CMS-10433 Plans and Benefits Template

Initial Plan Data Collection to Support QHP Certification and other Financial Management and Exchange Operations (CMS-10433)

CMS-10433 - Appendix G Plans and Benefits_508.xlsx

QHP Certification

OMB: 0938-1187

Document [xlsx]
Download: xlsx | pdf

Overview

Benefits Package
Cost Share Variances


Sheet 1: Benefits Package

Plans & Benefits Template
To use this template, please review the user guide and instructions. All fields with an asterisk (*) are required
Fields with a tilde "~" indicate a field that would be added for PY 2017 under this PRA package. Fields with a caret "^" indicates revisions that will be not be implemented for PY 2017 but will be included in PY 2018. Fields with a number sign (hash mark) "#" indicate a field that would be moved or removed under this PRA package.
You will need to save the latest version of the add-in file (PlansBenefitsAddIn.xlam) on your machine.
To create the cost share variance worksheet and enter the cost sharing amounts for both individual and SHOP (small group) markets, use the Create Cost Share Variances macro.
To create additional Benefits Package worksheets, use the Create New Benefits Package macro.
To populate the benefits on the Benefits Package worksheet with your State EHB Standards, use the Refresh EHB macro.
HIOS Issuer ID*
Issuer State*
Market Coverage*
Dental Only Plan*
TIN*
Multi-State Plan~
Benchmark Used~
Plan Identifiers - HIOS Plan ID*
(Standard Component)
Plan Identifiers - Plan Marketing Name* Plan Identifiers - HIOS Product ID* Plan Identifiers - HPID Plan Identifiers - Network ID* Plan Identifiers - Service Area ID* Plan Identifiers - Formulary ID* Plan Attributes - New/Existing Plan?* Plan Attributes - Plan Type* Plan Attributes - Level of Coverage* Plan Attributes - Unique Plan Design?* Plan Attributes - QHP/Non-QHP* Plan Attributes - Notice Required for Pregnancy* Plan Attributes - Is a Referral Required for Specialist?* Plan Attributes - Specialist(s) Requiring a Referral Plan Attributes - Plan Level Exclusions Plan Attributes - Limited Cost Sharing Plan Variation - Est Advanced Payment Plan Attributes - Does this plan offer Composite Rating?* Plan Attributes - Child-Only Offering* Plan Attributes - Child Only Plan ID Plan Attributes - Tobacco Wellness Program Offered* Plan Attributes - Disease Management Programs Offered Plan Attributes - EHB Percent of Total Premium* Plan Attributes - Plan Design Type~ Stand Alone Dental Only - EHB Apportionment for Pediatric Dental Stand Alone Dental Only - Guaranteed vs. Estimated Rate AV Calculator Additional Benefit Design - Maximum Coinsurance for Specialty Drugs# AV Calculator Additional Benefit Design - Maximum Number of Days for Charging an Inpatient Copay?# AV Calculator Additional Benefit Design - Begin Primary Care Cost-Sharing After a Set Number of Visits?# AV Calculator Additional Benefit Design - Begin Primary Care Deductible/ Coinsurance After a Set Number of Copays?# Plan Dates - Plan Effective Date* Plan Dates - Plan Expiration Date Geographic Coverage - Out of Country Coverage* Geographic Coverage - Out of Country Coverage Description Geographic Coverage - Out of Service Area Coverage* Geographic Coverage - Out of Service Area Coverage Description Geographic Coverage - National Network* Plan Level URLs - URL for Enrollment Payment


























































































































































































































































































































































































































































































































































































Benefits Benefit Information - EHB Benefit Information - EHB Category*~ Benefit Information - State-Required Benefit Benefit Information - Is this Benefit Covered? General Information - Quantitative Limit on Service General Information - Limit Quantity General Information - Limit Unit General Information - Care Plan Limit?~^ General Information - Number of Visits before Care Plan Limit applies~^ General Information - Minimum Stay General Information - Exclusions General Information - Benefit Explanation General Information - EHB Variance Reason General Information - Excluded from In Network MOOP Out of Pocket Exceptions - Excluded from Out of Network MOOP Out of Pocket Exceptions - Excluded from Out of Network MOOP2




















Primary Care Visit to Treat an Injury or Illness




































Mental Health and Substance Abuse Disorder Office Visit~^




































All Other Mental Health/Substance Use Outpatient Visits~^




































Specialist Visit




































Other Practitioner Office Visit (Nurse, Physician Assistant)




































Outpatient Facility Fee (e.g., Ambulatory Surgery Center)




































Outpatient Surgery Physician/Surgical Services




































Hospice Services




































Non-Emergency Care When Traveling Outside the U.S.




































