HAMP datadictionary Nov2016.xlsx

Troubled Asset Relief Program--Making Home Affordable Participants

HAMP datadictionary Nov2016.xlsx

OMB: 1505-0216

Document [xlsx]
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Overview

HAMP Data Dictionary
HAMP Data Rules
Current Change Log


Sheet 1: HAMP Data Dictionary


According to the Paperwork Reduction Act of 1995, no persons are required to respond to a collection of information unless it displays a valid OMB control number.  The valid OMB control number for this information collection is 1505-0216.  The time required to complete this information collection will vary significantly among servicers and is estimated to range from 4 to 413 hours per response




M=Mandatory; C=Conditional; O=Optional Legend: 11/01/2016 -Green
Ref ID Name of Data Point Description Calculation Loan Set-Up /Trial Loan Set-Up / Official Modification Loan Set-Up Correction (Official) Loan Set-Up Cancellation (Official) Official Monthly Reporting Condition Under Which Data Is Required Data Type/Data Length Allowable Values Associated Rules
DD17 1st Trial Payment Due Date This is the date that the first trial payment is due. It is also the trial modification effective date. This date must be less than the trial loan submission date.
M O O

If exists Date(CCYY-MM-DD) Data Range:
Min: 2009-03-04
LIR-169
LIR-183
LIR-198
LIR-204
LIR-235
LIR-251
LIR-295
LIR-344
LIR-457
LIR-502
LIR-518
LIR-529
LIR-530
LIR-531
LIR-532
LIR-667
LIR-705
LIR-710
LIR-782
LIR-793
OMR-193
OMR-200
DD18 1st Trial Payment Posted Date The date the first payment posted during the Trial period.
M O O


Date(CCYY-MM-DD) Data Range:
Min: 2009-03-04
LIR-378
LIR-379
LIR-534
LIR-535
LIR-536
LIR-706
LIR-783
DD19 1st Trial Payment Received Amount This is the actual amount of the Payment received from the Borrower to the Servicer for the 1st Trial payment.
M O O


Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-537
LIR-538
DD20 Action Code A code reported by the lender to update the loan that indicates the action that occurred during the reporting period.




C If there is an action Numeric(4,0) Enumeration:
60. Payoff
63. Proprietary Remodification
64. GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date
65. Tier 2 Remodification
66. Streamline HAMP Remodification
67. Tier 1 Remodification
OMR-35
OMR-36
OMR-113
OMR-122
OMR-133
OMR-183
OMR-185
OMR-187
OMR-188
OMR-189
OMR-190
OMR-192
OMR-193
OMR-196
OMR-232
OMR-233
OMR-234
OMR-236
OMR-240
OMR-241
DD21 Action Code Date The effective date of the action associated with the action code specified on the incoming transaction by the servicer. The action date is required for certain action codes.




C If there is an action Date(CCYY-MM-DD) Data Range:
Min: 2009-03-04
Max: 2032-01-15
OMR-36
OMR-113
OMR-123
OMR-124
OMR-134
OMR-135
OMR-148
OMR-162
OMR-165
OMR-185
OMR-196
OMR-205
OMR-211
OMR-234
DD24 Amortization Term After Modification The number of months used to calculate the periodic payments of both principal and interest that will be sufficient to retire a mortgage obligation.
M M M M

Numeric(4,0) Data Range:
Min: 1
Max: 9999
LIR-71
LIR-94
LIR-95
LIR-166
LIR-432
DD26 Amortization Term Before Modification Represents the number of months on which installment payments are based under the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. Example: Balloon loans have a seven year life (Loan Term = 84) but a 30 year amortization period (Amortization Term = 360). Installment payments are determined based on the 360 month.
M M M M

Numeric(4,0) Data Range:
Min: 1
Max: 9999
LIR-59
DD27 Amount Capitalized Total amount capitalized at the time of modification, including accrued interest and other advances as applicable.
For PRA and 2MP, Amount Capitalized must include delinquent interest, if not waived (delinquent and/or accrued interest payments due from the LPI date through the Official Modification Effective date), and escrow and/or advances paid to third parties. Then Subtract any amounts remaining in borrower suspense funds if applicable.

C C C

If Principal Reduction Alternative (PRA) Code (DD592) = 2 or 3


Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99
LIR-348
LIR-373
LIR-423
DD29 Association Dues/Fees Before Modification Existing monthly payment for association dues/fees before modification immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This amount should reflect the monthly amount of association dues/fees required to be paid by the borrower. In addition, if a displaced borrower is requesting modification for the principal residence from which the borrower was displaced and the borrower is paying rent to live elsewhere, the rent amount should be included with any association dues.
C C C

If there are association fees that Servicer is withholding Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-239
LIR-240
LIR-241
DD30 Attorney Fees Not in Escrow Estimated legal fee not in escrow for advances capitalization and liquidation expense calculation.
C C C

If exists Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99

DD31 Back Ratio After Modification The borrower's total debt-to-income ratio after modification. This is the borrower's total monthly expenses, including PITIA and other debt expenses, divided by their total monthly income. This includes Private Mortgage Insurance payments. Report to the 2nd decimal place (e.g. 50.25).
Value must not be provided on Streamline HAMP.

O C C

If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27
Numeric(6,2) Data Range:
Min: 0
Max: 9999
LIR-72
LIR-341
LIR-472
LIR-744
LIR-745
DD32 Back Ratio Before Modification The borrower's total debt-to-income ratio based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This is the borrower's total monthly expenses, including PITIA and other debt expenses, divided by their total monthly income. This includes Private Mortgage Insurance payments.
Report to the 2nd decimal place (e.g. 50.25). Additionally, the value used in the trial loan set up data submission should reflect the income information used to establish the trial period plan terms, and the value used in the official loan set up data submission should reflect the income information used to establish the permanent modification terms.
Value must not be provided on Streamline HAMP.

C C C

If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27
Numeric(6,2) Data Range:
Min: 0
Max: 9999
LIR-60
LIR-340
LIR-472
LIR-746
LIR-747
LIR-790
DD33 Borrower Contributions If the borrower is contributing any amounts, they must be reported here. For PRA, Borrower Contributions must include any amounts contributed by the Borrower or on behalf of the Borrower, which includes any amounts applied to the Pre-Mod UPB during Trial.

C C C

If exists Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-423
DD37 Borrower Execution Date For trial loan submission, this is the date that the borrower executed (signed) the trial documents if available. Otherwise it is the date of the first payment (through check, wire, or credit card). Value is not provided for Streamline HAMP trial submissions.
For official loan submission, this is the date that the borrower signed the official loan modification documents.

C M M M
For Trial submissions:
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27, HMP9, HMP12
Date(CCYY-MM-DD) Data Range:
Min: 2009-03-04
Max: 2017-12-31
LIR-106
LIR-112
LIR-149
LIR-489
LIR-545
LIR-720
LIR-748
LIR-749
LIR-805
OMR-165
DD39 Borrower First Name The first name of the Borrower of record.
M M M M

Text(100)
LIR-20
DD40 Borrower Last Name The last name of the Borrower. This is also known as the family name or surname.
M M M M

Text(100)
LIR-21
DD43 Borrower Social Security Number The Social Security Number of the Borrower.
M M M M

Text(9) Data Range:
Min: 000000001
Max: 999999998
LIR-116
LIR-209
LIR-228
LIR-336
LIR-338
LIR-449
LIR-450
LIR-451
LIR-452
LIR-519
LIR-521
LIR-527
LIR-603
LIR-604
LIR-605
LIR-606
LIR-804
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
DD55 Co-Borrower First Name The first name of the Co-Borrower of record.
C C C C
If Co-Borrower on loan Text(100)
LIR-201
LIR-202
LIR-326
DD56 Co-Borrower Last Name The last name of the Co-Borrower of record.
C C C C
If Co-Borrower on loan Text(100)
LIR-201
LIR-202
LIR-326
DD59 Co-Borrower Social Security Number The Social Security Number of the Co-Borrower.
C C C C
If available Text(9) Data Range:
Min: 000000001
Max: 999999998
LIR-117
LIR-210
LIR-228
LIR-326
LIR-337
LIR-339
LIR-449
LIR-450
LIR-451
LIR-452
LIR-520
LIR-522
LIR-528
LIR-603
LIR-604
LIR-605
LIR-606
LIR-804
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
DD62 Date of Original Note The date the mortgage note was signed by the borrower.
M M M M

Date(CCYY-MM-DD) Data Range:
Min: 1950-01-01
Max: 2009-01-01
LIR-36
LIR-92
LIR-296
LIR-297
LIR-332
DD390 Delinquency Type Code Indicates how long the loan was delinquent in the past 12 months at the time of NPV Date.
C C C

If Principal Reduction Alternative (PRA) Code' is '2 or '3'.
Numeric(4,0) Enumerations:
1 - Less than or equal to 6 months delinquent in last 12 months
2 - Greater than 6 months delinquent in last 12 months
LIR-357
DD63 Delinquent Interest Delinquent interest for interest capitalization. It is the amount of delinquent interest from the delinquent loan's LPI date to the workout execution date.
O M M


Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-50
LIR-139
DD64 Disbursement Forgiven If there are any forgiven disbursements for advances capitalization.
C C C

If exists Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99

DD1117 Dodd-Frank Certification Signature Date The date the borrower signed the Dodd-Frank Certification. The equivalent GSE version of this document is the Fannie Mae/Freddie Mac Form 720, Real Estate Fraud Certification Form.




C If the servicer reported Dodd-Frank Certification Received Type Code (DD1095) is 1 (Dodd-Frank Certification Received) Date (CCYY-MM-DD) Data Range:
Min: 2009-04-01
OMR-224
OMR-225
OMR-227
OMR-228
OMR-229
OMR-230
OMR-231
OMR-242
DD1095 Dodd-Frank Certification Received Type Code A code identifying that an executed Dodd-Frank Certification was received from the borrower. The equivalent GSE version of this document is the Fannie Mae/Freddie Mac Form 720, Real Estate Fraud Certification Form.




C If the servicer reported a Dodd-Frank Certification Signature Date. Numeric (4,0) Enumeration:
1. Dodd-Frank Certification Received
2. Dodd-Frank Certification Reported in Error
OMR-218
OMR-219
OMR-220
OMR-229
OMR-230
OMR-231
DD67 Escrow Payment After Modification Report the escrow amount expected in the first payment after loan modification. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagee, periodic payments of property taxes and hazard insurance. Any escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded.
M M M M

Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-139
LIR-165
LIR-207
LIR-240
DD68 Escrow Payment Before Modification Report the monthly escrow payment amount calculated in the escrow analysis performed in conjunction with determining the borrowers eligibility for the most recent trial period plan for the modification being reported. The escrow analysis must be performed for all borrowers, including those that do not currently escrow for taxes and insurance. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagor, periodic payments of property taxes and hazard insurance. Any allowable escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded.
C C C

If there is escrow amount that Servicer is withholding Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-207
LIR-239
LIR-241
DD69 Escrow Shortage for Advances Any escrow advance amounts to be capitalized.
C C C

If exists Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99

DD72 First Lien Indicator Indicates if loan is first lien.
M M M M
Boolean true/false LIR-43
DD74 First Payment Due Date After Modification For Trial Loan Submission, this is a projection of the first payment due date after modification. First Payment Due Date After Modification should be the same as the anticipated Modification Effective Date.

For Official Loan Submission, this is the actual first payment due date. First Payment Due Date After Modification should be the same as the actual Modification Effective Date.

M M M M

Date(CCYY-MM-DD) Data Range:
Min: 2009-02-01
Max: 2017-09-30
LIR-83
LIR-178
LIR-191
LIR-195
LIR-494
LIR-723
DD593 Forbearance Plan Type Code A code indicating the type of forbearance period granted to the borrower.
O O O


Numeric (4,0) Enumerations:
1 - Unemployment
2 - Federally Declared Disaster
3 - Unemployment and Federally Declared Disaster
LIR-308
LIR-309
LIR-310
LIR-313
LIR-316
LIR-359
LIR-360
LIR-361
LIR-363
DD75 Foreclosure Referral Date Provide the date that the mortgage was referred to an attorney for the purpose of initiating foreclosure proceedings. This date should reflect the referral date of currently active foreclosure process. Loans cured from foreclosure should not have a referral date.
O O O


Date(CCYY-MM-DD)
LIR-169
DD76 Front Ratio After Modification The borrower's housing-debt-to-income ratio after modification. This is the borrower's monthly housing expense divided by their total monthly income. Private Mortgage Insurance payments must be excluded. Report to the 2nd decimal place (e.g. 31.05).
Value must not be provided on Streamline HAMP.
1MP Tier 1 and Tier 2:
For Owner Occupied:
Monthly Housing Expense After Mod (DD112) / Monthly Gross Income (DD110)
For Non-Owner Occupied:
If Positive Cash Flow ( [(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense After Mod (DD112) = Calculated Positive Cash Flow Value], then:
Primary Residence Total Housing Expense Amount (DD958) / [Monthly Gross Income (DD110) + Calculated Positive Cash Flow Value]
If Negative Cash Flow, or does not receive Rental Income ([[(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense After Mod (DD112) = Calculated Negative Cash Flow Value], then:
[Primary Residence Total Housing Expense Amount (DD958) + Absolute Calculated Negative Cash Flow Value] / Monthly Gross Income (DD110)
Round to the nearest .0000001
C C C C
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27
Numeric(6,2) Data Range:
Min: 0.01
Max: 9999
LIR-73
LIR-341
LIR-490
LIR-491
LIR-499
LIR-500
LIR-550
LIR-750
LIR-753
DD77 Front Ratio Before Modification The borrower's housing-debt-to-income ratio based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This is the borrower's monthly housing expense divided by their total monthly income. Private Mortgage Insurance payments must be excluded. Report to the 2nd decimal place (e.g. 50.25). Additionally, the value used in the trial loan set up data submission should reflect the income information used to establish the trial period plan terms, and the value used in the official loan set up data submission should reflect the income information used to establish the permanent modification terms.
Value must not be provided on Streamline HAMP.
For Owner Occupied:
Monthly Housing Expense Before Mod (DD113) / Monthly Gross Income (DD110)

For Non-Owner Occupied:
If Positive Cash Flow ( [(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Mod (DD113) = Calculated Positive Cash Flow Value], then:
Primary Residence Total Housing Expense Amount (DD958) / [Monthly Gross Income (DD110) + Calculated Positive Cash Flow Value]
If Negative Cash Flow, or does not receive Rental Income ([[(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Mod (DD113) = Calculated Negative Cash Flow Value], then:
[Primary Residence Total Housing Expense Amount (DD958) + Absolute Calculated Negative Cash Flow Value] / Monthly Gross Income (DD110)
Round to the nearest .0000001
C C C C
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27
Numeric(6,2) Data Range:
Min: 10.00
Max: 9999.99
LIR-61
LIR-244
LIR-245
LIR-246
LIR-340
LIR-498
LIR-500
LIR-501
LIR-608
LIR-754
LIR-755
LIR-790
DD5 GSE Loan Number A unique identifier assigned to each loan by a GSE (Fannie or Freddie).
C C C

If GSE loan Text(30)
LIR-37
LIR-150
LIR-212
LIR-213
LIR-374
LIR-375
LIR-611
LIR-806
LIR-825
DD6 GSE Servicer Number The Fannie Mae or Freddie Mac unique Servicer identifier.
C C C

If GSE loan Text(30)
LIR-153
LIR-230
DD8 HAMP Servicer Number A unique identifier assigned to each Servicer that is participating in the HAMP program.
M M M M M
Numeric(9)
LIR-19
LIR-219
LIR-249
LIR-427
LIR-429
LIR-430
LIR-431
LIR-444
LIR-445
LIR-446
LIR-454
LIR-480
LIR-518
LIR-519
LIR-520
LIR-521
LIR-527
LIR-528
LIR-603
LIR-604
LIR-605
LIR-606
LIR-733
LIR-736
LIR-786
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
OMR-19
OMR-98
OMR-119
OMR-182
DD78 Hardship Reason Code Identifies the reason for the borrower's hardship, on their mortgage payment obligations.
M M M M

Numeric(4,0) Enumeration:
1. Death of borrower
2. Illness of principal borrower
3. Illness of borrower family member
4. Death of borrower family member
5. Marital difficulties
6. Curtailment of income
7. Excessive obligation
8. Abandonment of property
9. Distant employment transfer
10. Property problem
11. Inability to sell property
12. Inability to rent property
13. Military service
14. Other
15. Unemployment
16. Business failure
17. Casualty Loss
18. Energy environment costs
19. Servicing problems
20. Payment adjustment
21. Payment dispute
22. Transfer of ownership pending
23. Fraud
24. Unable to contact borrower
25. Incarceration
26. Data Not Available
LIR-45
LIR-741
LIR-742
LIR-743
DD81 Interest Owed Or Payment Not Reported If there is Interest owed/received but not reported for interest capitalization, this field must be populated.
C C C

If exists Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99

DD82 Interest Payment Interest portion of the principal and interest.




M
Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99
OMR-31
OMR-116
DD83 Interest Rate After Modification The interest rate in the month after loan modification. Report 4 decimal places. For example, 6.125% should be entered as 6.125.
M M M M

Numeric(6,4) Data Range:
Min: 0
Max: 20
LIR-74
LIR-91
LIR-233
LIR-335
LIR-435
LIR-487
LIR-789
LIR-826
DD85 Interest Rate Before Modification The interest rate based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. Please report as rounded to nearest 8th (e.g. 4.120% should be rounded to 4.125% and entered as 4.1250). Report 4 decimal places.
M M M M

Numeric(6,4) Data Range:
Min: 0
Max: 99.9999
LIR-62
LIR-826
DD87 Interest Rate Lock Date for Modification For Trial loan submission, this is the date the borrower's trial period payment was calculated using the standard modification waterfall prior to the start of the trial period.

For Official loan submission, this is the date when the Max Interest Rate After Modification was determined in conjunction with the preparation of the Modification Agreement.

O C C

If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
Date(CCYY-MM-DD) Data Range:
Min: 2009-02-19
Max: 2017-09-30
LIR-108
LIR-185
LIR-434
LIR-493
LIR-539
LIR-545
LIR-721
DD9 Investor Code Owner of the mortgage.
M M M M

Numeric(4,0) Enumeration:
1. Fannie Mae
2. Freddie Mac
3. Private +
4. Portfolio +

+ indicates Investor Codes eligible if Program Type/Campaign ID =
HMP21 - Tier 2 HMP Default
HMP22 - Tier 2 HMP Imminent Default
HMP27 - Tier 2 Current
HMP30 - Streamline HAMP
LIR-34
LIR-93
LIR-115
LIR-211
LIR-308
LIR-343
LIR-374
LIR-375
LIR-380
LIR-507
LIR-611
LIR-620
LIR-621
LIR-623
LIR-624
LIR-667
LIR-695
LIR-733
LIR-736
LIR-739
LIR-806
LIR-825
OMR-188
OMR-192
OMR-219
OMR-228
DD1118 Investor Override Indicator If there are any investor guidelines or applicable laws that restricts the terms of a modification under Tier 2 or Streamline HAMP, then select true. Otherwise select false.
C C C

If Program Type/Campaign ID is HMP21, HMP22, HMP27 or HMP 30. Boolean true/false LIR-432
LIR-455
LIR-462
DD525 Last Paid Installment Date This is the actual LPI date reported on the monthly reporting transaction.




M
Date(CCYY-MM-DD) Data Range:
Min: 2009-03-04
Max: 2032-01-15
LIR-431
LIR-795
LIR-796
LIR-821
OMR-29
OMR-124
OMR-125
OMR-126
OMR-138
OMR-139
OMR-140
OMR-162
OMR-213
DD88 Last Paid Installment Date After Modification For Trial, this is the anticipated LPI Date after modification. It should be one month before the anticipated Modification Effective Date.

For the Official Modification, this is the actual LPI Date after Modification. It must be one month before the Modification Effective Date.

O M M


Date(CCYY-MM-DD) Data Range:
Min: 2009-02-01
Max: 2017-09-30
LIR-75
LIR-177
LIR-192
LIR-196
LIR-495
LIR-724
LIR-821
DD89 Last Paid Installment Date Before Modification The due date of the last paid installment received on the loan immediately prior to the most recent Trial Period Plan Effective Date (DD17) for the modification being reported. This LPI Date should NOT reflect receipt of any Trial Period Plan payments that may have been remitted prior to the Trial Period Plan Effective Date. Only regularly scheduled contractual payments under the terms of the original note, or a prior modification, should advance the LPI Date reported under DD89.
M M M M

Date(CCYY-MM-DD)
LIR-63
LIR-235
LIR-295
LIR-296
LIR-431
LIR-502
LIR-714
LIR-793
LIR-795
LIR-796
DD91 Length of Trial Period The length of the trial period.
M M M M

Numeric(3,0) Data Range:
Min: 3
Max: 999
LIR-197
LIR-198
LIR-533
DD93 Loan Mortgage Type Code The code that specifies the type of mortgage being applied for or that has been granted.
M M M M

Numeric(4,0) Enumeration:
3 - Conventional with PMI - Non-government insured mortgages insured by a private (non-government) insurer
4 - Conventional w/o PMI - Mortgages with neither government nor private mortgage insurance.
LIR-42
DD294 Loan Unpaid Principal Balance Amount The amount of outstanding principal (interest bearing portion only) at the end of the prior month, after accounting for all payment activity.




M
Currency (20,2) Data Range:
Min: 0
Max: 999999999999999999.99
OMR-28
OMR-121
OMR-122
OMR-133
DD98 Maturity Date After Modification The maturity date of the loan after modification.
O M M


Date(CCYY-MM-DD) Data Range:
Max: 2062-12-31
LIR-76
LIR-182
LIR-505
LIR-725
OMR-126
DD99 Maturity Date Before Modification The date on which the mortgage obligation is scheduled to be paid off, based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. Maturity Date is commonly called Balloon Date for balloon loans, for which scheduled amortization does not pay off the balance of the loan, so that there is a final, large "balloon" payment at the end.
M M M M

Date(CCYY-MM-DD) Data Range:
Max: 12-31-2059
LIR-64
LIR-332
LIR-504
DD100 Max Interest Rate After Modification The interest rate cap for the loan.
Not applicable to Tier 2 loans since only Fixed Rate is allowed.

O C C

If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
Numeric(6,4) Data Range:
Min: 0
Max: 20
LIR-125
LIR-144
LIR-436
LIR-484
LIR-487
LIR-506
DD105 Modification Effective Date For Trial, this is the anticipated Modification Effective Date of the official loan modification. This is the first day of the month following the month when the last trial payment is due.

For Official, this is the actual Modification Effective Date of the official loan modification. This will still be the first day of the month following the month when the last trial payment is due. The Modification Effective Date on the official loan submission must be earlier than or equal to the date the official loan transaction is submitted.

M M M M

Date(CCYY-MM-DD) Data Range:
Min: 2009-03-04
Max: 2017-09-30
LIR-53
LIR-96
LIR-108
LIR-178
LIR-182
LIR-183
LIR-184
LIR-194
LIR-198
LIR-200
LIR-229
LIR-253
LIR-256
LIR-331
LIR-378
LIR-379
LIR-486
LIR-719
LIR-801
LIR-802
DD108 Modified Loan Term-Officer Signature Date Servicer sign off at the officer level for the loan modification. This is the date the servicer's officer approved the loan modification. This column will be populated for modification cases that need reclassification. There is no conversion needed for existing cases.
O O O

Date(CCYY-MM-DD)
LIR-169
DD109 Monthly Debt Payments excluding PITIA Total amount of monthly debt payments excluding Principal, Interest, Taxes, Insurance and Association Dues (PITIA).




O C C

If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-483
LIR-544
LIR-756
DD110 Monthly Gross Income Total monthly gross income as reported by the borrower and verified by the servicer. For evaluation of a non-owner-occupied property, exclude the rental income from the Monthly Gross Income for the property under evaluation. If there is income from additional rental properties, include the net income from these additional properties in the Monthly Gross Income. Report 2 decimals.
Value must not be provided on Streamline HAMP.

C C C C
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27
Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99
LIR-46
LIR-139
LIR-207
LIR-241
LIR-499
LIR-501
LIR-550
LIR-608
LIR-757
LIR-758
DD956 Monthly Gross Rental Income Amount For the non-owner occupied property under evaluation, the monthly gross rental income received from the property before any costs or expenses. Report 2 decimals.
Value must not be provided on Streamline HAMP.

C C C

If Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID is HMP21, HMP22, or HMP27 Currency (20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-548
LIR-549
LIR-550
LIR-608
LIR-759
DD112 Monthly Housing Expense After Modification The borrower's monthly housing expense for the subject property after modification. This must include principal, interest, taxes, insurance, association dues (PITIA), and any escrow shortage payment amount. Private Mortgage Insurance payments must be excluded. Monthly Housing Expense After Modification = P&I After Modification + Escrow Payment After Modification (if exists) + Assoc Dues/Fees Before Modification (if exists) M M M M

Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-77
LIR-139
LIR-240
LIR-497
LIR-499
LIR-550
DD113 Monthly Housing Expense Before Modification The borrower's monthly housing expense for the subject property based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This must include principal, interest, taxes, insurance, association dues (PITIA), and any escrow shortage payment amount. Private Mortgage Insurance payments must be excluded. Monthly Housing Expense Before Modification = P&I Before Modification + Escrow Payment Before Modification (if exists) + Assoc Dues/Fees Before Modification (if exists)

M M M M

Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99
LIR-65
LIR-139
LIR-239
LIR-312
LIR-497
LIR-501
LIR-608
DD1093 Monthly Principal and Interest With Recast The new Principal and Interest payment as a result of the recast as of the Recast Effective Date.




C If Recast Type Code is
1. Recast
Currency (20,2) Data Range:
Min: 0.01
OMR-197
OMR-209
OMR-217
OMR-221
DD1089 Monthly Principal and Interest Without Recast The Principal and Interest payment that would have been due as of the Recast Effective Date if the recast had not been performed.




C If Recast Type Code is
1. Recast
Currency (20,2) Data Range:
Min: 0.01
OMR-197
OMR-209
OMR-217
OMR-221
DD119 NPV Date For Tier 1 and Tier 2: Date of the NPV submission used to determine trial modification eligibility. For Official Setup, this should be the same NPV Date reported for the trial modification setup.
For Streamline HAMP: The date the servicer determines the interest rate for the borrower’s Streamline HAMP modification terms. For Official Setup, this should be the same NPV Date reported for the trial modification setup.

M M M M

Date(CCYY-MM-DD) Data Range:
Min: 2009-02-01
Max: Today's System Date or 2017-09-30, whichever is earlier.
LIR-48
LIR-187
LIR-188
LIR-248
LIR-435
LIR-492
LIR-722
LIR-789
DD120 NPV Model Result Amount Post-mod Net Present Value amount generated from the model after modification.
Value must not be provided on Streamline HAMP.

C C C C
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27 and Principal Reduction Alternative (PRA) Code is (1) No PRA - standard waterfall. Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99
LIR-78
LIR-438
LIR-440
LIR-760
LIR-822
DD121 NPV Model Result Amount Pre-mod Net Present Value amount generated from the model before modification.
Value must not be provided on Streamline HAMP.

C C C C
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27 and Principal Reduction Alternative (PRA) Code is (1) No PRA - standard waterfall. Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99
LIR-66
LIR-438
LIR-513
LIR-761
LIR-822
DD124 Other Advances Other Advances - Other capitalized advance amounts excluding escrow fees and administrative or out-of pocket expenses. Examples include delinquency expenses or fees paid to a third party.
C C C


Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99

DD125 Other Contributions If there are any amounts contributed by the borrower due to Hazard Claims.
C C C

If there are amounts contributed by borrower Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99

DD126 Paydown or Payoff of Subordinate Liens Indicator of whether subordinate liens been paid off or paid down
C C C

If subordinate liens paid off or paid down Boolean true/false
DD127 Paydown or Payoff of Subordinate Liens Amount Amount of paydown or payoff of subordinate liens.
C C C C
If Paydown or Payoff of Subordinate Liens flag is "True" Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-57
DD958 Primary Residence Total Housing Expense Amount For the non-owner-occupied property under evaluation, the total monthly housing expense for the borrower’s primary residence (the PITIA). If borrower does not own a primary residence and therefore does not have principal PITIA but is paying rent to live elsewhere, use rent amount in this field. Report 2 decimals.
Value must not be provided on Streamline HAMP.

