CARD Act Reporting Requirements

Thank you for your participation in last year’s college credit card agreement information collection. (See
12 CFR § 1026.57(d); and 15 U.S.C. § 1637(r)) If you are new to this reporting, you can also find the
Bureau’s previous reports to Congress here: http://www.consumerfinance.gov/credit-cards/collegeagreements/.
The annual submission of college credit card agreements and accompanying data is due by ________.
While the substantive terms of the collection remain unchanged, this year the Bureau allows the attached
Excel template to be completed as an alternative to .txt file. Several issuers reported that the .txt file
requirement generated confusion, so our hope is that this option will reduce burden for you. Please do not
make adjustments to the Excel form.
Please continue to use the field definitions found in the attached Federal Reserve guidance (relevant
definitions begin on page 21).
Your submission must include: 1) a completed metadata file, and 2) a PDF of each agreement in effect at
any point in 20__.
Please send your submission to [email protected].
If you need to send your submission via physical mail, of if you have any questions, please contact us at
[email protected]

Regards,

Paperwork Reduction Act

According to the Paperwork Reduction Act of 1995, an agency may not conduct or sponsor, and a
person is not required to respond to a collection of information unless it displays a valid OMB control
number. The OMB control number for this collection is 3170-XXXX. It expires on MM/DD/YYYY. The
time required to complete this information collection is estimated to average approximately 1 hour per
response. The obligation to respond to this collection of information or mandatory. (12 CFR §
1026.57(d); and 15 U.S.C. § 1637(r)). Comments regarding this collection of information, including the
estimated response time, suggestions for improving the usefulness of the information, or suggestions for
reducing the burden to respond to this collection should be submitted to Bureau at the Consumer
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, or by
email to [email protected].