanto como usted nos pueda decir sobre la empresa que intenta cobrar la deuda. Aunque no sepa
el nombre de la empresa, trate de proporcionar algún número de teléfono para la misma, el nombre de alguno de
sus representantes o un número de cuenta. Por nuestra parte, haremos todo lo posible para localizar la empresa.
6
Nombre de la
empresa de cobro
de deudas
6a
Información de
contacto de la
empresa de cobro
de deudas
OPCIONAL
Aunque no sepa el
nombre de la empresa,
trate de proporcionar
algún número de
teléfono para la misma,
el nombre de alguno
de sus representantes
o un número de
cuenta. Por nuestra
parte, haremos todo lo
posible para localizar
la empresa.
Adjuntar
documentos
probatorios
OPCIONAL
NO SÉ EL NOMBRE
DE LA EMPRESA
CALLE Y NÚMERO
CIUDAD
ESTADO
NOMBRE O IDENTIFICACIÓN DEL REPRESENTANTE
CÓDIGO POSTAL
PAÍS
TELÉFONO
NÚMERO DE CUENTA
Adjunte copias de cualquier documento que acredite la queja. La mejor manera en que
podamos entender su queja es si tenemos la versión completa de documentos como, por
ejemplo, contratos, cartas, estados de cuenta mensuales y comprobantes de transacciones.
No incluya el original de los documentos.
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
4 DE 8
FORMULARIO DE QUEJA SOBRE EL COBRO DE DEUDAS
¿Quien es el acreedor de esta deuda?
Queremos saber si la empresa que se puso en contacto con usted fue contratada por otra empresa para cobrar la
deuda. Si esta otra empresa es el acreedor de la deuda, le daremos a usted la oportunidad de presentar dos quejas:
una contra la empresa de cobro de deudas y otra contra la empresa acreedora.
Si usted no sabe quien es el acreedor de la deuda, elija “No sé”.
7
¿Sabe quien es el
acreedor de esta
deuda?
LA MISMA EMPRESA QUE COBRA LA DEUDA
OPCIONAL
NO SÉ
PASE A LA PREGUNTA 10
Nombre de la
empresa acreedora
8a
Información de
contacto de la
empresa acreedora
CALLE Y NÚMERO
Aunque no sepa el
nombre de la empresa,
trate de proporcionar
algún número de
teléfono para la misma,
el nombre de alguno
de sus representantes
o un número de
cuenta. Por nuestra
parte, haremos todo lo
posible para localizar
la empresa.
CIUDAD
¿Desea presentar
por separado
una queja contra
la empresa
acreedora?
CONTESTE LAS PREGUNTAS 8 Y 9
OTRA EMPRESA ACREEDORA
8
9
PASE A LA PREGUNTA 10
NO SÉ EL NOMBRE
DE LA EMPRESA
ESTADO
NOMBRE O IDENTIFICACIÓN DEL REPRESENTANTE
CÓDIGO POSTAL
PAÍS
TELÉFONO
NÚMERO DE CUENTA
SÍ
NO
Si usted elije “Sí ”, iniciaremos por separado la gestión de una queja
contra la empresa acreedora. Como resultado, se dará trámite a dos
quejas en total: una contra la empresa de cobro de deudas y otra
contra la empresa acreedora.
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
5 DE 8
FORMULARIO DE QUEJA SOBRE EL COBRO DE DEUDAS
Datos personales
Usted debe proporcionar su nombre completo y los cuatro últimos dígitos de su número de Seguro Social para que la
empresa pueda encontrar su expediente y responder a su queja.
10
Datos de
información
de contacto
NOMBRE
APELLIDO(S)
Vamos a usar estos
datos para informarle
sobre el estado de
tramitación de su
queja.
CALLE Y NÚMERO
CIUDAD
ESTADO
CORREO ELECTRÓNICO
10a
Otros datos de
identificación
Otro contacto
CÓDIGO POSTAL
PAÍS
TELÉFONO
CUATRO ÚLTIMOS DÍGITOS DE SU NÚMERO DE SEGURO SOCIAL
EDAD
Las empresas utilizan esta información para encontrar en sus registros
el expediente del cliente y responder a las quejas. La omisión de estos
datos puede demorar o imposibilitar la respuesta de la empresa.
OPCIONAL
11
SUFIJO
NOMBRE
APELLIDO(S)
SUFIJO
OPCIONAL
Utilice esta sección
si desea que le
informemos a otra
persona sobre el
estado de tramitación
de la queja.
CALLE Y NÚMERO
CIUDAD
ESTADO
TELÉFONO
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
CÓDIGO POSTAL
PAÍS
6 DE 8
FORMULARIO DE QUEJA SOBRE EL COBRO DE DEUDAS
Historial militar
Hay algunas protecciones a las que se pueden acoger los militares y sus cónyuges y dependientes.