Routine Dental Services (Adult)




































Infertility Treatment




































Long-Term/Custodial Nursing Home Care




































Private-Duty Nursing




































Routine Eye Exam (Adult)




































Urgent Care Centers or Facilities




































Home Health Care Services




































Emergency Room Services




































Mental Health Emergency Services~




































Emergency Transportation/Ambulance




































Inpatient Hospital Services (e.g., Hospital Stay)




































Inpatient Physician and Surgical Services




































Bariatric Surgery




































Cosmetic Surgery




































Skilled Nursing Facility




































Prenatal and Postnatal Care




































Delivery and All Inpatient Services for Maternity Care




































Mental/Behavioral Health Outpatient Services




































Mental/Behavioral Health Inpatient Services




































Substance Abuse Disorder Outpatient Services




































Substance Abuse Disorder Inpatient Services




































Generic Drugs




































Preferred Brand Drugs




































Non-Preferred Brand Drugs




































Specialty Drugs




































Outpatient Rehabilitation Services




































Habilitation Services




































Chiropractic Care




































Durable Medical Equipment




































Hearing Aids




































Imaging (CT/PET Scans, MRIs)




































Preventive Care/Screening/Immunization




































Routine Foot Care




































Acupuncture




































Weight Loss Programs




































Routine Eye Exam for Children




































Eye Glasses for Children




































Dental Check-Up for Children




































Rehabilitative Speech Therapy




































Rehabilitative Occupational and Rehabilitative Physical Therapy




































Well Baby Visits and Care




































Laboratory Outpatient and Professional Services




































X-rays and Diagnostic Imaging




































Basic Dental Care - Child




































Orthodontia - Child




































Major Dental Care - Child




































Basic Dental Care - Adult




































Orthodontia - Adult




































Major Dental Care - Adult




































Abortion for Which Public Funding is Prohibited




































Transplant




































Accidental Dental




































Dialysis




































Allergy Testing




































Chemotherapy




































Radiation




































Diabetes Education




































Prosthetic Devices




































Infusion Therapy




































Treatment for Temporomandibular Joint Disorders




































Nutritional Counseling




































Reconstructive Surgery





































Sheet 2: Cost Share Variances

To use this template, please review the user guide and instructions. All fields with an asterisk (*) are required
Fields with a tilde "~" indicate a field that would be added for PY 2017 under this PRA package. Fields with a caret "^" indicates revisions that will be not be implemented for PY 2017 but will be included in PY 2018. Fields with a number sign (hash tag) "#" indicate a field that would be moved or removed under this PRA package.
Plan Cost Sharing Attributes
HIOS Plan ID*
(Standard Component + Variant)
Plan Cost Sharing Attributes
Plan Marketing Name*~
Plan Cost Sharing Attributes
Level of Coverage*
(Metal Level)
Plan Cost Sharing Attributes
CSR Variation Type*
Plan Cost Sharing Attributes
Issuer Actuarial Value
Plan Cost Sharing Attributes
AV Calculator Output Number*
Plan Cost Sharing Attributes
Medical & Drug Deductibles Integrated?*
Plan Cost Sharing Attributes
Medical & Drug Maximum Out of Pocket Integrated?*
Plan Cost Sharing Attributes
Multiple In Network Tiers?*
Plan Cost Sharing Attributes
1st Tier Utilization*
Plan Cost Sharing Attributes
2nd Tier Utilization
AV Calculator Additional Benefit Design
Maximum Coinsurance for Specialty Drugs^
AV Calculator Additional Benefit Design
Maximum Number of Days for Charging an Inpatient Copay?^
AV Calculator Additional Benefit Design
Which Benefits Begin Cost-Sharing After a Set Number of Visits? ^
AV Calculator Additional Benefit Design
Number of Visits before Cost Sharing Begins^
AV Calculator Additional Benefit Design
Which Benefits Begin Deductible/ Coinsurance After a Set Number of Copays? ^
AV Calculator Additional Benefit Design
Number of Copays before Deductible/Coinsurance Begins^
SBC Scenario
Having a Baby
Deductible*
SBC Scenario
Having a Baby
Copayment*
SBC Scenario
Having a Baby
Coinsurance*
SBC Scenario
Having a Baby
Limit*
SBC Scenario
Having Diabetes
Deductible*
SBC Scenario
Having Diabetes
Copayment*
SBC Scenario
Having Diabetes
Coinsurance*
SBC Scenario
Having Diabetes
Limit*
SBC Scenario
Simple Fracture
Deductible~
SBC Scenario
Simple Fracture
Copayment~
SBC Scenario
Simple Fracture
Coinsurance~
SBC Scenario
Simple Fracture
Limit~
Maximum Out of Pocket for Medical EHB Benefits
In Network
Individual
Maximum Out of Pocket for Medical EHB Benefits
In Network
Family
Maximum Out of Pocket for Medical EHB Benefits
In Network (Tier 2)
Individual
Maximum Out of Pocket for Medical EHB Benefits
In Network (Tier 2)
Family
Maximum Out of Pocket for Medical EHB Benefits
Out of Network
Individual
Maximum Out of Pocket for Medical EHB Benefits
Out of Network
Family
Maximum Out of Pocket for Medical EHB Benefits
Combined In/Out Network
Individual

