60-Day Federal Register Notice

Federal Register / Vol. 82, No. 234 / Thursday, December 7, 2017 / Notices
the Farm Credit Administration Board
(Board).
DATES: The regular meeting of the Board
will be held at the offices of the Farm
Credit Administration in McLean,
Virginia, on December 14, 2017, from
9:00 a.m. until such time as the Board
concludes its business.
ADDRESSES: Farm Credit
Administration, 1501 Farm Credit Drive,
McLean, Virginia 22102–5090. Submit
attendance requests via email to
[email protected]. See
SUPPLEMENTARY INFORMATION for further
information about attendance requests.
FOR FURTHER INFORMATION CONTACT: Dale
L. Aultman, Secretary to the Farm
Credit Administration Board, (703) 883–
4009, TTY (703) 883–4056, aultmand@
fca.gov.
SUPPLEMENTARY INFORMATION: Parts of
this meeting of the Board will be open
to the public (limited space available)
and parts will be closed to the public.
Please send an email to VisitorRequest@
FCA.gov at least 24 hours before the
meeting. In your email include: Name,
postal address, entity you are
representing (if applicable), and
telephone number. You will receive an
email confirmation from us. Please be
prepared to show a photo identification
when you arrive. If you need assistance
for accessibility reasons, or if you have
any questions, contact Dale L. Aultman,
Secretary to the Farm Credit
Administration Board, at (703) 883–
4009. The matters to be considered at
the meeting are:
Open Session
A. Approval of Minutes
• November 9, 2017
B. Reports
• Quarterly Report on Economic
Conditions and FCS Conditions
• Semi-Annual Report on Office of
Examination Operations
Closed Session *
• Office of Examination Quarterly
Report
Dated: December 5, 2017.
Dale L. Aultman,
Secretary, Farm Credit Administration Board.
[FR Doc. 2017–26475 Filed 12–5–17; 11:15 am]

sradovich on DSK3GMQ082PROD with NOTICES

BILLING CODE 6705–01–P

FEDERAL ACCOUNTING STANDARDS
ADVISORY BOARD
Notice of Meeting Schedule
Federal Accounting Standards
Advisory Board.

AGENCY:

* Session Closed-Exempt pursuant to 5 U.S.C.
552b(c)(8) and (9).

VerDate Sep<11>2014

18:50 Dec 06, 2017

Jkt 244001

Notice of Federal Advisory
Committee meetings.

ACTION:

Board Action: Pursuant to 31 U.S.C.
3511(d), the Federal Advisory
Committee Act, as amended (5 U.S.C.
App.), and the FASAB Rules of
Procedure, as amended in October,
2010, notice is hereby given that the
Federal Accounting Standards Advisory
Board (FASAB) will hold its meetings
on the following dates unless otherwise
noted.
December 20 and 21, 2017
February 21 and 22, 2018
April 25 and 26, 2018
June 27 and 28, 2018
August 29 and 30, 2018
October 24 and 25, 2018
December 19 and 20, 2018
A portion of each meeting may be
closed to the public. The purpose of the
meetings is to discuss issues related to:
Accounting and Reporting of
Government Land
Classified Activities
Department of Defense Implementation
Guidance Request
Evaluation of Existing Standards
Leases
Note Disclosures
Risk Assumed
Any other topics as needed
Unless otherwise noted, FASAB
meetings begin at 9 a.m. and conclude
before 5 p.m. and are held at the U.S.
Government Accountability Office
(GAO) Building at 441 G St. NW., in
Room 7C13. Agendas and briefing
materials will be available at http://
www.fasab.gov/briefing-materials/
approximately one week before each
meeting.
Any interested person may attend the
meetings as an observer. Board
discussion and reviews are open to the
public except for those portions that are
closed, as discussed below. GAO
Building security requires advance
notice of your attendance. If you wish
to attend a FASAB meeting, please preregister on our Web site at http://
www.fasab.gov/pre-registration/ no later
than 8 a.m. the Tuesday before the
meeting to be observed.
FOR FURTHER INFORMATION CONTACT:
Wendy Payne, FASAB Executive
Director, 441 G Street NW., Mailstop
6H19, Washington, DC 20548, or call
(202) 512–7350.
SUPPLEMENTARY INFORMATION: Notice is
hereby given that FASAB may meet in
closed session for a portion of each of
its scheduled meetings listed above.
Any closed session will not exceed five
hours at each meeting. The reason for
the closures is that matters covered by
5 U.S.C. 552b(c)(1) will be discussed.