12
El consumidor es
o era:
OPCIONAL
(INDIQUE TODOS LOS
CONTESTE LA PREGUNTA 12A
INTEGRANTE DE LAS FUERZAS ARMADAS (FF. AA.)
CONTESTE LAS PREGUNTAS 12A Y 12B
CÓNYUGE / DEPENDIENTE DE UN INTEGRANTE DE LAS FF. AA.
QUE CORRESPONDAN)
12a
Historial de
servicio militar
ESCOJA UNA OPCIÓN
EN CADA COLUMNA
12b
Datos personales
del integrante
de las fuerzas
armadas
Estado actual
Rama
Rango
ACTIVO
EJÉRCITO
E1 - E4
RESERVA
MARINA
E5 - E7
GUARDIA NACIONAL
INFANTERÍA DE MARINA
E8 - E9
EN RETIRO
FUERZA AÉREA
O1 - O3
VETERANO
(EX COMBATIENTE)
SERVICIO DE GUARDACOSTAS
O4 - O6
SERVICIO DE SALUD PÚBLICA
O7 - O10
ADMINISTRACIÓN NACIONAL
DE OCÉANOS Y ATMÓSFERA
W01 - CW5
NOMBRE
APELLIDO(S)
SUFIJO
CALLE Y NÚMERO
CIUDAD
ESTADO
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
CÓDIGO POSTAL
PAÍS
7 DE 8
FORMULARIO DE QUEJA SOBRE EL COBRO DE DEUDAS
Certificación
La información proporcionada es verdadera a mi leal saber y entender.
Entiendo que la CFPB no puede actuar como mi abogado, un tribunal o un asesor financiero.
FIRMA
FECHA
Maneras de presentar este formulario
Por correo
Oficina para la Protección Financiera Del Consumidor
PO Box 4503, Iowa City, IA 52244
Por fax
(855) 237-2392
Otras maneras de presentar su queja
Por Internet
consumerfinance.gov/complaint
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
Por teléfono
(855) 411-2372
8 DE 8
FORMULARIO DE QUEJA SOBRE EL COBRO DE DEUDAS
Aviso sobre la Ley de Privacidad
La información que usted proporcione permitirá a la
Oficina para la Protección Financiera del Consumidor
(CFPB) atender su queja o consulta sobre las empresas
y los servicios que supervisamos. La información sobre
su queja o consulta (incluidos datos confidenciales) se
puede poner a disposición de cualquiera de las siguentes partes:
▪
▪
▪
▪
▪
la empresa que es objeto de su queja;
terceras partes, según sea necesario con el fin de
obtener la información necesaria para atender la
queja;
tribunales, partes litigantes, abogados, entidades
jurídicas o cortes administrativas, en el curso de un
proceso judicial o administrativo, o el Departamento
de Justicia;
otros organismos o autoridades reguladoras, ya sean
federales o estatales, para los fines establecidos por
la ley o para los fines de cumplimiento de la ley, o
contratantes, agentes y otras partes autorizadas por
la CFPB para recibir esta información.
Por medio de una base de datos de quejas, también
podemos poner a disposición del público su queja o
consulta (salvo los datos confidenciales).
El presente instrumento de recolección de datos está
autorizado por la Sección 5493 del Título 12 del Código
de los Estados Unidos (12 U.S.C. §5493).
No es obligatorio presentar una queja o proporcionar
datos confidenciales (incluyendo su número de Seguro
Social). Además, puede retirar su queja en cualquier
momento. Sin embargo, si usted no incluye la información solicitada, es posible que la CFPB no pueda tomar
acción en relación a su queja.
Aviso sobre la recolección de información del consumidor
Número de control emitido por la Oficina de
Administración y Presupuesto (OMB): 3170-0011
Utilizamos el presente formulario para recibir las quejas.
Si usted no desea presentar una queja, no está obligado
a llenar este formulario. Calculamos que se necesitan
entre 7 y 10 minutos para llenar el formulario. El número
de control emitido por la OMB para el formulario es
3170-0011 y tiene vigencia hasta el 30 de noviembre
del 2014. ¿Tiene usted algún comentario o sugerencia?
Envíenos un mensaje a [email protected].
NÚMERO DE CASO
VERSIÓN 3.0 / 2013
CONSUMER RESPONSE CENTER
AGENT CALL SCRIPTS
Version 5.01
(Presented in script # order)
March 1, 2015
Agent Scripts
March 1, 2015 V5.01
Script #
Script Text
Comments/Notes
i1
Good