C C C C
Property If Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID is HMP21, HMP22, or HMP27. Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-546
LIR-547
LIR-550
LIR-608
LIR-762
DD132 Principal and Interest Payment After Modification The principal and interest amount after modification. For Tier 1 and Tier 2:
P&I Payment After Modification = Monthly Gross Income * Front Ratio After Modification - Escrow Payment After Modification - Association Dues/Fees Before Modification (if exists)

For Streamline HAMP:
[[(Interest Rate After Mod/100)/12]/[1-(1+(Interest Rate After Mod/100)/12)^ - Amortization Term After Mod]] * UPB After Mod
M M M M

Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-79
LIR-139
LIR-204
LIR-240
LIR-456
LIR-509
LIR-525
DD133 Principal and Interest Payment at 31% DTI Principal and Interest payable for a 31% Debt to Income ratio. This is equal to
i) 31% of the borrower's income less
ii) the Escrow Payment After Modification and the Association Dues.
For official, the most current verified income must be used.
P&I Payment at 31% DTI = Monthly Gross Income * 31% - Escrow Payment After Modification - Association Dues/Fees Before Modification (if exists) C C C C
If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-205
LIR-207
LIR-481
LIR-503
LIR-540
LIR-543
DD134 Principal and Interest Payment at 38% DTI Principal and Interest payable for a 38% Debt to Income ratio. This is equal to
i) 38% of the borrower's income less
ii) the Escrow Payment Before Modification and Association dues.
For official, the most current verified income must be used.
P&I Payment at 38% DTI = Monthly Gross Income * 38% - Escrow Payment Before Modification (if exists) - Association Dues/Fees Before Modification (if exists) C C C C
If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-52
LIR-207
LIR-241
LIR-244
LIR-245
LIR-246
LIR-541
LIR-542
DD135 Principal and Interest Payment Before Modification The scheduled principal and interest amount based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. P&I Payment Before Modification = Monthly Gross Income * Front Ratio Before Modification - Escrow Payment Before Modification (if exists) - Association Dues/Fees Before Modification (if exists)

For ADR and Streamline HAMP: The calculation does not apply

M M M M

Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-67
LIR-139
LIR-204
LIR-205
LIR-239
LIR-244
LIR-245
LIR-246
LIR-509
LIR-526
LIR-792
DD136 Principal Forbearance Amount The total amount in dollars of the principal that was deferred.
C C C

if deferred Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-139
LIR-380
LIR-381
LIR-423
DD137 Principal Payment Principal portion of the principal and interest remitted monthly.




M
Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99
OMR-30
OMR-117
DD138 Principal Payment Owed or Not Reported If borrower has contributed any cash or amounts in suspense.
C C C

If borrower contributed cash or amounts in suspense Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99

DD591 Principal Reduction Alternative Amount Principal Reduction Alternative (PRA) Amount is the principal forgiveness amount for PRA that is separate and exclusive of any other principal forgiveness that may be offered in conjunction with the HAMP modification.
C C C

If Principal Reduction Alternative (PRA) Code is 2 or 3. Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99
LIR-346
LIR-347
LIR-348
LIR-358
LIR-437
LIR-441
DD592 Principal Reduction Alternative (PRA) Code A code indicating the waterfall used to modify the loan and if compensation is sought using the Principal Reduction Alternative Waterfall.

M M M


Numeric(4,0) Enumeration:
1 - No PRA - standard waterfall
2 - PRA waterfall - incented forgiveness
3 - PRA waterfall - non-incented forgiveness
4 - No value. Record existed prior to attribute introduction (Restricted - not valid for servicer input)
LIR-66
LIR-78
LIR-342
LIR-343
LIR-344
LIR-345
LIR-346
LIR-351
LIR-352
LIR-353
LIR-354
LIR-355
LIR-357
LIR-358
LIR-373
LIR-423
LIR-437
LIR-441
LIR-517
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall after modification.
Value must not be provided on Streamline HAMP.

C C C

If Principal Reduction Alternative (PRA) Code is 2 or 3 and Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99
LIR-351
LIR-352
LIR-440
LIR-514
LIR-763
LIR-823
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall before modification.
Value must not be provided on Streamline HAMP.

C C C

If Principal Reduction Alternative (PRA) Code is 2 or 3 and Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99
LIR-353
LIR-354
LIR-513
LIR-514
LIR-764
LIR-823
DD139 Principal Write-down (Forgiveness) Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF). NOTE: This definition is different than the definition specified for the Additional Data Reporting transaction.
O O O

if principal forgiven Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99
LIR-139
LIR-358
LIR-365
LIR-380
LIR-381
LIR-423
LIR-437
LIR-517
DD140 Product After Modification The mortgage product of the loan, after the modification.


M M M M

Numeric(4,0) Enumeration:
For First Lien Tier 1:
2. Fixed Rate
3. Step Rate

For First Lien Tier 2 and Streamline HAMP:
2. Fixed Rate
LIR-80
LIR-111
LIR-119
LIR-137
LIR-488
DD142 Product Before Modification The mortgage product of the loan, based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported.

If product is Step Rate, only reportable value is '3. Step Rate'.

M M M M

Numeric(4,0) Enumeration:
1. ARM
2. Fixed rate
3. Step Rate
4. One Step Variable
5. Two Step Variable
6. Three Step Variable
7. Four Step Variable
8. Five Step Variable
9. Six Step Variable
10. Seven Step Variable
11. Eight Step Variable
12. Nine Step Variable
13. Ten Step Variable
14. Eleven Step Variable
15. Twelve Step Variable
16. Thirteen Step Variable
17. Fourteen Step Variable
LIR-68
DD10 Program Type/Campaign ID A program type that will identify campaign types. The unique identifier of a Loan Workout Campaign.
M M M M

Text(14) Enumeration:
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
HMP21 - Tier 2 HMP Default
HMP22 - Tier 2 HMP Imminent Default
HMP27 - Tier 2 Current
HMP30 - Streamline HAMP
LIR-40
LIR-94
LIR-132
LIR-133
LIR-155
LIR-156
LIR-162
LIR-163
LIR-164
LIR-216
LIR-217
LIR-218
LIR-226
LIR-235
LIR-355
LIR-358
LIR-427
LIR-429
LIR-430
LIR-431
LIR-432
LIR-433
LIR-434
LIR-435
LIR-436
LIR-437
LIR-445
LIR-446
LIR-449
LIR-450
LIR-451
LIR-452
LIR-454
LIR-455
LIR-457
LIR-462
LIR-472
LIR-476
LIR-477
LIR-478
LIR-479
LIR-480
LIR-481
LIR-482
LIR-483
LIR-484
LIR-485
LIR-487
LIR-488
LIR-490
LIR-491
LIR-493
LIR-497
LIR-498
LIR-499
LIR-500
LIR-501
LIR-502
LIR-503
LIR-507
LIR-509
LIR-518
LIR-519
LIR-520
LIR-521
LIR-522
LIR-527
LIR-528
LIR-539
LIR-540
LIR-541
LIR-603
LIR-604
LIR-605
LIR-606
LIR-712
LIR-713
LIR-733
LIR-736
LIR-740
LIR-789
LIR-792
LIR-794
LIR-795
LIR-796
LIR-801
LIR-802
LIR-804
LIR-805
LIR-806
LIR-807
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
OMR-190
OMR-232
OMR-233
OMR-236
DD144 Projected Foreclosure Sale Date Projected date for foreclosure sale of subject property.
O O O


Date(CCYY-MM-DD)
LIR-169
DD145 Property City The name of the city where the subject property is located.
M M M M

Text(100)
LIR-28
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
DD146 Property Condition Code A code denoting the condition of the subject property.
M M M M

Numeric(4,0) Enumeration:
1. Excellent
2. Good
3. Fair
4. Poor
LIR-26
DD148 Property Number of Units Number of units in subject property (Valid values are 1, 2, 3 or 4).
M M M M

Numeric(4,0) Data Range:
Min: 1
Max: 4
LIR-23
DD149 Property Occupancy Status Code A code identifying the occupancy by the borrower of the subject property.
M M M M

Numeric(4,0) Enumeration:
1. Vacant
2. Borrower Occupied
3. Tenant Occupied
4. Unknown
5. Occupied by Unknown
LIR-433
LIR-476
LIR-477
LIR-510
LIR-512
LIR-546
LIR-547
LIR-548
LIR-549
DD151 Property State The 2-character postal abbreviation of the state, province, or region of the subject property.
M M M M

Text(2) Enumeration: WY,WV,WI,WA,VT,VI,VA,UT,TX,TN,SD,SC,RI,PR,PA,OR,OK,OH,NY,NV,NM,NJ,NH,NE,ND,NC,MT,MS,MO,MN,MI,ME,MD,MA,LA,KY,KS,IN,IL,ID,IA,HI,GU,GA,FL,DE,DC,CT,CO,CA,AZ,AR,AL,AK. LIR-118
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
DD152 Property Street Address The street address of the subject property.
M M M M

Text(200)
LIR-27
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
DD155 Property Usage Type Code A code identifying the current use of the property by the borrower. For HAMP, FHA-HAMP and RD-HAMP this is determined at Loan Setup; for HAFA this is determined at the time of the HAFA Agreement Issue Date.
M M M M

Numeric(4,0) Enumeration:
1. Principal Residence
2. Second or Vacation Home
3. Investment Property
LIR-451
LIR-452
LIR-478
LIR-479
LIR-510
LIR-512
LIR-525
LIR-526
DD157 Property Valuation As is Value Property as-is value determined by the property valuation.
M M M M

Currency(20,2) Data Range:
Min: 1
Max: 999999999999999999.99
LIR-32
DD158 Property Valuation Date The date the property value analysis was performed.
M M M M

Date(CCYY-MM-DD)
LIR-31
LIR-330
LIR-331
DD159 Property Valuation Method Type of value analysis.
M M M M

Numeric(4,0) Enumeration:
1. Full appraisal - Prepared by a certified appraiser
2. Limited appraisal - Prepared by a certified appraiser
3. Broker Price Opinion “BPO” - Prepared by a real estate broker or agent
4. Desktop Valuation - Prepared by bank employee
5. Automated Valuation Model “AVM” - GSE
6. Automated Valuation Model "AVM" - Other
LIR-30
DD161 Property Zip Code The code designated by the postal service to direct the delivery of physical mail or which corresponds to a physical location. In the USA, this can take either a 5 digit form (ZIP Code) or a 9-digit form (ZIP + 4).
M M M M

Numeric (5 or 9)
LIR-29
LIR-294
LIR-298
DD1090 Recast Reporting Type Code A code that indicates that the loan has been recast (remaining scheduled principal and interest payments are recalculated based on a revised unpaid principal balance).





C If Recast Effective Date, Monthly Principal and Interest Without Recast or Monthly Principal and Interest With Recast are provided. Numeric (4,0) Enumeration:
1. Recast
2. Recast Reported in Error
OMR-197
OMR-201
OMR-202
OMR-206
OMR-209
OMR-221
DD1091 Recast Effective Date
The effective date of the new Principal and Interest payment as a result of the mortgage recast.





C If Recast Type Code is
1. Recast
Date (CCYY-MM-DD)
OMR-197
OMR-200
OMR-203
OMR-204
OMR-205
OMR-209
OMR-221
DD165 Remaining Term Before Modification The remaining number of months until the loan will be paid off, assuming that scheduled payments are made, based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This will equal lesser of 1. The number of months until the actual balance of the loan will amortize to zero; or 2. The number of months difference between the LPI date and the Maturity Date.
M M M M

Numeric(4,0) Data Range:
Min: 1
Max: 9999
LIR-69
LIR-432
DD1003 Repurchase Type Code Identifies the status of the loan at the time of repurchase.
O O O


Numeric (4,0) Enumerations:
1. Repurchased when a Trial
2. Repurchased Within 6 Years of 1st Trial Payment Due Date
3. Repurchase Reported in Error
LIR-616
LIR-618
LIR-619
LIR-620
LIR-621
LIR-622
LIR-623
LIR-695
LIR-696
OMR-189
DD597 Restriction for Alternative Waterfall Type Code A code noting the restriction that prohibits principal write-down on the loan.
C C C

If investor code is not Fannie Mae or Freddie Mac and post-arrearage MTMLTV >115% or Alternative Principal Forgiveness >0 but there is a condition associated to the loan that prevents it from being evaluated using the alternative waterfall. Numeric (4,0) Enumerations:
1. Investor does not allow
LIR-345
LIR-349
LIR-365
DD14 Servicer Loan Number The unique (for the lender) identifier assigned to the loan by the lender that is servicing the loan.
M M M M M
Text(30)
LIR-33
LIR-219
LIR-427
LIR-429
LIR-430
LIR-431
LIR-444
LIR-445
LIR-446
LIR-480
LIR-518
LIR-519
LIR-520
LIR-521
LIR-527
LIR-528
LIR-603
LIR-604
LIR-605
LIR-606
LIR-733
LIR-786
LIR-809
LIR-810
LIR-811
LIR-812
LIR-813
LIR-814
LIR-815
LIR-816
OMR-20
OMR-96
OMR-119
OMR-182
DD201 Servicing Fee Percent After Modification Percentage of servicing Fee after loan modification ( e.g. 0.25).
O O O


Numeric(4,2)

DD205 Step Interest Rate Step Number The sequence is used to uniquely identify and order Loan Interest Rate Adjustment schedule records specific to the loans step rate schedule.
O C C

If 1MP or 2MP and Product After Modification is Step Rate and if the rate changes Numeric(4) Data Range:
Min: 1
Max: 9999
LIR-122
LIR-137
LIR-179
DD209 Step New Interest Rate Duration The step duration for each corresponding step number.
O C C

If 1MP or 2MP and Product After Modification is Step Rate and if the rate changes Numeric(4) Data Range:
Min: 1
Max: 9999
LIR-123
LIR-129
DD206 Step Note Rate The new interest rate in the step schedule.
O C C
C If 1MP or 2MP and Product After Modification is Step Rate and if the rate changes Numeric(6,4) Data Range:
Min: 0
Max: 99.9999
LIR-120
LIR-125
LIR-142
LIR-148
LIR-179
OMR-132
DD208 Step Payment Effective Date The date the payment will be effective.
O C C
C If 1MP or 2MP and Product After Modification is Step Rate and if the rate changes Date(CCYY-MM-DD) Data Range:
Min: 2009-03-04
Max: 2032-01-15
LIR-121
LIR-128
LIR-130
LIR-141
OMR-33
OMR-112
OMR-136
OMR-137
OMR-141
OMR-212
DD207 Step Principal and Interest Payment The amount of the principal and/or interest payment due on the loan for each installment, beginning on the effective date.
O C C
C If 1MP or 2MP and Product After Modification is Step Rate and if the rate changes Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99
LIR-124
LIR-143
OMR-34
OMR-131
DD210 Submission Status The status of loan data being submitted.
M M M M

Numeric(4,0) Enumeration:
1. Trial
3. Official
6. Official Correction
7. Official Cancel
LIR-35
LIR-132
LIR-133
LIR-155
LIR-156
LIR-162
LIR-163
LIR-164
LIR-216
LIR-217
LIR-218
LIR-219
LIR-220
LIR-226
LIR-231
LIR-234
LIR-238
LIR-252
LIR-253
LIR-254
LIR-255
LIR-256
LIR-427
LIR-429
LIR-430
LIR-431
LIR-444
LIR-445
LIR-446
LIR-449
LIR-450
LIR-451
LIR-452
LIR-454
LIR-457
LIR-480
LIR-482
LIR-492
LIR-518
LIR-519
LIR-520
LIR-521
LIR-522
LIR-527
LIR-528
LIR-696
LIR-733
LIR-740
LIR-767
LIR-768
LIR-769
LIR-770
LIR-771
LIR-772
LIR-773
LIR-774
LIR-775
LIR-776
LIR-777
LIR-778
LIR-779
LIR-780
LIR-781
LIR-784
LIR-785
LIR-791
LIR-797
LIR-798
LIR-799
LIR-800
LIR-801
LIR-802
LIR-804
LIR-805
LIR-806
LIR-807
LIR-824
OMR-145
OMR-146
OMR-147
DD678 Supplementary Assistance Code A code indicating the supplementary assistance provided to the borrower. This assistance may be provided to unemployed borrowers, principal reduction, funding to remove second liens, and programs that facilitate short sales and deeds-in-lieu of foreclosure.
M M M


Numeric (4,0) Enumeration:
1. None
2. Hardest Hit Fund
3. No value existed prior to attribute introduction (Restricted - not valid for servicer input)
LIR-306
LIR-307
LIR-319
DD213 Term After Modification The remaining number of months until the loan will be paid off, assuming that scheduled payments are made. This will equal lesser of 1. the number of months until the actual balance of the loan will amortize to zero; or 2. the number of months difference between the LPI date and the Maturity Date. In this case, the Maturity Date is the Maturity Date after the modification and may be different from the original Maturity Date (before the modification).
O M M


Numeric(4,0) Data Range:
Min: 1
Max: 9999
LIR-81
LIR-95
LIR-167
DD401 Trial Plan Type Code Indicates if Borrowers substitute a Chapter 13 bankruptcy plan for a regular HAMP trial plan
M M M


Numeric (4,0) Enumeration:
1. Standard Trial
2. Chapter 13 Bankruptcy
LIR-250
LIR-251
LIR-252
LIR-253
LIR-254
LIR-255
LIR-256
LIR-794
DD15 Underlying Trust Identifier This is the shelf and series security identifier associated with the security supported by the loan. A shelf offering is an SEC provision allowing an issuer to register a new issue security without selling the entire issue at once. Additionally, this may be the CUSIP identifier associated with the security. The CUSIP number is the identification number assigned to a security by CUSIP (Committee on Uniform Security Identification Procedures) for trading.
C C C

Only for Non-GSE Text (20)
LIR-39
LIR-151
DD595 Unemployment Monthly Forbearance Amount The amount of the existing monthly mortgage payment that is not required to be paid during the Unemployment Program forbearance period.
C C C

If Forbearance Plan Type Code is :
1-Unemployment.
or
3-Unemployment and Federally Declared Disaster.
Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99
LIR-310
LIR-311
LIR-312
LIR-359
DD594 Unemployment Plan Forbearance Duration The total number of months for the completed unemployment forbearance period.
C C C

If Forbearance Plan Type Code is :
1-Unemployment.
or
3-Unemployment and Federally Declared Disaster.
Numeric (4,0) Data Range:
Min: 1
Max: 99
LIR-313
LIR-314
LIR-315
LIR-360
DD596 Unemployment Plan Forbearance Initiation Month The first calendar day of the month in which the unemployment plan forbearance period begins

C C C

If Forbearance Plan Type Code is :
1-Unemployment.
or
3-Unemployment and Federally Declared Disaster.
Date (CCYY-MM-DD) Data Range:
Min: 2010-05-01
LIR-316
LIR-317
LIR-361
LIR-364
DD222 Unpaid Principal Balance After Modification The unpaid principal balance of a loan after the loan modification. The unpaid principal balance after modification excludes any applicable forbearance amount and can also be referred to as Net UPB Amount.
M M M M

Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99
LIR-82
LIR-423
DD225 Unpaid Principal Balance Before Modification The unpaid principal balance of a loan is the contractual UPB based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This UPB should not reflect any accounting based write-downs.
M M M M

Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99
LIR-70
LIR-90
LIR-348
LIR-423
LIR-792

Sheet 2: HAMP Data Rules










Legend: 11/01/2016 - Green



ID Rule Details Associated Attributes BKFS Rule Type



LIR Rules







LIR-19 The reported HAMP Servicer Number is mandatory and must be a valid number. DD8 HAMP Servicer Number Yes Hard Stop



LIR-20 Borrower First Name is mandatory and must be filled. DD39 Borrower First Name Yes Hard Stop



LIR-21 Borrower Last Name is mandatory and must be filled. DD40 Borrower Last Name Yes Hard Stop



LIR-23 Property - Number of Units is mandatory and must be filled and must have a valid value of 1,2,3, or 4. DD148 Property Number of Units Yes Hard Stop



LIR-26 Property Condition Code is mandatory and must be filled and Property Condition Code must have one of the following allowable values 1 - Excellent, 2 - Good, 3 - Fair or 4 - Poor. DD146 Property Condition Code Yes Hard Stop



LIR-27 Property Street Address is mandatory and must be filled. DD152 Property Street Address Yes Hard Stop



LIR-28 Property City is mandatory and must be filled. DD145 Property City Yes Hard Stop



LIR-29 Property Zip Code is mandatory and must be filled and must be 5 or 9 digits. DD161 Property Zip Code Yes Hard Stop



LIR-30 Property Valuation Method is mandatory and must be filled. DD159 Property Valuation Method Yes Hard Stop



LIR-31 Property Valuation Date is mandatory and must be filled and must be in a valid date format. DD158 Property Valuation Date Yes Hard Stop



LIR-32 Property Valuation - As Is Value is mandatory and must be greater than one. DD157 Property Valuation As is Value Yes Hard Stop



LIR-33 Servicer Loan Number is mandatory and must be filled. DD14 Servicer Loan Number Yes Hard Stop



LIR-34 Investor Code is mandatory and must be filled.
DD9 Investor Code Yes Hard Stop



LIR-35 Submission Status is mandatory and must be filled and must be one of the following allowable values 1. Trial, 3. Official, 5. Trial Cancel, 6. Official Correction, or 7. Official Cancel. DD210 Submission Status Yes Hard Stop



LIR-36 Date of Original Note is mandatory and must be filled and must be in a valid date format. DD62 Date of Original Note Yes Hard Stop



LIR-37 If Investor Code is Fannie Mae or Freddie Mac, the GSE Loan Number is mandatory and must be filled.

For 1MP, rule only applies if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.
DD5 GSE Loan Number Yes Hard Stop



LIR-39 If Investor Code is PLS (Private), the Underlying Trust Identifier is mandatory and must be filled. DD15 Underlying Trust Identifier Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-40 Program Type/Campaign ID (DD10) is mandatory and must have a value of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30. DD10 Program Type/Campaign ID Yes Hard Stop



LIR-42 For 1MP, Loan Mortgage Type Code is mandatory and must be filled and must be one of the following allowable values 3. Conventional with PMI or 4.Conventional w/o PMI. DD93 Loan Mortgage Type Code Yes Hard Stop



LIR-43 First Lien Indicator is mandatory and must be filled and must have a value of True. DD72 First Lien Indicator Yes Hard Stop



LIR-48 NPV Date is mandatory and must be filled and must be in a valid date format.
DD119 NPV Date Yes Hard Stop



LIR-50 Delinquent Interest is mandatory and must be filled. DD63 Delinquent Interest Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-52 Principal and Interest Payment at 38% DTI is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD134 Principal and Interest Payment at 38% DTI Yes Hard Stop



LIR-53 Modification Effective Date is mandatory and must be in a valid date format. DD105 Modification Effective Date Yes Hard Stop



LIR-57 The Paydown or Payoff of Subordinate Liens Amount must be filled, if Payoff Indicator is 'True'. DD127 Paydown or Payoff of Subordinate Liens Amount Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-59 Amortization Term Before Modification is mandatory and must be filled. DD26 Amortization Term Before Modification Yes Hard Stop



LIR-62 Interest Rate Before Modification is mandatory and must be filled. DD85 Interest Rate Before Modification Yes Hard Stop



LIR-63 Last Paid Installment Date Before Modification is mandatory and must be filled and must be in a valid date format. DD89 Last Paid Installment Date Before Modification Yes Hard Stop



LIR-64 Maturity Date Before Modification is mandatory and must be filled and must be in a valid date format. DD99 Maturity Date Before Modification Yes Hard Stop



LIR-65 Monthly Housing Expense Before Modification is mandatory and must be filled and cannot be 0. DD113 Monthly Housing Expense Before Modification Yes Hard Stop



LIR-66 NPV Model Result Amount Pre-mod (DD121) is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Principal Reduction Alternative (PRA) Code (DD592) is (1) No PRA - standard waterfall.
DD121 NPV Model Result Amount Pre-mod
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-67 Principal and Interest Payment Before Modification is mandatory and must be filled. DD135 Principal and Interest Payment Before Modification Yes Hard Stop



LIR-68 Product Before Modification is mandatory and must be filled. DD142 Product Before Modification Yes Hard Stop



LIR-69 Remaining Term Before Modification is mandatory and must be filled. DD165 Remaining Term Before Modification Yes Hard Stop



LIR-70 Unpaid Principal Balance Before Modification is mandatory and must be filled and must be greater than zero. DD225 Unpaid Principal Balance Before Modification Yes Hard Stop



LIR-71 Amortization Term After Modification is mandatory and must be filled. DD24 Amortization Term After Modification Yes Hard Stop



LIR-74 Interest Rate After Modification is mandatory and must be filled. DD83 Interest Rate After Modification Yes Hard Stop



LIR-75 For official modification, the LPI Date After Modification is mandatory and must be filled and must be in a valid date format. DD88 Last Paid Installment Date After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-76 Maturity Date After Modification is mandatory and must be filled and must be in a valid date format. DD98 Maturity Date After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-77 Monthly Housing Expense After Modification is mandatory and must be filled and cannot be 0. DD112 Monthly Housing Expense After Modification Yes Hard Stop



LIR-78 NPV Model Result Amount Post-mod (DD120) is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Principal Reduction Alternative (PRA) Code (DD592) is (1) No PRA - standard waterfall.
DD120 NPV Model Result Amount Post-mod
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-79 Principal and Interest Payment After Modification is mandatory and must be filled. DD132 Principal and Interest Payment After Modification Yes Hard Stop



LIR-80 Product After Modification is mandatory and must be filled. DD140 Product After Modification Yes Hard Stop



LIR-81 Term After Modification is mandatory and must be filled. DD213 Term After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-82 Unpaid Principal Balance After Modification is mandatory and must be filled AND greater than 0. DD222 Unpaid Principal Balance After Modification Yes Hard Stop



LIR-83 The First Payment Due Date After Modification is mandatory and must be populated and must be in a valid date format. DD74 First Payment Due Date After Modification Yes Hard Stop



LIR-90 If Property No. of Units is 1, then Unpaid Principal Balance Before Modification must be less than or equal to $729,750 or
If Property No. of Units is 2, then Unpaid Principal Balance Before Modification must be less than or equal to $934,200 or
If Property No. of Units is 3, then Unpaid Principal Balance Before Modification must be less than or equal to $1,129,250 or
If Property No. of Units is 4, then Unpaid Principal Balance Before Modification must be less than or equal to $1,403,400.
DD225 Unpaid Principal Balance Before Modification Yes Hard Stop



LIR-91 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is Fannie Mae or Freddie Mac, Interest Rate After Modification (DD83) must be greater than or equal to 2%.

DD83 Interest Rate After Modification No Hard Stop



LIR-92 Date of Original Note (DD62) must be on or before 1/1/2009. DD62 Date of Original Note No Hard Stop



LIR-93 If Investor Code is Private or Portfolio, then the Fee Cap Amount cannot be 0. DD9 Investor Code
DD71 Fee Cap at Servicer Level
No Hard Stop



LIR-94 Amortization Term After Modification (DD24) must be less than or equal to the greater of (480 or Remaining Term Before Modification ) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD24 Amortization Term After Modification
Yes Hard Stop



LIR-95 Amortization Term After Modification must be greater than or equal to Term After Modification. DD24 Amortization Term After Modification
DD213 Term After Modification
Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-96 Default Bank Account must exist for the Servicer of the loan as of Modification Effective Date. DD105 Modification Effective Date
DD177 Servicer Bank Account Number
No Warning for Trial Mod



LIR-108 For Official, the Interest Rate Lock Date must be before or on the (actual) Modification Effective Date. For Trial, the Interest Rate Lock Date must be before or on the (anticipated) Modification Effective Date.

For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.
DD87 Interest Rate Lock Date for Modification
DD105 Modification Effective Date
Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-111 Product After Modification (DD140) must be (2) Fixed or (3) Step Rate if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD140 Product After Modification Yes Hard Stop



LIR-115 Investor Code must be one of the following allowable values:
1 Fannie Mae
2 Freddie Mac
3 Private
4 Portfolio.
DD9 Investor Code Yes Hard Stop



LIR-116 Borrower Social Security Number is mandatory and must be filled and length must be 9 digits. DD43 Borrower Social Security Number Yes Hard Stop



LIR-117 Co-Borrower Social Security Number is optional, but if filled, length must be 9 digits. DD59 Co-Borrower Social Security Number Yes Hard Stop



LIR-118 Property State is mandatory and must be filled and must be one of the allowable values. DD151 Property State Yes Hard Stop



LIR-119 A Step Schedule must NOT exist, if Product After Modification (DD140) is (2) Fixed Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD140 Product After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-120 Step Note Rate (DD206) is mandatory and must be filled, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.



DD206 Step Note Rate No Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-121 Step Payment Effective Date (DD208) is mandatory and must be in a valid date format, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.



DD208 Step Payment Effective Date No Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-122 Step Interest Rate Step Number (DD205) is mandatory and must be filled, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD205 Step Interest Rate Step Number No Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-123 Step New Interest Rate Duration (DD209) is mandatory, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.