PO 00000

Frm 00049

Fmt 4703

Sfmt 4703

57751

The discussions will involve matters of
national defense that have been
classified by appropriate authorities
pursuant to Executive Order. A
determination has been made in writing
by the U.S. Government Accountability
Office, the U.S. Department of the
Treasury, and the Office of Management
and Budget, as required by section 10(d)
of the Federal Advisory Committee Act,
5 U.S.C. App., that such portions of the
meetings may be closed to the public in
accordance with subsection (c) of
section 552b of title 5, United States
Code.
Authority: Federal Advisory Committee
Act (5 U.S.C. App.), Government in the
Sunshine Act (5 U.S.C. 552b).
Dated: December 1, 2017.
Wendy M. Payne,
Executive Director.
[FR Doc. 2017–26397 Filed 12–6–17; 8:45 am]
BILLING CODE 1610–02–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collection, as required by
the Paperwork Reduction Act of 1995.
Currently, the FDIC is soliciting
comment on renewal of the information
collection described below.
DATES: Comments must be submitted on
or before February 5, 2018.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• http://www.FDIC.gov/regulations/
laws/federal/notices.html.
• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Counsel, MB–3007, Federal
Deposit Insurance Corporation, 550 17th
Street NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
SUMMARY:

E:\FR\FM\07DEN1.SGM

07DEN1

57752

Federal Register / Vol. 82, No. 234 / Thursday, December 7, 2017 / Notices

of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, at the FDIC address
above.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Recordkeeping, Disclosure
and Reporting Requirements in
Connection with Regulation Z.
OMB Number: 3064–0082.
Form Number: None.
Affected Public: State nonmember
banks and state savings associations.
General Description of Collection:
Consumer Financial Protection Bureau
(CFPB) Regulation Z—12 CFR 1026

To arrive at the estimated annual
burden the FDIC assessed the number of
potential respondents to the information
collection by identifying the number of
FDIC-supervised institutions who
reported activity that would be within
the scope of the information collection
requirements according to data from the
most recent CALL Report. Additionally,
the FDIC estimated the frequency of
responses to the recordkeeping,
reporting, or disclosure requirements by
assessing the dollar volume of activity
that would be within the scope of the
information collection. In some
instances the FDIC used information
provided by other sources to estimate
the magnitude and scope of activity
attributable to FDIC-supervised
institutions when more immediate
information sources did not exist.
Burden Estimate:

implements the Truth in Lending Act
(15 U.S.C. 1601, et seq.) and certain
provisions of the Real Estate Settlement
Procedures Act (12 U.S.C. 2601 et seq.).
This regulation prescribes uniform
methods for computing the cost of
credit, the disclosure of credit terms and
costs, the resolution of errors and
imposes various other recordkeeping,
reporting and disclosure requirements.
The FDIC has enforcement authority on
the requirements of the CFPB’s
Regulation over the financial
institutions it supervises. This
information collection captures the
recordkeeping, reporting and disclosure
burdens of Regulation Z on FDICsupervised institutions.
The information collection is being
revised to account for revisions and
changes made to Regulation Z by the
CFPB since this information collection
was last submitted to OMB for
clearance.

IMPLEMENTATION (ONE-TIME) BURDEN ESTIMATE
Obligation to
respond/type
of burden

Estimated
average
number of
credit
Accounts

Estimated
number of
respondents 1

Frequency of
response

Number of
responses

Estimated time
per response
(minutes)

Total
estimated
annual burden
(hours)

Open-End Credit Products
• Not Home-Secured Open-End Credit Plans
Æ Credit and Charge Card Provisions
Timely Settlement of
Estate Debts
(1026.11(c)(1))
Written Policies and
Procedures.
Ability to Pay
(1026.51(a)(ii))
Written Policies and
Procedures.

Mandatory Recordkeeping.

1

N/A

1

1

480.00

6

Mandatory Recordkeeping.

1

N/A

1

1

480.00

6

Mortgage Products (Open and Closed-End)
• Valuation Independence
Æ Mandatory Reporting
Implementation of
Policies and Procedures (1026.42(g)).

sradovich on DSK3GMQ082PROD with NOTICES

Total Estimated
Implementation
Burden.

VerDate Sep<11>2014

Mandatory Recordkeeping.
...........................

18:50 Dec 06, 2017

Jkt 244001

1

N/A

1

0

1,200.00

20

........................

........................

........................

........................

........................