Maximum Out of Pocket for Medical EHB Benefits
Combined In/Out Network
Family
Maximum Out of Pocket for Drug EHB Benefits
In Network
Individual
Maximum Out of Pocket for Drug EHB Benefits
In Network
Family
Maximum Out of Pocket for Drug EHB Benefits
In Network (Tier 2)
Individual
Maximum Out of Pocket for Drug EHB Benefits
In Network (Tier 2)
Family
Maximum Out of Pocket for Drug EHB Benefits
Out of Network
Individual
Maximum Out of Pocket for Drug EHB Benefits
Out of Network
Family
Combined In/Out Network
Individual
Maximum Out of Pocket for Drug EHB Benefits
Combined In/Out Network
Family
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
In Network
Individual
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
In Network
Family
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
In Network (Tier 2)
Individual
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
In Network (Tier 2)
Family
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
Out of Network
Individual
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
Out of Network
Family
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
Combined In/Out Network
Individual
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total)
Combined In/Out Network
Family
Medical EHB Deductible
In Network
Individual
Medical EHB Deductible
In Network
Family
Medical EHB Deductible
In Network
Default Coinsurance
Medical EHB Deductible
In Network (Tier 2)
Individual
Medical EHB Deductible
In Network (Tier 2)
Family
Medical EHB Deductible
In Network (Tier 2)
Default Coinsurance
Medical EHB Deductible
Out of Network
Individual
Medical EHB Deductible
Out of Network
Family
Medical EHB Deductible
Combined In/Out Network
Individual
Medical EHB Deductible
Combined In/Out Network
Family
Drug EHB Deductible
In Network
Individual
Drug EHB Deductible
In Network
Family
Drug EHB Deductible
In Network
Default Coinsurance
Drug EHB Deductible
In Network (Tier 2)
Individual
Drug EHB Deductible
In Network (Tier 2)
Family
Drug EHB Deductible
In Network (Tier 2)
Default Coinsurance
Drug EHB Deductible
Out of Network
Individual
Drug EHB Deductible
Out of Network
Family
Drug EHB Deductible
Combined In/Out Network
Individual
Drug EHB Deductible
Combined In/Out Network
Family
Combined Medical and Drug EHB Deductible
In Network
Individual
Combined Medical and Drug EHB Deductible
In Network
Family
Combined Medical and Drug EHB Deductible
In Network
Default Coinsurance
Combined Medical and Drug EHB Deductible
In Network (Tier 2)
Individual
Combined Medical and Drug EHB Deductible
In Network (Tier 2)
Family
Combined Medical and Drug EHB Deductible
In Network (Tier 2)
Default Coinsurance
Combined Medical and Drug EHB Deductible
Out of Network
Individual
Combined Medical and Drug EHB Deductible
Out of Network
Family
Combined Medical and Drug EHB Deductible
Combined In/Out Network
Individual
Combined Medical and Drug EHB Deductible
Combined In/Out Network
Individual2
HSA/HRA Detail
HSA Eligible*
HSA/HRA Detail
HSA/HRA Employer Contribution
HSA/HRA Detail
HSA/HRA Employer Contribution Amount
Plan Variant Level URLs
URL for Summary of Benefits & Coverage
Plan Variant Level URLs
Plan Brochure
Primary Care Visit to Treat an Injury or Illness
Copay
In Network (Tier 1)
Primary Care Visit to Treat an Injury or Illness
Copay
In Network (Tier 2)
Primary Care Visit to Treat an Injury or Illness
Copay
Out of Network
Primary Care Visit to Treat an Injury or Illness
Coinsurance
In Network (Tier 1)
Primary Care Visit to Treat an Injury or Illness
Coinsurance
In Network (Tier 2)
Primary Care Visit to Treat an Injury or Illness
Coinsurance
Out of Network
Mental Health and Substance Use Disorder Office Visit
Copay
In Network (Tier 1)^
Mental Health and Substance Use Disorder Office Visit
Copay
In Network (Tier 2)^
Mental Health and Substance Use Disorder Office Visit
Copay