DD209 Step New Interest Rate Duration No Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-124 Step Principal and Interest Payment (DD207) is mandatory and must be greater than zero, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD207 Step Principal and Interest Payment Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-125 Max Interest Rate After Modification (DD100) must be equal to Step Note Rate (DD206) of the last step schedule, if Product After Modification (DD140) is Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD100 Max Interest Rate After Modification
DD206 Step Note Rate
No Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-128 The Step Payment Effective Date (DD208) of 1st schedule must be greater than or equal to First Payment Due Date After Modification (DD74) plus 60 months (5 years), if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD208 Step Payment Effective Date Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-129 Step New Interest Rate Duration (DD209) must be equal to 12 months except for the last step, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.
DD209 Step New Interest Rate Duration Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-130 The difference between successive Step Payment Effective Dates (DD208) must be equal to 12 months, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD208 Step Payment Effective Date Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-133 Submission Status (DD210) of (3) Official requires a corresponding active trial loan to exist in the HAMP system. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-137 A Step Schedule must exist at the time of official modification, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. This rule applies for all step attributes.

DD140 Product After Modification
DD205 Step Interest Rate Step Number
Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-139 Currency attribute if provided, must be greater than or equal to 0. DD63 Delinquent Interest
DD67 Escrow Payment After Modification
DD110 Monthly Gross Income
DD112 Monthly Housing Expense After Modification
DD113 Monthly Housing Expense Before Modification
DD132 Principal and Interest Payment After Modification
DD135 Principal and Interest Payment Before Modification
DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)
Yes Hard Stop



LIR-141 The Step Payment Effective Date (DD208) of the current step schedule must be less than or equal to the effective date of the next subsequent schedule, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD208 Step Payment Effective Date Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-142 The Step Note Rate (DD206) of the current step schedule must be less than the Step Note Rate (DD206) of the next subsequent schedule, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.


DD206 Step Note Rate Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-143 The Step Principal and Interest Payment (DD207) of the current Step schedule must be less than the Step Principal and Interest Payment (DD207) of the next subsequent schedule, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD207 Step Principal and Interest Payment Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-144 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Maximum Interest Rate After Modification (DD100) must equal the Greater of [PMMS Rate or Interest Rate After Modification (DD83). The PMMS Rate is based on the Interest Rate Lock Date For Modification (DD87) and is rounded to nearest 1/8%. If the loan is a Step Rate and the loan's Term After Modification is less than or equal to the [(number of steps in its Step Rate Schedule -1) x 12] + 60 then the rule will not be enforced. DD100 Max Interest Rate After Modification No Warning



LIR-148 The difference between successive Step Note Rates (DD206) must be less than or equal to 1%, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD206 Step Note Rate Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-149 Borrower Execution Date (DD37) must be on or after 03/04/2009, if provided. DD37 Borrower Execution Date Yes Hard Stop



LIR-150 If Investor Code is not Fannie Mae or Freddie Mac, the GSE Loan Number must be Null. DD5 GSE Loan Number Yes Hard Stop



LIR-151 If Investor Code is not PLS (Private), Fannie Mae or Freddie Mac, the Underlying Trust Identifier must be blank. DD15 Underlying Trust Identifier Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-153 If the Investor Code is Fannie Mae or Freddie Mac, the GSE Servicer Number is mandatory and must be filled.

For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD6 GSE Servicer Number Yes Hard Stop



LIR-156 Submission Status (DD210) of (3) Official cannot have an existing corresponding trial loan in the HAMP system that is cancelled. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-162 Submission Status (DD210) of (1) Trial cannot have an existing corresponding loan in the HAMP system that is in Official status. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-163 Submission Status (DD210) of (3) Official cannot have an existing corresponding loan in the HAMP system that is already in Official status. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-165 Escrow Payment After Modification is mandatory and must be filled. DD67 Escrow Payment After Modification Yes Hard Stop



LIR-166 Amortization Term After Modification must not be equal to 0. DD24 Amortization Term After Modification Yes Hard Stop



LIR-167 Term After Modification must be greater than 0. DD213 Term After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-169 Attribute must be in valid date format, if provided. DD17 1st Trial Payment Due Date
DD75 Foreclosure Referral Date
DD108 Modified Loan Term-Officer Signature Date
DD144 Projected Foreclosure Sale Date
DD220 Trial Payment Posted Date
Yes Hard Stop



LIR-177 For Trial Modification, the LPI Date After Modification must be one month before the (anticipated) Modification Effective Date.
For Official modification, the LPI Date After Modification must be one month before the (actual) Modification Effective Date.
DD88 Last Paid Installment Date After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-178 For Trial Modification, the First Payment Due Date After Modification must be equal to the (anticipated) Modification Effective Date.
For Official Modification, the First Payment Due Date After Modification must be equal to the (actual) Modification Effective Date.
DD74 First Payment Due Date After Modification
DD105 Modification Effective Date
Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-179 The Step Interest Rate Step Number(DD205) must begin at 1 and must increase by 1 for subsequent steps , if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD205 Step Interest Rate Step Number
DD206 Step Note Rate
Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-182 Maturity Date After Modification must be greater than Modification Effective Date. DD98 Maturity Date After Modification
DD105 Modification Effective Date
Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-183 1st Trial Payment Due Date must be less than Modification Effective Date. DD17 1st Trial Payment Due Date
DD105 Modification Effective Date
Yes Hard Stop



LIR-185 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) must be on or after 2/19/2009.


DD87 Interest Rate Lock Date for Modification Yes Hard Stop



LIR-187 NPV Date (DD119) must be on or after 2/1/2009.
DD119 NPV Date Yes Hard Stop



LIR-188 If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, NPV Date (DD119) must be on or before 9/30/2017.


DD119 NPV Date No Hard Stop



LIR-191 First Payment Due Date After Modification (DD74) must be on or after 2/1/2009. DD74 First Payment Due Date After Modification Yes Hard Stop



LIR-192 Last Paid Installment Date After Modification (DD88), if provided, must be on or after 2/1/2009. DD88 Last Paid Installment Date After Modification Yes Hard Stop



LIR-194 Modification Effective Date must be the 1st day of the month. DD105 Modification Effective Date Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-195 First Payment Due Date After Modification must be the 1st day of the month. DD74 First Payment Due Date After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-196 Last Paid Installment Date After Modification must be the 1st day of the month. DD88 Last Paid Installment Date After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-197 Length of Trial Period must be greater than or equal to 3 months. DD91 Length of Trial Period Yes Hard Stop



LIR-198 Length of the Trial Period must be equal to the Modification Effective Date - First Trial Payment Due Date on official if provided and latest trial if not provided on official or Length of the Trial Period must be equal to the [Modification Effective Date - First Trial Payment Due Date on official if provided and latest trial if not provided on official ] - 1. DD17 1st Trial Payment Due Date
DD91 Length of Trial Period
DD105 Modification Effective Date
Yes Hard Stop



LIR-200 If Loan Submission Status is 'Official', Modification Effective Date must be less than or equal to Loan Submission Date. DD105 Modification Effective Date No Hard Stop



LIR-201 If Co-Borrower Social Security Number is present, Co-Borrower First Name and Co-Borrower Last Name must be filled. DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name
Yes Hard Stop





LIR-202 If Co-Borrower First Name is filled, Co-Borrower Last Name must be filled. DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name
Yes Hard Stop





LIR-203 Default Bank Account must exist for the Servicer of the loan, effective in the same period as the Official Loan submission. DD177 Servicer Bank Account Number No Hard Stop



LIR-204 The Principal and Interest Payment Before Modification (DD135) must be greater than or equal to the Principal and Interest Payment After Modification (DD132) if the 1st Trial Payment Due Date (DD17) is after 12/01/2011. DD17 1st Trial Payment Due Date
DD132 Principal and Interest Payment After Modification
DD135 Principal and Interest Payment Before Modification
No Hard Stop



LIR-207 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.
DD67 Escrow Payment After Modification
DD68 Escrow Payment Before Modification
DD110 Monthly Gross Income
DD133 Principal and Interest Payment at 31% DTI
DD134 Principal and Interest Payment at 38% DTI
No Hard Stop



LIR-209 Borrower Social Security Number must be in 000000000 format. DD43 Borrower Social Security Number Yes Hard Stop



LIR-210 Co-Borrower Social Security Number must be in 000000000 format. DD59 Co-Borrower Social Security Number Yes Hard Stop



LIR-211 The Investor Code for an Official Loan submitted for correction must be the same as the Investor Code for the loan in the HAMP system for Out of Cycle correction with one exception: The system shall allow a servicer the ability to update a loan's Investor Code from Private to Portfolio, and vice/versa.

DD9 Investor Code No Hard Stop



LIR-212 If Investor Code is Fannie Mae, GSE Loan Number must be numeric and must be 10 digits.

For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.
DD5 GSE Loan Number Yes Hard Stop



LIR-213 If Investor Code is Freddie Mac, GSE Loan Number must be 9 digits and must be numeric OR 12 digits and alphanumeric and can have embedded spaces.

For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.
DD5 GSE Loan Number Yes Hard Stop



LIR-216 Submission Status (DD210) of (6) Official Correction requires a corresponding existing Official modification of the same tier, based on Program Type/Campaign ID (DD10), in the HAMP system. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-217 Submission Status (DD210) of (7) Official Cancel requires a corresponding existing Official loan in the HAMP system. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-218 Submission Status (DD210) of (7) Official Cancel requires a corresponding loan in Official Mode, Active Payment Status in the HAMP system. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-219 If the servicing of a loan has been transferred, the former servicer cannot submit another transaction with the same HAMP Servicer Number / Servicer Loan Number as that of the transferred loan. DD8 HAMP Servicer Number
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-220 If the Loan Submission Status is 'Official', 'Official Correction' or 'Official Cancel', submission must be made within the first 6 business days of each month. DD210 Submission Status No Hard Stop



LIR-226 If an official loan is cancelled, do not allow an official submission after an official cancellation in the same reporting period. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-228 The Borrower Social Security Number must not be the same as the Co-borrower Social Security Number. DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
Yes Hard Stop



LIR-229 If Loan Submission Status is 'Official Correction', Modification Effective Date must be less than or equal to Loan Submission Date. DD105 Modification Effective Date Yes Hard Stop



LIR-230 If the Investor Code is Private or Portfolio, the GSE Servicer Number must be null. DD6 GSE Servicer Number Yes Hard Stop



LIR-231 A trial set-up, trial cancel, official set-up, official cancel or official correction transaction is not allowed if a Government Monitoring/NPV Data Only Transaction has been processed with a Trial Fallout Reason Code that disqualifies the loan for the HAMP Servicer Number/Servicer Loan Number. DD210 Submission Status No Hard Stop



LIR-233 If Investor Code is PLS (Private) or Portfolio, Interest Rate After Modification must be greater than or equal to 0%.
DD83 Interest Rate After Modification Yes Hard Stop



LIR-234 A loan is being submitted with the status of Trial Cancel, Official, Official Correction or Official Cancel but a Government Monitoring/NPV Data Only Transaction with Trial Not Approved/Not Accepted Reason Code exists in the system. DD210 Submission Status No Hard Stop



LIR-235 If the Program Type/Campaign ID (DD10) is (HMP7) Current or (HMP27) T2 Current, then 1st Trial Payment Due Date (DD17) - Last Paid Installment Date Before Modification (DD89) must be less than or equal to 1 month. DD10 Program Type/Campaign ID
DD17 1st Trial Payment Due Date
DD89 Last Paid Installment Date Before Modification
No Hard Stop



LIR-238 Submission Status (DD210) of (1) Trial or (3) Official where a modification or Trial Not Approved/Not Accepted ADR record for the loan has an associated HAFA Notification or Setup is not allowed. DD210 Submission Status No Hard Stop



LIR-239 The absolute value of (submitted Monthly Housing Expense Before Modification - calculated Monthly Housing Expense Before Modification) / the calculated Monthly Housing Expense Before Modification must be less than or equal to 0.5%.

DD29 Association Dues/Fees Before Modification
DD68 Escrow Payment Before Modification
DD113 Monthly Housing Expense Before Modification
DD135 Principal and Interest Payment Before Modification
Yes Hard Stop



LIR-240 The absolute value of (submitted Monthly Housing Expense After Modification - calculated Monthly Housing Expense After Modification) / the calculated Monthly Housing Expense After Modification must be less than or equal to 0.5%. DD29 Association Dues/Fees Before Modification
DD67 Escrow Payment After Modification
DD112 Monthly Housing Expense After Modification
DD132 Principal and Interest Payment After Modification
Yes Hard Stop



LIR-241 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, the absolute value of (submitted Principal and Interest Payment at 38% DTI (DD134) - calculated Principal and Interest at 38% DTI) / the calculated Principal and Interest at 38% DTI must be less than or equal to 0.5%. DD29 Association Dues/Fees Before Modification
DD68 Escrow Payment Before Modification
DD110 Monthly Gross Income
DD134 Principal and Interest Payment at 38% DTI
Yes Hard Stop



LIR-244 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Front Ratio Before Modification (DD77) is equal to 38%, the absolute value of (the Principal and Interest Payment at 38% DTI - the Principal and Interest Payment Before Modification) / the Principal and Interest Payment Before Modification (DD135) must be less than or equal to 0.5%.
DD77 Front Ratio Before Modification
DD134 Principal and Interest Payment at 38% DTI
DD135 Principal and Interest Payment Before Modification
Yes Hard Stop



LIR-245 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Front Ratio Before Modification (DD77) is greater than 38%, then the Principal and Interest Payment at 38% DTI (DD134) must be less than the Principal and Interest Payment Before Modification (DD135). DD77 Front Ratio Before Modification
DD134 Principal and Interest Payment at 38% DTI
DD135 Principal and Interest Payment Before Modification
Yes Hard Stop



LIR-246 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Front Ratio Before Modification (DD77) is less than 38%, then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment Before Modification (DD135). DD77 Front Ratio Before Modification
DD134 Principal and Interest Payment at 38% DTI
DD135 Principal and Interest Payment Before Modification
Yes Hard Stop



LIR-248 The NPV Date must not be greater than the Submission Date for Trial loans. NPV Date for Official Modification loans must not be greater than the Submission date at the time of Official Modification. DD119 NPV Date Yes Hard Stop



LIR-249 The submitted HAMP Servicer Number (DD8) is associated with a servicer on the Do Not Board List and is not allowed. DD8 HAMP Servicer Number No Hard Stop at Trial



LIR-250 Trial Plan Type Code (DD401) is mandatory and must be one of the following enumerations: (1) Standard Trial or (2) Chapter 13 Bankruptcy. DD401 Trial Plan Type Code Yes Hard Stop



LIR-251 If Trial Plan Type Code (DD401) is (2) Chapter 13 Bankruptcy, 1st Trial Payment Due Date must be on or after June 1, 2010 on all Trial Loan setups and Official Loan Setups, if provided. Rule will not apply to Official Corrections since new value is ignored by IR2. Also not applicable to FHA.
DD17 1st Trial Payment Due Date
DD401 Trial Plan Type Code
Yes Hard Stop



LIR-252 Trial Submissions where Trial Plan Type Code (DD401) is (2) Chapter 13 Bankruptcy will not be accepted prior to 8/1/2010. DD210 Submission Status
DD401 Trial Plan Type Code
No Hard Stop



LIR-253 If Trial Plan Type Code (DD401) is (2) Chapter 13 Bankruptcy and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Modification Effective Date (DD105) must be on or after 9/1/2010. DD105 Modification Effective Date
DD210 Submission Status
DD401 Trial Plan Type Code
Yes Hard Stop



LIR-254 If a Trial Loan Setup transaction is received and there is a matching and active Trial Loan record in IR2, the Trial Plan Type Code (DD401) on the new submission must match the Trial Plan Type Code on the existing record. If different, reject the submission. DD210 Submission Status
DD401 Trial Plan Type Code
No Hard Stop



LIR-255 An Official Correction submission will be rejected if the Trial Plan Type Code (DD401) does not match the value that is stored in IR2 for the existing Official Loan Setup. DD210 Submission Status
DD401 Trial Plan Type Code
No Hard Stop



LIR-256 When Trial Plan Type Code (DD401) on a Trial Loan Setup submission is (2) Chapter 13 Bankruptcy and Modification Effective Date is a future date (On-time Trial Submission), the month and year of the trial submission must be within the calendar month prior to the Modification Effective Date. If Modification Effective Date is in the past (Late Trial Submission), then this rule will not apply.
DD105 Modification Effective Date
DD210 Submission Status
DD401 Trial Plan Type Code
Yes Hard Stop



LIR-294 Property Zip Code cannot be populated with zeros in the first four digits. DD161 Property Zip Code Yes Hard Stop



LIR-295 Last Paid Installment Date Before Modification cannot be greater than or equal to the First Trial Payment Due Date. DD17 1st Trial Payment Due Date
DD89 Last Paid Installment Date Before Modification
Yes Hard Stop



LIR-296 Last Paid Installment Date Before Modification cannot be before or equal to the Date of Original Note. DD62 Date of Original Note
DD89 Last Paid Installment Date Before Modification
Yes Hard Stop



LIR-297 Date of Original Note must be after or equal to 1/1/1950. DD62 Date of Original Note Yes Hard Stop



LIR-298 The Property Zip Code must match to a zip code in the list of known zip codes. DD161 Property Zip Code No Hard Stop



LIR-306 Supplementary Assistance Code (DD678) is a mandatory field and must be filled. DD678 Supplementary Assistance Code Yes Hard Stop



LIR-307 Supplementary Assistance Code (DD678) must be one of the following allowable values:
- None(1)
- Hardest Hit Fund(2)
- No value existed prior to attribute introduction(3)

Black Knight will block enumeration 3 as it is not for servicer use.
DD678 Supplementary Assistance Code Yes Hard Stop



LIR-308 Investor Code (DD9) must be Portfolio(4) or Private(3), if Forbearance Plan Type Code (DD593) is one of the following:
- 'Unemployment (1)'.
- 'Federally Declared Disaster (2)'
- 'Unemployment and Federally Declared Disaster (3)'
DD9 Investor Code
DD593 Forbearance Plan Type Code
Yes Hard Stop



LIR-309 Forbearance Plan Type Code (DD593) must be one of the following if provided:
1 - 'Unemployment'
2 - 'Federally Declared Disaster'
3 - 'Unemployment and Federally Declared Disaster'
DD593 Forbearance Plan Type Code Yes Hard Stop



LIR-310 Unemployment Monthly Forbearance Amount (DD595) must be provided if Forbearance Plan Type Code (DD593) is Unemployment (1) or Unemployment and Federally Declared Disaster (3). DD593 Forbearance Plan Type Code
DD595 Unemployment Monthly Forbearance Amount
Yes Hard Stop



LIR-311 Unemployment Monthly Forbearance Amount (DD595) must be greater than $0, if provided. DD595 Unemployment Monthly Forbearance Amount Yes Hard Stop



LIR-312 Unemployment Monthly Forbearance Amount (DD595) must be less than or equal to Monthly Housing Expense Before Modification (PITIA) (DD113), if provided. DD113 Monthly Housing Expense Before Modification
DD595 Unemployment Monthly Forbearance Amount
Yes Hard Stop



LIR-313 Unemployment Monthly Forbearance Duration (DD594) must be provided if Forbearance Plan Type Code (DD593) is Unemployment (1) or Unemployment and Federally Declared Disaster (3). DD593 Forbearance Plan Type Code
DD594 Unemployment Plan Forbearance Duration
Yes Hard Stop



LIR-314 Unemployment Plan Forbearance Duration (DD594) must be equal to or greater than '1', if provided. DD594 Unemployment Plan Forbearance Duration Yes Hard Stop



LIR-315 Unemployment Plan Forbearance Duration (DD594) must be less than or equal to 99, if provided. DD594 Unemployment Plan Forbearance Duration Yes Hard Stop



LIR-316 Unemployment Plan Forbearance Initiation Month (DD596) must be provided, if Forbearance Plan Type Code (DD593) is 'Unemployment (1)' or ' Unemployment and Federally Declared Disaster (3)'. DD593 Forbearance Plan Type Code
DD596 Unemployment Plan Forbearance Initiation Month
Yes Hard Stop



LIR-317 Unemployment Plan Forbearance Initiation Month (DD596) must be equal to or greater than 2010-05-01. DD596 Unemployment Plan Forbearance Initiation Month Yes Hard Stop



LIR-326 Co-Borrower Social Security Number(DD59) must be provided, if Co-Borrower First Name(DD55) or Co-Borrower Last Name(DD56) is present. DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name
DD59 Co-Borrower Social Security Number
Yes Hard Stop



LIR-330 Property Valuation Date (DD158) should not be less than 02/01/2009. DD158 Property Valuation Date Yes Hard Stop



LIR-331 Property Valuation Date (DD158) should not be greater than Modification Effective Date (DD105) for Trial and Official modification loans. DD105 Modification Effective Date
DD158 Property Valuation Date
Yes Hard Stop



LIR-332 Maturity Date Before Modification (DD99) must be after Date of Original Note (DD62). DD62 Date of Original Note
DD99 Maturity Date Before Modification
Yes Hard Stop



LIR-335 Interest rate after modification (DD83) must be less than 20%. DD83 Interest Rate After Modification Yes Hard Stop



LIR-336 Borrower Social Security Number (DD43) should not have the same value in all 9 digits. DD43 Borrower Social Security Number Yes Hard Stop



LIR-337 Co-Borrower Social Security Number (DD59) should not have the same value in all 9 digits, if provided. DD59 Co-Borrower Social Security Number Yes Hard Stop



LIR-338 Borrower Social Security Number (DD43) should not be populated with zeroes in the first 3 digits or middle 2 digits. DD43 Borrower Social Security Number Yes Hard Stop



LIR-339 Co-Borrower Social Security Number (DD59) should not be populated with zeroes in the first 3 digits or middle 2 digits, if provided. DD59 Co-Borrower Social Security Number Yes Hard Stop



LIR-341 For all Trial (if exists), and Permanent Modifications, the Back Ratio After Modification (DD31) should always be greater than or equal to the Front Ratio After Modification (DD76), if provided DD31 Back Ratio After Modification
DD76 Front Ratio After Modification
Yes Hard Stop



LIR-342 Principal Reduction Alternative (PRA) Code (DD592) is a mandatory field and must be one of the valid enumerations.
1 - No PRA - standard waterfall
2 - PRA waterfall - incented forgiveness
3 - PRA waterfall - non-incented forgiveness)
4 - No value. Record existed prior to attribute introduction

Black Knight will block enumeration 4 as it is not for servicer use.
DD592 Principal Reduction Alternative (PRA) Code Yes Hard Stop



LIR-343 If Principal Reduction Alternative (PRA) Code (DD592) is '2' or ‘3’ then, the Investor Code (DD9) must be 'Portfolio (4)' or 'Private (3)'. DD9 Investor Code
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-344 Reject a transaction if the First Trial Payment Due Date (DD17) is less than 06/01/2010 and the PRA Code is '2' or ‘3’. DD17 1st Trial Payment Due Date
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-345 If Restriction for Alternative Waterfall Type Code (DD597) is Investor Does Not Allow(1), then Principal Reduction Alternative (PRA) Code (DD592) must be '1'. DD592 Principal Reduction Alternative (PRA) Code
DD597 Restriction for Alternative Waterfall Type Code
Yes Hard Stop



LIR-346 Principal Reduction Alternative Amount (DD591) must be provided if Principal Reduction Alternative (PRA) Code (DD592) is '2' or ‘3’. DD591 Principal Reduction Alternative Amount
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-347 Principal Reduction Alternative Amount (DD591) must be greater than $0, if provided. DD591 Principal Reduction Alternative Amount Yes Hard Stop



LIR-348 Principal Reduction Alternative Amount (DD591) must be less than the Unpaid Principal Balance Before Modification (DD225) plus Amount Capitalized (DD27), if provided. DD27 Amount Capitalized
DD225 Unpaid Principal Balance Before Modification
DD591 Principal Reduction Alternative Amount
Yes Hard Stop



LIR-349 Restriction for Alternative Waterfall Type Code (DD597) must be 'Investor Does Not Allow (1)', if provided. DD597 Restriction for Alternative Waterfall Type Code Yes Hard Stop



LIR-351 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be provided if Principal Reduction Alternative (PRA) Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-352 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) cannot be $0 if Principal Reduction Alternative (PRA) Code (DD592) = 2 - PRA waterfall - incented forgiveness or 3 - PRA waterfall - non-incented forgiveness and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-353 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be provided if Principal Reduction Alternative (PRA) Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-354 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571), if provided, cannot be $0 if Principal Reduction Alternative (PRA) Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness. DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-355 Calculated Post-Arrearage MTMLTV Amount must be > 100% if Principal Reduction Alternative (PRA) Code (DD592) is 2 and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD592 Principal Reduction Alternative (PRA) Code
DD701 Post-Arrearage MTMLTV Percent
Yes Hard Stop



LIR-357 If Principal Reduction Alternative (PRA) Code (DD592) is '2' or ‘3’,the Delinquency Type Code (DD390) must be one of the following:
1 = Less than or equal to 6 months delinquent in last 12 months
2 = Greater than 6 months delinquent in last 12 months
DD390 Delinquency Type Code
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-358 Principal Write-down (Forgiveness) (DD139) must be greater than or equal to the Principal Reduction Alternative Amount (DD591) if the Principal Reduction Alternative (PRA) Code (DD592) is 2 or 3 and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD139 Principal Write-down (Forgiveness)
DD591 Principal Reduction Alternative Amount
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-359 If Forbearance Plan Type Code (DD593) is Federally Declared Disaster (2) then Unemployment Monthly Forbearance Amount (DD595) must not be populated. DD593 Forbearance Plan Type Code
DD595 Unemployment Monthly Forbearance Amount
Yes Hard Stop



LIR-360 If Forbearance Plan Type Code (DD593) is Federally Declared Disaster (2) then Unemployment Plan Forbearance Duration (DD594) must not be populated. DD593 Forbearance Plan Type Code
DD594 Unemployment Plan Forbearance Duration
Yes Hard Stop



LIR-361 If Forbearance Plan Type Code (DD593) is Federally Declared Disaster (2) then Unemployment Plan Forbearance Initiation Month (DD596) must not be populated. DD593 Forbearance Plan Type Code
DD596 Unemployment Plan Forbearance Initiation Month
Yes Hard Stop



LIR-363 A 1MP Trial/Official Loan Setup transaction, with Forbearance Plan Type Code (DD593) of Unemployment (1) or Unemployment and Federally Declared Disaster (3) should not match to a loan in the system with a Forbearance Plan Type Code (DD593) of Unemployment (1) or Unemployment and Federally Declared Disaster (3). DD593 Forbearance Plan Type Code No Warning



LIR-364 Unemployment Plan Forbearance Initiation Month(DD596) must be the 1st calendar day of the month. DD596 Unemployment Plan Forbearance Initiation Month Yes Hard Stop



LIR-365 If Restriction for Alternative Waterfall Type Code (DD597) is Investor Does Not Allow (1), then the Principal Write-down (Forgiveness) (DD139) must not be populated. DD139 Principal Write-down (Forgiveness)
DD597 Restriction for Alternative Waterfall Type Code
Yes Hard Stop



LIR-373 Amount Capitalized (DD27) must be populated if Principal Reduction Alternative (PRA) Code (DD592) is 2 or 3. DD27 Amount Capitalized
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-374 The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (2) Freddie Mac should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (2) Freddie Mac unless it is matched to the same loan as the submission.

For 1MP, this rule only applies if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7
DD5 GSE Loan Number
DD9 Investor Code
No Hard Stop



LIR-375 The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (1) Fannie Mae should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (1) Fannie Mae unless it is matched to the same loan as the submission.

