OMB.report

Federal forms, ICRs, and supporting documents

OMB control number

Recordkeeping and Disclosure Requirements Associated with CFPB’s Regulation Z

OMB 7100-0199 · FRS.

OMB 7100-0199

The Truth in Lending Act (TILA) and Regulation Z promote the informed use of credit by consumers for personal, family, or household purposes by requiring disclosures about its terms and costs, as well as ensuring that consumers are provided with timely information on the nature and costs of the residential real estate settlement process.

The latest form for Recordkeeping and Disclosure Requirements Associated with CFPB’s Regulation Z expires 2027-10-31 and is listed under ICR 202410-7100-002.

Latest Forms, Documents, and Supporting Material

Latest forms, documents, and information collections
DocumentType
FRZ_20241031_omb.pdfSupporting Statement A
Disclosure Section 1026.60 Open-end credit (Not home-secured) Applications and solicitations Information collection
Disclosure Sections 1026.16 and 1026.24 Advertising rules (All credit types) Advertising rules Information collection
Disclosure Section 1026.47 Private education loans Private student loan disclosures Information collection
Disclosure Sections 1026.43(c), (d), and (f) Certain home mortgage types Appraisals for higher-priced mortgage loans Review and provide copy of additional appraisal Information collection
Disclosure Sections 1026.43(c), (d), and (f) Certain home mortgage types Appraisals for higher-priced mortgage loans Investigate and verify requirement for additional appraisal Information collection
Disclosure Sections 1026.43(c), (d), and (f) Certain home mortgage types Appraisals for higher-priced mortgage loans Review and provide copy of initial appraisal Information collection
Disclosures Section 1026.34(a)(5)(i) Certain home mortgage types HOEPA receipt of certification of couseling for high-cost mortgages Information collection
Disclosure Sections 1026.31, 1026.32, and 1026.36 Certain home mortgage types HOEPA disclosures Information collection
Disclosure Sections 1026.31(c)(2) and 1026.33 Certain home mortgage types Reverse mortgage disclosures Information collection
Disclosure Section 1026.39 Open and closed end mortgage Mortgage transfer disclosure Information collection
Disclosure Section 1026.36(c)(3) Open and closed end mortgage Payoff statements Information collection
Disclosure Sections 1026.20(c)-(e), 1026.36, 1026.39, and 1026.41 Closed-end credit (Mortgage) Post-consummation disclosures for successors in interest Information collection
Disclosure Sections 1026.41(e) and (f) Closed-end credit (Mortgage) Periodic statements in bankruptcy Information collection
Disclosure Section 1026.41 Closed-end credit (Mortgage) Periodic statements Information collection
Disclosure Section 1026.20(d) Closed-end credit (Mortgage) Initial rate adjustment notice Information collection
Disclosure Section 1026.20(c) Closed-end credit (Mortgage) ARM disclosures Information collection
Disclosure Sections 1026.19(f) and 1026.38 Closed-end credit (Mortgage) Closing disclosure Information collection
Disclosure Sections 1026.19(e) and 1026.37 Closed-end credit (Mortgage) Loan estimate Information collection
Disclosure Sections 1026.18(s) and 1026.18(t)(1) Closed-end credit (Mortgage) Interest rate and payment summary and "No-guarantee-to-refinance" statement Information collection
Disclosure Sections 1026.17 and 1026.18 Closed-end credit (Non-mortgage) Closed-end credit disclosures Information collection
Disclosure Sections 1026.9(a) and 1026.13 All open-end credit Error resolution Credit cards Information collection
Disclosure Sections 1026.9(c)(1)(iii) and 1026.40(f)(3)(i)) and (f)(3)(vi) Open-end credit (Home-equity) Notices to restrict credit Information collection
Disclosure Sections 1026.9(c)(1)(i) and (ii) Open-end credit (Home-equity) Change-in-terms disclosures Information collection
Disclosure Section 1026.7(a) Open-end credit (Home-equity) Periodic statements Information collection
Disclosure Section 1026.6(a) Open-end credit (Home-equity) Account opening disclosures Information collection
Disclosure Section 1026.40 Open-end credit (Home-equity) Application disclosures Information collection
Recordkeeping Section 1026.51 Open-end credit (Not home-secured) Ability to pay policies Information collection
Disclosure Section 1026.11(c)(2) Open-end credit (Not home-secured) Timely settlement of estate debts account information to estate administrator Information collection
Recordkeeping Section 1026.11(c) Open-end credit (Not home-secured) Timely settlement of estate debts policies Information collection
Disclosure Section 1026.9 Open-end credit (Not home-secured) Change-in-terms disclosures Information collection
Disclosure Section 1026.7(b) Open-end credit (Not home-secured) Periodic statements Information collection
Disclosure Section 1026.6(b) Open-end credit (Not home-secured) Account opening disclosures Information collection