Out of Network^
Mental Health and Substance Use Disorder Office Visit
Coinsurance
In Network (Tier 1)^
Mental Health and Substance Use Disorder Office Visit
Coinsurance
In Network (Tier 2)^
Mental Health and Substance Use Disorder Office Visit
Coinsurance
Out of Network^
All Other Mental Health/Substance Use Outpatient Visits
Copay
In Network (Tier 1)^
All Other Mental Health/Substance Use Outpatient Visits
Copay
In Network (Tier 2)^
All Other Mental Health/Substance Use Outpatient Visits
Copay
Out of Network^
All Other Mental Health/Substance Use Outpatient Visits
Coinsurance
In Network (Tier 1)^
All Other Mental Health/Substance Use Outpatient Visits
Coinsurance
In Network (Tier 2)^
All Other Mental Health/Substance Use Outpatient Visits
Coinsurance
Out of Network^
Specialist Visit
Copay
In Network (Tier 1)
Specialist Visit
Copay
In Network (Tier 2)
Specialist Visit
Copay
Out of Network
Specialist Visit
Coinsurance
In Network (Tier 1)
Specialist Visit
Coinsurance
In Network (Tier 2)
Specialist Visit
Coinsurance
Out of Network
Other Practitioner Office Visit (Nurse, Physician Assistant)
Copay
In Network (Tier 1)
Other Practitioner Office Visit (Nurse, Physician Assistant)
Copay
In Network (Tier 2)
Other Practitioner Office Visit (Nurse, Physician Assistant)
Copay
Out of Network
Other Practitioner Office Visit (Nurse, Physician Assistant)
Coinsurance
In Network (Tier 1)
Other Practitioner Office Visit (Nurse, Physician Assistant)
Coinsurance
In Network (Tier 2)
Other Practitioner Office Visit (Nurse, Physician Assistant)
Coinsurance
Out of Network
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Copay
In Network (Tier 1)
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Copay
In Network (Tier 2)
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Copay
Out of Network
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Coinsurance
In Network (Tier 1)
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Coinsurance
In Network (Tier 2)
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Coinsurance
Out of Network
Outpatient Surgery Physician/Surgical Services
Copay
In Network (Tier 1)
Outpatient Surgery Physician/Surgical Services
Copay
In Network (Tier 2)
Outpatient Surgery Physician/Surgical Services
Copay
Out of Network
Outpatient Surgery Physician/Surgical Services
Coinsurance
In Network (Tier 1)
Outpatient Surgery Physician/Surgical Services
Coinsurance
In Network (Tier 2)
Outpatient Surgery Physician/Surgical Services
Coinsurance
Out of Network
Hospice Services
Copay
In Network (Tier 1)
Hospice Services
Copay
In Network (Tier 2)
Hospice Services
Copay
Out of Network
Hospice Services
Coinsurance
In Network (Tier 1)
Hospice Services
Coinsurance
In Network (Tier 2)
Hospice Services
Coinsurance
Out of Network
Infertility Treatment
Copay
In Network (Tier 1)
Infertility Treatment
Copay
In Network (Tier 2)
Infertility Treatment
Copay
Out of Network
Infertility Treatment
Coinsurance
In Network (Tier 1)
Infertility Treatment
Coinsurance
In Network (Tier 2)
Infertility Treatment
Coinsurance
Out of Network
Urgent Care Centers or Facilities
Copay
In Network (Tier 1)
Urgent Care Centers or Facilities
Copay
In Network (Tier 2)
Urgent Care Centers or Facilities
Copay
Out of Network
Urgent Care Centers or Facilities
Coinsurance
In Network (Tier 1)
Urgent Care Centers or Facilities
Coinsurance
In Network (Tier 2)
Urgent Care Centers or Facilities
Coinsurance
Out of Network
Home Health Care Services
Copay
In Network (Tier 1)
Home Health Care Services
Copay
In Network (Tier 2)
Home Health Care Services
Copay
Out of Network
Home Health Care Services
Coinsurance
In Network (Tier 1)
Home Health Care Services
Coinsurance
In Network (Tier 2)
Home Health Care Services
Coinsurance
Out of Network
Emergency Room Services
Copay
In Network (Tier 1)
Emergency Room Services
Copay
In Network (Tier 2)
