60 - Day Federal Register Notice

Federal Register / Vol. 83, No. 213 / Friday, November 2, 2018 / Notices
required by the Paperwork Reduction
Act of 1995 (PRA), the Federal
Communications Commission (FCC or
Commission) invites the general public
and other Federal agencies to take this
opportunity to comment on the
following information collections.
Comments are requested concerning:
Whether the proposed collection of
information is necessary for the proper
performance of the functions of the
Commission, including whether the
information shall have practical utility;
the accuracy of the Commission’s
burden estimate; ways to enhance the
quality, utility, and clarity of the
information collected; ways to minimize
the burden of the collection of
information on the respondents,
including the use of automated
collection techniques or other forms of
information technology; and ways to
further reduce the information
collection burden on small business
concerns with fewer than 25 employees.
The FCC may not conduct or sponsor
a collection of information unless it
displays a currently valid Office of
Management and Budget (OMB) control
number. No person shall be subject to
any penalty for failing to comply with
a collection of information subject to the
PRA that does not display a valid OMB
control number.
DATES: Written comments should be
submitted on or before January 2, 2019.
If you anticipate that you will be
submitting comments, but find it
difficult to do so within the period of
time allowed by this notice, you should
advise the contacts below as soon as
possible.
ADDRESSES: Direct all PRA comments to
Cathy Williams, FCC, via email: PRA@
fcc.gov and to [email protected].
FOR FURTHER INFORMATION CONTACT: For
additional information about the
information collection, contact Cathy
Williams at (202) 418–2918.
SUPPLEMENTARY INFORMATION: As part of
its continuing effort to reduce
paperwork burdens, and as required by
the PRA, 44 U.S.C. 3501–3520, the FCC
invites the general public and other
Federal agencies to take this
opportunity to comment on the
following information collections.
Comments are requested concerning:
Whether the proposed collection of
information is necessary for the proper
performance of the functions of the
Commission, including whether the
information shall have practical utility;
the accuracy of the Commission’s
burden estimate; ways to enhance the
quality, utility, and clarity of the
information collected; ways to minimize
the burden of the collection of

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information on the respondents,
including the use of automated
collection techniques or other forms of
information technology; and ways to
further reduce the information
collection burden on small business
concerns with fewer than 25 employees.
OMB Control Number: 3060–0984.
Title: 90.175(b)(1), Frequency
Coordinator Requirements, Industrial/
Business Pool frequencies.
Form Number: N/A.
Type of Review: Revision of a
currently approved collection.
Respondents: Business or other forprofit entities, and State, local, or tribal
government.
Number of Respondents and
Responses: 2,700 respondents; 2,700
responses.
Estimated Time per Response: 1 hour.
Frequency of Response: One-time
reporting requirement, and third party
disclosure requirement.
Obligation to Respond: Required to
obtain or retain benefits. Statutory
authority for this collection of
information is contained in Sections
4(i), 11, 303(g), 303(r), and 332(c)(7) of
the Communications Act of 1934, as
amended, 47 U.S.C. 154(i), 161, 301,
302(a), 303(g), 303(r), 309, 332(c)(7), 336
and 337.
Total Annual Burden: 2,700 hours.
Total Annual Cost: No cost.
Privacy Impact Assessment: No
impact(s).
Nature and Extent of Confidentiality:
There is no need for confidentiality with
this collection of information.
Needs and Uses: Section 90.175
requires third party disclosures by
applicants proposing to operate a land
mobile radio station. If they are
requesting a frequency that formerly
was coordinated exclusively by one
industry-specific frequency coordinator,
they are required to obtain written
concurrence of that frequency
coordinator.
On August 18, 2016, the Commission
adopted a Notice of Proposed
Rulemaking, FCC 16–110, in WP Docket
No. 16–261, RM–11719 and RM–11722
(2016 Notice of Proposed Rulemaking),
which proposed to amend Part 90 of the
Commission’s Rules to expand access to
private land mobile radio (PLMR)
spectrum. Among the many actions
taken in the 2016 Spectrum Access
NPRM, the Commission proposed to
make certain frequencies that are
designated for central station alarm
operations available for other PLMR
uses.
Specifically, the Commission
proposed to modify section 95.35(c)(63)
to remove the use limitation in the
urbanized areas where the frequencies

