3170-0013 60-day FRN (published)

3170-0013 60-day FRN (published).pdf

Equal Credit Opportunity Act (Regulation B)

3170-0013 60-day FRN (published)

OMB: 3170-0013

Document [pdf]
Download: pdf | pdf
31538

Federal Register / Vol. 87, No. 100 / Tuesday, May 24, 2022 / Notices

requires covered institutions to register
with the Nationwide Mortgage
Licensing System and Registry, to obtain
a unique identifier, to maintain this
registration, and to disclose to
consumers the unique identifier.
Regulation G also requires the covered
financial institutions employing these
MLOs to adopt and to follow written
policies and procedures ensuring their
employees comply with these
requirements and disclose the unique
identifiers of their MLOs.
Request for Comments: The Bureau
published a 60-day Federal Register
notice on 2/8/2022 (87 FR 7162) under
Docket Number: CFPB–2022–0010. The
Bureau is soliciting comments on: (a)
Whether the collection of information is
necessary for the proper performance of
the functions of the Bureau, including
whether the information will have
practical utility; (b) The accuracy of the
Bureau’s estimate of the burden of the
collection of information, including the
validity of the methods and the
assumptions used; (c) Ways to enhance
the quality, utility, and clarity of the
information to be collected; and (d)
Ways to minimize the burden of the
collection of information on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
Comments submitted in response to this
notice will be submitted to OMB as part
of its review of this request. All
comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–11148 Filed 5–23–22; 8:45 am]
BILLING CODE 4810–AM–P

BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0028]

Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (Bureau or CFPB) is
requesting to extend the Office of
Management and Budget’s (OMB’s)
approval for an existing information
collection titled, ‘‘Consumer Response
Intake Form.’’
DATES: Written comments are
encouraged and must be received on or

jspears on DSK121TN23PROD with NOTICES1

SUMMARY:

VerDate Sep<11>2014

21:08 May 23, 2022

Jkt 256001

before July 25, 2022 to be assured of
consideration.
You may submit comments,
identified by the title of the information
collection, OMB Control Number (see
below), and docket number (see above),
by any of the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: [email protected]
Include Docket No. CFPB–2022–0028 in
the subject line of the email.
• Mail/Hand Delivery/Courier:
Comment Intake, Consumer Financial
Protection Bureau (Attention: PRA
Office), 1700 G Street NW, Washington,
DC 20552. Please note that due to
circumstances associated with the
COVID–19 pandemic, the Bureau
discourages the submission of
comments by mail, hand delivery, or
courier. Please note that comments
submitted after the comment period will
not be accepted. In general, all
comments received will become public
records, including any personal
information provided. Sensitive
personal information, such as account
numbers or Social Security numbers,
should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
PRA Officer, at (202) 435–7278, or
email: CFPB_[email protected] If you
require this document in an alternative
electronic format, please contact CFPB_
[email protected] Please do not
submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Consumer
Response Intake Form.
OMB Control Number: 3170–0011.
Type of Review: Revision of a
currently approved information
collection.
Affected Public: Individuals or
Households.
Estimated Number of Respondents:
2,150,000.
Estimated Total Annual Burden
Hours: 415,000.
Abstract: The Consumer Response
Intake Form is designed to aid
consumers in the submission of
complaints, inquiries, and feedback and
to help the Bureau fulfill its statutory
requirements. Consumers (also referred
to as respondents) will be able to
complete and submit information
through the Intake Form electronically
on the Bureau’s website. Alternatively,
respondents may request that the
Bureau mail a paper copy of the Intake
ADDRESSES:

PO 00000

Frm 00023

Fmt 4703

Sfmt 4703

Form and then mail it back to the
Bureau or call to submit a complaint by
telephone. The questions within the
Intake Form prompt respondents for a
description of, and key facts about, the
complaint at issue, the desired
resolution, contact and account
information, information about the
company they are submitting a
complaint about, and previous action
taken to attempt to resolve the
complaint.
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be
summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–11141 Filed 5–23–22; 8:45 am]
BILLING CODE 4810–AM–P

BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0032]

Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (Bureau or CFPB) is
requesting to extend the Office of
Management and Budget’s (OMB’s)
approval for an existing information
collection titled, ‘‘Equal Credit
Opportunity Act (Regulation B).’’
DATES: Written comments are
encouraged and must be received on or
before July 25, 2022 to be assured of
consideration.
ADDRESSES: You may submit comments,
identified by the title of the information
SUMMARY:

E:\FR\FM\24MYN1.SGM

24MYN1

jspears on DSK121TN23PROD with NOTICES1

Federal Register / Vol. 87, No. 100 / Tuesday, May 24, 2022 / Notices
collection, OMB Control Number (see
below), and docket number (see above),
by any of the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: [email protected]
Include Docket No. CFPB–2022–0032 in
the subject line of the email.
• Mail/Hand Delivery/Courier:
Comment Intake, Consumer Financial
Protection Bureau (Attention: PRA
Office), 1700 G Street NW, Washington,
DC 20552. Please note that due to
circumstances associated with the
COVID–19 pandemic, the Bureau
discourages the submission of
comments by mail, hand delivery, or
courier. Please note that comments
submitted after the comment period will
not be accepted. In general, all
comments received will become public
records, including any personal
information provided. Sensitive
personal information, such as account
numbers or Social Security numbers,
should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
PRA Officer, at (202) 435–7278, or
email: [email protected] If you
require this document in an alternative
electronic format, please contact CFPB_
[email protected] Please do not
submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Equal Credit
Opportunity Act (Regulation B).
OMB Control Number: 3170–0013.
Type of Review: Extension of a
currently approved information
collection.
Affected Public: Private sector:
businesses or other for-profits.
Estimated Number of Respondents:
82,666,000.
Estimated Total Annual Burden
Hours: 1,220,992.
Abstract: The Equal Credit
Opportunity Act (ECOA) was enacted to
ensure that credit is made available to
all creditworthy applicants without
discrimination on the basis of sex,
marital status, race, color, religion,
national origin, age, or other prohibited
bases under the ECOA. The ECOA
allows for creditors to collect
information for self-testing against these
criteria, while not allowing creditors to
use this information in making credit
decisions of applicants. For certain
mortgage applications, the ECOA
requires creditors to ask for some of the
prohibited information for monitoring

VerDate Sep<11>2014

21:08 May 23, 2022

Jkt 256001

purposes. Additionally, for certain
mortgage applications, creditors are
required to send a copy of any appraisal
or written valuation used in the
application process to the applicant in
a timely fashion.
The ECOA also prescribes creditors
must inform applicants of decisions
made on credit applications.
Particularly where creditors make
adverse actions on credit applications or
existing accounts, creditors must inform
consumers as to why the adverse action
was taken such that credit applicants
can challenge errors or learn how to
become more creditworthy. Creditors
must retain all application information
for 25 months including notices that
they sent, and any information related
to adverse actions. The ECOA requires
creditors who furnish applicant
information to a consumer reporting
agency to reflect participation of the
applicant’s spouse if the spouse is
permitted to use or is contractually
liable on the account.
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be
summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–11142 Filed 5–23–22; 8:45 am]
BILLING CODE 4810–AM–P

BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0031]

Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:

PO 00000

Frm 00024

Fmt 4703

Sfmt 4703

31539

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (CFPB or Bureau)
requests the extension of the Office of
Management and Budget’s (OMB’s)
approval of the existing information
collection titled, ‘‘Consumer Response
Government and Congressional Portal
Boarding Forms,’’ approved under OMB
Control Number 3170–0057.
DATES: Written comments are
encouraged and must be received on or
before June 23, 2022 to be assured of
consideration.
SUMMARY:

Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function. In general, all
comments received will become public
records, including any personal
information provided. Sensitive
personal information, such as account
numbers or Social Security numbers,
should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
Paperwork Reduction Act Officer, at
(202) 841–0544, or email: [email protected]
cfpb.gov. If you require this document
in an alternative electronic format,
please contact [email protected]
cfpb.gov. Please do not submit
comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Consumer
Response Government and
Congressional Portal Boarding Forms.
OMB Control Number: 3170–0057.
Type of Review: Extension of a
currently approved information
collection.
Affected Public: State, Local, and
Tribal Governments; Federal
Government.
Estimated Number of Respondents:
60.
Estimated Total Annual Burden
Hours: 14.
Abstract: Section 1013(b)(3)(A) of the
Dodd-Frank Wall Street Reform and
Consumer Protection Act (Dodd-Frank
Act or Act) requires the Bureau to
‘‘facilitate the centralized collection of,
monitoring of, and response to
consumer complaints regarding
consumer financial products or
ADDRESSES:

E:\FR\FM\24MYN1.SGM

24MYN1


File Typeapplication/pdf
File Modified2022-05-24
File Created2022-05-24

© 2022 OMB.report | Privacy Policy