32 Hours

PO 00000

Frm 00050

Fmt 4703

Sfmt 4703

E:\FR\FM\07DEN1.SGM

07DEN1

57753

Federal Register / Vol. 82, No. 234 / Thursday, December 7, 2017 / Notices
IMPLEMENTATION (ONE-TIME) BURDEN ESTIMATE—Continued
Obligation to
respond/type
of burden

Estimated
average
number of
credit
Accounts

Estimated
number of
respondents 1

Frequency of
response

Number of
responses

Estimated time
per response
(minutes)

Total
estimated
annual burden
(hours)

Ongoing Burden Estimate
Open-End Credit Products
• Not Home-Secured Open-End Credit Plans
Æ General Disclosure Rules for Not Home-Secured Open-End Credit Plans
Credit and Charge
Card Applications
and Solicitations
(1026.60).
Account Opening Disclosures
(1026.6(b)).
Periodic Statements
(1026.7(b)).
Annual Statement of
Billing Rights
(1026.9(a)(1)).
Alternative Summary
Statement of Billing
Rights
(1026.9(a)(2)).
Change in Terms Disclosures (1026.9(b)
through (h)).

Mandatory Disclosure.

634

N/A

1

634

480.00

5,072

Mandatory Disclosure.

634

N/A

1

634

720.00

7,608

Mandatory Disclosure.
Mandatory Disclosure.

634

N/A

12

7,608

480.00

60,864

317

N/A

1

317

480.00

2,536

Voluntary Disclosure.

317

N/A

12

3,804

480.00

30,432

Mandatory Disclosure.

634

N/A

1

634

480.00

5,072

Æ Credit and Charge Card Provisions
Timely Settlement of
Estate Debts
(1026.11(c)(2)).
Ability to Pay
(1026.51).
College Student
Credit Annual Report (1026.57(d)).
Submission of Credit
Card Agreements
(1026.58(c)).
Internet Posting of
Credit Card Agreements (1026.58(d)).
Individual Credit Card
Agreements
(1026.58(e)).

Mandatory Disclosure.

634

428

1

271,352

5.00

22,613

Mandatory Recordkeeping.
Mandatory Reporting.

634

N/A

1

634

720.00

7,608

634

N/A

1

634

480.00

5,072

Mandatory Reporting.

634

N/A

4

2,536

180.00

7,608

Mandatory Disclosure.

634

N/A

4

2,536

360.00

15,216

Mandatory Disclosure.

634

125

1

79,250

15.00

19,813

• Home Equity Open-End Credit Plans (HELOC)

sradovich on DSK3GMQ082PROD with NOTICES

Æ General Disclosure Rules for HELOC’s
Application Disclosures (1026.40).
Account Opening Disclosures
(1026.6(a)).
Periodic Statements
(1026.7(a)).
Annual Statement of
Billing Rights
(1026.9(a)(1)).
Alternative Summary
Statement of Billing
Rights
(1026.9(a)(2)).
Change in Terms Disclosures (1026.9(b)
through (h)).

VerDate Sep<11>2014

Mandatory Disclosure.
Mandatory Disclosure.

2,717

N/A

1

2,717

720.00

32,604

2,717

N/A

1

2,717

720.00

32,604

Mandatory Disclosure.
Mandatory Disclosure.

2,717

N/A

1

2,717

480.00

21,736

2,717

N/A

1

2,717

480.00

21,736

Voluntary ..........
Disclosure .........

2,717

N/A

1

2,717

480.00

21,736

Mandatory Disclosure.

2,717

N/A

1

2,717

480.00

21,736

18:50 Dec 06, 2017

Jkt 244001

PO 00000

Frm 00051

Fmt 4703

Sfmt 4703

E:\FR\FM\07DEN1.SGM

07DEN1

57754

Federal Register / Vol. 82, No. 234 / Thursday, December 7, 2017 / Notices
IMPLEMENTATION (ONE-TIME) BURDEN ESTIMATE—Continued
Obligation to
respond/type
of burden

Notice to Restrict
Credit
(1026.9(c)(1)(iii);
.40(f)(3)(i) and (vi)).

Estimated
average
number of
credit
Accounts

Estimated
number of
respondents 1

Mandatory Disclosure.

2,717

Frequency of
response

N/A

Number of
responses

Estimated time
per response
(minutes)

Total
estimated
annual burden
(hours)

1

2,717

120.00

5,434

1

10,737,912

1.0

178,965

1

1

720.00

12

• All Open-End Credit Plans
Error Resolution
(1026.13).

Mandatory Disclosure.

3,624

2,963

Closed-End Credit Products
• General Rules for Closed-End Credit
Other than Real Estate, Home-Secured and Private
Education Loans
(1026.17 and .18).