For 1MP, this rule only applies if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7
DD5 GSE Loan Number
DD9 Investor Code
No Hard Stop



LIR-378 Trial: 1st Trial Payment Posted Date (DD18) must be less than Modification Effective Date (DD105). DD18 1st Trial Payment Posted Date
DD105 Modification Effective Date
Yes Hard Stop



LIR-379 Official: 1st Trial Payment Posted Date (DD18), if provided, must be less than Modification Effective Date (DD105). DD18 1st Trial Payment Posted Date
DD105 Modification Effective Date
Yes Hard Stop



LIR-380 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0. DD9 Investor Code
DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)
Yes Hard Stop



LIR-381 For all Non-GSE loans, if the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0. DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)
Yes Hard Stop



LIR-423 If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists). DD27 Amount Capitalized
DD33 Borrower Contributions
DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)
DD222 Unpaid Principal Balance After Modification
DD225 Unpaid Principal Balance Before Modification
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-427 Submission Status (DD210) of (1) Trial, (3) Official or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-429 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing loan in Trial Active, Trial Disqualified, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9, HMP12, HMP21, HMP22 or HMP27. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-430 Submission Status (DD210) of (1) Trial, (3) Official or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-431 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Disqualified loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and the submitted Last Paid Installment Date Before Modification (DD89) is prior to the Last Paid Installment Date (DD525) on the existing record. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD89 Last Paid Installment Date Before Modification
DD210 Submission Status
DD525 Last Paid Installment Date
No Hard Stop



LIR-432 Amortization Term After Modification (DD24) must be equal to the greater of (480 or Remaining Term Before Modification (DD165)) if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 and Investor Override Indicator (DD1118) is false. DD10 Program Type/Campaign ID
DD24 Amortization Term After Modification
DD165 Remaining Term Before Modification
DD1118 Investor Override Indicator
Yes Hard Stop



LIR-433 If Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied then Program Type/Campaign ID (DD10) must be HMP21-Tier2 HMP Default or HMP30-Streamline HAMP. DD10 Program Type/Campaign ID
DD149 Property Occupancy Status Code
Yes Hard Stop



LIR-434 If Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30, Interest Rate Lock Date for Modification (DD87) must be null. DD10 Program Type/Campaign ID
DD87 Interest Rate Lock Date for Modification
Yes Hard Stop



LIR-435 Interest Rate After Modification (DD83) must equal the [PMMS Rate plus the Tier 2 Owner Occupied Premium Rate or Non-Owner Occupied Premium Rate, whichever applies] that was published at time of NPV Date (DD119) if Investor Override Indicator (DD1118) is N and Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. PMMS Rate should be rounded up to the nearest 1/8th. DD10 Program Type/Campaign ID
DD83 Interest Rate After Modification
DD119 NPV Date
No Hard Stop



LIR-436 If Program Type/Campaign ID is (DD10) HMP21, HMP22, HMP27 or HMP30, Max Interest Rate After Modification (DD100) must be null. DD10 Program Type/Campaign ID
DD100 Max Interest Rate After Modification
Yes Hard Stop



LIR-438 NPV Model Result Amount Pre-mod (DD121) must not be equal to NPV Model Result Amount Post-mod (DD120), if provided. DD120 NPV Model Result Amount Post-mod
DD121 NPV Model Result Amount Pre-mod
Yes Hard Stop



LIR-440 PRA NPV Model Result Amount Post-mod (DD570) must not equal NPV Model Result Amount Post-mod (DD120), if both are provided.
DD120 NPV Model Result Amount Post-mod
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
Yes Hard Stop


LIR-441 If Principal Reduction Alternative (PRA) Code (DD592) is 1 or 4, Principal Reduction Alternative Amount (DD591) must be null. DD591 Principal Reduction Alternative Amount
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-444 Submission Status (DD210) of (1) Trial or (3) Official where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches to an Additional Data Reporting record with a Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) of (11) Loan Paid Off shall not be accepted. DD8 HAMP Servicer Number
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-445 Submission Status (DD210) of (3) Official where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 will not be allowed if there was a matching Official modification in the HAMP system with Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 that was cancelled in the same month as the current submission. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-446 Submission Status (DD210) of (3) Official where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 or HMP30 that was cancelled in the same month as the current submission. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-449 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP9, or HMP12 and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, or HMP12 in the submitted 1st Lien setup file is not allowed.
DD10 Program Type/Campaign ID
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-450 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP9, or HMP12 and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, or HMP12 in the submitted 1st Lien setup file is not allowed. DD10 Program Type/Campaign ID
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-451 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 within the 1st Lien setup file and HAMP system is not allowed. DD10 Program Type/Campaign ID
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD155 Property Usage Type Code
DD210 Submission Status
No Hard Stop



LIR-452 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 within the 1st Lien setup file and HAMP system is not allowed. DD10 Program Type/Campaign ID
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD155 Property Usage Type Code
DD210 Submission Status
No Hard Stop



LIR-454 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches an Additional Data Reporting Transaction where the HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is (4) Other Ineligible Property (i.e. Property Condemned, Property > 4 units) is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-455 Investor Override Indicator (DD1118) must be null if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD1118 Investor Override Indicator
Yes Hard Stop



LIR-456 Principal and Interest After Modification (DD132) must equal [[(Interest Rate After Mod/100)/12]/[1-(1+(Interest Rate After Mod/100)/12)^ - Amortization Term After Mod]] * UPB After Mod, within a 0.5% tolerance. DD132 Principal and Interest Payment After Modification Yes Hard Stop



LIR-457 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 which matches to an existing Trial Not Approved/Not Accepted ADR record with an evaluation date on or after 6/1/2012 for the loan and 1st Trial Payment Due Date (DD17) is before Modification Evaluation Date (DD970) of the ADR record is not allowed. DD10 Program Type/Campaign ID
DD17 1st Trial Payment Due Date
DD210 Submission Status
No Hard Stop



LIR-462 Investor Override Indicator (DD1118) is mandatory and must have a value of true or false if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30. DD10 Program Type/Campaign ID
DD1118 Investor Override Indicator
Yes Hard Stop



LIR-472 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Back Ratio Before Modification (DD32) must be greater than or equal to the Back Ratio After Modification (DD31), if it exists.
DD10 Program Type/Campaign ID
DD31 Back Ratio After Modification
DD32 Back Ratio Before Modification
Yes Hard Stop



LIR-476 Property Occupancy Status Code (DD149) is mandatory and must be (2) Borrower Occupied if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD149 Property Occupancy Status Code
Yes Hard Stop



LIR-477 Property Occupancy Status Code (DD149) is mandatory and must be (1) Vacant, (2) Borrower Occupied or (3) Tenant Occupied if Program Type/Campaign ID (DD 10) is HMP21, HMP22, HMP27 or HMP30. DD10 Program Type/Campaign ID
DD149 Property Occupancy Status Code
Yes Hard Stop



LIR-478 Property Usage Type Code (DD155) is mandatory and must be (1) Principal Residence if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD155 Property Usage Type Code
Yes Hard Stop



LIR-479 Property Usage Type Code (DD155) is mandatory and must be (1) Principal Residence or (3) Investment Property if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30. DD10 Program Type/Campaign ID
DD155 Property Usage Type Code
Yes Hard Stop



LIR-480 Submission Status (DD210) of (1) Trial, with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to a modification in the HAMP System for the loan where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 that was Official Disqualified in the same month as the current submission. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD210 Submission Status
No Hard Stop



LIR-481 Principal and Interest Payment at 31% DTI (DD133) is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD133 Principal and Interest Payment at 31% DTI
Yes Hard Stop



LIR-483 Monthly Debt Payments excluding PITIA (DD109) is mandatory and must be filled if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD109 Monthly Debt Payments excluding PITIA
Yes Warning for Trial/ Hard Stop for Official



LIR-484 Maximum Interest Rate After Modification (DD100) is mandatory and must be greater than zero if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD100 Max Interest Rate After Modification
Yes Warning for Trial /Hard Stop for Official



LIR-485 All step attributes must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30. DD10 Program Type/Campaign ID Yes Hard Stop



LIR-486 If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Modification Effective Date (DD105) must be on or before 9/30/2017.
DD105 Modification Effective Date No Hard Stop



LIR-487 Interest Rate After Modification (DD83) must be less than or equal to the Max Interest Rate After Modification (DD100) if provided and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD83 Interest Rate After Modification
DD100 Max Interest Rate After Modification
Yes Hard Stop



LIR-488 Product After Modification (DD140) must be (2) Fixed if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.
DD10 Program Type/Campaign ID
DD140 Product After Modification
Yes Hard Stop



LIR-489 If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Borrower Execution Date (DD37) must be on or before 12/31/2017.
DD37 Borrower Execution Date No Hard Stop



LIR-490 Front Ratio After Modification (DD76) must be less than 32% if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD76 Front Ratio After Modification
Yes Hard Stop



LIR-491 Front Ratio After Modification (DD76) must be greater than or equal to 24% and less than or equal to 43% if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. DD10 Program Type/Campaign ID
DD76 Front Ratio After Modification
Yes Warning



LIR-492 If Submission Status (DD210) is (3) Official or (6) Official Correction, NPV Date (D119) must match the NPV Date (D119) of existing matching record in the HAMP System. DD119 NPV Date
DD210 Submission Status
No Hard Stop



LIR-493 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2017.
DD10 Program Type/Campaign ID
DD87 Interest Rate Lock Date for Modification
No Hard Stop



LIR-494 If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, First Payment Due Date After Modification (DD74) must be on or before 9/30/2017.
DD74 First Payment Due Date After Modification No Hard Stop



LIR-495 If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2017, if provided.

DD88 Last Paid Installment Date After Modification No Hard Stop



LIR-497 Monthly Housing Expense Before Modification (DD113) must be greater than Monthly Housing Expense After Modification (DD112) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD112 Monthly Housing Expense After Modification
DD113 Monthly Housing Expense Before Modification
Yes Hard Stop



LIR-498 Front Ratio Before Modification (DD77) must be greater than 31% if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD77 Front Ratio Before Modification
Yes Hard Stop



LIR-499 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Monthly Housing Expense After Modification (DD112) and Monthly Gross Income Amount (D110) is greater than 0, calculated Front Ratio After Modification (DD76) must be less than 32%. DD10 Program Type/Campaign ID
DD76 Front Ratio After Modification
DD110 Monthly Gross Income
DD112 Monthly Housing Expense After Modification
Yes Hard Stop



LIR-500 Front Ratio Before Modification (DD77) must be greater than Front Ratio After Modification (DD76) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD76 Front Ratio After Modification
DD77 Front Ratio Before Modification
Yes Hard Stop



LIR-501 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Monthly Housing Expense Before Modification (DD113) and Monthly Gross Income (DD110) are greater than 0, the calculated Front Ratio Before Modification (DD77) must be greater than 31%. DD10 Program Type/Campaign ID
DD77 Front Ratio Before Modification
DD110 Monthly Gross Income
DD113 Monthly Housing Expense Before Modification
Yes Hard Stop



LIR-502 If Program Type/Campaign ID (DD10) is HMP1 - HMP Default or HMP21 - Tier 2 HMP Default then First Trial Payment Due Date (DD17) - Last Paid Installment Date Before Modification (DD89) must be 3 months or greater. DD10 Program Type/Campaign ID
DD17 1st Trial Payment Due Date
DD89 Last Paid Installment Date Before Modification
Yes Hard Stop



LIR-503 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, the absolute value of (submitted Principal and Interest Payment at 31% DTI (DD133) - calculated Principal and Interest at 31% DTI) / the calculated Principal and Interest at 31% DTI must be less than or equal to 0.5%.
DD10 Program Type/Campaign ID
DD133 Principal and Interest Payment at 31% DTI
Yes Hard Stop



LIR-504 Maturity Date Before Modification (DD99) must be less than 01/01/2060. DD99 Maturity Date Before Modification Yes Hard Stop



LIR-505 If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Maturity Date After Modification (DD98) must be on or before 12/31/2062, if provided. DD98 Maturity Date After Modification No Hard Stop



LIR-506 Max Interest Rate After Modification (DD100) must be less than 20%, if provided. DD100 Max Interest Rate After Modification Yes Hard Stop



LIR-507 If Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30, Investor Code (DD9) must be (3) Private or (4) Portfolio. DD9 Investor Code
DD10 Program Type/Campaign ID
Yes Hard Stop



LIR-510 If Property Usage Type Code (DD155) is (1) Principal Residence, Property Occupancy Status Code (DD149) must be (2). Borrower Occupied. DD149 Property Occupancy Status Code
DD155 Property Usage Type Code
Yes Hard Stop



LIR-512 If Property Usage Type Code (DD155) is (3) Investment Property, Property Occupancy Status Code (DD149) must be (1) Vacant or (3) Tenant Occupied. DD149 Property Occupancy Status Code
DD155 Property Usage Type Code
Yes Hard Stop



LIR-513 PRA NPV Model Result Amount Pre-mod (DD571) must be equal to NPV Model Result Amount Pre-mod (DD121), if both are provided.
DD121 NPV Model Result Amount Pre-mod
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
Yes Hard Stop



LIR-514 PRA NPV Model Result Amount Pre-mod (DD571) must not equal PRA NPV Model Result Amount Post-mod (DD570), if provided. DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
Yes Hard Stop



LIR-517 Principal Write-down (Forgiveness) (DD139) is mandatory if PRA Code (DD592) is 2 or 3. DD139 Principal Write-down (Forgiveness)
DD592 Principal Reduction Alternative (PRA) Code
Yes Hard Stop



LIR-518 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing modification in the HAMP System where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 where the corresponding Trial Fallout Reason code is not (18) Submission Error Correction and 1st Trial Payment Due Date (DD17) of submitted modification is prior to the 1st Trial Payment Due Date (DD17) of existing modification.
DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD17 1st Trial Payment Due Date
DD210 Submission Status
No Hard Stop



LIR-519 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Of status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-520 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD59 Co-Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-521 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 is not allowed if Borrower Social Security Number (DD43) matches to any social security numbers that are associated to any loans in Trial Disqualified state where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-522 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 is not allowed if Co-Borrower Social Security Number (DD59) matches to any social security numbers that are associated to any loans in Trial Disqualified state where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD59 Co-Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-525 If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment After Modification (DD132) - calculated Principal and Interest Payment After Modification) / the calculated Principal and Interest Payment After Modification must be less than or equal to 0.5%. DD132 Principal and Interest Payment After Modification
DD155 Property Usage Type Code
Yes Hard Stop



LIR-526 If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment Before Modification (DD135) - calculated Principal and Interest Payment Before Modification) / the calculated Principal and Interest Payment Before Modification must be less than or equal to 0.5%. DD135 Principal and Interest Payment Before Modification
DD155 Property Usage Type Code
Yes Hard Stop



LIR-527 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Borrower Social Security Number (DD43) matches to an active trial or official loan in the HAMP system with a different HAMP Servicer Number (DD8) /Servicer Loan Number (DD14) combination and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9 or HMP12 will not be accepted. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-528 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Co-Borrower Social Security Number (DD59) matches to an active trial or official loan in the HAMP system with a different HAMP Servicer Number (DD8) /Servicer Loan Number (DD14) combination and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9 or HMP12 will not be accepted. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD59 Co-Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-529 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Due Date (DD17) must be on or after 3/4/2009, if provided. DD17 1st Trial Payment Due Date Yes Hard Stop



LIR-530 If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Due Date (DD17) must be on or after 6/1/2012, if provided. DD17 1st Trial Payment Due Date Yes Hard Stop



LIR-531 1st Trial Payment Due Date (DD17) is mandatory and must be filled if Submission Status (DD210) is (1) Trial. DD17 1st Trial Payment Due Date Yes Hard Stop on Trial Submissions only



LIR-532 1st Trial Payment Due Date (DD17) must be the first day of the month, if provided. DD17 1st Trial Payment Due Date Yes Hard Stop



LIR-533 Length of Trial Period (DD91) is mandatory and must be filled. DD91 Length of Trial Period Yes Hard Stop



LIR-534 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Posted Date (DD18) must be on or after 3/4/2009, if provided. DD18 1st Trial Payment Posted Date Yes Hard Stop



LIR-535 If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Posted Date (DD18) must be on or after 6/1/2012, if provided. DD18 1st Trial Payment Posted Date Yes Hard Stop



LIR-536 1st Trial Payment Posted Date (DD18) is mandatory and must be filled if Submission Status (DD210) is (1) Trial. DD18 1st Trial Payment Posted Date Yes Hard Stop on Trial Submissions only



LIR-537 1st Trial Payment Received Amount (DD19) must be greater than or equal to 0, if provided. DD19 1st Trial Payment Received Amount Yes Hard Stop



LIR-538 1st Trial Payment Received Amount (DD19) is mandatory if Submission Status (DD210) is (1) Trial. DD19 1st Trial Payment Received Amount Yes Hard Stop on Trial Submissions only



LIR-539 Interest Rate Lock Date For Modification (DD87) is mandatory and must be in a valid date format if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

DD10 Program Type/Campaign ID
DD87 Interest Rate Lock Date for Modification
Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-540 Principal and Interest Payment at 31% DTI (DD133) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30. DD10 Program Type/Campaign ID
DD133 Principal and Interest Payment at 31% DTI
Yes Hard Stop



LIR-541 Principal and Interest Payment at 38% DTI (DD134) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30. DD10 Program Type/Campaign ID
DD134 Principal and Interest Payment at 38% DTI
Yes Hard Stop



LIR-542 Principal and Interest Payment at 38% DTI (DD134) must be greater than or equal to zero, if provided. DD134 Principal and Interest Payment at 38% DTI No Hard Stop



LIR-543 Principal and Interest Payment at 31% DTI (DD133) must be greater than or equal to zero, if provided. DD133 Principal and Interest Payment at 31% DTI Yes Hard Stop



LIR-544 Monthly Debt Payments excluding PITIA (DD109) must be greater than or equal to zero, if provided DD109 Monthly Debt Payments excluding PITIA Yes Hard Stop



LIR-545 Borrower Execution Date (DD37) must be greater than or equal to Interest Rate Lock Date for Modification (DD87), if provided and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. DD37 Borrower Execution Date
DD87 Interest Rate Lock Date for Modification
Yes Hard Stop



LIR-546 Primary Residence Total Housing Expense Amount (DD958) must be null if Property Occupancy Status Code (DD149) is (2) Borrower Occupied. DD149 Property Occupancy Status Code
DD958 Primary Residence Total Housing Expense Amount
Yes Hard Stop



LIR-547 Primary Residence Total Housing Expense Amount (DD958) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID (DD10) is HMP21, HMP22, or HMP27. DD149 Property Occupancy Status Code
DD958 Primary Residence Total Housing Expense Amount
Yes Hard Stop



LIR-548 Monthly Gross Rental Income Amount (DD956) must be null if Property Occupancy Status Code (DD149) is (2) Borrower Occupied and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD149 Property Occupancy Status Code
DD956 Monthly Gross Rental Income Amount
Yes Hard Stop



LIR-549 Monthly Gross Rental Income Amount (DD956) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID (DD10) is HMP21, HMP22, or HMP27. DD149 Property Occupancy Status Code
DD956 Monthly Gross Rental Income Amount
Yes Hard Stop



LIR-550 The difference between delivered Front Ratio After Modification (DD76) and calculated Front End DTI After Modification must be less than or equal to 1%, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

Calculated Front End DTI After Modification on owner occupied properties = Monthly Housing Expense After Modification (DD112) / Monthly Gross Income (DD110).

Calculated Front End DTI After Modification on non owner occupied properties = Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income after modification, if negative (absolute value) / Monthly Gross Income (DD110) + Subject property net rental income after modification, if positive.

Subject property net rental income after modification is calculated as (Monthly Gross Rental Income Amount (DD956) * 0.75) - Monthly Housing Expense After Modification (DD112).
DD76 Front Ratio After Modification
DD110 Monthly Gross Income
DD112 Monthly Housing Expense After Modification
DD956 Monthly Gross Rental Income Amount
DD958 Primary Residence Total Housing Expense Amount
Yes Hard Stop



LIR-603 Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
No Hard Stop



LIR-604 Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
No Hard Stop



LIR-605 Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off) within the HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
No Hard Stop



LIR-606 Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
No Hard Stop



LIR-608 The difference between the submitted Front Ratio Before Modification (DD77) and the system calculated Front Ratio Before Modification must be less than or equal to 1%, if Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

Front Ratio Before Modification calculation for Owner Occupied Properties:
Monthly Housing Expense Before Modification (DD113) / Monthly Gross Income (DD110)

Front Ratio Before Modification calculation for Non-Owner Occupied Properties:
(Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income before modification, if negative (absolute value)) / (Monthly Gross Income (DD110) + subject property net rental income before modification, if positive)

Subject property net rental income/loss before modification is calculated as follows:
(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Modification (DD113)
DD77 Front Ratio Before Modification
DD110 Monthly Gross Income
DD113 Monthly Housing Expense Before Modification
DD956 Monthly Gross Rental Income Amount
DD958 Primary Residence Total Housing Expense Amount
Yes Hard Stop



LIR-611 If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, HMP12, HMP21, HMP22, HMP27 or HMP30 and a matched GSE Standard Modification (Program Type (DD10) of SAI) exists (based on Investor Code (DD9) / GSE Loan Number (DD5) or HAMP Servicer Number (DD8) / Servicer Loan Number (DD14) combination), the GSE Standard Modification must be in a Loan State Code (DD251) of Canceled. DD5 GSE Loan Number
DD9 Investor Code
No Hard Stop



LIR-616 Repurchase Type Code (DD1003) must be one of the following allowable values, if provided:
(1) Repurchased When in Trial
(2) Repurchased Within 6 Years of 1st Trial Payment Due Date
(3) Repurchase Reported in Error
DD1003 Repurchase Type Code Yes Hard Stop



LIR-618 If Repurchase Type Code (DD1003) is 1 or 2, Principal Reduction Alternative (PRA) Type Code (DD592) must be 1. DD1003 Repurchase Type Code Yes Hard Stop



LIR-619 If Repurchase Type Code (DD1003) is 1, 2 or 3 Program Type/Campaign ID (DD10) must be HMP1, HMP2 or HMP7. DD1003 Repurchase Type Code Yes Hard Stop



LIR-620 If Repurchase Type Code (DD1003) is 1, 2 or 3, Investor Code (DD9) must be 3 or 4. DD9 Investor Code
DD1003 Repurchase Type Code
Yes Hard Stop



LIR-621 If Investor Code (DD9) is 1 or 2, Repurchase Type Code (DD1003) must be blank. DD9 Investor Code
DD1003 Repurchase Type Code
Yes Hard Stop



LIR-622 Repurchase Type Code (DD1003) must be reported if Investor Code (DD9) is 3 or 4, and the most recent corresponding loan in the HAMP system that has not been cancelled has an investor code of 3 or 4 and a Repurchase Type Code of 1, 2 or 3. DD1003 Repurchase Type Code No Hard Stop



LIR-623 First submission of Repurchase Type Code (DD1003) of (3) Repurchase Reported in Error, on a Trial or Official loan setup or Official Corrections must have a previous submission of Repurchase Type Code of 1 or 2. DD9 Investor Code
DD1003 Repurchase Type Code
No Hard Stop



LIR-624 The Investor Code (DD9) for a trial loan submission must be the same as the Investor Code for that official loan if it was cancelled in the same month as the current trial submission with one exception: The system shall allow a servicer the ability to update a loan's Investor Code from Private to Portfolio, and vice/versa. DD9 Investor Code No Hard Stop



LIR-695 If a GSE loan is beyond the 6th anniversary of the 1st Trial Payment Due Date and is subsequently official cancelled to a trial active state, the servicer should not submit a new trial or official setup for that loan with a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased Within 6 Years of 1st Trial Payment Due Date. DD9 Investor Code
DD1003 Repurchase Type Code
No Warning



LIR-696 If Submission Status (DD210) is (6) Official Correction and the existing modification has reached the 6th anniversary of the 1st Trial Payment Due Date, Repurchase Type Code (DD1003) must match the existing value in HAMP, if provided. Changes are not allowed. DD210 Submission Status
DD1003 Repurchase Type Code
No Hard Stop



LIR-705 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Due Date (DD17) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record. DD17 1st Trial Payment Due Date No Hard Stop



LIR-706 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Posted Date (DD18) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record. DD18 1st Trial Payment Posted Date No Hard Stop



LIR-710 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date, Tier 2 Remodification or Streamline HAMP Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record. DD17 1st Trial Payment Due Date No Hard Stop



LIR-712 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 that was withdrawn in the same month as the current submission. DD10 Program Type/Campaign ID No Hard Stop



LIR-713 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21 - Tier 2 HMP Default shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 or HMP30 and Withdrawn Reason Code is Tier 2 Remodification. DD10 Program Type/Campaign ID No Hard Stop



LIR-714 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date, Tier 2 Remodification or Streamline HAMP Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record.
DD89 Last Paid Installment Date Before Modification No Hard Stop



LIR-719 If Investor Code (DD9) is (3) Private or (4) Portfolio, Modification Effective Date (DD105) must be on or before 9/30/2017. DD105 Modification Effective Date No Hard Stop



LIR-720 If Investor Code (DD9) is (3) Private or (4) Portfolio, Borrower Execution Date (D37), if provided, must be on or before 12/31/2017. DD37 Borrower Execution Date No Hard Stop



LIR-721 If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and if Investor Code (DD9) is (3) Private or (4) Portfolio, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2017. DD87 Interest Rate Lock Date for Modification No Hard Stop



LIR-722 If Investor Code (DD9) is (3) Private or (4) Portfolio, NPV Date (DD119) must be on or before 9/30/2017. DD119 NPV Date No Hard Stop



LIR-723 If Investor Code (DD9) is (3) Private or (4) Portfolio, First Payment Due Date After Modification (DD74) must be on or before 9/30/2017. DD74 First Payment Due Date After Modification No Hard Stop



LIR-724 If Investor Code (DD9) is (3) Private or (4) Portfolio, Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2017, if provided. DD88 Last Paid Installment Date After Modification No Hard Stop



LIR-725 If Investor Code (DD9) is (3) Private or (4) Portfolio, Maturity Date After Modification (DD98) must be on or before 12/31/2062. DD98 Maturity Date After Modification No Hard Stop



LIR-730 Submission Status of (1) Trial, (3) Official, (6) Official Correction and (7) Official Cancel is not allowed on a loan with a Program Type/Campaign ID (DD10) of HMP 1, HMP2, HMP 7, HMP 21, HMP22, HMP27 or HMP30 that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B. DD1037 SVT Transfer Reason Code
DD1056 SVT Deal State Code
DD1057 SVT Loan State Code
No Hard Stop



LIR-733 If Submission Status (DD210) is (1) Trial, (3) Official or (6) Official Correction and the Investor Code (DD9) is (3) Private or (4) Portfolio and the Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 and the HAMP Servicer Number (DD8) is a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 3 (AAA) or null, then the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination of the submitted loan on the Trial record must exist as the Transferee HAMP Servicer Number and Transferee Servicer Loan Number in the last successfully processed servicing transfer deal where the SVT Investor Code Category (DD1058) is 2 (Non-GSE) and the SVT AAA Received Type Code (DD1064) equals 4 (AAA Approved). The last successfully processed deal shall be selected from all SVT deals where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination exists as either the transferee or transferor and the SVT Deal State Code (DD1056) of the deal is 12 (Transferred) and the SVT Loan State Code (DD1057) of the loan is 6 (Transferred) or 7 (Transferred with Action). DD8 HAMP Servicer Number
DD9 Investor Code
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD210 Submission Status
DD1056 SVT Deal State Code
DD1057 SVT Loan State Code
DD1058 SVT Investor Code Category
DD1064 SVT AAA Received Type Code
DD1103 Servicer First Lien SPA Status Type Code
No Hard Stop



LIR-736 The HAMP Servicer Number (DD8) of the submitted non-GSE loan with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 must be a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 1 (SPA), 3 (AAA) or 4 (Amended SPA). DD8 HAMP Servicer Number
DD9 Investor Code
DD10 Program Type/Campaign ID
DD1103 Servicer First Lien SPA Status Type Code
No Hard Stop



LIR-739 If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 or HMP12 and the latest associated modification contains a non-zero dollar amount of compensation in Disbursement Suspense after an Official Cancellation, then a Trial resubmission with an Investor Code (DD9) change to or from GSE to non-GSE or to or from Fannie Mae to Freddie Mac is not allowed. DD9 Investor Code No Hard Stop



LIR-740 If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 or HMP12 and the latest associated modification is Trial Active and a non-zero dollar amount of compensation exists in Disbursement Suspense, then a Submission Status (DD210) of 3 (Official) is not allowed. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-741 If Program Type/Campaign ID (DD10) is HMP30, Hardship Reason Code (DD78) must be (26) Data Not Available. DD78 Hardship Reason Code Yes Hard Stop



LIR-742 Hardship Reason Code (DD78) is mandatory and must be filled and must be one of the allowable values. DD78 Hardship Reason Code Yes Hard Stop



LIR-743 If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27, Hardship Reason Code (DD78) cannot be (26) Data Not Available. DD78 Hardship Reason Code Yes Hard Stop



LIR-744 Back Ratio After Modification (DD31) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD31 Back Ratio After Modification Yes Warning for Trial Loan Setup/Hard Stop for Official Loan Setup



LIR-745 Back Ratio After Modification (DD31) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD31 Back Ratio After Modification Yes Hard Stop



LIR-746 Back Ratio Before Modification (DD32) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD32 Back Ratio Before Modification Yes Hard Stop



LIR-747 Back Ratio Before Modification (DD32) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD32 Back Ratio Before Modification Yes Hard Stop



LIR-748 Borrower Execution Date (DD37) is mandatory and must be in a valid date format, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Submission Status (DD210) is (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel. DD37 Borrower Execution Date Yes Hard Stop