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designated for alarm use in urban areas
are not in use. The Commission
tentatively concluded that it would be
in the public interest to make these
frequencies available for other PLMR
operations in those areas and sought
comment on this proposal, including its
costs and benefits. The Commission also
sought comment on other ways to
expand PLMR users’ access to
frequencies that are designated, but no
longer needed, for central station
commercial protection services,
including by making available channels
in urbanized areas where some of the
urban frequencies are in use, including:
Related costs and benefits associated
with such proposals; current and
expected future need for central station
commercial protection service channels
in the 460–470 MHz band; and how to
protect incumbent central station
commercial protection service
operations from harmful interference if
eliminating the use restriction on any
frequency in any area where it currently
is in use.
On October 22, 2018, the Commission
issued a Report and Order and Order,
FCC 18–143, in WP Docket No. 15–32,
RM–11572, WP Docket No. 16–261,
RM–11719 and RM–11722 (800/PLMR
Access Order), in which it revised
certain rules to require applicants for
channels currently designated for
central station alarm use to obtain the
concurrence of the central station alarm
frequency coordinator in order to use
the channels for uses other than central
station alarm operations. This
requirement is similar to existing
requirements pertaining to certain other
channels. The Report and Order and
Order did not revise any of the
information collection requirements that
are contained in this collection but
rather added additional frequencies to
the list. Therefore, this essentially is
adding an additional 200 respondents to
this collection.
Federal Communications Commission.
Marlene Dortch,
Secretary, Office of the Secretary.
[FR Doc. 2018–24021 Filed 11–1–18; 8:45 am]
BILLING CODE 6712–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request (OMB
Nos. 3064–0111;–0136; and –0171)
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

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Federal Register / Vol. 83, No. 213 / Friday, November 2, 2018 / Notices

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described below
(3064–0111, 3064–0136, and 3064–
0171).

SUMMARY:

Comments must be submitted on
or before January 2, 2019.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
DATES:

• https://www.FDIC.gov/regulations/
laws/federal.

• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Jennifer Jones (202–898–
6768), Counsel, MB–3105, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and

Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Jennifer Jones, Counsel, 202–898–6768,
[email protected], MB–3105, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION: Proposal
to renew the following currently
approved collection of information:
1. Title: Activities and Investments of
Insured State Banks.
OMB Number: 3064–0111.
Form Number: None.
Affected Public: Insured state
nonmember banks and insured state
savings associations.
Burden Estimate:

SUMMARY OF ANNUAL BURDEN
Estimated
number of
respondents

Estimated
frequency of
responses

Obligation
to respond

Activities and Investments of
Insured State
Banks.

Reporting ..........

Mandatory .........

46

1

8.00

On Occasion .....

368

Total Hourly
Burden.

...........................

...........................

........................

........................

........................

...........................

368 hours

General Description of Collection:
Section 24 of the Federal Deposit
Insurance (FDI Act), 12 U.S.C. 1831a,
limits investments and other activities
in which state banks may engage as
principal to those permissible for
national banks and those approved by
the FDIC under procedures set forth in
Part 362 of the FDIC’s Rules and
Regulations, 12 CFR part 362. With
certain exceptions, section 24 of the FDI
Act limits the direct equity investments
of state chartered banks to equity
investments that are permissible for
national banks. In addition, the statute
prohibits an insured state bank from
directly engaging, as a principal, in any
activity that is not permissible for a
national bank, or indirectly through a
subsidiary in an activity that is not

Estimated time
per response

permissible for a subsidiary of a
national bank, unless such bank meets
its minimum capital requirements and
the FDIC determines that the activity
does not pose significant risk to the
Deposit Insurance Fund. The FDIC can
make such a determination for
exception by regulation or by order. The
FDIC’s implementing regulation for
section 24 is 12 CFR part 362. This
regulation details the activities that
insured state nonmember banks or their
subsidiaries may engage in, under
certain criteria and conditions, and
identifies the information that banks
must furnish to the FDIC in order to
obtain the FDIC’s approval or nonobjection. Section 28(a), 12 U.S.C.
1831e, similarly limits the investments
and activities of state savings

Frequency of
response

Total annual
estimated
burden

Type of burden

associations and their service
corporations to those permitted by
federal savings associations and their
service corporations, absent FDIC
approval.
There is no change in the method or
substance of the collection. The overall
reduction in burden hours is the result
of economic fluctuation. In particular,
the number of respondents has
decreased while the hours per response
and frequency of responses have
remained the same.
2. Title: Privacy of Consumer
Information.
OMB Number: 3064–0136.
Form Number: None.
Affected Public: Insured state
nonmember banks and consumers.
Burden Estimate:

SUMMARY OF ANNUAL BURDEN

Consumer OptOut/Status
Update.
Annual Notice
and Change
in Terms.
Initial Notice to
Consumers.

