3170-0057 30-day FRN (published)

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Federal Register / Vol. 87, No. 100 / Tuesday, May 24, 2022 / Notices
collection, OMB Control Number (see
below), and docket number (see above),
by any of the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: [email protected].
Include Docket No. CFPB–2022–0032 in
the subject line of the email.
• Mail/Hand Delivery/Courier:
Comment Intake, Consumer Financial
Protection Bureau (Attention: PRA
Office), 1700 G Street NW, Washington,
DC 20552. Please note that due to
circumstances associated with the
COVID–19 pandemic, the Bureau
discourages the submission of
comments by mail, hand delivery, or
courier. Please note that comments
submitted after the comment period will
not be accepted. In general, all
comments received will become public
records, including any personal
information provided. Sensitive
personal information, such as account
numbers or Social Security numbers,
should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
PRA Officer, at (202) 435–7278, or
email: [email protected]. If you
require this document in an alternative
electronic format, please contact CFPB_
[email protected]. Please do not
submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Equal Credit
Opportunity Act (Regulation B).
OMB Control Number: 3170–0013.
Type of Review: Extension of a
currently approved information
collection.
Affected Public: Private sector:
businesses or other for-profits.
Estimated Number of Respondents:
82,666,000.
Estimated Total Annual Burden
Hours: 1,220,992.
Abstract: The Equal Credit
Opportunity Act (ECOA) was enacted to
ensure that credit is made available to
all creditworthy applicants without
discrimination on the basis of sex,
marital status, race, color, religion,
national origin, age, or other prohibited
bases under the ECOA. The ECOA
allows for creditors to collect
information for self-testing against these
criteria, while not allowing creditors to
use this information in making credit
decisions of applicants. For certain
mortgage applications, the ECOA
requires creditors to ask for some of the
prohibited information for monitoring

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purposes. Additionally, for certain
mortgage applications, creditors are
required to send a copy of any appraisal
or written valuation used in the
application process to the applicant in
a timely fashion.
The ECOA also prescribes creditors
must inform applicants of decisions
made on credit applications.
Particularly where creditors make
adverse actions on credit applications or
existing accounts, creditors must inform
consumers as to why the adverse action
was taken such that credit applicants
can challenge errors or learn how to
become more creditworthy. Creditors
must retain all application information
for 25 months including notices that
they sent, and any information related
to adverse actions. The ECOA requires
creditors who furnish applicant
information to a consumer reporting
agency to reflect participation of the
applicant’s spouse if the spouse is
permitted to use or is contractually
liable on the account.
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be
summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–11142 Filed 5–23–22; 8:45 am]
BILLING CODE 4810–AM–P

BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0031]

Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:

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31539

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (CFPB or Bureau)
requests the extension of the Office of
Management and Budget’s (OMB’s)
approval of the existing information
collection titled, ‘‘Consumer Response
Government and Congressional Portal
Boarding Forms,’’ approved under OMB
Control Number 3170–0057.
DATES: Written comments are
encouraged and must be received on or
before June 23, 2022 to be assured of
consideration.
SUMMARY:

Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function. In general, all
comments received will become public
records, including any personal
information provided. Sensitive
personal information, such as account
numbers or Social Security numbers,
should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
Paperwork Reduction Act Officer, at
(202) 841–0544, or email: CFPB_PRA@
cfpb.gov. If you require this document
in an alternative electronic format,
please contact CFPB_Accessibility@
cfpb.gov. Please do not submit
comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Consumer
Response Government and
Congressional Portal Boarding Forms.
OMB Control Number: 3170–0057.
Type of Review: Extension of a
currently approved information
collection.
Affected Public: State, Local, and
Tribal Governments; Federal
Government.
Estimated Number of Respondents:
60.
Estimated Total Annual Burden
Hours: 14.
Abstract: Section 1013(b)(3)(A) of the
Dodd-Frank Wall Street Reform and
Consumer Protection Act (Dodd-Frank
Act or Act) requires the Bureau to
‘‘facilitate the centralized collection of,
monitoring of, and response to
consumer complaints regarding
consumer financial products or
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Federal Register / Vol. 87, No. 100 / Tuesday, May 24, 2022 / Notices

services.’’ 1 The Act also requires the
Bureau to ‘‘share consumer complaint
information with prudential regulators,
the Federal Trade Commission, other
Federal agencies, and State agencies.’’ 2
To facilitate the collection of
complaints, the Bureau accepts
consumer complaints submitted by
members of Congress on behalf of their
constituents with the consumer’s
express written authorization for the
release of their personal information. In
furtherance of its statutory mandates
related to consumer complaints, the
Bureau uses Government and
Congressional Portal Boarding Forms
(i.e., Boarding Forms) to register users
for access to secure, web-based portals.
The Bureau has developed separate
portals for congressional users and other
government users as part of its secure
web portal offerings (the Government
Portal and the Congressional Portal,
respectively).3
Through the Government Portal,
government users can view consumer
complaint information in a user-friendly
format that allows easy review of
complaints currently active in the
Bureau process, complaints referred to a
prudential Federal regulator, and other
closed/archived complaints.
Through the Congressional Portal,
members of Congress and authorized
congressional office staff can view data
associated with consumer complaints
they submit on behalf of their
constituents with the consumer’s
express written authorization for the
release of their personal information.
The Congressional Portal only displays
information about complaints submitted
by the individual congressional office.
Request for Comments: The Bureau
published a 60-day Federal Register
notice on 1/28/2022 (87 FR 4569) under
Docket Number: CFPB–2022–0006. The
Bureau is soliciting comments on: (a)
Whether the collection of information is
necessary for the proper performance of
the functions of the Bureau, including
whether the information will have
practical utility; (b) The accuracy of the
Bureau’s estimate of the burden of the
collection of information, including the
validity of the methods and the
assumptions used; (c) Ways to enhance
the quality, utility, and clarity of the
information to be collected; and (d)

