Capital Assessments and Stress Testing

Forms and Documents

Document	Type	Status	Availability
Form FR Y-14A Adjusted Capital Plan Submission - Annual	Form	Unchanged	Repair queued
Form FR Y-14A Regulatory Capital Instruments - Annual	Form	Modified	Available
Form FR Y-14A Business Plan Changes - Annual	Form	Modified	Repair queued
Form FR Y-14A Attestation - Ongoing revisions	Form	Unchanged	Repair queued
Form FR Y-14Q Balances - Quarterly	Form	Modified	Available
Form FR Y-14A Operational Risk - Annual	Form	Modified	Available
Form FR Y-14Q Retail FVO/HFS - Quarterly	Form	Modified	Available
Form FR Y-14Q Supplemental - Quarterly	Form	Modified	Repair queued
Form FR Y-14Q MSR Valuation - Quarterly	Form	Modified	Available
Form FR Y-14M Credit Card - Monthly	Form and Instruction	Modified	Repair queued
Form FR Y-14M Home Equity - Monthly	Form and Instruction	Modified	Repair queued
Form FR Y-14M 1st Lien Mortgage - Monthly	Form and Instruction	Modified	Available
Form FR Y-14Q Operational Risk - Quarterly	Form and Instruction	Modified	Available
Form FR Y-14Q Regulatory Capital Instruments - Quarterly	Form	Modified	Repair queued
Form FR Y-14Q Regulatory Capital Transitions - Quarterly	Form	Modified	Repair queued
Form FR Y-14Q Trading - Quarterly	Form	Unchanged	Available
Form FR Y-14Q Wholesale - Quarterly	Form and Instruction	Modified	Available
Form FR Y-14Q Pre-Provision Net Revenue (PPNR) - Quarterly	Form	Modified	Repair queued
Form FR Y-14Q Retail - Quarterly	Form and Instruction	Modified	Repair queued
Form FR Y-14Q Securities - Quarterly	Form	Modified	Repair queued
Form FR Y-14Q Counterparty - Quarterly	Form	Unchanged	Repair queued
Form FR Y-14A Macro Scenario - Semi-annual	Form	Modified	Available
Form FR Y-14A Summary - Semi-Annual	Form	Modified	Repair queued
FR Y-14 83c.pdf	Justification for No Material/Nonsubstantive Change	Uploaded 2018-08-16	Available

IC Document Collections

IC ID	Collection	Type	Status	Form
229486	One-time Implementation		Removed
225020	Adjusted Capital Plan Submission - Annual	Form	Unchanged
219659	Regulatory Capital Instruments - Annual	Form	Modified
219646	Business Plan Changes - Annual	Form	Modified
219630	Attestation - Ongoing revisions	Form	Unchanged
214777	Balances - Quarterly	Form	Modified
212193	Operational Risk - Annual	Form	Modified
204375	On-going Revisions		Modified
204373	Retail FVO/HFS - Quarterly	Form	Modified
204372	Supplemental - Quarterly	Form	Modified
204371	MSR Valuation - Quarterly	Form	Modified
202759	Credit Card - Monthly	Form and Instruction	Modified
202758	Home Equity - Monthly	Form and Instruction	Modified
202757	1st Lien Mortgage - Monthly	Form and Instruction	Modified
202744	Operational Risk - Quarterly	Form and Instruction	Modified
200207	Regulatory Capital Instruments - Quarterly	Form	Modified
200205	Regulatory Capital Transitions - Quarterly	Form	Modified
200203	Trading - Quarterly	Form	Unchanged
200201	Wholesale - Quarterly	Form and Instruction	Modified
200200	Pre-Provision Net Revenue (PPNR) - Quarterly	Form	Modified
200199	Retail - Quarterly	Form and Instruction	Modified
200198	Securities - Quarterly	Form	Modified
200196	Counterparty - Quarterly	Form	Unchanged
200195	Macro Scenario - Semi-annual	Form	Modified
200193	Summary - Semi-Annual	Form	Modified

ICR Details

OMB Control No: 7100-0341	ICR Reference No: 201808-7100-003
Status: Historical Active	Previous ICR Reference No: 201712-7100-013
Agency/Subagency: FRS	Agency Tracking No: FR Y-14
Title: Capital Assessments and Stress Testing
Type of Information Collection: No material or nonsubstantive change to a currently approved collection	Common Form ICR:  No
Type of Review Request: Delegated
OIRA Conclusion Action: Approved without change	Conclusion Date: 11/27/2018
	Date Received in OIRA: 11/27/2018
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	12/31/2020	12/31/2020	12/31/2020
Responses	2,770	0	2,940
Time Burden (Hours)	858,384	0	916,870
Cost Burden (Dollars)	0	0	0