All Historical Document Collections

Historical document collections
ReferenceFilingReceivedConcludedAction
202410-7100-002 Extension without change of a currently approved collection 2024-10-31 Approved without change
202401-7100-003 No material or nonsubstantive change to a currently approved collection 2024-03-13 Approved without change
202109-7100-001 Revision of a currently approved collection 2021-10-31 Approved without change
202103-7100-006 No material or nonsubstantive change to a currently approved collection 2021-03-17 Approved without change
201605-7100-001 Revision of a currently approved collection 2016-05-27 Approved without change
201412-7100-012 Revision of a currently approved collection 2015-02-19 Approved without change
201303-7100-001 Revision of a currently approved collection 2013-10-28 Approved without change
201111-7100-004 Revision of a currently approved collection 2012-02-22 Approved without change
201109-7100-002 Revision of a currently approved collection 2011-09-30 Approved without change
201108-7100-003 No material or nonsubstantive change to a currently approved collection 2011-09-09 Approved without change
201103-7100-009 Revision of a currently approved collection 2011-04-12 Approved without change
201007-7100-004 Revision of a currently approved collection 2010-10-15 Approved without change
201006-7100-007 Revision of a currently approved collection 2010-06-30 Approved without change
201004-7100-003 No material or nonsubstantive change to a currently approved collection 2010-04-22 Approved without change
201003-7100-006 No material or nonsubstantive change to a currently approved collection 2010-03-24 Approved without change
200911-7100-008 Revision of a currently approved collection 2010-03-12 Approved without change
200909-7100-008 No material or nonsubstantive change to a currently approved collection 2009-09-23 Approved without change
200905-7100-003 Revision of a currently approved collection 2009-08-24 Approved without change
200904-7100-005 Revision of a currently approved collection 2009-05-21 Approved without change
200812-7100-001 Revision of a currently approved collection 2009-02-19 Approved without change
200811-7100-003 No material or nonsubstantive change to a currently approved collection 2008-11-21 Approved without change
200807-7100-003 Revision of a currently approved collection 2008-08-07 Approved without change
200709-7100-003 Revision of a currently approved collection 2007-11-13 Approved without change
200704-7100-013 No material or nonsubstantive change to a currently approved collection 2007-06-06 Approved without change
200605-7100-002 Extension without change of a currently approved collection 2006-05-17 Approved without change
200306-7100-001 Extension without change of a currently approved collection 2003-06-03 Approved without change
200305-7100-001 Reinstatement without change of a previously approved collection 2003-05-02 Approved without change
200303-7100-008 No material or nonsubstantive change to a currently approved collection 2003-03-05 Approved without change
200104-7100-003 Revision of a currently approved collection 2001-04-27 Approved without change
200103-7100-011 No material or nonsubstantive change to a currently approved collection 2001-03-28 Approved without change
200010-7100-003 Revision of a currently approved collection 2000-10-05 Approved without change
200004-7100-001 Extension without change of a currently approved collection 2000-04-11 Approved without change
200001-7100-005 No material or nonsubstantive change to a currently approved collection 2000-01-21 Approved without change
199908-7100-006 No material or nonsubstantive change to a currently approved collection 1999-08-20 Approved without change
199907-7100-002 No material or nonsubstantive change to a currently approved collection 1999-07-27 Approved without change
199808-7100-008 No material or nonsubstantive change to a currently approved collection 1998-08-04 Approved without change
199704-7100-010 No material or nonsubstantive change to a currently approved collection 1997-04-14 Approved without change
199703-7100-006 No material or nonsubstantive change to a currently approved collection 1997-03-13 Approved without change
199703-7100-005 Revision of a currently approved collection 1997-03-26 Approved without change
199608-7100-008 No material or nonsubstantive change to a currently approved collection 1996-08-21 Approved without change
199608-7100-007 No material or nonsubstantive change to a currently approved collection 1996-08-20 Approved without change
199608-7100-003 No material or nonsubstantive change to a currently approved collection 1996-08-20 Approved without change
199601-7100-008 No material or nonsubstantive change to a currently approved collection 1996-01-23 Approved without change
199509-7100-008 Reinstatement with change of a previously approved collection 1995-09-29 Approved without change
199108-7100-003 No material or nonsubstantive change to a currently approved collection 1991-08-28 Approved with change
198906-7100-055 No material or nonsubstantive change to a currently approved collection 1989-06-06 Approved with change
198807-7100-003 Revision of a currently approved collection 1988-07-19 Approved without change
198805-7100-003 No material or nonsubstantive change to a currently approved collection 1988-05-18 Approved with change
198408-7100-006 New collection (Request for a new OMB Control Number) 1984-08-17 Approved without change

OMB Details

Disclosure Section 1026.60 Open-end credit (Not home-secured) Applications and solicitations

Federal Enterprise Architecture: Economic Development - Financial Sector Oversight