LIR-749 Borrower Execution Date (DD37) is mandatory and must be in a valid date format, if Program Type/Campaign ID (DD10) is HMP30 and Submission Status (DD210) is (3) Official, (6) Official Correction or (7) Official Cancel. DD37 Borrower Execution Date Yes Hard Stop



LIR-750 Front Ratio After Modification (DD76) is mandatory and must be greater than 0, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD76 Front Ratio After Modification Yes Hard Stop



LIR-753 Front Ratio After Modification (DD76) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD76 Front Ratio After Modification Yes Hard Stop



LIR-754 Front Ratio Before Modification (DD77) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD77 Front Ratio Before Modification Yes Hard Stop



LIR-755 Front Ratio Before Modification (DD77) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD77 Front Ratio Before Modification Yes Hard Stop



LIR-756 Monthly Debt Payments excluding PITIA (DD109) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD109 Monthly Debt Payments excluding PITIA Yes Hard Stop



LIR-757 Monthly Gross Income (DD110) is mandatory and must be greater than 0, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD110 Monthly Gross Income Yes Hard Stop



LIR-758 Monthly Gross Income (DD110) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD110 Monthly Gross Income Yes Hard Stop



LIR-759 Monthly Gross Rental Income Amount (DD956) must be null if Program Type/Campaign ID (DD10) is HMP30. DD956 Monthly Gross Rental Income Amount Yes Hard Stop



LIR-760 NPV Model Result Amount Post-mod (DD120) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD120 NPV Model Result Amount Post-mod Yes Hard Stop



LIR-761 NPV Model Result Amount Pre-mod (DD121) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD121 NPV Model Result Amount Pre-mod Yes Hard Stop



LIR-762 Primary Residence Total Housing Expense Amount (DD958) must be null if Program Type/Campaign ID (DD10) is HMP30 and Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied. DD958 Primary Residence Total Housing Expense Amount Yes Hard Stop



LIR-763 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod Yes Hard Stop



LIR-764 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be null, if Program Type/Campaign ID (DD10) is HMP30. DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod Yes Hard Stop



LIR-767 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn state with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. DD210 Submission Status No Hard Stop



LIR-768 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if the loan has already received two prior HAMP modifications with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.
The following mode / state combinations are considered as HAMP modification :
- Trial Disqualified (any tier)
- Streamline Trial Cancel with a Trial Fallout Reason Code (DD217) of Failure to Meet Streamline HAMP Eligibility
- Trial Cancel (any tier) with a Trial Fallout Reason Code (DD217) of Modification Documents Not Returned by Borrower
- Official (any state, any tier)
DD210 Submission Status No Hard Stop



LIR-769 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30. DD210 Submission Status No Hard Stop



LIR-770 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if the loan has already received two prior HAMP modifications with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7 or HMP30.
The following mode / state combinations are considered as HAMP modification :
- Trial Disqualified (any tier)
- Streamline Trial Cancel with a Trial Fallout Reason Code (DD217) of Failure to Meet Streamline HAMP Eligibility
- Trial Cancel (any tier) with a Trial Fallout Reason Code (DD217) of Modification Documents Not Returned by Borrower
- Official (any state, any tier)
DD210 Submission Status No Hard Stop



LIR-771 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an existing Trial Canceled loan in the HAMP System with a Trial Fallout Reason Code of (33) Failure to Meet Streamline HAMP Eligibility. DD210 Submission Status No Hard Stop



LIR-772 Submission Status (DD210) of (1) Trial, with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to a modification in the HAMP System for the loan where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 that was Official Disqualified in the same month as the current submission. DD210 Submission Status No Hard Stop



LIR-773 Submission Status (DD210) of (1) Trial, with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to a modification in the HAMP System for the loan where Program Type/Campaign ID (DD10) is HMP30 that was Official Disqualified in the same month as the current submission. DD210 Submission Status No Hard Stop



LIR-774 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 that was withdrawn in the same month as the current submission. DD210 Submission Status No Hard Stop



LIR-775 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 that was withdrawn in the same month as the current submission. DD210 Submission Status No Hard Stop



LIR-776 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 and the Withdrawn Reason Code is Tier 1 Remodification. DD210 Submission Status No Hard Stop



LIR-777 Submission Status (DD210) of (3) Official where Program Type/Campaign ID (DD10) is HMP30 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 that was cancelled in the same month as the current submission. DD210 Submission Status No Hard Stop



LIR-778 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 1 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record. DD210 Submission Status No Hard Stop



LIR-779 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 2 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record. DD210 Submission Status No Hard Stop



LIR-780 Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and a Withdrawn Reason Code of Proprietary Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record. DD210 Submission Status No Hard Stop



LIR-781 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and a Withdrawn Reason Code of Proprietary Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record. DD210 Submission Status No Hard Stop



LIR-782 If Program Type/Campaign ID (DD10) is HMP30, 1st Trial Payment Due Date (DD17) must be on or after 9/1/2015, if provided. DD17 1st Trial Payment Due Date Yes Hard Stop



LIR-783 If Program Type/Campaign ID (DD10) is HMP30, 1st Trial Payment Posted Date (DD18) must be on or after 9/1/2015, if provided. DD18 1st Trial Payment Posted Date Yes Hard Stop



LIR-784 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 1 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record. DD210 Submission Status No Hard Stop



LIR-785 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 2 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record. DD210 Submission Status No Hard Stop



LIR-786 Submission Status (DD210) of (1) Trial will be rejected if there is a matching Trial Cancel record in the same tier with a Trial Fallout Reason Code (DD217) of (32) Modification Documents Not Returned by Borrower. DD8 HAMP Servicer Number
DD14 Servicer Loan Number
No Hard Stop



LIR-789 Interest Rate After Modification (DD83) must equal the [PMMS Rate plus the Streamline HAMP Owner Occupied Premium Rate or Non-Owner Occupied Premium Rate, whichever applies] that was published at time of NPV Date (DD119) if Investor Override Indicator (DD1118) is N and Program Type/Campaign ID (DD10) is HMP30.  PMMS Rate should be rounded up to the nearest 1/8th. DD10 Program Type/Campaign ID
DD83 Interest Rate After Modification
DD119 NPV Date
No Hard Stop



LIR-790 For all Trial and Permanent Modifications, the Back Ratio Before Modification (DD32) should always be greater than or equal to the Front Ratio Before Modification (DD77), if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27. DD32 Back Ratio Before Modification
DD77 Front Ratio Before Modification
Yes Hard Stop



LIR-791 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if the loan has already received two prior HAMP modifications with a Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30.
The following mode / state combinations are considered as HAMP modification :
- Trial Disqualified (any tier)
- Trial Cancelled with a Trial Fallout Reason Code (DD217) of (32) Modification Documents Not Returned by Borrower
- Streamline Trial Canceled with a Trial Fallout Reason Code (DD217) of (33)
Failure to Meet Streamline HAMP Eligibility
- Official (any state, any tier)
DD210 Submission Status No Hard Stop



LIR-792 If Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 then Unpaid Principal Balance Before Modification (DD225) must be greater than the Principal and Interest Payment Before Modification (DD135). DD10 Program Type/Campaign ID
DD135 Principal and Interest Payment Before Modification
DD225 Unpaid Principal Balance Before Modification
Yes Hard Stop



LIR-793 If the Program Type/Campaign ID (DD10) is (HMP30) Streamline HAMP, then 1st Trial Payment Due Date (DD17) - Last Paid Installment Date Before Modification (DD89) must be greater than or equal to 2 months. DD17 1st Trial Payment Due Date
DD89 Last Paid Installment Date Before Modification
Yes Hard Stop



LIR-794 If Program Type/Campaign ID (DD10) is HMP30 (Streamline HAMP), Trial Plan Type Code (DD401) must be (1) Standard Trial. DD10 Program Type/Campaign ID
DD401 Trial Plan Type Code
Yes Hard Stop



LIR-795 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to a modification with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 that is Official Disqualified and the Last Paid Installment Date Before Modification (DD89) on the submitted loan is less than the Last Paid Installment Date (DD525) reported on the OMR of the Disqualified loan. DD10 Program Type/Campaign ID
DD89 Last Paid Installment Date Before Modification
DD525 Last Paid Installment Date
No Hard Stop



LIR-796 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to a modification with a Program Type/Campaign ID (DD10) HMP30 that is Official Disqualified and the Last Paid Installment Date Before Modification (DD89) on the submitted loan is less than the Last Paid Installment Date (DD525) reported on the OMR of the Disqualified loan. DD10 Program Type/Campaign ID
DD89 Last Paid Installment Date Before Modification
DD525 Last Paid Installment Date
No Hard Stop



LIR-797 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and the Withdrawn Reason Code is Streamline HAMP Remodification. DD210 Submission Status No Hard Stop



LIR-798 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and the Withdrawn Reason Code is Tier 2 Remodification. DD210 Submission Status No Hard Stop



LIR-799 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1 - HMP Default shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 and Withdrawn Reason Code is Tier 1 Remodification. DD210 Submission Status No Hard Stop



LIR-800 Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 and the Withdrawn Reason Code is Tier 2 Remodification. DD210 Submission Status No Hard Stop



LIR-801 Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Modification Effective Date (DD105) is after the month of the modification’s End of Life Date. DD10 Program Type/Campaign ID
DD105 Modification Effective Date
DD210 Submission Status
No Hard Stop



LIR-802 LIR-802: Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if there is an associated HAFA Notification or HAFA Setup on the 1MP loan and the HAFA Transaction Closing Date (DD216), if provided, is before the submitted Modification Effective Date (DD105). DD10 Program Type/Campaign ID
DD105 Modification Effective Date
DD210 Submission Status
DD216 Transaction Closing Date
No Hard Stop



LIR-804 Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid Off or Official Withdrawn and there is an associated HAFA Setup on the modification and the Borrower Social Security Number (DD43) and/or the Co-Borrower Social Security Number (DD59) on the Official Correction does not match the Borrower Social Security Number (DD43) and/or the Co-Borrower Social Security Number (DD59) on the associated HAFA Setup. If no Co-Borrower Social Security Number (DD59) is present on the HAFA Setup, the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) on the Official Correction must match the Borrower Social Security Number (DD43) on the HAFA Setup. DD10 Program Type/Campaign ID
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD210 Submission Status
No Hard Stop



LIR-805 Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Borrower Execution Date (DD37) is after the modification’s End of Life Date. DD10 Program Type/Campaign ID
DD37 Borrower Execution Date
DD210 Submission Status
No Hard Stop



LIR-806 Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, or HMP7, and Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac shall be rejected if it matches to an existing modification that is Official Disqualified and the Official Disqualified modification is linked to a GSE Standard Modification that is not Cancelled and the submitted GSE Loan Number (DD5) does not match the existing GSE Loan Number (DD5) of the Official Disqualified modification. DD5 GSE Loan Number
DD9 Investor Code
DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-807 Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected when the Official Correction is submitted in the same reporting month the modification became Official Disqualified, Official Withdrawn or Official Paid Off. DD10 Program Type/Campaign ID
DD210 Submission Status
No Hard Stop



LIR-809 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145) and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the first lien setup file is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-810 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145) and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the first lien setup file is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-811 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145) and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-812 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145) and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-813 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145) and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 within the first lien setup file is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-814 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 within the first lien setup file is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-815 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145) and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-816 Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145) and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number
DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number
DD145 Property City
DD151 Property State
DD152 Property Street Address
No Hard Stop



LIR-821 Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Last Paid Installment Date After Modification (DD88) is greater than the reported Last Paid Installment Date (DD525) from the latest submission that caused the loan to be Official Disqualified, Official Paid Off or Official Withdrawn. DD88 Last Paid Installment Date After Modification
DD525 Last Paid Installment Date
No Hard Stop



LIR-822 If either NPV Model Result Amount Post-mod (DD120) or NPV Model Result Amount Pre-mod (DD121) are provided, then both must be provided. DD120 NPV Model Result Amount Post-mod
DD121 NPV Model Result Amount Pre-mod
Yes Hard Stop



LIR-823 If either Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) or Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) are provided, then both must be provided. DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
Yes Hard Stop



LIR-824 Submission Status (DD210) of (6) Official Correction requires a corresponding Official modification in the HAMP system. DD210 Submission Status No Hard Stop



LIR-825 Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, or HMP7, and Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac shall be rejected if it matches to an existing HAMP modification that is Official Disqualified and the submitted Investor Code (DD9) / GSE Loan Number (DD5) combination matches to a non-Cancelled, stand-alone GSE Standard Modification in the HAMP System. DD5 GSE Loan Number
DD9 Investor Code
No Hard Stop



OMR Rules



OMR-19 The reported HAMP Servicer Number must match the HAMP Servicer Number in the HAMP system. DD8 HAMP Servicer Number
DD469 Second Lien HAMP Servicer Number
Yes Hard Stop



OMR-20 Servicer Loan Number is mandatory and must be filled. DD14 Servicer Loan Number
DD470 Second Lien Servicer Loan Number
Yes Hard Stop



OMR-28 Loan Unpaid Principal Balance is mandatory and must be filled and must be greater than or equal to 0. DD294 Loan Unpaid Principal Balance Amount Yes Hard Stop



OMR-29 Last Paid Installment Date is mandatory and must be in a valid date format. DD525 Last Paid Installment Date Yes Hard Stop



OMR-30 Principal Payment is mandatory and must be filled. DD137 Principal Payment Yes Hard Stop



OMR-31 Interest Payment is mandatory and must be filled. DD82 Interest Payment Yes Hard Stop



OMR-33 Step Payment Effective Date must be in valid date format. DD208 Step Payment Effective Date Yes Hard Stop



OMR-34 Step Principal and Interest Payment must be greater than or equal to 0. DD207 Step Principal and Interest Payment Yes Hard Stop



OMR-36 Action Code Date must be filled and in a valid date format when Action Code is populated. DD20 Action Code
DD21 Action Code Date
Yes Hard Stop



OMR-96 The Servicer Loan Number and the HAMP Servicer Number for which a payment is being reported must match to an existing Trial Record within IR2. DD14 Servicer Loan Number
DD469 Second Lien HAMP Servicer Number
DD470 Second Lien Servicer Loan Number
DD493 OMR Processing Date
No Hard Stop



OMR-98 The HAMP Servicer Number is mandatory and must be filled. DD8 HAMP Servicer Number
DD469 Second Lien HAMP Servicer Number
Yes Hard Stop



OMR-112 A step attribute is populated but at least one of the remaining step attributes is not provided or is of an invalid format. DD208 Step Payment Effective Date Yes Hard Stop



OMR-113 If Action Code Date is populated, Action Code is mandatory and must be filled. DD20 Action Code
DD21 Action Code Date
Yes Hard Stop



OMR-119 The Loan for which the payment is being submitted in the official monthly reporting file cannot be inactive or in Trial Mode. DD8 HAMP Servicer Number
DD14 Servicer Loan Number
DD469 Second Lien HAMP Servicer Number
DD470 Second Lien Servicer Loan Number
No Hard Stop



OMR-121 The reported Unpaid Principal Balance must be less than or equal to the Unpaid Principal Balance submitted at official modification setup. DD294 Loan Unpaid Principal Balance Amount No Hard Stop



OMR-122 If Action Code (DD20) is (60) Payoff, Loan Unpaid Principal Balance Amount (DD294) must be $0. DD20 Action Code
DD294 Loan Unpaid Principal Balance Amount
Yes Hard Stop



OMR-123 The Action Code Date being reported must be a date less than or equal to today's date. DD21 Action Code Date Yes Hard Stop



OMR-124 The action code date must be greater than or equal to the LPI date being reported.

DD21 Action Code Date
DD525 Last Paid Installment Date
Yes Hard Stop



OMR-125 The reported LPI Date must be greater than or equal to the LPI Date after Modification. DD525 Last Paid Installment Date No Hard Stop



OMR-126 The reported LPI must be less than or equal to the loan Maturity Date After Modification.

DD98 Maturity Date After Modification
DD525 Last Paid Installment Date
No Hard Stop



OMR-132 The reported Note Rate must match the internally calculated values in the HAMP system at time of official loan modification or at step rate change. DD206 Step Note Rate No Warning



OMR-133 If Action Code (DD20) is not (60) Payoff or not provided, Loan Unpaid Principal Balance Amount (DD294) must be greater than $0. DD20 Action Code
DD294 Loan Unpaid Principal Balance Amount
Yes Hard Stop



OMR-134 Action Code Date (DD21), if provided, must be on or after 3/4/2009.



DD21 Action Code Date No Hard Stop



OMR-135 If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Action Code Date (DD21) must be on or before 1/15/2032.


DD21 Action Code Date No Hard Stop



OMR-136 Step Payment Effective Date (DD208), if provided, must be on or after 3/4/2009.
DD208 Step Payment Effective Date Yes Hard Stop



OMR-137 If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Step Payment Effective Date (DD208) must be on or before 01/15/2032.

DD208 Step Payment Effective Date No Hard Stop



OMR-138 Last Paid Installment Date (DD525) must be on or after 3/4/2009. DD525 Last Paid Installment Date Yes Hard Stop



OMR-139 If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date (DD525) must be on or before 1/15/2032. DD525 Last Paid Installment Date No Hard Stop



OMR-140 Last Paid Installment Date must be the 1st of a month. DD525 Last Paid Installment Date Yes Hard Stop



OMR-141 Step Payment Change Effective Date must be the 1st of a month. DD208 Step Payment Effective Date Yes Hard Stop



OMR-145 An Official Monthly Report is not allowed by the former servicer once the loan is transferred to the new servicer. DD210 Submission Status No Hard Stop



OMR-146 An OMR received after a HAFA Loan Setup cannot be accepted. DD210 Submission Status
DD470 Second Lien Servicer Loan Number
No Hard Stop



OMR-147 The OMR was received after the current cycle close. Please resubmit for processing next reporting cycle. DD210 Submission Status
DD470 Second Lien Servicer Loan Number
No Hard Stop



OMR-148 Action Code Date (DD21), if provided, must be on or after the corresponding loan's Modification Effective Date (DD105). DD21 Action Code Date No Hard Stop



OMR-162 Action Code Date (DD21), if it exists, - Last Paid Installment Date (DD525) must be less than or equal to 3 months. Calculate using the format mm-yyyy for both dates. DD21 Action Code Date
DD525 Last Paid Installment Date
Yes Hard Stop



OMR-165 When a HAFA Notification exists the Pay-off Action Code Date (DD21), if provided, must be on or after the Borrower Execution Date (DD37) reported on the HAFA Notification and on or before the Agreement Expiration Date (DD22) reported on the HAFA Notification. DD21 Action Code Date
DD22 Agreement Expiration Date
DD37 Borrower Execution Date
No Hard Stop



OMR-183 Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification, (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date, (65) Tier 2 Remodification, (66) Streamline HAMP Remodification or (67) Tier 1 Remodification, if provided. DD20 Action Code Yes Hard Stop



OMR-185 If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, Action Code Date (DD21) must be on or after the 6th Anniversary of 1st Trial Payment Due Date of the existing record. DD20 Action Code
DD21 Action Code Date
No Hard Stop



OMR-188 If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, the corresponding loan must have an Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac. DD9 Investor Code
DD20 Action Code
No Hard Stop



OMR-189 If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, the corresponding loan must not have a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased within 6 years of 1st Trial Payment Due Date. DD20 Action Code
DD1003 Repurchase Type Code
No Hard Stop



OMR-190 If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 – Current. DD10 Program Type/Campaign ID
DD20 Action Code
No Hard Stop



OMR-192 If an Action Code (DD20) of (65) Tier 2 Remodification, (66) Streamline HAMP Remodification or (67) Tier 1 Remodification is provided, the corresponding loan must have an Investor Code (DD9) of (3) Private or (4) Portfolio. DD9 Investor Code
DD20 Action Code
No Hard Stop



OMR-193 If an Action Code (DD20) of (65) Tier 2 Remodification is provided on a Tier 1 OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) on or after 6/1/2012 and a Trial Not Approved/Not Accepted Reason Code (DD218) other than (18) - Submission Error Correction (Incorrect transaction type) where the 1st Trial Payment Due Date (DD17) on the Tier 1 modification is before the Modification Evaluation Date (DD970) of the ADR record.

DD17 1st Trial Payment Due Date
DD20 Action Code
DD970 Modification Evaluation Date
DD218 Trial Not Approved/Not Accepted Reason Code
No Hard Stop



OMR-196 If an Action Code (DD20) of (63) Proprietary Remodification or (65) Tier 2 Remodification is provided, Investor Code (DD9) of the corresponding loan is (3) Private or (4) Portfolio and Action Code Date (DD21) is prior to 1/1/2015, Action Code Date (DD21) must be after the date the loan completed its initial modification term. DD20 Action Code
DD21 Action Code Date
No Hard Stop



OMR-197 If one of the following attributes are provided, all must be provided: Recast Reporting Type Code (DD1090) of (1) Recast, Recast Effective Date (DD1091), Monthly Principal and Interest Without Recast (DD1089) and Monthly Principal and Interest With Recast (DD1093). DD1089 Monthly Principal and Interest Without Recast
DD1090 Recast Reporting Type Code
DD1091 Recast Effective Date

DD1093 Monthly Principal and Interest With Recast
Yes Hard Stop



OMR-200 If Recast Effective Date (DD1091) is provided it must be after the sixth anniversary of the 1st Trial Payment Due Date (DD17) of the corresponding loan. DD17 1st Trial Payment Due Date
DD1091 Recast Effective Date
No Hard Stop



OMR-201 If a Recast Reporting Type Code (DD1090) is provided, it must be either (1) Recast or (2) Recast Reported in Error. DD1090 Recast Reporting Type Code Yes Hard Stop



OMR-202 If a Recast Reporting Type Code (DD1090) of (1) Recast is provided, Program Type/Campaign ID (DD10) of the corresponding loan must be HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30. DD1090 Recast Reporting Type Code No Hard Stop



OMR-203 If Recast Effective Date (DD1091) is provided, it must be in a valid date format. DD1091 Recast Effective Date
Yes Hard Stop



OMR-204 If Recast Effective Date (DD1091) is provided, it must be on or before the OMR submission date. DD1091 Recast Effective Date
Yes Hard Stop



OMR-205 Recast Effective Date (DD1091) must be before Action Code Date (DD21), if both are provided. DD21 Action Code Date
DD1091 Recast Effective Date
Yes Hard Stop



OMR-206 If a Recast Reporting Type Code (DD1090) of (2) Recast Reported in Error is provided, the corresponding loan must have a Recast Status Type Code (DD1092) of (1) Recast. DD1090 Recast Reporting Type Code
DD1092 Recast Status Type Code
No Hard Stop



OMR-209 If a Recast Reporting Type Code (DD1090) of (2) Recast Reported in Error is provided, Recast Effective Date (DD1091), Monthly Principal and Interest Without Recast (DD1089), and Monthly Principal and Interest with Recast (DD1093) must be null. DD1089 Monthly Principal and Interest Without Recast
DD1090 Recast Reporting Type Code
DD1091 Recast Effective Date
DD1093 Monthly Principal and Interest With Recast
Yes Hard Stop



OMR-211 If Investor Code (DD9) on the corresponding loan is (3) Private or (4) Portfolio, Action Code Date (DD21) must be on or before 1/15/2032. DD21 Action Code Date No Hard Stop



OMR-212 If Investor Code (DD9) on the corresponding loan is (3) Private or (4) Portfolio, Step Payment Effective Date (DD208) must be on or before 1/15/2032. DD208 Step Payment Effective Date No Hard Stop



OMR-213 If Investor Code (DD9) on the corresponding loan is (3) Private or (4) Portfolio, Last Paid Installment Date (DD525) must be on or before 1/15/2032. DD525 Last Paid Installment Date No Hard Stop



OMR-217 Monthly Principal and Interest With Recast (DD1093) must be less than or equal to Monthly Principal and Interest Without Recast (DD1089), if both are provided. DD1089 Monthly Principal and Interest Without Recast
DD1093 Monthly Principal and Interest With Recast
Yes Hard Stop



OMR-218 If a Dodd-Frank Certification Received Type Code (DD1095) is provided, it must be either (1) Dodd-Frank Certification Received or (2) Dodd-Frank Certification Reported in Error. DD1095 Dodd-Frank Certification Received Type Code Yes Hard Stop



OMR-219 Dodd-Frank Certification Received Type Code (DD1095) must be blank if the associated modification has an Investor Code (DD9) other than (1) Fannie Mae or (2) Freddie Mac. DD9 Investor Code
DD1095 Dodd-Frank Certification Received Type Code
No Hard Stop



OMR-220 If a Dodd-Frank Certification Received Type Code (DD1095) of (2) Dodd-Frank Certification Reported in Error is provided, the corresponding loan must have a Dodd-Frank Certification Received Status Code (DD1096) of (1) Dodd-Frank Certification Received. DD1095 Dodd-Frank Certification Received Type Code
DD1096 Dodd-Frank Certification Received Status Code
No Hard Stop



OMR-221 If Recast Reporting Type Code (DD1090) is not provided, then all the following attributes must also not be provided: Recast Effective Date (DD1091), Monthly Principal and Interest Without Recast (DD1089) and Monthly Principal and Interest With Recast (DD1093).
DD1089 Monthly Principal and Interest Without Recast
DD1090 Recast Reporting Type Code
DD1091 Recast Effective Date

DD1093 Monthly Principal and Interest With Recast
Yes Hard Stop



OMR-223 An Official Monthly Report is not allowed on a loan that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B. DD1037 SVT Transfer Reason Code
DD1056 SVT Deal State Code
DD1057 SVT Loan State Code
No Hard Stop



OMR-224 If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be in a valid date format. DD1117 Dodd-Frank Certification Signature Date Yes Hard Stop



OMR-225 If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or after 4/1/2009. DD1117 Dodd-Frank Certification Signature Date No Hard Stop



OMR-227 If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or before the OMR submission date. DD1117 Dodd-Frank Certification Signature Date Yes Hard Stop



OMR-228 If a Dodd-Frank Certification Signature Date (DD1117) is provided, the corresponding loan must have an Investor Code (DD9) of Fannie Mae (1) or Freddie Mac (2). DD9 Investor Code
DD1117 Dodd-Frank Certification Signature Date
No Hard Stop



OMR-229 If a Dodd-Frank Certification Received Type Code (DD1095) of Dodd-Frank Certification Reported in Error (2) is provided, the Dodd-Frank Certification Signature Date (DD1117) must be blank. DD1095 Dodd-Frank Certification Received Type Code
DD1117 Dodd-Frank Certification Signature Date
Yes Hard Stop



OMR-230 If a Dodd-Frank Certification Received Type Code (DD1095) of Dodd-Frank Certification Received (1) is provided, the Dodd-Frank Certification Signature Date (DD1117) must also be provided. DD1095 Dodd-Frank Certification Received Type Code
DD1117 Dodd-Frank Certification Signature Date
Yes Hard Stop



OMR-231 If a Dodd-Frank Certification Signature Date (DD1117) is provided, a Dodd-Frank Certification Received Type Code (DD1095) of Dodd-Frank Certification Received (1) must also be provided. DD1095 Dodd-Frank Certification Received Type Code
DD1117 Dodd-Frank Certification Signature Date
Yes Hard Stop



OMR-232 If an Action Code (DD20) of (66) Streamline HAMP Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7. DD10 Program Type/Campaign ID
DD20 Action Code
No Hard Stop



OMR-233 If an Action Code (DD20) of (67) Tier 1 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP30. DD10 Program Type/Campaign ID
DD20 Action Code
No Hard Stop



OMR-234 If an Action Code (DD20) of (66) Streamline HAMP Remodification or (67) Tier 1 Remodification is provided, the Action Code Date (DD21) must be on or after 09/01/2015. DD20 Action Code
DD21 Action Code Date
Yes Hard Stop



OMR-236 If an Action Code (DD20) of (65) Tier 2 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default, HMP7 - Current or HMP30 - Streamline HAMP. DD10 Program Type/Campaign ID
DD20 Action Code
No Hard Stop



OMR-240 If an Action Code (DD20) of (67) Tier 1 Remodification is provided on a Streamline OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) before 6/1/2012 and Reason Code other than (18) - Submission Error Correction (Incorrect transaction type). DD20 Action Code No Hard Stop



OMR-241 If an Action Code (DD20) of (65) Tier 2 Remodification is provided on a Streamline OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) on or after 6/1/2012 and Reason Code other than (18) - Submission Error Correction (Incorrect transaction type).
DD20 Action Code No Hard Stop



OMR-242 If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or before the later of the sixth year anniversary of the 1st Trial Payment Due Date (DD17) or January 1, 2016. DD1117 Dodd-Frank Certification Signature Date No Hard Stop




Sheet 3: Current Change Log








1st Lien Data Dictionary Changes - Revisions Effective Starting 11/01/2016

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

7/28/2016 HAMP Data Dictionary DD99 Maturity Date Before Modification Allowable Values Min: 03-04-2009
Max: 12-31-2059
Max: 12-31-2059

7/28/2016 HAMP Data Rules LIR-332 Rule Details
For all Trial and Official Modified loans, Maturity Date Before Modification (DD99) should be greater than 03/04/2009. Maturity Date Before Modification (DD99) must be after Date of Original Note (DD62).

