Consumer and College Credit Card Agreements

Sections 204 and 305 of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) and 12 CFR §§ 226.57(d) and 226.58 require card issuers to submit to the Bureau of Consumer Financial Protection (Bureau): • agreements between the issuer and a consumer under a credit card account for an open-end consumer credit plan; and • any college credit card agreements to which the issuer is a party and certain additional information regarding those agreements. The data collections enable the Bureau to provide consumers with a centralized depository for consumer and college credit card agreements and information regarding the arrangements between financial institutions and institutions of higher education

The latest form for Consumer and College Credit Card Agreements expires 2021-10-31 and can be found here.