VerDate Sep<11>2014

Estimated
number of
respondents

Type of burden

Obligation
to respond

Reporting ..........

Voluntary ..........

212,432

Third-Party Disclosure.

Mandatory ........

Third-Party Disclosure.

Mandatory ........

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Estimated
frequency of
responses

Total annual
estimated
burden
(hours)

Estimated time
per response

Frequency of
response

1

30 min ...............

On Occasion .....

6,372,960

4,015

1

8 ........................

On Occasion .....

32,120

208

1

80 ......................

On Occasion .....

16,640

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Federal Register / Vol. 83, No. 213 / Friday, November 2, 2018 / Notices

55169

SUMMARY OF ANNUAL BURDEN—Continued

Opt-Out Notice
Total Hourly
Burden.

Estimated
number of
respondents

Type of burden

Obligation
to respond

Third-Party Disclosure.

Mandatory ........

866

..........................

..........................

........................

General Description of Collection: The
elements of this collection are required
under sections 503 and 504 of the
Gramm-Leach-Bliley Act, 15 U.S.C.
6803, 6804. The collection mandates
notice requirements and restrictions on
a financial institution’s ability to
disclose nonpublic personal information

Estimated
frequency of
responses

Total annual
estimated
burden
(hours)

Estimated time
per response

Frequency of
response

1

8 ........................

On Occasion .....

6,928

........................

...........................

...........................

6,428,648
hours

about consumers to nonaffiliated third
parties.
There is no change in the method or
substance of the collection. The hours
per response and frequency of responses
have remained the same.
3. Title: Registration of Mortgage Loan
Originators (SAFE Act).

OMB Number: 3064–0171.
Form Number: None.
Affected Public: FDIC Supervised
Institutions and Employee Mortgage
Loan Originators.
Burden Estimate:

SUMMARY OF ANNUAL BURDEN
Type of
burden
Financial Institution Policies
and Procedures for Ensuring
Employee-Mortgage Loan
Originator Compliance With
S.A.F.E. Act Requirements.
Financial Institution Procedures
to Track and Monitor Compliance with S.A.F.E. Act
Compliance.
Financial Institution Procedures
for the Collection and Maintenance of Employee Mortgage Loan Originator’s
Criminal History Background
Reports.
Financial Institution Procedures
for Public Disclosure of Mortgage Loan Originator’s
Unique Identifier.
Financial Institution Information
Reporting to Registry.
Mortgage Loan Originator Initial and Annual Renewal
Registration Reporting and
Authorization Requirements.
Mortgage Loan Originator Registration Updates Upon
Change in Circumstances.
Financial Institution Procedures
for the Collection of Employee Mortgage Loan Originator’s Fingerprints.
Mortgage Loan Originator Procedures for Disclosure to
Consumers of Unique Identifier.
Total Hourly Burden .........

17:57 Nov 01, 2018

Estimated
number of
respondents

Estimated
frequency of
responses

Estimated
time
per response

Frequency of
response

Total annual
estimated
burden
(hours)

Recordkeeping.

Mandatory ..

3,575

1

20 hours ......

On Occasion

71,500

Recordkeeping.

Mandatory ..

3,575

1

60 hours ......

On Occasion

214,500

Recordkeeping.

Mandatory ..

3,575

1

20 hours ......

On Occasion

71,500

Third Party
Mandatory ..
Disclosure.

3,575

1

25 hours ......

On Occasion

89,375

Reporting ....

Mandatory ..

3,575

1

15 minutes ..

On Occasion

893.75

Reporting ....

Mandatory ..

88,646

1

15 minutes ..

On Occasion

22,161.50

Reporting ....

Mandatory ..

38,118

1

15 minutes ..

On Occasion

9,529.50

Recordkeeping.

Mandatory ..

3,575

1

4 hours ........

On Occasion

14,300

Third Party
Mandatory ..
Disclosure.

88,646

1

1 hour .........

On Occasion

88,646

........................

........................

.....................

.....................

582,405.75
hours

.....................

General Description of Collection:
This information collection implements
the Secure and Fair Enforcement for

VerDate Sep<11>2014

Obligation
to respond

Jkt 247001

.....................