7/28/2016 HAMP Data Rules OMR-193 Rule Details
If an Action Code (DD20) of (65) Tier 2 Remodification is provided on a Tier 1 OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) on or after 6/1/2012 and Reason Code other than (18) - Submission Error Correction (Incorrect transaction type). If an Action Code (DD20) of (65) Tier 2 Remodification is provided on a Tier 1 OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) on or after 6/1/2012 and a Trial Not Approved/Not Accepted Reason Code (DD218) other than (18) - Submission Error Correction (Incorrect transaction type) where the 1st Trial Payment Due Date (DD17) on the Tier 1 modification is before the Modification Evaluation Date (DD970) of the ADR record.


1st Lien Data Dictionary Changes - Revisions Effective Starting 08/01/2016

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

6/30/2016 HAMP Data Rules LIR-78 Rule Details
NPV Model Result Amount Post-mod (DD120) is mandatory if Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Principal Reduction Alternative (PRA) Code (DD592) is (1) No PRA - standard waterfall. NPV Model Result Amount Post-mod (DD120) is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Principal Reduction Alternative (PRA) Code (DD592) is (1) No PRA - standard waterfall.

6/30/2016 HAMP Data Rules LIR-216 Rule Details
Submission Status (DD210) of (6) Official Correction requires a corresponding existing Official loan in the HAMP system. Submission Status (DD210) of (6) Official Correction requires a corresponding existing Official modification of the same tier, based on Program Type/Campaign ID (DD10), in the HAMP system.

6/30/2016 HAMP Data Rules LIR-801 Rule Details
Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Modification Effective Date (DD105) is on or after the month of the modification’s End of Life Date. Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Modification Effective Date (DD105) is after the month of the modification’s End of Life Date.

6/30/2016 HAMP Data Rules LIR-802 Rule Details
Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if there is an associated HAFA Notification or HAFA Setup on the modification and the HAFA Transaction Closing Date (DD216), if provided, is before the submitted Modification Effective Date (DD105). Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if there is an associated HAFA Notification or HAFA Setup on the 1MP loan and the HAFA Transaction Closing Date (DD216), if provided, is before the submitted Modification Effective Date (DD105).

6/30/2016 HAMP Data Rules LIR-805 Rule Details
Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Borrower Execution Date (DD37) is on or after the modification’s End of Life Date. Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Borrower Execution Date (DD37) is after the modification’s End of Life Date.

6/30/2016 HAMP Data Rules LIR-824 All- new edit

Submission Status (DD210) of (6) Official Correction requires a corresponding Official modification in the HAMP system.

6/30/2016 HAMP Data Rules LIR-825 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, or HMP7, and Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac shall be rejected if it matches to an existing HAMP modification that is Official Disqualified and the submitted Investor Code (DD9) / GSE Loan Number (DD5) combination matches to a non-Cancelled, stand-alone GSE Standard Modification in the HAMP System.

4/28/2016 HAMP Data Dictionary DD120 NPV Model Result Amount Post-mod Condition under which data is required If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27


If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27 and Principal Reduction Alternative (PRA) Code is (1) No PRA - standard waterfall

4/28/2016 HAMP Data Dictionary DD121 NPV Model Result Amount Pre-mod Condition under which data is required If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27


If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27 and Principal Reduction Alternative (PRA) Code is (1) No PRA - standard waterfall.

4/28/2016 HAMP Data Rules LIR-218 Rule Details
Submission Status (DD210) of (6) Official Correction or (7) Official Cancel requires a corresponding loan in Official Mode, Active Payment Status in the HAMP system. Submission Status (DD210) of (7) Official Cancel requires a corresponding loan in Official Mode, Active Payment Status in the HAMP system.

4/28/2016 HAMP Data Rules LIR-427 Rule Details
Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7. Submission Status (DD210) of (1) Trial, (3) Official or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7.

4/28/2016 HAMP Data Rules LIR-429 Rule Details
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing loan in Trial Active, Trial Disqualified, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9, HMP12, HMP21, HMP22 or HMP27. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing loan in Trial Active, Trial Disqualified, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9, HMP12, HMP21, HMP22 or HMP27.

4/28/2016 HAMP Data Rules LIR-430 Rule Details
Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12. Submission Status (DD210) of (1) Trial, (3) Official or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12.

4/28/2016 HAMP Data Rules LIR-440 Rule Details
PRA NPV Model Result Amount Post-mod (DD570) must not equal NPV Model Result Amount Post-mod (DD120), if provided. PRA NPV Model Result Amount Post-mod (DD570) must not equal NPV Model Result Amount Post-mod (DD120), if both are provided.

4/28/2016 HAMP Data Rules LIR-444 Rule Details
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches to a Additional Data Reporting record with a Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) of (11) Loan Paid Off shall not be accepted. Submission Status (DD210) of (1) Trial or (3) Official where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches to an Additional Data Reporting record with a Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) of (11) Loan Paid Off shall not be accepted.

4/28/2016 HAMP Data Rules LIR-445 Rule Details
Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 will not be allowed if there was a matching Official modification in the HAMP system with Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 that was cancelled in the same month as the current submission. Submission Status (DD210) of (3) Official where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 will not be allowed if there was a matching Official modification in the HAMP system with Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 that was cancelled in the same month as the current submission.

4/28/2016 HAMP Data Rules LIR-446 Rule Details
Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 or HMP30 that was cancelled in the same month as the current submission. Submission Status (DD210) of (3) Official where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 or HMP30 that was cancelled in the same month as the current submission.

4/28/2016 HAMP Data Rules LIR-513 Rule Details
PRA NPV Model Result Amount Pre-mod (DD571) must be equal to NPV Model Result Amount Pre-mod (DD121), if provided. PRA NPV Model Result Amount Pre-mod (DD571) must be equal to NPV Model Result Amount Pre-mod (DD121), if both are provided.

4/28/2016 HAMP Data Rules LIR-66 Rule Details
NPV Model Result Amount Pre-mod (DD121) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. NPV Model Result Amount Pre-mod (DD121) is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Principal Reduction Alternative (PRA) Code (DD592) is (1) No PRA - standard waterfall.

4/28/2016 HAMP Data Rules LIR-767 Rule Details
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn state with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn state with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

4/28/2016 HAMP Data Rules LIR-769 Rule Details
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30.

4/28/2016 HAMP Data Rules LIR-777 Rule Details
Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP30 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 that was cancelled in the same month as the current submission. Submission Status (DD210) of (3) Official where Program Type/Campaign ID (DD10) is HMP30 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 that was cancelled in the same month as the current submission.

4/28/2016 HAMP Data Rules LIR-78 Rule Details
NPV Model Result Amount Post-mod (DD120) is mandatory, if Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. NPV Model Result Amount Post-mod (DD120) is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Principal Reduction Alternative (PRA) Code (DD592) is (1) No PRA - standard waterfall.

4/28/2016 HAMP Data Rules LIR-801 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Modification Effective Date (DD105) is on or after the month of the modifications End of Life Date.

4/28/2016 HAMP Data Rules LIR-802 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if there is an associated HAFA Notification or HAFA Setup on the modification and the HAFA Transaction Closing Date (DD216), if provided, is before the submitted Modification Effective Date (DD105).

4/28/2016 HAMP Data Rules LIR-804 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid Off or Official Withdrawn and there is an associated HAFA Setup on the modification and the Borrower Social Security Number (DD43) and/or the Co-Borrower Social Security Number (DD59) on the Official Correction does not match the Borrower Social Security Number (DD43) and/or the Co-Borrower Social Security Number (DD59) on the associated HAFA Setup. If no Co-Borrower Social Security Number (DD59) is present on the HAFA Setup, the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) on the Official Correction must match the Borrower Social Security Number (DD43) on the HAFA Setup.


4/28/2016 HAMP Data Rules LIR-805 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Borrower Execution Date (DD37) is on or after the modification’s End of Life Date.


4/28/2016 HAMP Data Rules LIR-806 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, or HMP7, and Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac shall be rejected if it matches to an existing modification that is Official Disqualified and the Official Disqualified modification is linked to a GSE Standard Modification that is not Cancelled and the submitted GSE Loan Number (DD5) does not match the existing GSE Loan Number (DD5) of the Official Disqualified modification.


4/28/2016 HAMP Data Rules LIR-807 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected when the Official Correction is submitted in the same reporting month the modification became Official Disqualified, Official Withdrawn or Official Paid Off.


4/28/2016 HAMP Data Rules LIR-809 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the first lien setup file is not allowed.


4/28/2016 HAMP Data Rules LIR-810 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the first lien setup file is not allowed.


4/28/2016 HAMP Data Rules LIR-811 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed.


4/28/2016 HAMP Data Rules LIR-812 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed.


4/28/2016 HAMP Data Rules LIR-813 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 within the first lien setup file is not allowed.


4/28/2016 HAMP Data Rules LIR-814 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 within the first lien setup file is not allowed.


4/28/2016 HAMP Data Rules LIR-815 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Borrower Social Security Number (DD43) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed.


4/28/2016 HAMP Data Rules LIR-816 All- new edit

Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 where the Co-Borrower Social Security Number (DD59) matches the Borrower Social Security Number (DD43) or the Co-Borrower Social Security Number (DD59) with the same Property Street Address (DD152), Property City (DD145), and Property State (DD151) of another modification record with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination with a Program Type/Campaign ID (DD10) of HMP30 that is either Trial Active, Trial Disqualified or Official (any state) within the HAMP system is not allowed.


4/28/2016 HAMP Data Rules LIR-821 All- new edit

Submission Status (DD210) of (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an existing modification that is Official Disqualified, Official Paid-Off or Official Withdrawn where the submitted Last Paid Installment Date After Modification (DD88) is greater than the reported Last Paid Installment Date (DD525) from the latest submission that caused the loan to be Official Disqualified, Official Paid Off or Official Withdrawn.

4/28/2016 HAMP Data Rules LIR-822 All- new edit

If either NPV Model Result Amount Post-mod (DD120) or NPV Model Result Amount Pre-mod (DD121) are provided, then both must be provided.

4/28/2016 HAMP Data Rules LIR-823 All- new edit

If either Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) or Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) are provided, then both must be provided.










1st Lien Data Dictionary Changes - Revisions Effective Starting 04/01/2016

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

2/25/2016 HAMP Data Dictionary DD109 Monthly Debt Payments excluding PITIA Definition Total amount of monthly debt payments excluding Principal, Interest, Taxes, Insurance and Association Dues (PITIA).



Total amount of monthly debt payments excluding Principal, Interest, Taxes, Insurance and Association Dues (PITIA).
Value must not be provided on Streamline HAMP.





1/21/2016 HAMP Data Rules LIR-437
All - Rule Removed Principal Write-down (Forgiveness) (DD139) must be equal to the Principal Reduction Alternative Amount (DD591) if Principal Reduction Alternative (PRA) Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness and Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30. (removed)

1/21/2016 HAMP Data Rules LIR-733
Rule Detail If Submission Status (DD210) is (1) Trial and the Investor Code (DD9) is (3) Private or (4) Portfolio and the Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 and the HAMP Servicer Number (DD8) is a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 3 (AAA) or null, then the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination of the submitted loan on the Trial record must exist as the Transferee HAMP Servicer Number and Transferee Servicer Loan Number in the last successfully processed servicing transfer deal where the SVT Investor Code Category (DD1058) is 2 (Non-GSE) and the SVT AAA Received Type Code (DD1064) equals 4 (AAA Approved). The last successfully processed deal shall be selected from all SVT deals where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination exists as either the transferee or transferor and the SVT Deal State Code (DD1056) of the deal is 12 (Transferred) and the SVT Loan State Code (DD1057) of the loan is 6 (Transferred) or 7 (Transferred with Action). If Submission Status (DD210) is (1) Trial, (3) Official or (6) Official Correction and the Investor Code (DD9) is (3) Private or (4) Portfolio and the Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 and the HAMP Servicer Number (DD8) is a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 3 (AAA) or null, then the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination of the submitted loan on the Trial record must exist as the Transferee HAMP Servicer Number and Transferee Servicer Loan Number in the last successfully processed servicing transfer deal where the SVT Investor Code Category (DD1058) is 2 (Non-GSE) and the SVT AAA Received Type Code (DD1064) equals 4 (AAA Approved). The last successfully processed deal shall be selected from all SVT deals where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination exists as either the transferee or transferor and the SVT Deal State Code (DD1056) of the deal is 12 (Transferred) and the SVT Loan State Code (DD1057) of the loan is 6 (Transferred) or 7 (Transferred with Action).

1/21/2016 HAMP Data Rules LIR-797
All - new edit
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and the Withdrawn Reason Code is Streamline HAMP Remodification.

1/21/2016 HAMP Data Rules LIR-798
All - new edit
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and the Withdrawn Reason Code is Tier 2 Remodification.

1/21/2016 HAMP Data Rules LIR-799
All - new edit
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1 - HMP Default shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 and Withdrawn Reason Code is Tier 1 Remodification.

1/21/2016 HAMP Data Rules LIR-800
All - new edit
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 and the Withdrawn Reason Code is Tier 2 Remodification.

12/17/2015 HAMP Data Rules LIR-712
Rule Detail Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 that was withdrawn in the same month as the current submission. Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 that was withdrawn in the same month as the current submission.

12/17/2015 HAMP Data Rules LIR-788
All - Rule Removed If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 Modification Effective Date (DD105) must be on or after 3/4/2009. (removed)

12/17/2015 HAMP Data Rules LIR-795
All - new edit
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to a modification with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 that is Official Disqualified and the Last Paid Installment Date Before Modification (DD89) on the submitted loan is less than the Last Paid Installment Date (DD525) reported on the OMR of the Disqualified loan.

12/17/2015 HAMP Data Rules LIR-796
All - new edit
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to a modification with a Program Type/Campaign ID (DD10) HMP30 that is Official Disqualified and the Last Paid Installment Date Before Modification (DD89) on the submitted loan is less than the Last Paid Installment Date (DD525) reported on the OMR of the Disqualified loan.

10/29/2015 HAMP Data Dictionary DD20 Action Code Allowable Values Enumeration:
60. Payoff
63. Proprietary Remodification
64. GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date
65. Tier 2 Remodification
Enumeration:
60. Payoff
63. Proprietary Remodification
64. GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date
65. Tier 2 Remodification
66. Streamline HAMP Remodification
67. Tier 1 Remodification


10/29/2015 HAMP Data Dictionary DD31 Back Ratio After Modification Definition The borrower's total debt-to-income ratio after modification. This is the borrower's total monthly expenses, including PITIA and other debt expenses, divided by their total monthly income. This includes Private Mortgage Insurance payments. Report to the 2nd decimal place (e.g. 50.25).
The borrower's total debt-to-income ratio after modification. This is the borrower's total monthly expenses, including PITIA and other debt expenses, divided by their total monthly income. This includes Private Mortgage Insurance payments. Report to the 2nd decimal place (e.g. 50.25).
Value must not be provided on Streamline HAMP.


Condition Under Which Data is Required
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27

Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

10/29/2015 HAMP Data Dictionary DD32 Back Ratio Before Modification Definition The borrower's total debt-to-income ratio based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This is the borrower's total monthly expenses, including PITIA and other debt expenses, divided by their total monthly income. This includes Private Mortgage Insurance payments.
Report to the 2nd decimal place (e.g. 50.25). Additionally, the value used in the trial loan set up data submission should reflect the income information used to establish the trial period plan terms, and the value used in the official loan set up data submission should reflect the income information used to establish the permanent modification terms.
The borrower's total debt-to-income ratio based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This is the borrower's total monthly expenses, including PITIA and other debt expenses, divided by their total monthly income. This includes Private Mortgage Insurance payments.
Report to the 2nd decimal place (e.g. 50.25). Additionally, the value used in the trial loan set up data submission should reflect the income information used to establish the trial period plan terms, and the value used in the official loan set up data submission should reflect the income information used to establish the permanent modification terms.
Value must not be provided on Streamline HAMP.


Condition Under Which Data is Required
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27

Loan Set-Up /Trial M C

Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

10/29/2015 HAMP Data Dictionary DD37 Borrower Execution Date Definition For trial loan submission, this is the date that the borrower executed (signed) the trial documents if available. Otherwise it is the date of the first payment (through check, wire, or credit card).
For official loan submission, this is the date that the borrower signed the official loan modification documents.
For trial loan submission, this is the date that the borrower executed (signed) the trial documents if available. Otherwise it is the date of the first payment (through check, wire, or credit card). Value is not provided for Streamline HAMP trial submissions.
For official loan submission, this is the date that the borrower signed the official loan modification documents.


Condition Under Which Data is Required If Transaction Closing Date is provided and is prior to November 1, 2012 For Trial submissions:
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27, HMP9, HMP12


Loan Set-up/Trial Modification M C

10/29/2015 HAMP Data Dictionary DD76 Front Ratio After Modification Definition The borrower's housing-debt-to-income ratio after modification. This is the borrower's monthly housing expense divided by their total monthly income. Private Mortgage Insurance payments must be excluded. Report to the 2nd decimal place (e.g. 31.05). The borrower's housing-debt-to-income ratio after modification. This is the borrower's monthly housing expense divided by their total monthly income. Private Mortgage Insurance payments must be excluded. Report to the 2nd decimal place (e.g. 31.05).
Value must not be provided on Streamline HAMP.


Condition Under Which Data is Required
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27

Loan Set-Up Trial M C

Loan Set-Up Official M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

10/29/2015 HAMP Data Dictionary DD77 Front Ratio Before Modification Definition The borrower's housing-debt-to-income ratio based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This is the borrower's monthly housing expense divided by their total monthly income. Private Mortgage Insurance payments must be excluded. Report to the 2nd decimal place (e.g. 50.25). Additionally, the value used in the trial loan set up data submission should reflect the income information used to establish the trial period plan terms, and the value used in the official loan set up data submission should reflect the income information used to establish the permanent modification terms. The borrower's housing-debt-to-income ratio based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This is the borrower's monthly housing expense divided by their total monthly income. Private Mortgage Insurance payments must be excluded. Report to the 2nd decimal place (e.g. 50.25). Additionally, the value used in the trial loan set up data submission should reflect the income information used to establish the trial period plan terms, and the value used in the official loan set up data submission should reflect the income information used to establish the permanent modification terms.
Value must not be provided on Streamline HAMP.


Condition Under Which Data is Required
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27

Loan Set-Up Trial M C

Loan Set-Up Official M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

10/29/2015 HAMP Data Dictionary DD78 Hardship Reason Code Allowable Values Enumeration:
1. Death of borrower
2. Illness of principal borrower
3. Illness of borrower family member
4. Death of borrower family member
5. Martial difficulties
6. Curtailment of income
7. Excessive obligation
8. Abandonment of property
9. Distant employment transfer
10. Property problem
11. Inability to sell property
12. Inability to rent property
13. Military service
14. Other
15. Unemployment
16. Business failure
17. Casualty Loss
18. Energy environment costs
19. Servicing problems
20. Payment adjustment
21. Payment dispute
22. Transfer of ownership pending
23. Fraud
24. Unable to contact borrower
25. Incarceration
Enumeration:
1. Death of borrower
2. Illness of principal borrower
3. Illness of borrower family member
4. Death of borrower family member
5. Martial difficulties
6. Curtailment of income
7. Excessive obligation
8. Abandonment of property
9. Distant employment transfer
10. Property problem
11. Inability to sell property
12. Inability to rent property
13. Military service
14. Other
15. Unemployment
16. Business failure
17. Casualty Loss
18. Energy environment costs
19. Servicing problems
20. Payment adjustment
21. Payment dispute
22. Transfer of ownership pending
23. Fraud
24. Unable to contact borrower
25. Incarceration
26. Data Not Available


10/29/2015 HAMP Data Dictionary DD9 Investor Code Allowable Values Enumeration:
1. Fannie Mae
2. Freddie Mac
3. Private +
4. Portfolio +

+ indicates Investor Codes eligible if Program Type =
HMP21 - HMP Default
HMP22 - HMP Imminent Default
HMP27 - Current
Enumeration:
1. Fannie Mae
2. Freddie Mac
3. Private +
4. Portfolio +

+ indicates Investor Codes eligible if Program Type =
HMP21 - HMP Default
HMP22 - HMP Imminent Default
HMP27 - Current
HMP30 - Streamline HAMP


10/29/2015 HAMP Data Dictionary DD110 Monthly Gross Income Definition Total monthly gross income as reported by the borrower and verified by the servicer. For evaluation of a non-owner-occupied property, exclude the rental income from the Monthly Gross Income for the property under evaluation. If there is income from additional rental properties, include the net income from these additional properties in the Monthly Gross Income. Report 2 decimals. Total monthly gross income as reported by the borrower and verified by the servicer. For evaluation of a non-owner-occupied property, exclude the rental income from the Monthly Gross Income for the property under evaluation. If there is income from additional rental properties, include the net income from these additional properties in the Monthly Gross Income. Report 2 decimals.
Value must not be provided on Streamline HAMP.


Condition Under Which Data is Required
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27

Loan Set-Up Trial M C

Loan Set-Up Official M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

10/29/2015 HAMP Data Dictionary DD956 Monthly Gross Rental Income Amount Definition For the non-owner occupied property under evaluation, the monthly gross rental income received from the property before any costs or expenses. Report 2 decimals.
For the non-owner occupied property under evaluation, the monthly gross rental income received from the property before any costs or expenses. Report 2 decimals.
Value must not be provided on Streamline HAMP


Conditionality Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied If Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID is HMP21, HMP22, or HMP27

10/29/2015 HAMP Data Dictionary DD119 NPV Date Definition Date of the NPV submission used to determine trial modification eligibility. This should be the same NPV Date reported for the trial modification setup. For Tier 1 and Tier 2: Date of the NPV submission used to determine trial modification eligibility. For Official Setup, this should be the same NPV Date reported for the trial modification setup.
For Streamline HAMP: The date the servicer determines the interest rate for the borrower’s Streamline HAMP modification terms. For Official Setup, this should be the same NPV Date reported for the trial modification setup.


10/29/2015 HAMP Data Dictionary DD120 NPV Model Result Amount Post-mod Definition Net Present Value amount generated from the model after modification.
Net Present Value amount generated from the model after modification.
Value must not be provided on Streamline HAMP


Condition Under Which Data is Required
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27

Loan Set-Up Trial M C

Loan Set-Up Official M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

10/29/2015 HAMP Data Dictionary DD121 NPV Model Result Amount Pre-mod Definition Net Present Value amount generated from the model before modification. Net Present Value amount generated from the model before modification.
Value must not be provided on Streamline HAMP


Condition Under Which Data is Required
If Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27

Loan Set-Up Trial M C

Loan Set-Up Official M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

10/29/2015 HAMP Data Dictionary DD958 Primary Residence Total Housing Expense Amount Definition For the non-owner-occupied property under evaluation, the total monthly housing expense for the borrower’s primary residence (the PITIA). If borrower does not own a primary residence and therefore does not have principal PITIA but is paying rent to live elsewhere, use rent amount in this field. Report 2 decimals. For the non-owner-occupied property under evaluation, the total monthly housing expense for the borrower’s primary residence (the PITIA). If borrower does not own a primary residence and therefore does not have principal PITIA but is paying rent to live elsewhere, use rent amount in this field. Report 2 decimals.
Value must not be provided on Streamline HAMP.


Condition Under Which Data is Required
Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID is HMP21, HMP22, or HMP27.

Loan Set-Up Trial M C

Loan Set-Up Official M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

10/29/2015 HAMP Data Dictionary DD132 Principal and Interest Payment After Modification Calculation P&I Payment After Modification = Monthly Gross Income * Front Ratio After Modification - Escrow Payment After Modification - Association Dues/Fees Before Modification (if exists) For Tier 1 and Tier 2:
P&I Payment After Modification = Monthly Gross Income * Front Ratio After Modification - Escrow Payment After Modification - Association Dues/Fees Before Modification (if exists)

For Streamline HAMP:
[[(Interest Rate After Mod/100)/12]/[1-(1+(Interest Rate After Mod/100)/12)^ - Amortization Term After Mod]] * UPB After Mod


10/29/2015 HAMP Data Dictionary DD135 Principal and Interest Payment Before Modification Calculation P&I Payment Before Modification = Monthly Gross Income * Front Ratio Before Modification - Escrow Payment Before Modification (if exists) - Association Dues/Fees Before Modification (if exists) For Tier 1 and Tier 2:
P&I Payment Before Modification = Monthly Gross Income * Front Ratio Before Modification - Escrow Payment Before Modification (if exists) - Association Dues/Fees Before Modification (if exists)

For Streamline HAMP: The calculations does not apply


10/29/2015 HAMP Data Dictionary DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod Definition Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall after modification. Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall after modification.
Value must not be provided on Streamline HAMP.


Condition Under Which Data Is Required If Principal Reduction Alternative (PRA) Code is 2 or 3. If Principal Reduction Alternative (PRA) Code is 2 or 3 and Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Dictionary DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod Definition Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall before modification. Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall before modification.
Value must not be provided on Streamline HAMP.


Condition Under Which Data Is Required If Principal Reduction Alternative (PRA) Code is 2 or 3. If Principal Reduction Alternative (PRA) Code is 2 or 3 and Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Dictionary DD140 Product After Modification Allowable Values Enumeration:

For First Lien Tier 1:
2. Fixed Rate
3. Step Rate

For First Lien Tier 2:
2. Fixed Rate
Enumeration:

For First Lien Tier 1:
2. Fixed Rate
3. Step Rate

For First Lien Tier 2 and Streamline HAMP:
2. Fixed Rate


10/29/2015 HAMP Data Dictionary DD10 Program Type/Campaign ID Allowable Values Enumeration (for 1st Lien):
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
HMP9 - FHA
HMP12 - Rural Development - HAMP
HMP21 - Tier 2 HMP Default
HMP22- Tier 2 HMP Imminent Default
HMP27 - Tier 2 Current
Enumeration (for 1st Lien):
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
HMP9 - FHA
HMP12 - Rural Development - HAMP
HMP21 - Tier 2 HMP Default
HMP22- Tier 2 HMP Imminent Default
HMP27 - Tier 2 Current
HMP30 - Streamline HAMP


10/29/2015 HAMP Data Dictionary DD1118 Investor Override Indicator All - new attribute added



10/29/2015 HAMP Data Rules LIR-40
Rule Detail Program Type/Campaign ID (DD10) is mandatory and must have a value of HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27. Program Type/Campaign ID (DD10) is mandatory and must have a value of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-45
All - Rule Removed Hardship Reason Code is mandatory and must be filled and must be one of the allowable values. (removed)

10/29/2015 HAMP Data Rules LIR-46
All - Rule Removed Monthly Gross Income is mandatory and must be filled and cannot be 0. (removed)

10/29/2015 HAMP Data Rules LIR-60
All - Rule Removed Back Ratio before modification is mandatory and must be filled. (removed)

10/29/2015 HAMP Data Rules LIR-61
All - Rule Removed Front Ratio Before Modification is mandatory and must be filled. (removed)

10/29/2015 HAMP Data Rules LIR-66
Rule Detail NPV Model Result Amount Pre-mod is mandatory and must be filled. NPV Model Result Amount Pre-mod (DD121) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.


10/29/2015 HAMP Data Rules LIR-72
All - Rule Removed Back Ratio After Modification is mandatory and must be filled. (removed)

10/29/2015 HAMP Data Rules LIR-73
All - Rule Removed Front Ratio After Modification is mandatory and must be filled and cannot be 0. (removed)

10/29/2015 HAMP Data Rules LIR-78
Rule Detail NPV Model Result Amount Post-mod is mandatory and must be filled. NPV Model Result Amount Post-mod (DD120) is mandatory, if Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-106
Rule Detail Borrower Execution Date is mandatory and must be filled and must be in a valid date format. (removed)

10/29/2015 HAMP Data Rules LIR-149
Rule Detail Borrower Execution Date (DD37) must be on or after 03/04/2009. Borrower Execution Date (DD37) must be on or after 03/04/2009, if provided.