Emergency Room Services
Copay
Out of Network
Emergency Room Services
Coinsurance
In Network (Tier 1)
Emergency Room Services
Coinsurance
In Network (Tier 2)
Emergency Room Services
Coinsurance
Out of Network
Mental Health Emergency Services
Copay
In Network (Tier 1)^
Mental Health Emergency Services
Copay
In Network (Tier 2)^
Mental Health Emergency Services
Copay
Out of Network^
Mental Health Emergency Services
Coinsurance
In Network (Tier 1)^
Mental Health Emergency Services
Coinsurance
In Network (Tier 2)^
Mental Health Emergency Services
Coinsurance
Out of Network^
Emergency Transportation/Ambulance
Copay
In Network (Tier 1)
Emergency Transportation/Ambulance
Copay
In Network (Tier 2)
Emergency Transportation/Ambulance
Copay
Out of Network
Emergency Transportation/Ambulance
Coinsurance
In Network (Tier 1)
Emergency Transportation/Ambulance
Coinsurance
In Network (Tier 2)
Emergency Transportation/Ambulance
Coinsurance
Out of Network
Inpatient Hospital Services (e.g., Hospital Stay)
Copay
In Network (Tier 1)
Inpatient Hospital Services (e.g., Hospital Stay)
Copay
In Network (Tier 2)
Inpatient Hospital Services (e.g., Hospital Stay)
Copay
Out of Network
Inpatient Hospital Services (e.g., Hospital Stay)
Coinsurance
In Network (Tier 1)
Inpatient Hospital Services (e.g., Hospital Stay)
Coinsurance
In Network (Tier 2)
Inpatient Hospital Services (e.g., Hospital Stay)
Coinsurance
Out of Network
Inpatient Physician and Surgical Services
Copay
In Network (Tier 1)
Inpatient Physician and Surgical Services
Copay
In Network (Tier 2)
Inpatient Physician and Surgical Services
Copay
Out of Network
Inpatient Physician and Surgical Services
Coinsurance
In Network (Tier 1)
Inpatient Physician and Surgical Services
Coinsurance
In Network (Tier 2)
Inpatient Physician and Surgical Services
Coinsurance
Out of Network
Bariatric Surgery
Copay
In Network (Tier 1)
Bariatric Surgery
Copay
In Network (Tier 2)
Bariatric Surgery
Copay
Out of Network
Bariatric Surgery
Coinsurance
In Network (Tier 1)
Bariatric Surgery
Coinsurance
In Network (Tier 2)
Bariatric Surgery
Coinsurance
Out of Network
Skilled Nursing Facility
Copay
In Network (Tier 1)
Skilled Nursing Facility
Copay
In Network (Tier 2)
Skilled Nursing Facility
Copay
Out of Network
Skilled Nursing Facility
Coinsurance
In Network (Tier 1)
Skilled Nursing Facility
Coinsurance
In Network (Tier 2)
Skilled Nursing Facility
Coinsurance
Out of Network
Prenatal and Postnatal Care
Copay
In Network (Tier 1)
Prenatal and Postnatal Care
Copay
In Network (Tier 2)
Prenatal and Postnatal Care
Copay
Out of Network
Prenatal and Postnatal Care
Coinsurance
In Network (Tier 1)
Prenatal and Postnatal Care
Coinsurance
In Network (Tier 2)
Prenatal and Postnatal Care
Coinsurance
Out of Network
Delivery and All Inpatient Services for Maternity Care
Copay
In Network (Tier 1)
Delivery and All Inpatient Services for Maternity Care
Copay
In Network (Tier 2)
Delivery and All Inpatient Services for Maternity Care
Copay
Out of Network
Delivery and All Inpatient Services for Maternity Care
Coinsurance
In Network (Tier 1)
Delivery and All Inpatient Services for Maternity Care
Coinsurance
In Network (Tier 2)
Delivery and All Inpatient Services for Maternity Care
Coinsurance
Out of Network
Mental/Behavioral Health Outpatient Services
Copay
In Network (Tier 1)
Mental/Behavioral Health Outpatient Services
Copay
In Network (Tier 2)
Mental/Behavioral Health Outpatient Services
Copay
Out of Network
Mental/Behavioral Health Outpatient Services
Coinsurance
In Network (Tier 1)
Mental/Behavioral Health Outpatient Services
Coinsurance
In Network (Tier 2)
Mental/Behavioral Health Outpatient Services
Coinsurance
Out of Network
Mental/Behavioral Health Inpatient Services
Copay
In Network (Tier 1)
Mental/Behavioral Health Inpatient Services
Copay
In Network (Tier 2)
Mental/Behavioral Health Inpatient Services