Mandatory Disclosure.

1

N/A

• Closed-End Mortgages
Æ Application and Consummation
Loan Estimate
(1026.19(e); and
.37).
Closing Disclosure
(1026.19(f); and
.38).
Record Retention of
Disclosures
(1026.19(e), (f);
.37; and .38).

Mandatory Disclosure.

3,628

N/A

1

3,628

480.00

29,204

Mandatory Disclosure.

3,628

N/A

1

3,628

480.00

29,204

Mandatory Recordkeeping.

3,628

N/A

1

3,628

18.00

1,088

Æ Post-Consummation Disclosures
Interest Rate and
Payment Summary
(1026.18(s)).
No Guarantee to Refinance Statement
(1026.18(t)).
ARMs Rate Adjustments with Payment Change Disclosures
(1026.20(c)).
Initial Rate Adjustment Disclosure for
ARMs (1026.20(d)).
Escrow Cancellation
Notice (1026.20(e)).
Periodic Statements
(1026.41).

Mandatory Disclosure.

3,628

N/A

1

3,628

2,400.00

145,120

Mandatory Disclosure.

3,628

N/A

1

3,628

480.00

29,204

Mandatory Disclosure.

3,628

N/A

1

3,628

90.00

5,442

Mandatory Disclosure.

3,628

N/A

1

3,628

120.00

7,256

Mandatory Disclosure.
Mandatory Disclosure.

3,628

N/A

1

3,628

480.00

29,204

3,628

N/A

1

3,628

480.00

29,204

sradovich on DSK3GMQ082PROD with NOTICES

ÆAbility to Repay Requirements
Minimum Standards
(1026.43(c) through
(f)).
Prepayment Penalties
(1026.43(g)).

VerDate Sep<11>2014

Mandatory Recordkeeping.

3,628

926

1

3,359,528

15.00

839,882

Mandatory Disclosure.

3,628

16

1

58,048

12.00

11.610

18:50 Dec 06, 2017

Jkt 244001

PO 00000

Frm 00052

Fmt 4703

Sfmt 4703

E:\FR\FM\07DEN1.SGM

07DEN1

57755

Federal Register / Vol. 82, No. 234 / Thursday, December 7, 2017 / Notices
IMPLEMENTATION (ONE-TIME) BURDEN ESTIMATE—Continued
Obligation to
respond/type
of burden

Estimated
average
number of
credit
Accounts

Estimated
number of
respondents 1

Frequency of
response

Number of
responses

Estimated time
per response
(minutes)

Total
estimated
annual burden
(hours)

Mortgage Products (Open and Closed-End)
• Mortgage Servicing Disclosures
Æ Payoff Statements
Payoff Statements
(1026.36(c)(3)).

Mandatory Disclosure.

3,628

N/A

1

3,628

480.00

29,024

1

3,628

480.00

29,204

1

3,628

10.00

605

1

14

1,440.00

336

1

3,628

14.00

847

1

3,561

3,600.00

213,660

1

3,561

3,600.00

213,660

1

3,561

3,600.00

213,660

1

18,120

20.00

6,040

Æ Notice of Sale or Transfer
Notice of Sale or
Transfer (1026.39).

Mandatory Disclosure.

3,628

N/A

• Valuation Independence
Æ Mandatory Reporting
Reporting Appraiser
Noncompliance
(1026.42(g)).

Mandatory Reporting.

3,628

1

Reverse and High-Cost Mortgages
• Reverse Mortgages
Æ Reverse Mortgage Disclosures
Reverse Mortgage
Disclosures
(1026.31(c)(2) and
.33).

Mandatory Disclosure.

14

N/A

• High-Cost Mortgage Loans
Æ HOEPA Disclosures and Notice
HOEPA Disclosures
and Notice
(1026.32(c).

Mandatory Disclosure.

3,628

N/A

Private Education Loans
• Initial Disclosures
Æ Application and Solicitation Disclosures
Application or Solicitation Disclosures
(1026.47(a)).

Mandatory Disclosure.

3,561

N/A

Æ Approval Disclosures
Approval Disclosures
(1026.47(b)).

Mandatory Disclosure.

3,561

N/A
Æ Final Disclosures

sradovich on DSK3GMQ082PROD with NOTICES

Final Disclosures
(1026.47(c)).

Mandatory Disclosure.

3,561

N/A
Advertising Rules
• All Credit Types
Æ Open-End Credit

Open-End Credit
(1026.16).

VerDate Sep<11>2014

Mandatory Disclosure.

