Annual Report on Operating Subsidiaries

Annual Report on Operating Subsidiaries
National Bank
General Information and Instructions
Preparation and Use
This report is used to identify certain national bank operating subsidiaries (OS) that are subject to
Office of the Comptroller of the Currency (OCC) supervisory authority. This report identifies a
bank’s operating subsidiaries that do business directly with consumers in the United States and
are not functionally regulated as defined in section 5(c)(5) of the Bank Holding Company Act of
1956, as amended (12 USC 1844(c)(5)). Specifically, an OS does business directly with
consumers if it provides products or services to individuals to be used primarily for personal,
family, or household purposes.
National banks that have OS covered by the annual reporting requirements can find additional
information at 69 FR 64478 (November 5, 2004), and 12 CFR 5.34(e)(7).
Submission
The OCC encourages national banks to submit this report using Central Application Tracking
System (CATS). Access to CATS requires BankNet access. CATS is the OCC’s web-based
system for submitting and processing Licensing and Public Welfare Investment applications and
notices (collectively, filings). CATS enables authorized bank employees to draft, submit, and
track filings, and allows OCC analysts to receive, process, and manage those filings.
Alternatively, the report may be completed offline and attached to an e-mail. All e-mailed reports
must be sent through BankNet.
BankNet Members: Use CATs to submit the annual operating subsidiaries report OR
attach the completed report to the e-mail created in BankNet’s secure mailbox,
[email protected].
Non-BankNet Members: Mail or fax a hardcopy report to Licensing Activities, Attn: Op Sub
Reporting, Mail Stop 10E-2, Office of the Comptroller of the Currency, 400 7th St. SW,
Washington, DC 20219, Fax: (202) 649-5728.

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Annual Report on Operating Subsidiaries (OS) for Year Ended

Parent national bank name (legal name)
Charter number

(Line intentionally left blank)
Name of OS #1
Doing business as (DBA), abbreviated, or trade name(s)
Current street or PO box of OS
City of OS
State of OS
Zip code of OS
E-mail address of OS
Telephone number of OS
Street address of principal place of business (PPB), if different
from above

PPB city
PPB state
PPB zip code
North American Industry Classification System code
(NAICS)1

Activity description (use only if the NAICS code is 0000)

(Line intentionally left blank)

Name of OS #2
DBA, abbreviated, or trade name(s)
Current street or PO box of OS
City of OS
State of OS
Zip code of OS
E-mail address of OS
Telephone number
Street address of PPB, if different from above
PPB city
PPB state
PPB zip code
NAICS code (separate multiples with a comma)
Activity description (use only if the NAICS code is 0000)

(Line intentionally left blank)

If reporting data for more than two OS, copy and paste the above
template here and complete for the additional operating
subsidiaries.

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Include the types of activities in which the OS does business directly with consumers using the appropriate code
from appendix B (NAICS Activity Codes for Commonly Reported Activities) to the Instructions for Preparation of
Report of Changes in Organization Structure, Form FY Y-10. If an OS is engaged in an activity not listed in
appendix B to Form FR Y-10, a national bank should report the code “0000” and provide a brief description of the
activity. Separate each activity by a comma if there are multiple activities. The NAICS activity codes for commonly
reported banking activities are located at https://www.federalreserve.gov/reportforms/forms/FR_Y1020161014_i.pdf. A copy of the current codes is attached.
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Bank official’s title
Bank official’s current street or PO box
Bank official’s city
Bank official’s state
Bank official’s zip code
Bank official’s e-mail address, if applicable
Bank official’s telephone number:

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Appendix B
(FR Y-10)

Board to NAICS Activity Codes Conversion Table

Board Activity

Board
Alphanumeric
Code1

NAICS
Code

NAICS Activity

Bank Holding Company

OOAA

551111

Offices of Bank Holding Companies

Other Holding Company

OOAB

551112

Offices of Other Holding Companies

Foreign Banks

OOBA

52211

Commercial Banking

Edge/Agreement - Investment

OOBD

522293

International Trade Financing

Edge/Agreement - Banking

OOBE

522293

International Trade Financing

Commercial, Business, Consumer
Finance

OIAA

52222

Sales Financing

Mortgage Banking

OILB

522292

Real Estate Credit

Industrial Bank, Industrial Loan, Morris
Plan - Depository

02AA

52219

Other Depository Credit Intermediation

Industrial Bank, Industrial Loan, Morris
Plan - Nondepository

02AA

522298

All Other Nondepository Credit
Intermediation

Trust Company Functions, Acting as a
Fiduciary

04AA

523991

Trust, Fiduciary, and Custody Activities

Investment, Financial or Economic
Advisory Services

05AE

52393

Investment Advice

Leasing Property - Land, Buildings,
Motor Vehicles, Equipment

06AF

53111

Lessors of Residential Buildings &
Dwellings

Community Development Investment or
Advisory Services

07AA

62422

Community Housing Services

Data Processing and Data Transmission
Services

08AA

51821

Data Processing, Hosting and Related
Services

Insurance or Annuities Agent or Broker

09BB

52421

Insurance Agencies and Brokerages

1
In 2004, the Federal Reserve converted from using alphanumeric activity codes to NAICS codes. Therefore, the codes in this column are no
longer used.