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Abstract: The Capital Assessments and Stress Testing (FR Y-14A/Q/M) are applicable to bank holding companies (BHCs) with total consolidated assets of $50 billion or more and U.S. intermediate holding companies (IHCs) established by foreign banking organizations under 12 CFR 252.153. This information collection is composed of the following three reports: (1) The semi-annual FR Y-14A collects quantitative projections of balance sheet, income, losses, and capital across a range of macroeconomic scenarios and qualitative information on methodologies used to develop internal projections of capital across scenarios. (2) The quarterly FR Y-14Q collects granular data on various asset classes, including loans, securities, and trading assets, and pre-provision net revenue (PPNR) for the reporting period. (3) The monthly FR Y-14M is comprised of three retail portfolio- and loan-level collections, and one detailed address matching collection to supplement two of the portfolio and loan-level collections. The FR Y-14A, FR Y-14Q, and FR Y-14M reports are used to support the Comprehensive Capital Analysis and Review (CCAR) exercise, supervisory stress test models, and continuous monitoring efforts.

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Authorizing Statute(s): US Code: 12 USC 5365 Name of Law: Dodd-Frank Wall Street Reform and Consumer Protection Act
   US Code: 12 USC 1844 Name of Law: Bank Holding Company Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	82 FR 26793	06/09/2017
30-day Notice:	Federal Register Citation:	Citation Date:
	82 FR 59608	12/15/2017
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 24

IC Title	Form No.	Form Name
MSR Valuation - Quarterly	FR Y-14Q	Quarterly MSR Form
Supplemental - Quarterly	FR Y-14Q	Quarterly Supplemental Form
Retail FVO/HFS - Quarterly	FR Y-14Q	Quarterly FVO/HFS Form
Credit Card - Monthly	FR Y-14M	FR Y-14M Instructions and Forms
On-going Revisions
Operational Risk - Annual	FR Y-14A	Operational Risk Form
Balances - Quarterly	FR Y-14Q	Balances
Regulatory Capital Instruments - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Instruments Form
Pre-Provision Net Revenue (PPNR) - Quarterly	FR Y-14Q	Quarterly PPNR Form
Trading - Quarterly	FR Y-14Q	Quarterly Trading Form
Summary - Semi-Annual	FR Y-14A	Semi-Annual Summary Form
Counterparty - Quarterly	FR Y-14Q	Quarterly Counterparty (CCR) Form
Regulatory Capital Transitions - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Transitions Schedule
Securities - Quarterly	FR Y-14Q	Quarterly Securities Form
Retail - Quarterly	FR Y-14Q	Quarterly Retail Risk Form and General Instructions
Wholesale - Quarterly	FR Y-14Q	Quarterly Wholesale Corporate Loans Schedule
Operational Risk - Quarterly	FR Y-14Q	Quarterly Operational Risk Form /Instructions
Attestation - Ongoing revisions	FR Y-14AQM, FR Y-14A, FR Y-14AQM	FR Y-14QMA Semi-annual Attestation ,   FR Y-14AQM Annual Attestation 123117 ,   FR Y-14AQM Annual Attestation 123117 LISCC IHCS
Adjusted Capital Plan Submission - Annual	FR Y-14A, FR Y-14A	Adjusted Capital Plan (Summary) ,   Adjusted Capial Plan (Regulatory Capital Instruments)
Macro Scenario - Semi-annual	FR Y-14A	Semi-Annual Scenario Form
Regulatory Capital Instruments - Annual	FR Y-14A	Regulatory Capital Instruments Form
Business Plan Changes - Annual	FR Y-14A	Business Plan Changes (no actual form)
1st Lien Mortgage - Monthly	FR Y-14M	FR Y-14M Form and Instructions
Home Equity - Monthly	FR Y-14M	FR Y-14M Form and Instructions
One-time Implementation

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	2,770	2,940	0	0	-170	0
Annual Time Burden (Hours)	858,384	916,870	0	0	-58,486	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The decrease in burden is due to fewer entities being required to respond to this collection (due to the Economic Growth, Regulatory Relief, and Consumer Protection Act).

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Annual Cost to Federal Government: $2,779,104

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 11/27/2018

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