Guidelines for Filing the Annual Report on Operating Subsidiaries

OCC 2004-55
Attachment 2

Guidelines For Filing The Annual Report On Operating Subsidiaries
Public reporting burden for the collection of information for this report is estimated to average three hours,
including the time to gather and maintain data in the required form, to review instructions, and to complete
the information collection. Send comments regarding this burden estimate or any other aspect of this
collection of information, including suggestions for reducing this burden to Licensing Activities Division,
Comptroller of the Currency, 250 E Street, SW, Washington, DC 20219 and to the Office of Management
and Budget, Paperwork Reduction Project, Washington, DC 20503.
An organization or a person is not required to respond to a collection of information unless it displays a
currently valid OMB control number. OMB No. 1557-0014.

GENERAL INFORMATION AND INSTRUCTIONS
Preparation and Use
This report is used to identify certain national bank operating subsidiaries (OS) that are subject
to OCC supervisory authority. This report identifies a bank’s operating subsidiaries that do
business directly with consumers in the United States and are not functionally regulated as
defined in section 5(c)(5) of the Bank Holding Company Act of 1956, as amended (12 USC
1844(c)(5)). Specifically, an OS does business directly with consumers if it provides products or
services to individuals to be used primarily for personal, family, or household purposes.
National banks that have OS covered by the annual reporting requirements can find additional
information at 69 FR 64478 (November 5, 2004) and 12 CFR 5.34(e)(6).
All items must be answered with complete and accurate information that is subject to verification.
If the answer is none or not applicable, so state. The OCC encourages national banks to use
BankNet to submit this report using the BankNet secure mailbox. BankNet access is a free
service for national banks and may be obtained by going to the BankNet site, www.banknet.gov,
and selecting the item with the instructions, “If you are an OCC chartered bank and wish TO
APPLY.” The OCC provides a sample report document on BankNet and its public Web site (refer
to the Comptroller’s Licensing Manual, Investment in Subsidiaries and Equities booklet,
Application Documents page, http://www.occ.gov/corpapps/forms.htm#Investment).

Report Submission
The report may be attached as a Word, Excel, RTF, or text document. Whichever format is
used, the data should be in numerical order as on the line item requirements numbered (1)
through (14) below, with each data element clearly labeled. NOTE: All e-mailed reports must
be sent through the BankNet-secure site.

BankNet Members:

Attach the completed report to the e-mail created in BankNet’s secure mailbox,
[email protected]. This report may be written directly into the body of an email message as long as each field is the proper length and listed sequentially down the
page as displayed below.

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OCC 2004-55
Attachment 2
Non-BankNet Members:

Mail or fax a hardcopy report, including the information that identifies the bank official
submitting the report, to:

Licensing Activities, Attn: Op Sub Reporting, mail stop 7-13
Comptroller of the Currency
250 E Street, SW
Washington, DC 20219
Fax: 202-874-5293
Line Item Requirements
1. Parent national bank name (legal name)
2. Charter number
A blank line between line numbers 2 and 3.
3. Name of the OS
4. Any doing business as (DBA), abbreviated, or trade
name(s) of the OS, separating each name with a comma
if there are multiple names
5.
6.
7.
8.

Street address or PO box of the OS
City of the OS
State of the OS
ZIP code of the OS

9. E-mail address of the contact person, if available
10. Telephone number of the OS
11. Principal place of business (PPB) of the OS, if different
from the information reported on lines 5 - 8 and using the
same layout as in line numbers 5 - 8 above.
(11)a Street address of the PPB
(11)b City of the PPB
(11)c State of the PPB
(11)d ZIP code of the PPB
(11)e Telephone number of the PPB
12. The types of activities in which the OS does business
directly with consumers, using the appropriate code from
Appendix B of the North American Industry Classification
System (NAICS) Activity Codes for Commonly Reported
Activities to the Instructions for Preparation of Report of
Changes in Organizational Structure, Form FR Y-10. (If
an OS is engaged in an activity not listed in Appendix B to
the instructions for Form FR Y-10, a national bank shall
report the code “0000” and provide a brief description of
the activity on line 13.) Separate each activity code by a
comma, if there are multiple reportable lines of business.
The NAICS activity codes for commonly reported banking
activities are located at
http://www.federalreserve.gov
A copy of the current codes is attached.