10/29/2015 HAMP Data Rules LIR-184
Rule Detail Modification Effective Date (DD105) must be on or after 3/4/2009. (removed)

10/29/2015 HAMP Data Rules LIR-253
Rule Detail Trial Submissions where Trial Plan Type Code (DD401) is (2) Chapter 13 Bankruptcy will be rejected if Modification Effective Date is prior to 9/1/2010. If Trial Plan Type Code (DD401) is (2) Chapter 13 Bankruptcy and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Modification Effective Date (DD105) must be on or after 9/1/2010

10/29/2015 HAMP Data Rules LIR-340
Rule Detail For all Trial and Permanent Modifications, the Back Ratio Before Modification (DD32) should always be greater than or equal to the Front Ratio Before Modification (DD77) (removed)

10/29/2015 HAMP Data Rules LIR-351
Rule Detail Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be provided if Principal Reduction Alternative (PRA) Code (DD592) is '2' or ‘3’. Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be provided if Principal Reduction Alternative (PRA) Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-352
Rule Detail Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' (DD570) cannot be $0 if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness, 3 - PRA waterfall - non-incented forgiveness) Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' (DD570) cannot be $0 if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness or 3 - PRA waterfall - non-incented forgiveness) and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-353
Rule Detail Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be provided if Principal Reduction Alternative (PRA) Code (DD592) is '2' or ‘3’.
Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be provided if Principal Reduction Alternative (PRA) Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-354
Rule Detail Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod' (DD571) cannot be $0 if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness, 3 - PRA waterfall - non-incented forgiveness Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571), if provided, cannot be $0 if Principal Reduction Alternative (PRA) Code (DD592) (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness.

10/29/2015 HAMP Data Rules LIR-430
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12. Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12.

10/29/2015 HAMP Data Rules LIR-431
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Disqualified loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and the submitted Last Paid Installment Date Before Modification (DD89) is prior to the Last Paid Installment Date (DD525) on the existing record. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Disqualified loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and the submitted Last Paid Installment Date Before Modification (DD89) is prior to the Last Paid Installment Date (DD525) on the existing record.

10/29/2015 HAMP Data Rules LIR-432
Rule Detail Amortization Term After Modification (DD24) must be equal to the greater of (480 or Remaining Term Before Modification (DD165)) if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Tier 2 Investor Override Indicator (DD959) is false. Amortization Term After Modification (DD24) must be equal to the greater of (480 or Remaining Term Before Modification (DD165)) if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 and Investor Override Indicator (DD1118) is false.

10/29/2015 HAMP Data Rules LIR-433
Rule Detail If Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied then Program Type/Campaign ID (DD10) must be HMP21-Tier2 HMP Default. If Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied then Program Type/Campaign ID (DD10) must be HMP21-Tier2 HMP Default or HMP30-Streamline HAMP.

10/29/2015 HAMP Data Rules LIR-434
Rule Detail If Program Type/Campaign ID is (DD10) HMP21, HMP22 or HMP27, Interest Rate Lock Date for Modification (DD87) must be null. If Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30, Interest Rate Lock Date for Modification (DD87) must be null.

10/29/2015 HAMP Data Rules LIR-435
Rule Detail Interest Rate After Modification (DD83) must equal the [PMMS Rate plus Owner Occupied Premium Rate or Non-Owner Occupied Premium Rate, whichever applies] that was published at time of NPV Date (DD119) if Tier 2 Investor Override Indicator (DD959) is
N and Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. PMMS Rate should be rounded up to the nearest 1/8th.
Interest Rate After Modification (DD83) must equal the [PMMS Rate plus the Tier 2 Owner Occupied Premium Rate or Non-Owner Occupied Premium Rate, whichever applies] that was published at time of NPV Date (DD119) if Investor Override Indicator (DD1118) is N and Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.  PMMS Rate should be rounded up to the nearest 1/8th.


10/29/2015 HAMP Data Rules LIR-436
Rule Detail If Program Type/Campaign ID is (DD10) HMP21, HMP22 or HMP27, Max Interest Rate After Modification (DD100) must be null. If Program Type/Campaign ID is (DD10) HMP21, HMP22, HMP27 or HMP30, Max Interest Rate After Modification (DD100) must be null.

10/29/2015 HAMP Data Rules LIR-437
Rule Detail Principal Write-down (Forgiveness) (DD139) must be equal to the Principal Reduction Alternative Amount (DD591) if Principal Reduction Alternative (PRA) Code (DD592) is 2 or 3 and Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. Principal Write-down (Forgiveness) (DD139) must be equal to the Principal Reduction Alternative Amount (DD591) if Principal Reduction Alternative (PRA) Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness and Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-438
Rule Detail NPV Model Result Amount Pre-mod (DD121) must not be equal to NPV Model Result Amount Post-mod (DD120). NPV Model Result Amount Pre-mod (DD121) must not be equal to NPV Model Result Amount Post-mod (DD120), if provided.

10/29/2015 HAMP Data Rules LIR-445
Rule Detail Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 will not be allowed if there was a matching Official modification in the HAMP system with Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 that was cancelled in the same month as the current submission. Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 will not be allowed if there was a matching Official modification in the HAMP system with Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 that was cancelled in the same month as the current submission.

10/29/2015 HAMP Data Rules LIR-446
Rule Detail Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 that was cancelled in the same month as the current submission. Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 or HMP30 that was cancelled in the same month as the current submission.

10/29/2015 HAMP Data Rules LIR-451
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 within the 1st Lien setup file and HAMP system is not allowed.

10/29/2015 HAMP Data Rules LIR-452
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 within the 1st Lien setup file and HAMP system is not allowed.

10/29/2015 HAMP Data Rules LIR-454
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches an Additional Data Reporting Transaction where the Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is (4) Other Ineligible Property (i.e. Property Condemned, Property > 4 units) is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches an Additional Data Reporting Transaction where the HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is (4) Other Ineligible Property (i.e. Property Condemned, Property > 4 units) is not allowed.

10/29/2015 HAMP Data Rules LIR-455
Rule Detail Tier 2 Investor Override Indicator (DD959) must be null if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. Investor Override Indicator (DD1118) must be null if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

10/29/2015 HAMP Data Rules LIR-462
Rule Detail Tier 2 Investor Override Indicator (DD959) is mandatory and must have a value of true or false if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. Investor Override Indicator (DD1118) is mandatory and must have a value of true or false if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-477
Rule Detail Property Occupancy Status Code (DD149) is mandatory and must be (1) Vacant, (2) Borrower Occupied or (3) Tenant Occupied if Program Type/Campaign ID (DD 10) is HMP21, HMP22 or HMP27. Property Occupancy Status Code (DD149) is mandatory and must be (1) Vacant, (2) Borrower Occupied or (3) Tenant Occupied if Program Type/Campaign ID (DD 10) is HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-479
Rule Detail Property Usage Type Code (DD155) is mandatory and must be (1) Principal Residence or (3) Investment Property if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. Property Usage Type Code (DD155) is mandatory and must be (1) Principal Residence or (3) Investment Property if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-485
Rule Detail All step attributes must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. All step attributes must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-488
Rule Detail Product After Modification (DD140) must be (2) Fixed if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.
Product After Modification (DD140) must be (2) Fixed if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.


10/29/2015 HAMP Data Rules LIR-507
Rule Detail If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, Investor Code (DD9) must be (3) Private or (4) Portfolio. If Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30, Investor Code (DD9) must be (3) Private or (4) Portfolio.

10/29/2015 HAMP Data Rules LIR-519
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Of status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.

10/29/2015 HAMP Data Rules LIR-520
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.

10/29/2015 HAMP Data Rules LIR-525
Rule Detail If Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment After Modification (DD132) - calculated Principal and Interest Payment After Modification) / the calculated Principal and Interest Payment After Modification must be less than or equal to 0.5%.
If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment After Modification (DD132) - calculated Principal and Interest Payment After Modification) / the calculated Principal and Interest Payment After Modification must be less than or equal to 0.5%.

10/29/2015 HAMP Data Rules LIR-526
Rule Detail If Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment Before Modification (DD135) - calculated Principal and Interest Payment Before Modification) / the calculated Principal and Interest Payment Before Modification must be less than or equal to 0.5%. If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment Before Modification (DD135) - calculated Principal and Interest Payment Before Modification) / the calculated Principal and Interest Payment Before Modification must be less than or equal to 0.5%.

10/29/2015 HAMP Data Rules LIR-540
Rule Detail Principal and Interest Payment at 31% DTI (DD133) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. Principal and Interest Payment at 31% DTI (DD133) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-541
Rule Detail Principal and Interest Payment at 38% DTI (DD134) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.
Principal and Interest Payment at 38% DTI (DD134) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules LIR-547
Rule Detail Primary Residence Total Housing Expense Amount (DD958) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied. Primary Residence Total Housing Expense Amount (DD958) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID (DD10) is HMP21, HMP22, or HMP27.

10/29/2015 HAMP Data Rules LIR-548
Rule Detail Monthly Gross Rental Income Amount (DD956) must be null if Property Occupancy Status Code (DD149) is (2) Borrower Occupied. Monthly Gross Rental Income Amount (DD956) must be null if Property Occupancy Status Code (DD149) is (2) Borrower Occupied and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-549
Rule Detail Monthly Gross Rental Income Amount (DD956) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied. Monthly Gross Rental Income Amount (DD956) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied and Program Type/Campaign ID (DD10) is HMP21, HMP22, or HMP27.

10/29/2015 HAMP Data Rules LIR-550
Rule Detail Difference between delivered Front Ratio After Modification (DD76) and calculated Front End DTI After Modification must be less than or equal to 1%.

Calculated Front End DTI After Modification on owner occupied properties = Monthly Housing Expense After Modification (DD112) / Monthly Gross Income (DD110).

Calculated Front End DTI After Modification on non owner occupied properties = Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income after modification, if negative (absolute value) / Monthly Gross Income (DD110) + Subject property net rental income after modification, if positive.

Subject property net rental income after modification is calculated as (Monthly Gross Rental Income Amount (DD956) * 0.75) - Monthly Housing Expense After Modification (DD112).
The difference between delivered Front Ratio After Modification (DD76) and calculated Front End DTI After Modification must be less than or equal to 1%, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

Calculated Front End DTI After Modification on owner occupied properties = Monthly Housing Expense After Modification (DD112) / Monthly Gross Income (DD110).

Calculated Front End DTI After Modification on non owner occupied properties = Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income after modification, if negative (absolute value) / Monthly Gross Income (DD110) + Subject property net rental income after modification, if positive.

Subject property net rental income after modification is calculated as (Monthly Gross Rental Income Amount (DD956) * 0.75) - Monthly Housing Expense After Modification (DD112).


10/29/2015 HAMP Data Rules LIR-603
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.

10/29/2015 HAMP Data Rules LIR-604
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.

10/29/2015 HAMP Data Rules LIR-605
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off) within the HAMP system is not allowed.

10/29/2015 HAMP Data Rules LIR-606
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.


10/29/2015 HAMP Data Rules LIR-608
Rule Detail The difference between the submitted Front Ratio Before Modification (DD77) and the system calculated Front Ratio Before Modification must be less than or equal to 1%.

Front Ratio Before Modification calculation for Owner Occupied Properties:
Monthly Housing Expense Before Modification (DD113) / Monthly Gross Income (DD110)

Front Ratio Before Modification calculation for Non-Owner Occupied Properties:
(Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income before modification, if negative (absolute value)) / (Monthly Gross Income (DD110) + subject property net rental income before modification, if positive)

Subject property net rental income/loss before modification is calculated as follows:
(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Modification (DD113)
The difference between the submitted Front Ratio Before Modification (DD77) and the system calculated Front Ratio Before Modification must be less than or equal to 1%, if Program Type/Campaign ID is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

Front Ratio Before Modification calculation for Owner Occupied Properties:
Monthly Housing Expense Before Modification (DD113) / Monthly Gross Income (DD110)

Front Ratio Before Modification calculation for Non-Owner Occupied Properties:
(Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income before modification, if negative (absolute value)) / (Monthly Gross Income (DD110) + subject property net rental income before modification, if positive)

Subject property net rental income/loss before modification is calculated as follows:
(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Modification (DD113)


10/29/2015 HAMP Data Rules LIR-611
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, HMP12, HMP21, HMP22 or HMP27 and a matched GSE Standard Modification (Program Type (DD10) of SAI) exists (based on Investor Code (DD9) / GSE Loan Number (DD5) or HAMP Servicer Number (DD8) / Servicer Loan Number (DD14) combination), the GSE Standard Modification must be in a Loan State Code (DD251) of Canceled. If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, HMP12, HMP21, HMP22, HMP27 or HMP30 and a matched GSE Standard Modification (Program Type (DD10) of SAI) exists (based on Investor Code (DD9) / GSE Loan Number (DD5) or HAMP Servicer Number (DD8) / Servicer Loan Number (DD14) combination), the GSE Standard Modification must be in a Loan State Code (DD251) of Canceled.

10/29/2015 HAMP Data Rules LIR-705
Rule Detail Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Due Date (DD17) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Due Date (DD17) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record.

10/29/2015 HAMP Data Rules LIR-706
Rule Detail Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Posted Date (DD18) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Posted Date (DD18) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record.

10/29/2015 HAMP Data Rules LIR-710
Rule Detail Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or Tier 2 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date, Tier 2 Remodification or Streamline HAMP Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record.

10/29/2015 HAMP Data Rules LIR-713
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21 - Tier 2 HMP Default shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and Withdrawn Reason Code is Tier 2 Remodification. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21 - Tier 2 HMP Default shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 or HMP30 and Withdrawn Reason Code is Tier 2 Remodification.

10/29/2015 HAMP Data Rules LIR-714
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or Tier 2 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date, Tier 2 Remodification or Streamline HAMP Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record.


10/29/2015 HAMP Data Rules LIR-720
Rule Detail If Investor Code (DD9) is (3) Private or (4) Portfolio, Borrower Execution Date (D37) must be on or before 12/31/2017. If Investor Code (DD9) is (3) Private or (4) Portfolio, Borrower Execution Date (D37), if provided, must be on or before 12/31/2017.

10/29/2015 HAMP Data Rules LIR-730
Rule Detail Submission Status of (1) Trial, (3) Official, (6) Official Correction and (7) Official Cancel is not allowed on a loan with a Program Type/Campaign ID (DD10) of HMP 1, HMP2, HMP 7, HMP 21, HMP22 or HMP27 that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B. Submission Status of (1) Trial, (3) Official, (6) Official Correction and (7) Official Cancel is not allowed on a loan with a Program Type/Campaign ID (DD10) of HMP 1, HMP2, HMP 7, HMP 21, HMP22, HMP27 or HMP30 that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B.

10/29/2015 HAMP Data Rules LIR-733
Rule Detail If the HAMP Servicer Number (DD8) of the submitted non-GSE loan with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 is a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 3 (AAA) or null then the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination of the submitted loan must exist in the latest servicing transfer deal where the SVT Investor Code Category (DD1058) = 2 (Non-GSE) and the SVT AAA Received Type Code (DD1064) = 4 (AAA Approved) and the SVT Deal State Code (DD1056) = 12 (Transferred) and the SVT Loan State Code (DD1057) = 6 (Transferred) or 7 (Transferred with Action). If Submission Status (DD210) is (1) Trial and the Investor Code (DD9) is (3) Private or (4) Portfolio and the Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 and the HAMP Servicer Number (DD8) is a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 3 (AAA) or null, then the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination of the submitted loan on the Trial record must exist as the Transferee HAMP Servicer Number and Transferee Servicer Loan Number in the last successfully processed servicing transfer deal where the SVT Investor Code Category (DD1058) is 2 (Non-GSE) and the SVT AAA Received Type Code (DD1064) equals 4 (AAA Approved). The last successfully processed deal shall be selected from all SVT deals where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination exists as either the transferee or transferor and the SVT Deal State Code (DD1056) of the deal is 12 (Transferred) and the SVT Loan State Code (DD1057) of the loan is 6 (Transferred) or 7 (Transferred with Action).

10/29/2015 HAMP Data Rules LIR-736
Rule Detail The HAMP Servicer Number (DD8) of the submitted non-GSE loan with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 must be a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 1 (SPA), 3 (AAA) or 4 (Amended SPA). The HAMP Servicer Number (DD8) of the submitted non-GSE loan with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30 must be a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 1 (SPA), 3 (AAA) or 4 (Amended SPA).

10/29/2015 HAMP Data Rules LIR-739
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 or HMP12 and the latest associated modification contains a non-zero dollar amount of compensation in Disbursement Suspense after an Official Cancellation, then a Trial resubmission with an Investor Code (DD9) change to or from GSE to non-GSE or to or from Fannie Mae to Freddie Mac is not allowed.
If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 or HMP12 and the latest associated modification contains a non-zero dollar amount of compensation in Disbursement Suspense after an Official Cancellation, then a Trial resubmission with an Investor Code (DD9) change to or from GSE to non-GSE or to or from Fannie Mae to Freddie Mac is not allowed.

10/29/2015 HAMP Data Rules LIR-740
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 or HMP12 and the latest associated modification is Trial Active and a non-zero dollar amount of compensation exists in Disbursement Suspense, then a Submission Status (DD210) of 3 (Official) is not allowed. If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP30, HMP9 or HMP12 and the latest associated modification is Trial Active and a non-zero dollar amount of compensation exists in Disbursement Suspense, then a Submission Status (DD210) of 3 (Official) is not allowed.

10/29/2015 HAMP Data Rules LIR-741
All - new rule
If Program Type/Campaign ID (DD10) is HMP30, Hardship Reason Code (DD78) must be (26) Data Not Available.

10/29/2015 HAMP Data Rules LIR-742
All - new rule
Hardship Reason Code is mandatory and must be filled and must be one of the allowable values.


10/29/2015 HAMP Data Rules LIR-743
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27, Hardship Reason Code (DD78) cannot be (26) Data Not Available.

10/29/2015 HAMP Data Rules LIR-744
All - new rule
Back Ratio After Modification (DD31) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-745
All - new rule
Back Ratio After Modification (DD31) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-746
All - new rule
Back Ratio Before Modification (DD32) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-747
All - new rule
Back Ratio Before Modification (DD32) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-748
All - new rule
Borrower Execution Date (DD37) is mandatory and must be in a valid date format, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 and Submission Status (DD210) is (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel.

10/29/2015 HAMP Data Rules LIR-749
All - new rule
Borrower Execution Date (DD37) is mandatory and must be in a valid date format, if Program Type/Campaign ID (DD10) is HMP30 and Submission Status (DD210) is (3) Official, (6) Official Correction or (7) Official Cancel.

10/29/2015 HAMP Data Rules LIR-750
All - new rule
Front Ratio After Modification (DD76) is mandatory and must be greater than 0, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-753
All - new rule
Front Ratio After Modification (DD76) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-754
All - new rule
Front Ratio Before Modification (DD77) is mandatory, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-755
All - new rule
Front Ratio Before Modification (DD77) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-756
All - new rule
Monthly Debt Payments excluding PITIA (DD109) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-757
All - new rule
Monthly Gross Income (DD110) is mandatory and must be greater than 0, if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-758
All - new rule
Monthly Gross Income (DD110) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-759
All - new rule
Monthly Gross Rental Income Amount (DD956) must be null if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-760
All - new rule
NPV Model Result Amount Post-mod (DD120) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-761
All - new rule
NPV Model Result Amount Pre-mod (DD121) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-762
All - new rule
Primary Residence Total Housing Expense Amount (DD958) must be null if Program Type/Campaign ID (DD10) is HMP30 and Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied.

10/29/2015 HAMP Data Rules LIR-763
All - new rule
Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-764
All - new rule
Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be null, if Program Type/Campaign ID (DD10) is HMP30.

10/29/2015 HAMP Data Rules LIR-767
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn state with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

10/29/2015 HAMP Data Rules LIR-768
All - new rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if the loan has already received two prior HAMP modifications with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.
The following mode / state combinations are considered as HAMP modification :
- Trial Disqualified (any tier)
- Streamline Trial Cancel with a Trial Fallout Reason Code (DD217) of Failure to Meet Streamline HAMP Eligibility
- Trial Cancel (any tier) with a Trial Fallout Reason Code (DD217) of Modification Documents Not Returned by Borrower
- Official (any state, any tier)


10/29/2015 HAMP Data Rules LIR-769
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing loan in a Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30.

10/29/2015 HAMP Data Rules LIR-770
All - new rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if the loan has already received two prior HAMP modifications with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7 or HMP30.
The following mode / state combinations are considered as HAMP modification :
- Trial Disqualified (any tier)
- Streamline Trial Cancel with a Trial Fallout Reason Code (DD217) of Failure to Meet Streamline HAMP Eligibility
- Trial Cancel (any tier) with a Trial Fallout Reason Code (DD217) of Modification Documents Not Returned by Borrower
- Official (any state, any tier)


10/29/2015 HAMP Data Rules LIR-771
All - new rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an existing Trial Canceled loan in the HAMP System with a Trial Fallout Reason Code of (33) Failure to Meet Streamline HAMP Eligibility.

10/29/2015 HAMP Data Rules LIR-772
All - new rule
Submission Status (DD210) of (1) Trial, with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to a modification in the HAMP System for the loan where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 that was Official Disqualified in the same month as the current submission.

10/29/2015 HAMP Data Rules LIR-773
All - new rule
Submission Status (DD210) of (1) Trial, with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to a modification in the HAMP System for the loan where Program Type/Campaign ID (DD10) is HMP30 that was Official Disqualified in the same month as the current submission.

10/29/2015 HAMP Data Rules LIR-774
All - new rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 that was withdrawn in the same month as the current submission.

10/29/2015 HAMP Data Rules LIR-775
All - new rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 that was withdrawn in the same month as the current submission.

10/29/2015 HAMP Data Rules LIR-776
All - new rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP30 and the Withdrawn Reason Code is Tier 1 Remodification.

10/29/2015 HAMP Data Rules LIR-777
All - new rule
Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP30 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 that was cancelled in the same month as the current submission.

10/29/2015 HAMP Data Rules LIR-778
All - new rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 1 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record.

10/29/2015 HAMP Data Rules LIR-779
All - new rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 2 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record.

10/29/2015 HAMP Data Rules LIR-780
All - new rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and a Withdrawn Reason Code of Proprietary Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record.

10/29/2015 HAMP Data Rules LIR-781
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP30 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and a Withdrawn Reason Code of Proprietary Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record.

10/29/2015 HAMP Data Rules LIR-782
All - new rule
If Program Type/Campaign ID (DD10) is HMP30, 1st Trial Payment Due Date (DD17) must be on or after 9/1/2015, if provided.

10/29/2015 HAMP Data Rules LIR-783
All - new rule
If Program Type/Campaign ID (DD10) is HMP30, 1st Trial Payment Posted Date (DD18) must be on or after 9/1/2015, if provided.

10/29/2015 HAMP Data Rules LIR-784
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 1 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record.

10/29/2015 HAMP Data Rules LIR-785
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP30 and a Withdrawn Reason Code of Proprietary Remodification or Tier 2 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record.

10/29/2015 HAMP Data Rules LIR-786
All - new rule
Submission Status (DD210) of (1) Trial will be rejected if there is a matching Trial Cancel record in the same tier with a Trial Fallout Reason Code (DD217) of (32) Modification Documents Not Returned by Borrower.

10/29/2015 HAMP Data Rules LIR-788
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 Modification Effective Date (DD105) must be on or after 3/4/2009.

10/29/2015 HAMP Data Rules LIR-789
All - new rule
Interest Rate After Modification (DD83) must equal the [PMMS Rate plus the Streamline HAMP Owner Occupied Premium Rate or Non-Owner Occupied Premium Rate, whichever applies] that was published at time of NPV Date (DD119) if Investor Override Indicator (DD1118) is N and Program Type/Campaign ID (DD10) is HMP30.  PMMS Rate should be rounded up to the nearest 1/8th.

10/29/2015 HAMP Data Rules LIR-790
All - new rule
For all Trial and Permanent Modifications, the Back Ratio Before Modification (DD32) should always be greater than or equal to the Front Ratio Before Modification (DD77), if Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27.

10/29/2015 HAMP Data Rules LIR-791
All - new rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if the loan has already received two prior HAMP modifications with a Program Type/Campaign ID (DD10) of HMP21, HMP22, HMP27 or HMP30.
The following mode / state combinations are considered as HAMP modification :
- Trial Disqualified (any tier)
–Trial Cancelled with a Trial Fallout Reason Code (DD217) of (32) Modification Documents Not Returned by Borrower
- Streamline Trial Canceled with a Trial Fallout Reason Code (DD217) of (33)
Failure to Meet Streamline HAMP Eligibility
- Official (any state, any tier)


10/29/2015 HAMP Data Rules LIR-792
All - new rule
If Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27 or HMP30 then Unpaid Principal Balance Before Modification (DD225) must be greater than the Principal and Interest Payment Before Modification (DD135).

10/29/2015 HAMP Data Rules LIR-793
All - new rule
If the Program Type/Campaign ID (DD10) is (HMP30) Streamline HAMP, then 1st Trial Payment Due Date (DD17) - Last Paid Installment Date Before Modification (DD89) must be greater than or equal to 2 months.

10/29/2015 HAMP Data Rules LIR-794
All - new rule
If Program Type/Campaign ID (DD10) is HMP30 (Streamline HAMP), Trial Plan Type Code (DD401) must be (1) Standard Trial.

10/29/2015 HAMP Data Rules OMR-183
Rule Detail Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification, (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or (65) Tier 2 Remodification, if provided. Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification, (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date, (65) Tier 2 Remodification, (66) Streamline HAMP Remodification or (67) Tier 1 Remodification, if provided.

10/29/2015 HAMP Data Rules OMR-190
Rule Detail If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or (65) Tier 2 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 - Current. If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 – Current.

10/29/2015 HAMP Data Rules OMR-192
Rule Detail If an Action Code (DD20) of (65) Tier 2 Remodification is provided, the corresponding loan must have an Investor Code (DD9) of (3) Private or (4) Portfolio. If an Action Code (DD20) of (65) Tier 2 Remodification, (66) Streamline HAMP Remodification or (67) Tier 1 Remodification is provided, the corresponding loan must have an Investor Code (DD9) of (3) Private or (4) Portfolio.

10/29/2015 HAMP Data Rules OMR-202
Rule Detail If a Recast Reporting Type Code (DD1090) of (1) Recast is provided, Program Type/Campaign ID (DD10) of the corresponding loan must be HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27. If a Recast Reporting Type Code (DD1090) of (1) Recast is provided, Program Type/Campaign ID (DD10) of the corresponding loan must be HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 or HMP30.

10/29/2015 HAMP Data Rules OMR-232
All - new rule
If an Action Code (DD20) of (66) Streamline HAMP Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7.

10/29/2015 HAMP Data Rules OMR-233
All - new rule
If an Action Code (DD20) of (67) Tier 1 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP30.

10/29/2015 HAMP Data Rules OMR-234
All - new rule
If an Action Code (DD20) of (66) Streamline HAMP Remodification or (67) Tier 1 Remodification is provided, the Action Code Date (DD21) must be on or after 09/01/2015.

10/29/2015 HAMP Data Rules OMR-236
All - new rule
If an Action Code (DD20) of (65) Tier 2 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default, HMP7 - Current or HMP30 - Streamline HAMP.

10/29/2015 HAMP Data Rules OMR-240
All - new rule
If an Action Code (DD20) of (67) Tier 1 Remodification is provided on a Streamline OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) before 6/1/2012 and Reason Code other than (18) - Submission Error Correction (Incorrect transaction type).

10/29/2015 HAMP Data Rules OMR-241
All - new rule
If an Action Code (DD20) of (65) Tier 2 Remodification is provided on a Streamline OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) on or after 6/1/2012 and Reason Code other than (18) - Submission Error Correction (Incorrect transaction type).


10/29/2015 HAMP Data Rules OMR-242
All - new rule
If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or before the later of the sixth year anniversary of the 1st Trial Payment Due Date (DD17) or January 1, 2016.

1st Lien Data Dictionary Changes - Revisions Effective Starting 09/01/2015

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

8/10/2015 HAMP Data Dictionary DD1095 Dodd-Frank Certification Received Type Code Description A code identifying whether or not the Dodd-Frank Certification was received by the later of the sixth year anniversary of the First Trial Payment Due Date or September 1, 2015. The equivalent GSE version of this document is the Fannie Mae/Freddie Mac Form 720, Real Estate Fraud Certification Form. A code identifying that an executed Dodd-Frank Certification was received from the borrower. The equivalent GSE version of this document is the Fannie Mae/Freddie Mac Form 720, Real Estate Fraud Certification Form.

8/10/2015 HAMP Data Dictionary DD1117 Dodd-Frank Certification Signature Date Allowable Values Data Range:
Min: 2009-04-01
Max: The later of the sixth year anniversary of the 1st Trial Payment Due Date or 2015-09-01.
Data Range:
Min: 2009-04-01


8/10/2015 HAMP Data Rules OMR-226
All - Rule Removed If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or before the later of the sixth year anniversary of the 1st Trial Payment Due Date (DD17) or September 1, 2015. (removed)

6/25/2015 HAMP Data Rules LIR-91
BKFS Yes No

6/25/2015 HAMP Data Rules LIR-92
BKFS Yes No

6/25/2015 HAMP Data Rules LIR-188
Rule Detail If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, NPV Date (DD119) must be on or before 9/30/2016. If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, NPV Date (DD119) must be on or before 9/30/2017.

