Community Reinvestment Act

Forms and Documents

Document Name	Status
Justification Memo 0092 - Non Substantive Revision to Correct Estimated Cost Burden.docx Justification for No Material/Nonsubstantive Change	2019-04-22
FR2- 0092 Community Reinvestment Act 82 FR 34946 July 27 2017.pdf Supplementary Document	2017-07-27
FR1-0092 Community Reinvestment Act 82 FR 22665 May 17 2017.pdf Supplementary Document	2017-07-24
SPST-0092 CRA 2017 Renewal.doc Supporting Statement A	2017-07-21

IC Document Collections

IC ID	Document Title	Status
31849	Request for Designation as a Wholesale or Limited Purpose Bank	Modified
227657	Content and Availability of Public File	Modified
227656	Other Loan Data	Modified
227655	Optional Consumer Loan Data	Modified
227654	Small Business/Small Farm Loan Register	Modified
227653	Assessment Area Data	Modified
227652	Data on Lending by a Consortium or Third Party	Modified
227651	Data on Affiliate Lending	Modified
227650	Home Mortgage Loans	Modified
227649	Community Development Loan Data	Modified
227646	Small Business/Small Farm Loan Data	Modified
182340	Strategic Plan	Modified

ICR Details

OMB Control No: 3064-0092	ICR Reference No: 201904-3064-006
Status: Historical Active	Previous ICR Reference No: 201702-3064-009
Agency/Subagency: FDIC	Agency Tracking No:
Title: Community Reinvestment Act
Type of Information Collection: No material or nonsubstantive change to a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 07/02/2019
	Date Received in OIRA: 04/23/2019
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	09/30/2020	09/30/2020	09/30/2020
Responses	6,394	0	6,394
Time Burden (Hours)	272,874	0	272,874
Cost Burden (Dollars)	0	0	12,336,634

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Abstract: The Community Reinvestment Act requires banking agencies to assess the record of banks and thrifts in helping meet the credit needs of their entire communities, consistent with safe and sound operations, and to take this record into account in evaluating certain applications.

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Authorizing Statute(s): US Code: 12 USC 2901 et seq Name of Law: Community Reinvestment Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	82 FR 22665	05/17/2017
30-day Notice:	Federal Register Citation:	Citation Date:
	82 FR 34946	07/27/2017
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 12

IC Title	Form No.	Form Name
Small Business/Small Farm Loan Register
Community Development Loan Data
Home Mortgage Loans
Data on Affiliate Lending
Optional Consumer Loan Data
Other Loan Data
Request for Designation as a Wholesale or Limited Purpose Bank
Strategic Plan
Small Business/Small Farm Loan Data
Assessment Area Data
Content and Availability of Public File
Data on Lending by a Consortium or Third Party

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	6,394	6,394	0	0	0	0
Annual Time Burden (Hours)	272,874	272,874	0	0	0	0
Annual Cost Burden (Dollars)	0	12,336,634	0	0	-12,336,634	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement:

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Annual Cost to Federal Government: $464,083

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 04/23/2019

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