Closed-End Credit (Mortgage): Verification of documents for Qualified Mortgage (QM) and non-QM determination (Section 1026.43) one-time

Reporting, Recordkeeping, and Disclosure Requirements Associated with Truth in Lending (Regulation Z)

⚠️ Notice: This information collection may be referencing outdated material. More recent filings for OMB 7100-0199 can be found here:

Documents and Forms

Document Name Document Type

no available documents/forms check other ICs listed under this ICR

Information Collection (IC) Details

IC Title:	Closed-End Credit (Mortgage): Verification of documents for Qualified Mortgage (QM) and non-QM determination (Section 1026.43) one-time	Agency IC Tracking Number:	Reg Z

Is this a Common Form? No		IC Status: New

Obligation to Respond: Mandatory

CFR Citation: 12 CFR 1026.43

Information Collection Instruments:

Document Type	Form No.	Form Name	Instrument File	URL	Available Electronically?	Can Be Submitted Electronically?	Electronic Capability

Line of Business: Economic Development

Subfunction: Financial Sector Oversight

Privacy Act System of Records
Title:	FR Citation:

Number of Respondents: 634	Number of Respondents for Small Entity: 437

Affected Public: Private Sector	Private Sector: Businesses or other for-profits

Percentage of Respondents Reporting Electronically: 0 %

	Approved	Program Change Due to Agency Discretion
Annual Number of Responses for this IC	634	634
Annual IC Time Burden (Hours)	444	444
Annual IC Cost Burden (Dollars)	0	0

Documents for IC

Title	Document	Date Uploaded
No associated records found

Blank fields in records indicate information that was not collected or not collected electronically prior to July 2006.