Copay
Out of Network
Mental/Behavioral Health Inpatient Services
Coinsurance
In Network (Tier 1)
Mental/Behavioral Health Inpatient Services
Coinsurance
In Network (Tier 2)
Mental/Behavioral Health Inpatient Services
Coinsurance
Out of Network
Substance Abuse Disorder Outpatient Services
Copay
In Network (Tier 1)
Substance Abuse Disorder Outpatient Services
Copay
In Network (Tier 2)
Substance Abuse Disorder Outpatient Services
Copay
Out of Network
Substance Abuse Disorder Outpatient Services
Coinsurance
In Network (Tier 1)
Substance Abuse Disorder Outpatient Services
Coinsurance
In Network (Tier 2)
Substance Abuse Disorder Outpatient Services
Coinsurance
Out of Network
Substance Abuse Disorder Inpatient Services
Copay
In Network (Tier 1)
Substance Abuse Disorder Inpatient Services
Copay
In Network (Tier 2)
Substance Abuse Disorder Inpatient Services
Copay
Out of Network
Substance Abuse Disorder Inpatient Services
Coinsurance
In Network (Tier 1)
Substance Abuse Disorder Inpatient Services
Coinsurance
In Network (Tier 2)
Substance Abuse Disorder Inpatient Services
Coinsurance
Out of Network
Generic Drugs
Copay
In Network (Tier 1)
Generic Drugs
Copay
In Network (Tier 2)
Generic Drugs
Copay
Out of Network
Generic Drugs
Coinsurance
In Network (Tier 1)
Generic Drugs
Coinsurance
In Network (Tier 2)
Generic Drugs
Coinsurance
Out of Network
Preferred Brand Drugs
Copay
In Network (Tier 1)
Preferred Brand Drugs
Copay
In Network (Tier 2)
Preferred Brand Drugs
Copay
Out of Network
Preferred Brand Drugs
Coinsurance
In Network (Tier 1)
Preferred Brand Drugs
Coinsurance
In Network (Tier 2)
Preferred Brand Drugs
Coinsurance
Out of Network
Non-Preferred Brand Drugs
Copay
In Network (Tier 1)
Non-Preferred Brand Drugs
Copay
In Network (Tier 2)
Non-Preferred Brand Drugs
Copay
Out of Network
Non-Preferred Brand Drugs
Coinsurance
In Network (Tier 1)
Non-Preferred Brand Drugs
Coinsurance
In Network (Tier 2)
Non-Preferred Brand Drugs
Coinsurance
Out of Network
Specialty Drugs
Copay
In Network (Tier 1)
Specialty Drugs
Copay
In Network (Tier 2)
Specialty Drugs
Copay
Out of Network
Specialty Drugs
Coinsurance
In Network (Tier 1)
Specialty Drugs
Coinsurance
In Network (Tier 2)
Specialty Drugs
Coinsurance
Out of Network
Outpatient Rehabilitation Services
Copay
In Network (Tier 1)
Outpatient Rehabilitation Services
Copay
In Network (Tier 2)
Outpatient Rehabilitation Services
Copay
Out of Network
Outpatient Rehabilitation Services
Coinsurance
In Network (Tier 1)
Outpatient Rehabilitation Services
Coinsurance
In Network (Tier 2)
Outpatient Rehabilitation Services
Coinsurance
Out of Network
Habilitation Services
Copay
In Network (Tier 1)
Habilitation Services
Copay
In Network (Tier 2)
Habilitation Services
Copay
Out of Network
Habilitation Services
Coinsurance
In Network (Tier 1)
Habilitation Services
Coinsurance
In Network (Tier 2)
Habilitation Services
Coinsurance
Out of Network
Chiropractic Care
Copay
In Network (Tier 1)
Chiropractic Care
Copay
In Network (Tier 2)
Chiropractic Care
Copay
Out of Network
Chiropractic Care
Coinsurance
In Network (Tier 1)
Chiropractic Care
Coinsurance
In Network (Tier 2)
Chiropractic Care
Coinsurance
Out of Network
Durable Medical Equipment
Copay
In Network (Tier 1)
Durable Medical Equipment
Copay
In Network (Tier 2)
Durable Medical Equipment
Copay
Out of Network
Durable Medical Equipment
Coinsurance
In Network (Tier 1)
Durable Medical Equipment
Coinsurance
In Network (Tier 2)
Durable Medical Equipment
Coinsurance
Out of Network
Hearing Aids
Copay
In Network (Tier 1)
Hearing Aids
Copay
In Network (Tier 2)
Hearing Aids
Copay
Out of Network
Hearing Aids
Coinsurance
In Network (Tier 1)
Hearing Aids
Coinsurance
In Network (Tier 2)
Hearing Aids
Coinsurance
Out of Network
Imaging (CT/PET Scans, MRIs)
Copay
In Network (Tier 1)
Imaging (CT/PET Scans, MRIs)
Copay