21:30 Dec 06, 2017

Jkt 244001

3,624

PO 00000

Frm 00053

5

Fmt 4703

Sfmt 4703

E:\FR\FM\07DEN1.SGM

07DEN1

57756

Federal Register / Vol. 82, No. 234 / Thursday, December 7, 2017 / Notices
IMPLEMENTATION (ONE-TIME) BURDEN ESTIMATE—Continued
Obligation to
respond/type
of burden

Estimated
average
number of
credit
Accounts

Estimated
number of
respondents 1

Frequency of
response

Number of
responses

Estimated time
per response
(minutes)

Total
estimated
annual burden
(hours)

Æ Closed-End Credit
Closed-End Credit
(1026.24).

Mandatory Disclosure.

3,628

5

1

18,140

20.00

6,047

Record Retention
• Evidence of Compliance
Regulation Z in General (1026.25).

Mandatory Recordkeeping.

3,652

N/A

1

3,652

18.00

1,096

Total Estimated
Ongoing Burden.

...........................

........................

........................

........................

........................

........................

2,396,494

Total Estimated
Annual Burden.

...........................

........................

........................

........................

........................

........................

2,396,526

FDIC estimates that all existing FDIC-supervised institutions have implemented the policies and procedures required by Regulation Z and will
only face the estimated ongoing (transaction) burdens reflected in the table below. The respondent count of 1 is intended as a placeholder for
the associated burden estimate to account for any institution(s) that may become subject to the information collection requirements in the future.

Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Dated at Washington, DC, this 4th day of
December, 2017.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2017–26424 Filed 12–6–17; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL ELECTION COMMISSION

sradovich on DSK3GMQ082PROD with NOTICES

Sunshine Act Meeting
Tuesday, December 12,
2017 at 10:00 a.m. and its continuation
at the Conclusion of the open meeting
on December 14, 2017.
PLACE: 999 E Street NW., Washington,
DC.
STATUS: This meeting will be closed to
the public.
TIME AND DATE:

VerDate Sep<11>2014

18:50 Dec 06, 2017

Jkt 244001

Compliance
matters pursuant to 52 U.S.C. 30109.
*
*
*
*
*
CONTACT PERSON FOR MORE INFORMATION:
Judith Ingram, Press Officer, Telephone:
(202) 694–1220.
MATTERS TO BE CONSIDERED:

Laura E. Sinram,
Deputy Secretary of the Commission.
[FR Doc. 2017–26516 Filed 12–5–17; 4:15 pm]
BILLING CODE 6715–01–P

FEDERAL MARITIME COMMISSION
Notice of Agreements Filed
The Commission hereby gives notice
of the filing of the following agreements
under the Shipping Act of 1984.
Interested parties may submit comments
on any agreements to the Secretary,
Federal Maritime Commission,
Washington, DC 20573, within twelve
days of the date this notice appears in
the Federal Register. A copy of each
agreement is available through the
Commission’s Web site (www.fmc.gov)
or by contacting the Office of
Agreements at (202)–523–5793 or
[email protected].
Agreement No.: 201237.
Title: MACS—CSAL Shipping
Agreement.
Parties: MACS Maritime Carrier
Shipping Pte. Ltd. (MACS) and CSAL
Canada-States-Africa Line Inc. (CSAL).
Filing Party: Steven B. Chameides;
Foley & Lardner LLP; Washington
Harbour; 3000 K Street NW., Suite 600,
Washington, DC 20007.

PO 00000

Frm 00054

Fmt 4703

Sfmt 9990

Synopsis: The agreement authorizes
CSAL and MACS to charter space to
each other on an as-needed basis in the
trade between the U.S. East and Gulf
Coasts and ports in Africa.
Agreement No.: 011931–008.
Title: CMA CGM/Marfret Vessel
Sharing Agreement for PAD Service.
Parties: CMA CGM S.A. and
Compagnie Maritime Marfret.
Filing Party: Draughn B. Arbona, Esq.;
Senior Counsel; CMA CGM (America),
LLC. 5701 Lake Wright Drive, Norfolk,
VA 23502–1868.
Synopsis: This amendment increases
the frequency of the service operated
under this Agreement from fortnightly
to weekly, and implements certain
changes related to this transition to a
weekly service.
By Order of the Federal Maritime
Commission.
Dated: December 1, 2017.
Rachel E. Dickon,
Assistant Secretary.
[FR Doc. 2017–26337 Filed 12–6–17; 8:45 am]
BILLING CODE 6731–AA–P

E:\FR\FM\07DEN1.SGM

07DEN1