60D Comment Response

Response to comments from Joanna Darcus at the National Consumer Law Center.docx

Loan Discharge Application: Forgery

60D Comment Response

OMB: 1845-0148

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Email sent to Joanna Darcus at the National Consumer Law Center on 8-21-2017 in response to comments received for 60 day comment period for Docket ID ED-2017-ICCD-0005.


Hi Joanna,


Thank you for NCLC's comments to our proposed forgery discharge form. We considered your comments any accepted many of them. In particular, we:


  • Added a direction to a phone number or NSLDS information so that applicants can get information about the loans that are associated with their name.

  • Rephrased the question about personal information being used without permission.

  • Added "don't know" options where appropriate.

  • Provided applicants the ability to explain the absence of specific documentation, such as a police report.

  • Ensured that all references to a "wet" signature use the phrase "in ink" instead of "by hand" (since some digital signatures are made by hand).

  • Eliminated the question about payments under protest entirely.

  • Rephrased the question about intention "take" the loans to be clearer.

  • Eliminated a few redundant questions.


Given that we did some of our own re-organizing, we did chose not to use your suggested reorganization at this time, but will consider it more fully during the 30-day comment period, as we will consider eliminating skip logic.


Attached, please find a copy of the form as it will enter the 30-day comment period.


Thank you,


Ian Foss


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AuthorBeth Grebeldinger
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File Created2021-01-22

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