In Network (Tier 2)
Imaging (CT/PET Scans, MRIs)
Copay
Out of Network
Imaging (CT/PET Scans, MRIs)
Coinsurance
In Network (Tier 1)
Imaging (CT/PET Scans, MRIs)
Coinsurance
In Network (Tier 2)
Imaging (CT/PET Scans, MRIs)
Coinsurance
Out of Network
Preventive Care/Screening/Immunization
Copay
In Network (Tier 1)
Preventive Care/Screening/Immunization
Copay
In Network (Tier 2)
Preventive Care/Screening/Immunization
Copay
Out of Network
Preventive Care/Screening/Immunization
Coinsurance
In Network (Tier 1)
Preventive Care/Screening/Immunization
Coinsurance
In Network (Tier 2)
Preventive Care/Screening/Immunization
Coinsurance
Out of Network
Routine Eye Exam for Children
Copay
In Network (Tier 1)
Routine Eye Exam for Children
Copay
In Network (Tier 2)
Routine Eye Exam for Children
Copay
Out of Network
Routine Eye Exam for Children
Coinsurance
In Network (Tier 1)
Routine Eye Exam for Children
Coinsurance
In Network (Tier 2)
Routine Eye Exam for Children
Coinsurance
Out of Network
Eye Glasses for Children
Copay
In Network (Tier 1)
Eye Glasses for Children
Copay
In Network (Tier 2)
Eye Glasses for Children
Copay
Out of Network
Eye Glasses for Children
Coinsurance
In Network (Tier 1)
Eye Glasses for Children
Coinsurance
In Network (Tier 2)
Eye Glasses for Children
Coinsurance
Out of Network
Rehabilitative Speech Therapy
Copay
In Network (Tier 1)
Rehabilitative Speech Therapy
Copay
In Network (Tier 2)
Rehabilitative Speech Therapy
Copay
Out of Network
Rehabilitative Speech Therapy
Coinsurance
In Network (Tier 1)
Rehabilitative Speech Therapy
Coinsurance
In Network (Tier 2)
Rehabilitative Speech Therapy
Coinsurance
Out of Network
Rehabilitative Occupational and Rehabilitative Physical Therapy
Copay
In Network (Tier 1)
Rehabilitative Occupational and Rehabilitative Physical Therapy
Copay
In Network (Tier 2)
Rehabilitative Occupational and Rehabilitative Physical Therapy
Copay
Out of Network
Rehabilitative Occupational and Rehabilitative Physical Therapy
Coinsurance
In Network (Tier 1)
Rehabilitative Occupational and Rehabilitative Physical Therapy
Coinsurance
In Network (Tier 2)
Rehabilitative Occupational and Rehabilitative Physical Therapy
Coinsurance
Out of Network
Well Baby Visits and Care
Copay
In Network (Tier 1)
Well Baby Visits and Care
Copay
In Network (Tier 2)
Well Baby Visits and Care
Copay
Out of Network
Well Baby Visits and Care
Coinsurance
In Network (Tier 1)
Well Baby Visits and Care
Coinsurance
In Network (Tier 2)
Well Baby Visits and Care
Coinsurance
Out of Network
Laboratory Outpatient and Professional Services
Copay
In Network (Tier 1)
Laboratory Outpatient and Professional Services
Copay
In Network (Tier 2)
Laboratory Outpatient and Professional Services
Copay
Out of Network
Laboratory Outpatient and Professional Services
Coinsurance
In Network (Tier 1)
Laboratory Outpatient and Professional Services
Coinsurance
In Network (Tier 2)
Laboratory Outpatient and Professional Services
Coinsurance
Out of Network
X-rays and Diagnostic Imaging
Copay
In Network (Tier 1)
X-rays and Diagnostic Imaging
Copay
In Network (Tier 2)
X-rays and Diagnostic Imaging
Copay
Out of Network
X-rays and Diagnostic Imaging
Coinsurance
In Network (Tier 1)
X-rays and Diagnostic Imaging
Coinsurance
In Network (Tier 2)
X-rays and Diagnostic Imaging
Coinsurance
Out of Network
Transplant
Copay
In Network (Tier 1)
Transplant
Copay
In Network (Tier 2)
Transplant
Copay
Out of Network
Transplant
Coinsurance
In Network (Tier 1)
Transplant
Coinsurance
In Network (Tier 2)
Transplant
Coinsurance
Out of Network
Accidental Dental
Copay
In Network (Tier 1)
Accidental Dental
Copay
In Network (Tier 2)
Accidental Dental
Copay
Out of Network
Accidental Dental
Coinsurance
In Network (Tier 1)
Accidental Dental
Coinsurance
In Network (Tier 2)
Accidental Dental
Coinsurance
Out of Network
Dialysis
Copay
In Network (Tier 1)

