Funding and Liquidity Risk Management

Forms and Documents

Document Name	Status
1557-0244 Funding Liquidity Risk Management Supporting Statement Submitted to OMB.docx Supporting Statement A	2025-07-23

IC Document Collections

IC ID	Document Title	Status
276659	Liquidity Risk Management Policies, Procedures, Assumptions, and Contingency Funding Plans-Ongoing recordkeeping (Large, Mid-size, and Small banks) Other-Guidance	New
276657	Liquidity Risk Management Policies, Procedures, Assumptions, and Contingency Funding Plans- Implementation of recordkeeping (New Institutions) Other-Guidance	New
253454	Section 20 - Small Other-Guidance	Removed
253453	Section 20 - Midsize Other-Guidance	Removed
253452	Section 20 - Large Banks Other-Guidance	Removed
253451	Section 14 - Small Banks Other-Guidance	Removed
253449	Section 14 Mid-size Banks Other-Guidance	Removed
253448	Section 14 - Large Banks Other-Guidance	Removed

ICR Details

OMB Control No: 1557-0244	ICR Reference No: 202507-1557-004
Status: Received in OIRA	Previous ICR Reference No: 202205-1557-003
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: Funding and Liquidity Risk Management
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular	Date Submitted to OIRA: 07/28/2025

	Requested	Previously Approved
Expiration Date	36 Months From Approved	07/31/2025
Responses	987	13,897
Time Burden (Hours)	31,648	78,096
Cost Burden (Dollars)	0	0

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Abstract: On March 22, 2010, the OCC, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the National Credit Union Administration (the agencies), in conjunction with the Conference of State Bank Supervisors, issued a policy statement on funding and liquidity risk management (Policy Statement). The Policy Statement sets forth guidance and principles for sound liquidity risk management that apply to OCC-supervised national banks, Federal savings associations, and Federal branches and agencies of foreign banking organizations (together, banks). The Policy Statement summarizes and builds on previously issued guidance. In 2023, the agencies supplemented their liquidity risk management guidance with an Addendum to the Policy Statement. The OCC is proposing to revise this information collection to account for all the recordkeeping provisions set forth in the Policy Statement related to liquidity risk management policies, procedures, and assumptions, and Contingency Funding Plans (CFPs). The information collection currently does not account for the recordkeeping provisions related to CFPs and does not fully account for the recordkeeping provisions related to liquidity risk management policies, procedures, and assumptions. In addition, the OCC is proposing to revise the information collection to account for the guidance in the Addendum to the Policy Statement.

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Authorizing Statute(s): US Code: 12 USC 1831p-1 Name of Law: Federal Deposit Insurance Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 22827	05/29/2025
30-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 35579	07/28/2025
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 2

IC Title	Form No.	Form Name
Liquidity Risk Management Policies, Procedures, Assumptions, and Contingency Funding Plans- Implementation of recordkeeping (New Institutions)
Liquidity Risk Management Policies, Procedures, Assumptions, and Contingency Funding Plans-Ongoing recordkeeping (Large, Mid-size, and Small banks)
Section 14 - Large Banks
Section 14 - Small Banks
Section 14 Mid-size Banks
Section 20 - Large Banks
Section 20 - Midsize
Section 20 - Small

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ICR Summary of Burden

	Total Request	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	987	13,897	0	987	-13,897	0
Annual Time Burden (Hours)	31,648	78,096	0	31,648	-78,096	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The burden increase is due to the agency revising this information collection to account for all the recordkeeping provisions set forth in the Policy Statement related to liquidity risk management policies, procedures, and assumptions, and Contingency Funding Plans. The agency changed the burden calculation configuration to account for the implementation and ongoing recordkeeping requirements. The previous burden calculation configuration was removed. There is also a decrease in burden due to the consideration of the ongoing maintenance and recordkeeping requirements imposed by the Policy Statement. Only new charters have the burden of implementation. All other banks have already implemented the maintenance and recordkeeping requirements.

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 07/28/2025

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