Mortgage Licensing Act of 2008 (SAFE
Act) requirement that employees of
Federally-regulated institutions who

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engage in the business of a mortgage
loan originator to register with the
Nationwide Mortgage Licensing System

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Federal Register / Vol. 83, No. 213 / Friday, November 2, 2018 / Notices

and Registry and establishes national
licensing and registration requirements.
It also directs Federally-regulated
institutions to have written policies and
procedures in place to ensure that their
employees who perform mortgage loan
originations comply with the
registration and other SAFE Act
requirements.
There is no change in the method or
substance of the collection. The overall
reduction in burden hours is the result
of economic fluctuation. In particular,
the number of respondents has
decreased while the hours per response
and frequency of responses have
remained the same.
Request for Comment
Comments are invited on: (a) Whether
the collections of information are
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collections,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collections of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Dated at Washington, DC, on October 30,
2018.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2018–23987 Filed 11–1–18; 8:45 am]

inspection at the Federal Reserve Bank
indicated. The applications will also be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than November 26,
2018.
A. Federal Reserve Bank of New York
(Ivan Hurwitz, Vice President) 33
Liberty Street, New York, New York
10045–0001. Comments can also be sent
electronically to
[email protected]:
1. Woori Financial Group, Seoul,
South Korea; to become a bank holding
company by acquiring voting shares of
Woori Bank, Seoul, South Korea, and
thereby indirectly acquire shares of
Woori America Bank, New York, New
York.
B. Federal Reserve Bank of
Minneapolis (Mark A. Rauzi, Vice
President), 90 Hennepin Avenue,
Minneapolis, Minnesota 55480–0291:
1. Orvet, Inc. and Silver Springs
Financial Corp, both of Minneapolis,
Minnesota; to acquire voting shares of
Lake Country Community Bank,
Morristown, Minnesota.
Board of Governors of the Federal Reserve
System, October 29, 2018.
Ann Misback,
Secretary of the Board.

BILLING CODE 6714–01–P

FEDERAL RESERVE SYSTEM

[FR Doc. 2018–23954 Filed 11–1–18; 8:45 am]

Formations of, Acquisitions by, and
Mergers of Bank Holding Companies

BILLING CODE P

The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate

FEDERAL RESERVE SYSTEM

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17:57 Nov 01, 2018

Jkt 247001

Notice of Proposals To Engage in or
To Acquire Companies Engaged in
Permissible Nonbanking Activities
The companies listed in this notice
have given notice under section 4 of the
Bank Holding Company Act (12 U.S.C.
1843) (BHC Act) and Regulation Y, (12
CFR part 225) to engage de novo, or to
acquire or control voting securities or
assets of a company, including the
companies listed below, that engages
either directly or through a subsidiary or
other company, in a nonbanking activity
that is listed in § 225.28 of Regulation Y
(12 CFR 225.28) or that the Board has

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determined by Order to be closely
related to banking and permissible for
bank holding companies. Unless
otherwise noted, these activities will be
conducted throughout the United States.
Each notice is available for inspection
at the Federal Reserve Bank indicated.
The notice also will be available for
inspection at the offices of the Board of
Governors. Interested persons may
express their views in writing on the
question whether the proposal complies
with the standards of section 4 of the
BHC Act.
Unless otherwise noted, comments
regarding the applications must be
received at the Reserve Bank indicated
or the offices of the Board of Governors
not later than November 19, 2018.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Lee Capital Corp, Fort Madison,
Iowa; to continue engaging in extending
credit and servicing loans, pursuant to
section 225.28(b)(1) of Regulation Y.
Board of Governors of the Federal Reserve
System, October 29, 2018.
Ann Misback,
Secretary of the Board.
[FR Doc. 2018–23953 Filed 11–1–18; 8:45 am]
BILLING CODE P

FEDERAL RETIREMENT THRIFT
INVESTMENT BOARD
Meeting of the Employee Thrift
Advisory Council
The Employee Thrift Advisory
Council will meet Thursday, November
8, 2018 at 1 p.m. (In-Person) at 77 K
Street NE, Washington, DC 20002. The
agenda for the meeting is:
1. Approval of the minutes of the May
30, 2018 Joint Board/ETAC meeting
2. Thrift Savings Plan Statistics
3. FY18 FRTIB Budget Update
4. Auto Enrollment Update
5. Blended Retirement Update
6. Additional Withdrawals Update
7. Call Center Enhancement
8. L Funds Glide Path
9. New Business
Contact Person For More Information:
Kimberly Weaver, Director, Office of
External Affairs, (202) 942–1640.
Dated: October 30, 2018.
Dharmesh Vashee,
Deputy General Counsel, Federal Retirement
Thrift Investment Board.
[FR Doc. 2018–24001 Filed 11–1–18; 8:45 am]
BILLING CODE P

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