Dialysis
Copay
In Network (Tier 2)

Dialysis
Copay
Out of Network
Dialysis
Coinsurance
In Network (Tier 1)
Dialysis
Coinsurance
In Network (Tier 2)
Dialysis
Coinsurance
Out of Network
Chemotherapy
Copay
In Network (Tier 1)
Chemotherapy
Copay
In Network (Tier 2)
Chemotherapy
Copay
Out of Network
Chemotherapy
Coinsurance
In Network (Tier 1)
Chemotherapy
Coinsurance
In Network (Tier 2)
Chemotherapy
Coinsurance
Out of Network
Radiation
Copay
In Network (Tier 1)
Radiation
Copay
In Network (Tier 2)
Radiation
Copay
Out of Network
Radiation
Coinsurance
In Network (Tier 1)
Radiation
Coinsurance
In Network (Tier 2)
Radiation
Coinsurance
Out of Network
Prosthetic Devices
Copay
In Network (Tier 1)
Prosthetic Devices
Copay
In Network (Tier 2)
Prosthetic Devices
Copay
Out of Network
Prosthetic Devices
Coinsurance
In Network (Tier 1)
Prosthetic Devices
Coinsurance
In Network (Tier 2)
Prosthetic Devices
Coinsurance
Out of Network
Infusion Therapy
Copay
In Network (Tier 1)
Infusion Therapy
Copay
In Network (Tier 2)
Infusion Therapy
Copay
Out of Network
Infusion Therapy
Coinsurance
In Network (Tier 1)
Infusion Therapy
Coinsurance
In Network (Tier 2)
Infusion Therapy
Coinsurance
Out of Network
Treatment for Temporomandibular Joint Disorders
Copay
In Network (Tier 1)
Treatment for Temporomandibular Joint Disorders
Copay
In Network (Tier 2)
Treatment for Temporomandibular Joint Disorders
Copay
Out of Network
Treatment for Temporomandibular Joint Disorders
Coinsurance
In Network (Tier 1)
Treatment for Temporomandibular Joint Disorders
Coinsurance
In Network (Tier 2)
Treatment for Temporomandibular Joint Disorders
Coinsurance
Out of Network
Nutritional Counseling
Copay
In Network (Tier 1)
Nutritional Counseling
Copay
In Network (Tier 2)
Nutritional Counseling
Copay
Out of Network
Nutritional Counseling
Coinsurance
In Network (Tier 1)
Nutritional Counseling
Coinsurance
In Network (Tier 2)
Nutritional Counseling
Coinsurance
Out of Network
Reconstructive Surgery
Copay
In Network (Tier 1)
Reconstructive Surgery
Copay
In Network (Tier 2)
Reconstructive Surgery
Copay
Out of Network
Reconstructive Surgery
Coinsurance
In Network (Tier 1)
Reconstructive Surgery
Coinsurance
In Network (Tier 2)
Reconstructive Surgery
Coinsurance
Out of Network
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