Maximum Character
Length

72
6
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72

40
60
28
2
10, include dash
40
12, including dashes
60
28
2
10, including dash
12, including dashes

4-6 per code
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13. Brief description of activity. Use only if code 0000 is
reported on line 12.
A blank line between each operating subsidiary listing of
items 1 through 13, when applicable.
A blank line between items 13 and 14.
14.
Name, title, mailing address, telephone number, and
e-mail address, if available, of the bank official submitting
the report.

OCC 2004-55
Attachment 2
Unlimited
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Example of Required Layout for a Bank with Two Operating Subsidiaries
Bank Name (legal name)
Charter Number
000000

ABC National Bank and Trust Company

Operating Subsidiary Name
DBA, Abbreviated, or Trade name(s)
Street Address or PO Box
City Name
Anytime
State
ZIP code+4
99999-0000
E-mail Address
AnytimeLoa
Telephone Number
999-999-9999
PPB Street Address
12
PPB City Name
Anytime
PPB State
NE
PPB ZIP code+4
99999-9999
PPB Telephone number
52231
NAICS codes
Activity Description

ABC National Bank and Trust Mortgage Loans
Anytime Mortgage Loans
PO Box 61582

Operating Subsidiary Name
DBA, Abbreviated, or Trade name(s)
Street Address or PO Box
City Name
Anywhere
State
ZIP code+4
99999-0000
E-mail Address of Contact Person
Telephone Number
999-999-9999
PPB Street Address
NA
PPB City Name
NA
PPB State
NA
PPB ZIP code+4
NA
PPB Telephone Number
NAICS codes
52231
Activity Description

ABC National Bank and Finance
Anytime Finance
1 Main Street

NE
[email protected]
Main Street

999-999-9999
(Use only if the NAICS code is 0000)

MA
[email protected]

NA
(Use only if the NAICS code is 0000)

John Doe
Assistant Vice President
1 Main Street
MA
99999-0000
[email protected]

555-555-9999
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OCC 2004-55
Attachment 2

Annual Report On Operating Subsidiaries (OS) For Year Ended ______
Parent National Bank Name (Legal Name) (72 characters)*
Charter Number (6 characters)
Name of OS # 1 (72 characters)
Doing Business As (DBA), Abbreviated, or Trade Name(s)
(40 characters)
Current Street or PO Box of OS (60 characters)
City of OS (28 characters)
State of OS (2 characters)
ZIP code of OS (10 characters)
E-mail Address of OS (40 characters)
Telephone Number of OS: (12 characters, including dashes)
Street Address of Principal Place of Business (PPB), if
different from above (60 characters)
PPB City (28 characters)
PPB State (2 characters)
PPB ZIP code (9 characters)
North American Industry Classification System Code (NAICS)
(4-6 characters; separate multiples with a comma)
Activity Description (Use only if the NAICS code is 0000)
Name of OS #2 (72 characters)
Doing Business As (DBA), Abbreviated, or Trade Name(s)
(40 characters)
Current Street or PO Box of OS (60 characters)
City of OS (28 characters)
State of OS (2 characters)
ZIP code of OS (10 characters)
E-mail Address of OS (40 characters)
Telephone Number: (12 characters, including dashes)
Street address of principal place of business (PPB), if different
from above (60 characters)
PPB City (28 characters)
PPB State (2 characters)
PPB ZIP code (10 characters)
North American Industry Classification System Code (6
characters; separate multiples with a comma)
Activity Description (Use only if the NAICS code is 0000)
If reporting data for more than two operating subsidiaries,
copy and paste the above template here and complete for the
additional operating subsidiaries.
Name of bank official submitting report (40 characters)
Bank official’s title (40 characters)
Bank official’s current street or PO Box (60 characters)
Bank official’s city (28 characters)
Bank official’s state (2 characters)
Bank official’s ZIP code (10 characters)
Bank official’s e-mail address, if applicable (40 characters)
Bank official’s telephone number: (12 characters, including
dashes)
*Indicates maximum number of characters to be entered.

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