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Board Activity

Board
Alphanumeric
Code
1

NAICS
Code

NAICS Activity

Underwriting as a Reinsurer Insurance
(an extension of credit by a BHC)

09EA

52413

Reinsurance Carriers

Courier Services

11BA

49211

Couriers

Consulting Services for Management,
Employee Benefits, Compensation,
Insurance Plans & Career Counseling

12AA

54161

Management Consulting Services

Issuing or Selling Money Orders,
Savings Bonds, Traveler's Checks

13AA

52239

Other Activities Related to Credit
Intermediation

Real Estate Appraisals

14AA

53132

Offices of Real Estate Appraisers

Commercial Real Estate Equity
Financing

14AB

52231

Mortgage and Nonmortgage Loan
Brokers

Securities Brokerage Services

15AA

52312

Securities Brokerage

Transactional Services (swaps, foreign
exchange, derivative contract)

17AA

52314

Commodity Contracts Brokerage

Credit Card Banks

20CC

52221

Credit Card Issuing

Commercial Banking

21AA

52211

Commercial Banking

Underwriting as a Reinsurer Life, Health,
Disability or Medical Insurance

31BA

52411

Direct Life, Health, and Medical
Insurance Carriers

Administrative and Other Services to
Mutual Funds

31BB

523991

Trust, Fiduciary, and Custody Activities

Owning Shares of a Securities Exchange

31BC

52231

Mortgage and Nonmortgage Loan
Brokers

Certification Authority for Digital
Signatures

31BD

51821

Data Processing, Hosting and Related
Services

Providing Credit Bureau Services

31BE

56145

Credit Bureaus

Check Cashing & Wire Transmission
Services

31EA

52239

Other Activities Related to Credit
Intermediation

Real Estate Title Abstracting

31IA

541191

Title Abstract and Settlement Offices

Travel Agency Activities

31LA

56151

Travel Agencies

Managing Mutual Funds

31MA

52392

Portfolio Management

FHC Lending, Exchanging, Transferring,
Investing for Others

31NA

52393

Investment Advice

1
In 2004, the Federal Reserve converted from using alphanumeric activity codes to NAICS codes. Therefore, the codes in this column are no
longer used.

5

Board Activity

Board
Alphanumeric
Code1

NAICS
Code

NAICS Activity

Underwriting, Dealing in or making a market
in Securities (also may provide brokerage
i )
Issuing Instruments Representing
Interests in Pools of Assets

31QA

52311

Investment Banking and Securities

31RA

52591

Open-End Investment Funds

Merchant Banking or Insurance
Company Investments

31UA

52391

Miscellaneous Intermediation

Conducting a Safe Deposit Business

32CA

523991

Trust, Fiduciary, and Custody Activities

Acquiring a Debt in Default (excludes
DPC)

32CB

52229

Other Nondepository Credit
Intermediation

Underwriting as a Reinsurer Property,
Casualty or Title Insurance

32GA

524126

Direct Property and Casualty Insurance
Carriers

Underwriting Annuities

32GB

524113

Direct Life Insurance Carriers

Underwriting as a Reinsurer Other

32GC

524128

Other Direct Insurance (except life, health, and
medical) Carriers

Finder Activities (bring together others to
negotiate and consummate transactions)

32IA

52393

Investment Advice

Lending, Exchanging, Investing for
Others

3218

523991

Trust, Fiduciary, and Custody Activities

Providing Devices for Transferring
Money or Other Financial Assets

32IC

523999

Miscellaneous Financial Investment
Activities

Arranging Financial Transactions for the
Account of Third Parties

3210

523991

Trust, Fiduciary, and Custody Activities

Underwriting or Dealing in Bank
Eligible Securities

90AB

523999

Miscellaneous Financial Investment
Activities

Providing a Check Guarantee Service

90AC

52232

Financial Transactions Processing,
Reserve, and Clearinghouse Activities

Buying & Selling Bullion, Silver, Gold
and Platinum Coins

90AE

52313

Commodity Contracts Dealing

Savings Associations

90AG

52212

Savings Institutions

Credit Unions

90AG

52213

Credit Unions

Export Trading Companies

90BA

522293

International Trade Financing

Dealing

Insurance (not in 31 BA, 32GA, 32GB)

1
In 2004, the Federal Reserve converted from using alphanumeric activity codes to NAICS codes. Therefore, the codes in this column are no
longer used.

6

Board Activity

Board
Alphanumeric
Code
1

NAICS
Code

NAICS Activity

Futures Commission or Commodity
Merchant

90BD

52314

Commodity Contracts Brokerage

Venture Capital Investments

90BN

52391

Miscellaneous Intermediation

Collecting Overdue Accounts Receivable
(retail or commercial)

90BQ

56144

Collection Agencies

Printing and Selling Check
(micr-encoded)

91AC

323116

Manifold Business Forms Printing

Principal in Foreign Exchange, Swaps or
Derivatives Contracts

91AQ

52313

Commodity Contracts Dealing

Agent for Private Placement of Securities

91AR

52312

Securities Brokerage

Real Estate Settlement Services

91AV

541191

Title Abstract and Settlement Offices

Buying & Selling in the Secondary
Market as "Riskless Principal"

91BC

523999

Miscellaneous Financial Investment
Activities

Providing Services to an Affiliated BHC
(accounting, appraising, auditing)

91CA

54199

Other Servicing Activities

91CD

54199

All Other Professional, Scientific, and
Technical Services
All Other Professional, Scientific, and
Technical Services

Liquidating Property Acquired from a
BHC Subsidiary (excluding DPC)

91CE

52239

Other Activities Related to Credit
Intermediation

Asset Management, Servicing and
Collection of Assets (excluding
properties acquired DPC)

91FA

52239

Other Activities Related to Credit
Intermediation

Issuing Trust Preferred Securities,
Commercial Paper and Long-Term Debt

97AA

52599

Other Financial Vehicles

Co-generator of Electric Power

99CG

22111

Electric Power Generation

1
In 2004, the Federal Reserve converted from using alphanumeric activity codes to NAICS codes. Therefore, the codes in this column are no
longer used.

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