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1 Codified

at 12 U.S.C. 5493(b)(3)(A).
Act section 1013(b)(3)(D), codified
at 12 U.S.C. 5493(b)(3)(D).
3 In addition to the boarding forms for
congressional and government users, the Bureau
utilizes a separate OMB-approved form to board
companies onto their own distinct portal to access
complaints submitted against them, through OMB
Control Number 3170–0054 (Consumer Complaint
Intake System Company Portal Boarding Form
Information Collection System).
2 Dodd-Frank

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Ways to minimize the burden of the
collection of information on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
Comments submitted in response to this
notice will be submitted to OMB as part
of its review of this request. All
comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–11145 Filed 5–23–22; 8:45 am]
BILLING CODE 4810–AM–P

CONSUMER PRODUCT SAFETY
COMMISSION
[Docket No. CPSC–2022–0017]

Notice of Availability: Voluntary
Standards Evaluation Under the
Portable Fuel Container Safety Act of
2020
U.S. Consumer Product Safety
Commission.
ACTION: Notice of availability.
AGENCY:

The Consumer Product Safety
Commission (Commission or CPSC) is
announcing the availability of a draft
document titled, ‘‘Voluntary Standards
Evaluation Under the Portable Fuel
Container Safety Act of 2020.’’
DATES: Submit comments by June 23,
2022.
SUMMARY:

You can submit comments,
identified by Docket No. CPSC–2022–
0017, by any of the following methods:
Electronic Submissions: Submit
electronic comments to the Federal
eRulemaking Portal at: https://
www.regulations.gov. Follow the
instructions for submitting comments.
CPSC does not accept comments
submitted by electronic mail (email),
except through https://
www.regulations.gov, and as described
below. CPSC encourages you to submit
electronic comments by using the
Federal eRulemaking Portal, as
described above.
Mail/hand delivery/courier/
confidential Written Submissions:
Submit comments by mail, hand
delivery, or courier to: Division of the
Secretariat, Consumer Product Safety
Commission, 4330 East-West Highway,
Bethesda, MD 20814; telephone: (301)
504–7479. If you wish to submit
confidential business information, trade
secret information, or other sensitive or
protected information that you do not
want to be available to the public, you
may submit such comments by mail,

ADDRESSES:

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hand delivery, or courier, or you may
email them to: [email protected].
Instructions: All submissions must
include the agency name and docket
number. CPSC may post all comments
without change, including any personal
identifiers, contact information, or other
personal information provided, to:
https://www.regulations.gov. Do not
submit through this website:
Confidential business information, trade
secret information, or other sensitive or
protected information that you do not
want to be available to the public. If you
wish to submit such information, please
submit it according to the instructions
for mail/hand delivery/courier/
confidential written submissions.
Docket: For access to the docket to
read background documents or
comments received, go to: https://
www.regulations.gov, and insert the
docket number, CPSC–2022–0017, into
the ‘‘Search’’ box, and follow the
prompts.
FOR FURTHER INFORMATION CONTACT:

Andrew Lock, Fire Protection Engineer,
Consumer Product Safety Commission,
5 Research Place, Rockville, MD 20850;
telephone: (301) 987–2099; email:
[email protected].
SUPPLEMENTARY INFORMATION: The
Portable Fuel Container Safety Act of
2020 (PFCSA) requires the Commission,
not later than June 27, 2023, to
promulgate a final rule to require flame
mitigation devices in portable fuel
containers that impede the propagation
of flame into the container. 15 U.S.C.
2056d(b)(1).1 The PFCSA states,
however, that the Commission is not
required to promulgate a final rule if the
Commission determines that the
requirements for an exception relating
to voluntary standards are met. 15
U.S.C. 2056d(b)(3)(A). Specifically, the
Commission may rely on voluntary
standards instead of the required
rulemaking for a class of portable fuel
containers within the scope of the Act
if the following requirements are met:
• There is a voluntary standard for
flame mitigation devices for those
containers that impedes the propagation
of flame into the container;
• The voluntary standard is or will be
in effect not later than June 27, 2022;
and
• The voluntary standard is
developed by ASTM International or
such other standard development
organization that the Commission
determines to have met the intent of the
PFCSA.
15 U.S.C. 2056d(b)(3)(A).
1 The Commission voted 4–0 to approve this
notice.

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