Funding and Liquidity Risk Management

Forms and Documents

Document Name	Status
1557-0244 Supporting Statement 5-18-22.docx Supporting Statement A	2022-05-18

IC Document Collections

IC ID	Document Title	Status
253454	Section 20 - Small Other-Guidance	New
253453	Section 20 - Midsize Other-Guidance	New
253452	Section 20 - Large Banks Other-Guidance	New
253451	Section 14 - Small Banks Other-Guidance	New
253449	Section 14 Mid-size Banks Other-Guidance	New
253448	Section 14 - Large Banks Other-Guidance	New
191684	Liquidity Risk Reports Other-	Removed
191683	Quantification and Attribution of Liquidity Risks - Small Banks Other-	Removed
191682	Quantification and Attribution of Liquidity Risks - Mid-size Banks Other-	Removed
191681	Quantification and Attribution of Liquidity Risks - Large Banks Other-	Removed

ICR Details

OMB Control No: 1557-0244	ICR Reference No: 202205-1557-003
Status: Received in OIRA	Previous ICR Reference No: 201903-1557-001
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: Funding and Liquidity Risk Management
Type of Information Collection: Extension without change of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular	Date Submitted to OIRA: 05/23/2022

	Requested	Previously Approved
Expiration Date	36 Months From Approved	06/30/2022
Responses	13,897	15,223
Time Burden (Hours)	78,096	84,464
Cost Burden (Dollars)	0	0

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Abstract: In 2010, the Federal banking agencies, and the NCUA, in conjunction with the Conference of State Bank Supervisors, issued a policy statement summarizing the principles of sound liquidity risk management that the agencies previously issued and, where appropriate, brought them into conformance with the "Principles for Sound Liquidity Risk Management and Supervision" issued by the Basel Committee on Banking and Supervision in September 2008. Section 14 of the Policy Statement provides that institutions should consider liquidity costs, benefits, and risks in their strategic planning and budgeting processes. Significant business activities should be evaluated for liquidity risk exposure as well as profitability. More complex and sophisticated institutions should incorporate liquidity costs, benefits, and risks in the internal product pricing, performance measurement, and new product approval process for all material business lines, products, and activities. Incorporating the cost of liquidity into these functions should align the risk-taking incentives of individual business lines with the liquidity risk exposure their activities create for the institution as a whole. The quantification and attribution of liquidity risks should be explicit and transparent at the line management level and should include consideration of how the institution’s liquidity would be affected under stressed conditions. Section 20 of the Policy Statement states that liquidity risk reports should provide aggregate information with sufficient supporting detail to enable management to assess the sensitivity of the institution to changes in market conditions, its own financial performance, and other important risk factors. Institutions also should report on the use and availability of government support, such as lending and guarantee programs, and the implications on liquidity positions, particularly because these programs generally are temporary or reserved as a source for contingent funding.

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Authorizing Statute(s): US Code: 12 USC 1831p-1 Name of Law: Federal Deposit Insurance Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	87 FR 10429	02/24/2022
30-day Notice:	Federal Register Citation:	Citation Date:
	87 FR 31297	05/23/2022
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 6

IC Title	Form No.	Form Name
Liquidity Risk Reports
Quantification and Attribution of Liquidity Risks - Large Banks
Quantification and Attribution of Liquidity Risks - Mid-size Banks
Quantification and Attribution of Liquidity Risks - Small Banks
Section 14 - Large Banks
Section 14 - Small Banks
Section 14 Mid-size Banks
Section 20 - Large Banks
Section 20 - Midsize
Section 20 - Small

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ICR Summary of Burden

	Total Request	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	13,897	15,223	0	1,008	-2,334	0
Annual Time Burden (Hours)	78,096	84,464	0	40,320	-46,688	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The decrease in burden is due to the decrease in the number of regulated entities.

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 05/23/2022

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