6/25/2015 HAMP Data Rules LIR-449
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 in the submitted 1st Lien setup file is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP9, or HMP12 and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, or HMP12 in the submitted 1st Lien setup file is not allowed.

6/25/2015 HAMP Data Rules LIR-450
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 in the submitted 1st Lien setup file is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP9, or HMP12 and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, or HMP12 in the submitted 1st Lien setup file is not allowed.

6/25/2015 HAMP Data Rules LIR-486
Rule Detail If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Modification Effective Date (DD105) must be on or before 9/30/2016. If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Modification Effective Date (DD105) must be on or before 9/30/2017.

6/25/2015 HAMP Data Rules LIR-489
Rule Detail If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Borrower Execution Date (DD37) must be on or before 12/31/2016. If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Borrower Execution Date (DD37) must be on or before 12/31/2017.

6/25/2015 HAMP Data Rules LIR-493
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2016. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2017.

6/25/2015 HAMP Data Rules LIR-494
Rule Detail If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, First Payment Due Date After Modification (DD74) must be on or before 9/30/2016. If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, First Payment Due Date After Modification (DD74) must be on or before 9/30/2017.

6/25/2015 HAMP Data Rules LIR-495
Rule Detail If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2016, if provided. If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2017, if provided.

6/25/2015 HAMP Data Rules LIR-505
Rule Detail If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Maturity Date After Modification (DD98) must be on or before 12/31/2061, if provided. If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Maturity Date After Modification (DD98) must be on or before 12/31/2062, if provided.

6/25/2015 HAMP Data Rules LIR-667
All - rule removed If Investor Code (DD9) is Fannie Mae (1) or Freddie Mac (2), 1st Trial Payment Due Date (DD17) must be on or before 3/1/2016, if provided.


6/25/2015 HAMP Data Rules OMR-135
Rule Detail If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Action Code Date (DD21) must be on or before 1/15/2031. If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Action Code Date (DD21) must be on or before 1/15/2032.

6/25/2015 HAMP Data Rules OMR-137
Rule Detail If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Step Payment Effective Date (DD208) must be on or before 01/15/2031. If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Step Payment Effective Date (DD208) must be on or before 01/15/2032.

6/25/2015 HAMP Data Rules OMR-139
Rule Detail If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date (DD525) must be on or before 1/15/2031. If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date (DD525) must be on or before 1/15/2032.

4/30/2015 HAMP Data Dictionary DD20 Action Code Allowable Values Enumeration:
60. Payoff
63. Proprietary Remodification
64. GSE Repurchase After Initial Modification Term
65. Tier 2 Remodification
Enumeration:
60. Payoff
63. Proprietary Remodification
64. GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date
65. Tier 2 Remodification


4/30/2015 HAMP Data Dictionary DD21 Action Code Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2031-01-15
Data Range:
Min: 2009-03-04
Max: 2032-01-15


4/30/2015 HAMP Data Dictionary DD37 Borrower Execution Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2016-12-31
Data Range:
Min: 2009-03-04
Max: 2017-12-31


4/30/2015 HAMP Data Dictionary DD1117 Dodd-Frank Certification Signature Date All - new attribute added



4/30/2015 HAMP Data Dictionary DD1095 Dodd-Frank Certification Received Type Code All - new attribute added



4/30/2015 HAMP Data Dictionary DD74 First Payment Due Date After Modification Allowable Values Data Range:
Min: 2009-02-01
Max: 2016-09-30
Data Range:
Min: 2009-02-01
Max: 2017-09-30


4/30/2015 HAMP Data Dictionary DD87 Interest Rate Lock Date for Modification Allowable Values Data Range:
Min: 2009-02-19
Max: 2016-09-30
Data Range:
Min: 2009-02-19
Max: 2017-09-30


4/30/2015 HAMP Data Dictionary DD525 Last Paid Installment Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2031-01-15
Data Range:
Min: 2009-03-04
Max: 2032-01-15


4/30/2015 HAMP Data Dictionary DD88 Last Paid Installment Date After Modification Allowable Values Data Range:
Min: 2009-02-01
Max: 2016-09-30
Data Range:
Min: 2009-02-01
Max: 2017-09-30


4/30/2015 HAMP Data Dictionary DD98 Maturity Date After Modification Allowable Values Data Range:
Max: 12-31-2061
Data Range:
Max: 2062-12-31


4/30/2015 HAMP Data Dictionary DD105 Modification Effective Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2016-09-30
Data Range:
Min: 2009-03-04
Max: 2017-09-30


4/30/2015 HAMP Data Dictionary DD1093 Monthly Principal and Interest With Recast All - new attribute added



4/30/2015 HAMP Data Dictionary DD1089 Monthly Principal and Interest Without Recast All - new attribute added



4/30/2015 HAMP Data Dictionary DD119 NPV Date Allowable Values Data Range:
Min: 2009-02-01
Max: Today's System Date or 9-30-2016, whichever is earlier.
Data Range:
Min: 2009-02-01
Max: Today's System Date or 2017-09-30, whichever is earlier.


4/30/2015 HAMP Data Dictionary DD139 Principal Write-down (Forgiveness) Definition Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF). Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF). NOTE: This definition is different than the definition specified for the Additional Data Reporting transaction.

4/30/2015 HAMP Data Dictionary DD1090 Recast Reporting Type Code All - new attribute added



4/30/2015 HAMP Data Dictionary DD1091 Recast Effective Date
All - new attribute added



4/30/2015 HAMP Data Dictionary DD1003 Repurchase Type Code Allowable Values Enumerations:
1. Repurchased when a Trial
2. Repurchased during the first five years of a Permanent GSE HAMP Modification Term
3. Repurchase Reported in Error
Enumerations:
1. Repurchased when a Trial
2. Repurchased Within 6 Years of 1st Trial Payment Due Date
3. Repurchase Reported in Error


4/30/2015 HAMP Data Dictionary DD208 Step Payment Effective Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2031-01-15
Data Range:
Min: 2009-03-04
Max: 2032-01-15


4/30/2015 HAMP Data Rules LIR-92
Rule Detail Date of Original Note must be less than or equal to 1/1/2009. Date of Original Note (DD62) must be on or before 1/1/2009.

4/30/2015 HAMP Data Rules LIR-149
Rule Detail Borrower Execution Date must be greater than or equal 03/04/2009. Borrower Execution Date (DD37) must be on or after 03/04/2009.

4/30/2015 HAMP Data Rules LIR-184
Rule Detail Loan Modification Effective Date must be greater than or equal to 3/4/2009. Modification Effective Date (DD105) must be on or after 3/4/2009.

4/30/2015 HAMP Data Rules LIR-185
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) if provided, must be greater than or equal to 2/19/2009. If Program Type/Campaign ID (DD10)is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) must be on or after 2/19/2009.

4/30/2015 HAMP Data Rules LIR-187
Rule Detail NPV Date must be greater than or equal to 2/1/2009. NPV Date (DD119) must be on or after 2/1/2009.

4/30/2015 HAMP Data Rules LIR-188
Rule Detail NPV Date (DD119) must be on or before 9/30/2016. If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, NPV Date (DD119) must be on or before 9/30/2016.

BKFS Yes No

4/30/2015 HAMP Data Rules LIR-191
Rule Detail First Payment Due Date After Modification must be greater than or equal to 2/1/2009. First Payment Due Date After Modification (DD74) must be on or after 2/1/2009.

4/30/2015 HAMP Data Rules LIR-192
Rule Detail Last Paid Installment Date After Modification if provided, must be greater than or equal to 2/1/2009. Last Paid Installment Date After Modification (DD88), if provided, must be on or after 2/1/2009.

4/30/2015 HAMP Data Rules LIR-204
Rule Detail The Principal and Interest Payment Before Modification (DD135) must be greater than or equal to the Principal and Interest Payment After Modification (DD132). The Principal and Interest Payment Before Modification (DD135) must be greater than or equal to the Principal and Interest Payment After Modification (DD132) if the 1st Trial Payment Due Date (DD17) is after 12/01/2011.

4/30/2015 HAMP Data Rules LIR-249
Rule Detail The transaction cannot be processed because the compensation cap allocation for the HAMP Registration Number associated with this Servicer Number has been reached. The submitted HAMP Servicer Number (DD8) is associated with a servicer on the Do Not Board List and is not allowed.

4/30/2015 HAMP Data Rules LIR-307
Rule Detail Supplementary Assistance Code (DD678) must be one of the following allowable values:
- None(1)
- Hardest Hit Fund(2)
- No value existed prior to attribute introduction(3)
Supplementary Assistance Code (DD678) must be one of the following allowable values:
- None(1)
- Hardest Hit Fund(2)
- No value existed prior to attribute introduction(3)

Black Knight will block enumeration 3 as it is not for servicer use.


4/30/2015 HAMP Data Rules LIR-342
Rule Detail Principal Reduction Alternative (PRA) Code (DD592) is a mandatory field and must be one of the valid enumerations.
1 - No PRA - standard waterfall
2 - PRA waterfall - incented forgiveness
3 - PRA waterfall - non-incented forgiveness)
4 - No value. Record existed prior to attribute introduction
Principal Reduction Alternative (PRA) Code (DD592) is a mandatory field and must be one of the valid enumerations.
1 - No PRA - standard waterfall
2 - PRA waterfall - incented forgiveness
3 - PRA waterfall - non-incented forgiveness)
4 - No value. Record existed prior to attribute introduction

Black Knight will block enumeration 4 as it is not for servicer use.


4/30/2015 HAMP Data Rules LIR-486
Rule Detail Modification Effective Date (DD105) must be on or before 9/30/2016. If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Modification Effective Date (DD105) must be on or before 9/30/2016.

BKFS Yes No

4/30/2015 HAMP Data Rules LIR-489
Rule Detail Borrower Execution Date (DD37) must be on or before 12/31/2016. If Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Borrower Execution Date (DD37) must be on or before 12/31/2016.


BKFS Yes No

4/30/2015 HAMP Data Rules LIR-493
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2016. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2016.

BKFS Yes No

4/30/2015 HAMP Data Rules LIR-494
Rule Detail First Payment Due Date After Modification (DD74) must be on or before 9/30/2016. If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, First Payment Due Date After Modification (DD74) must be on or before 9/30/2016.

BKFS Yes No

4/30/2015 HAMP Data Rules LIR-495
Rule Detail Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2016, if provided. If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2016, if provided.

BKFS Yes No

4/30/2015 HAMP Data Rules LIR-505
Rule Detail Maturity Date After Modification (DD98) must be on or before 12/31/2061, if provided. If the Investor Code (DD9) is (1) Fannie Mae or (2) Freddie Mac, Maturity Date After Modification (DD98) must be on or before 12/31/2061, if provided.

BKFS Yes No

4/30/2015 HAMP Data Rules LIR-603
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.

4/30/2015 HAMP Data Rules LIR-604
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.

4/30/2015 HAMP Data Rules LIR-605
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.

4/30/2015 HAMP Data Rules LIR-606
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 HMP9 and HMP12 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, HMP27 HMP9 and HMP12 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.


4/30/2015 HAMP Data Rules LIR-616
Rule Detail Repurchase Type Code (DD1003) must be one of the following allowable values, if provided:
(1) Repurchased When in Trial
(2) Repurchased during the first five years of a Permanent GSE HAMP Modification Term
(3) Repurchase Reported in Error
Repurchase Type Code (DD1003) must be one of the following allowable values, if provided:
(1) Repurchased When in Trial
(2) Repurchased Within 6 Years of 1st Trial Payment Due Date
(3) Repurchase Reported in Error


4/30/2015 HAMP Data Rules LIR-695
Rule Detail If a GSE loan completes its initial modification term and is subsequently official cancelled to a trial active state, the servicer should not submit a new trial or official setup for that loan with a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased during the first five years of a Permanent GSE HAMP Modification Term. If a GSE loan is beyond the 6th anniversary of the 1st Trial Payment Due Date and is subsequently official cancelled to a trial active state, the servicer should not submit a new trial or official setup for that loan with a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased Within 6 Years of 1st Trial Payment Due Date.

4/30/2015 HAMP Data Rules LIR-696
Rule Detail If Submission Status (DD210) is (6) Official Correction and the existing modification has completed its initial modification term, Repurchase Type Code (DD1003) must match the existing value in HAMP, if provided. Changes are not allowed If Submission Status (DD210) is (6) Official Correction and the existing modification has reached the 6th anniversary of the 1st Trial Payment Due Date, Repurchase Type Code (DD1003) must match the existing value in HAMP, if provided. Changes are not allowed.

4/30/2015 HAMP Data Rules LIR-705
Rule Detail Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a withdrawn Reason Code of GSE Repurchase After Initial Modification Term and the submitted 1st Trial Payment Due Date (DD17) is before the date the existing record completed its initial modification term. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Due Date (DD17) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record.

4/30/2015 HAMP Data Rules LIR-706
Rule Detail Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of GSE Repurchase After Initial Modification Term and the submitted 1st Trial Payment Posted Date (DD18) is on or before the date the existing record completed its initial modification term. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date and the submitted 1st Trial Payment Posted Date (DD18) is before the 6th Anniversary of 1st Trial Payment Due Date of the existing record.

4/30/2015 HAMP Data Rules LIR-710
Rule Detail Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After Initial Modification Term or Tier 2 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record. Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or Tier 2 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record.

4/30/2015 HAMP Data Rules LIR-714
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After Initial Modification Term or Tier 2 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or Tier 2 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record.


4/30/2015 HAMP Data Rules LIR-719
All - new rule
If Investor Code (DD9) is (3) Private or (4) Portfolio, Modification Effective Date (DD105) must be on or before 9/30/2017.

4/30/2015 HAMP Data Rules LIR-720
All - new rule
If Investor Code (DD9) is (3) Private or (4) Portfolio, Borrower Execution Date (D37) must be on or before 12/31/2017.

4/30/2015 HAMP Data Rules LIR-721
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and if Investor Code (DD9) is (3) Private or (4) Portfolio, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2017.

4/30/2015 HAMP Data Rules LIR-722
All - new rule
If Investor Code (DD9) is (3) Private or (4) Portfolio, NPV Date (DD119) must be on or before 9/30/2017.

4/30/2015 HAMP Data Rules LIR-723
All - new rule
If Investor Code (DD9) is (3) Private or (4) Portfolio, First Payment Due Date After Modification (DD74) must be on or before 9/30/2017.

4/30/2015 HAMP Data Rules LIR-724
All - new rule
If Investor Code (DD9) is (3) Private or (4) Portfolio, Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2017, if provided.

4/30/2015 HAMP Data Rules LIR-725
All - new rule
If Investor Code (DD9) is (3) Private or (4) Portfolio, Maturity Date After Modification (DD98) must be on or before 12/31/2062.

4/30/2015 HAMP Data Rules LIR-730
All - new rule
Submission Status of (1) Trial, (3) Official, (6) Official Correction and (7) Official Cancel is not allowed on a loan with a Program Type/Campaign ID (DD10) of HMP 1, HMP2, HMP 7, HMP 21, HMP22 or HMP27 that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B.

4/30/2015 HAMP Data Rules LIR-733
All - new rule
If the HAMP Servicer Number (DD8) of the submitted non-GSE loan with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 is a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 3 (AAA) or null then the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination of the submitted loan must exist in the latest servicing transfer deal where the SVT Investor Code Category (DD1058) = 2 (Non-GSE) and the SVT AAA Received Type Code (DD1064) = 4 (AAA Approved) and the SVT Deal State Code (DD1056) = 12 (Transferred) and the SVT Loan State Code (DD1057) = 6 (Transferred) or 7 (Transferred with Action).

4/30/2015 HAMP Data Rules LIR-736
All - new rule
The HAMP Servicer Number (DD8) of the submitted non-GSE loan with a Program Type/Campaign ID (DD10) of HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27 must be a servicer with a Servicer First Lien SPA Status Type Code (DD1103) of 1 (SPA), 3 (AAA) or 4 (Amended SPA).

4/30/2015 HAMP Data Rules LIR-739
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 or HMP12 and the latest associated modification contains a non-zero dollar amount of compensation in Disbursement Suspense after an Official Cancellation, then a Trial resubmission with an Investor Code (DD9) change to or from GSE to non-GSE or to or from Fannie Mae to Freddie Mac is not allowed.

4/30/2015 HAMP Data Rules LIR-740
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP21, HMP22, HMP27, HMP9 or HMP12 and the latest associated modification is Trial Active and a non-zero dollar amount of compensation exists in Disbursement Suspense, then a Submission Status (DD210) of 3 (Official) is not allowed.

4/30/2015 HAMP Data Rules OMR-116
All - rule removed The reported interest amount must match the HAMP internally calculated interest and the difference between the reported and the calculated values must be within the allowable tolerance. (removed)

4/30/2015 HAMP Data Rules OMR-117
All - rule removed The reported Principal amount must match the HAMP internally calculated Principal and the difference between the reported and the calculated values must be within the allowable tolerance. (removed)

4/30/2015 HAMP Data Rules OMR-131
All - rule removed The reported P&I amount must match the value at time of official loan modification or at step rate change. (removed)

4/30/2015 HAMP Data Rules OMR-134
Rule Detail The Action Code Date must be greater than or equal to 3/4/2009.
Action Code Date (DD21), if provided, must be on or after 3/4/2009.

BKFS Yes No

4/30/2015 HAMP Data Rules OMR-135

Action Code Date (DD21) must be on or before 1/15/2031. If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Action Code Date (DD21) must be on or before 1/15/2031.

BKFS Yes No

4/30/2015 HAMP Data Rules OMR-136
Rule Detail Step Payment Effective Date must be greater than or equal to 3/4/2009. Step Payment Effective Date (DD208), if provided, must on or after 3/4/2009.


4/30/2015 HAMP Data Rules OMR-137
Rule Detail Step Payment Effective Date (DD208) must be on or before 01/15/2031. If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Step Payment Effective Date (DD208) must be on or before 01/15/2031.

BKFS Yes No

4/30/2015 HAMP Data Rules OMR-138
Rule Detail Last Paid Installment Date must be greater than or equal to 3/4/2009. Last Paid Installment Date (DD525) must be on or after 3/4/2009.

4/30/2015 HAMP Data Rules OMR-139
Rule Detail Last Paid Installment Date (DD525) must be on or before 1/15/2031. If Investor Code (DD9) on the corresponding loan is (1) Fannie Mae or (2) Freddie Mac, Last Paid Installment Date (DD525) must be on or before 1/15/2031.

BKFS Yes No

4/30/2015 HAMP Data Rules OMR-183
Rule Detail Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification, (64) GSE Repurchase After Initial Modification Term or (65) Tier 2 Remodification, if provided. Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification, (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or (65) Tier 2 Remodification, if provided.

4/30/2015 HAMP Data Rules OMR-185
Rule Detail If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, Action Code Date (DD21) must be after the date that the corresponding loan completed its initial modification term. If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, Action Code Date (DD21) must be on or after the 6th Anniversary of 1st Trial Payment Due Date of the existing record.

4/30/2015 HAMP Data Rules OMR-187
Rule Detail If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have completed its initial modification term. (removed)

4/30/2015 HAMP Data Rules OMR-188
Rule Detail If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have an Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac. If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, the corresponding loan must have an Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac.

4/30/2015 HAMP Data Rules OMR-189
Rule Detail If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must not have a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased during the first five years of a Permanent GSE HAMP Modification Term. If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date is provided, the corresponding loan must not have a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased within 6 years of 1st Trial Payment Due Date.

4/30/2015 HAMP Data Rules OMR-190
Rule Detail If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term or (65) Tier 2 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 - Current. If an Action Code (DD20) of (64) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date or (65) Tier 2 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 - Current.

4/30/2015 HAMP Data Rules OMR-197
All - new rule
If one of the following attributes are provided, all must be provided: Recast Reporting Type Code (DD1090) of (1) Recast, Recast Effective Date (DD1091), Monthly Principal and Interest Without Recast (DD1089) and Monthly Principal and Interest With Recast (DD1093).

4/30/2015 HAMP Data Rules OMR-200
All - new rule
If Recast Effective Date (DD1091) is provided it must be after the sixth anniversary of the 1st Trial Payment Due Date (DD17) of the corresponding loan.

4/30/2015 HAMP Data Rules OMR-201
All - new rule
If a Recast Reporting Type Code (DD1090) is provided, it must be either (1) Recast or (2) Recast Reported in Error.

4/30/2015 HAMP Data Rules OMR-202
All - new rule
If a Recast Reporting Type Code (DD1090) of (1) Recast is provided, Program Type/Campaign ID (DD10) of the corresponding loan must be HMP1, HMP2, HMP7, HMP21, HMP22 or HMP27.

4/30/2015 HAMP Data Rules OMR-203
All - new rule
If Recast Effective Date (DD1091) is provided, it must be in a valid date format.

4/30/2015 HAMP Data Rules OMR-204
All - new rule
If Recast Effective Date (DD1091) is provided, it must be on or before the OMR submission date.

4/30/2015 HAMP Data Rules OMR-205
All - new rule
Recast Effective Date (DD1091) must be before Action Code Date (DD21), if both are provided.

4/30/2015 HAMP Data Rules OMR-206
All - new rule
If a Recast Reporting Type Code (DD1090) of (2) Recast Reported in Error is provided, the corresponding loan must have a Recast Status Type Code (DD1092) of (1) Recast.

4/30/2015 HAMP Data Rules OMR-209
All - new rule
If a Recast Reporting Type Code (DD1090) of (2) Recast Reported in Error is provided, Recast Effective Date (DD1091), Monthly Principal and Interest Without Recast (DD1089), and Monthly Principal and Interest with Recast (DD1093) must be null.

4/30/2015 HAMP Data Rules OMR-211
All - new rule
If Investor Code (DD9) on the corresponding loan is (3) Private or (4) Portfolio, Action Code Date (DD21) must be on or before 1/15/2032.

4/30/2015 HAMP Data Rules OMR-212
All - new rule
If Investor Code (DD9) on the corresponding loan is (3) Private or (4) Portfolio, Step Payment Effective Date (DD208) must be on or before 1/15/2032.

4/30/2015 HAMP Data Rules OMR-213
All - new rule
If Investor Code (DD9) on the corresponding loan is (3) Private or (4) Portfolio, Last Paid Installment Date (DD525) must be on or before 1/15/2032.

4/30/2015 HAMP Data Rules OMR-217
All - new rule
Monthly Principal and Interest With Recast (DD1093) must be less than or equal to Monthly Principal and Interest Without Recast (DD1089), if both are provided.

4/30/2015 HAMP Data Rules OMR-218
All - new rule
If a Dodd-Frank Certification Received Type Code (DD1095) is provided, it must be either (1) Dodd-Frank Certification Received or (2) Dodd-Frank Certification Reported in Error.

4/30/2015 HAMP Data Rules OMR-219
All - new rule
Dodd-Frank Certification Received Type Code (DD1095) must be blank if the associated modification has an Investor Code (DD9) other than (1) Fannie Mae or (2) Freddie Mac.

4/30/2015 HAMP Data Rules OMR-220
All - new rule
If a Dodd-Frank Certification Received Type Code (DD1095) of (2) Dodd-Frank Certification Reported in Error is provided, the corresponding loan must have a Dodd-Frank Certification Received Status Code (DD1096) of (1) Dodd-Frank Certification Received.

4/30/2015 HAMP Data Rules OMR-221
All - new rule
If Recast Reporting Type Code (DD1090) is not provided, then all the following attributes must also not be provided: Recast Effective Date (DD1091), Monthly Principal and Interest Without Recast (DD1089) and Monthly Principal and Interest With Recast (DD1093).


4/30/2015 HAMP Data Rules OMR-223
All - new rule
An Official Monthly Report is not allowed on a loan that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B.

4/30/2015 HAMP Data Rules OMR-224
All - new rule
If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be in a valid date format.

4/30/2015 HAMP Data Rules OMR-225
All - new rule
If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or after 4/1/2009.

4/30/2015 HAMP Data Rules OMR-226
All - new rule
If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or before the later of the sixth year anniversary of the 1st Trial Payment Due Date (DD17) or September 1, 2015.

4/30/2015 HAMP Data Rules OMR-227
All - new rule
If a Dodd-Frank Certification Signature Date (DD1117) is provided, it must be on or before the OMR submission date.

4/30/2015 HAMP Data Rules OMR-228
All - new rule
If a Dodd-Frank Certification Signature Date (DD1117) is provided, the corresponding loan must have an Investor Code (DD9) of Fannie Mae (1) or Freddie Mac (2).

4/30/2015 HAMP Data Rules OMR-229
All - new rule
If a Dodd-Frank Certification Received Type Code (DD1095) of Dodd-Frank Certification Reported in Error (2) is provided, the Dodd-Frank Certification Signature Date (DD1117) must be blank.

4/30/2015 HAMP Data Rules OMR-230
All - new rule
If a Dodd-Frank Certification Received Type Code (DD1095) of Dodd-Frank Certification Received (1) is provided, the Dodd-Frank Certification Signature Date (DD1117) must also be provided.

4/30/2015 HAMP Data Rules OMR-231
All - new rule
If a Dodd-Frank Certification Signature Date (DD1117) is provided, a Dodd-Frank Certification Received Type Code (DD1095) of Dodd-Frank Certification Received (1) must also be provided.

1st Lien Data Dictionary Changes - Revisions Effective Starting 02/02/2015

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

10/30/2014 HAMP Data Dictionary DD20 Action Code Allowable Values Enumeration:
60. Payoff
63. Proprietary Remodification After Initial Modification Term
64. GSE Repurchase After Initial Modification Term
Enumeration:
60. Payoff
63. Proprietary Remodification
64. GSE Repurchase After Initial Modification Term
65. Tier 2 Remodification


10/30/2014 HAMP Data Dictionary DD390 Delinquency Type Code Description Indicates how long the loan was delinquent in the past 12 months at the time of NPV Run Date.
Indicates how long the loan was delinquent in the past 12 months at the time of NPV Date.

10/30/2014 HAMP Data Dictionary DD89 Last Paid Installment Date Before Modification Description The due date of the last paid installment received on the loan immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported.
The due date of the last paid installment received on the loan immediately prior to the most recent Trial Period Plan Effective Date (DD17) for the modification being reported. This LPI Date should NOT reflect receipt of any Trial Period Plan payments that may have been remitted prior to the Trial Period Plan Effective Date. Only regularly scheduled contractual payments under the terms of the original note, or a prior modification, should advance the LPI Date reported under DD89.

10/30/2014 HAMP Data Dictionary DD596 Unemployment Plan Forbearance Initiation Month Allowable Values Data Range:
Min: 2010-05-01
Max:2013-12-01
Data Range:
Min: 2010-05-01


10/30/2014 HAMP Data Rules LIR-427
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Withdrawn in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7.
Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Withdrawn with a non-servicer submitted Withdrawn Reason Code (Force Placed Servicing, Servicer Requested Out Of Program or Other) loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7.


10/30/2014 HAMP Data Rules LIR-431
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction, or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Disqualified loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and the submitted Last Paid Installment Date Before Modification (DD89) is prior to the Last Paid Installment Date (DD525) on the existing record.
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Disqualified loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and the submitted Last Paid Installment Date Before Modification (DD89) is prior to the Last Paid Installment Date (DD525) on the existing record.

10/30/2014 HAMP Data Rules LIR-509
All - Rule Removed If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, Principal and Interest Payment After Modification (DD132) must be less than or equal to Principal and Interest Payment Before Modification (DD135) - (Principal and Interest Payment Before Modification (DD135) * 0.10).
(removed)

10/30/2014 HAMP Data Rules LIR-705
All - New Rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a withdrawn Reason Code of GSE Repurchase After Initial Modification Term and the submitted 1st Trial Payment Due Date (DD17) is on or before the date the existing record completed its initial modification term.

10/30/2014 HAMP Data Rules LIR-706
All - New Rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of GSE Repurchase After Initial Modification Term and the submitted 1st Trial Payment Posted Date (DD18) is on or before the date the existing record completed its initial modification term.

10/30/2014 HAMP Data Rules LIR-710
All - New Rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After Initial Modification Term or Tier 2 Remodification and the submitted 1st Trial Payment Due Date (DD17) is before the Withdrawn Action Code Date (DD21) on the existing record.

10/30/2014 HAMP Data Rules LIR-712
All - New Rule
Submission Status (DD210) of (1) Trial with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 that was withdrawn in the same month as the current submission.

10/30/2014 HAMP Data Rules LIR-713
All - New Rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21 - Tier 2 HMP Default shall be rejected if it matches to an Official Withdrawn loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and Withdrawn Reason Code is Tier 2 Remodification.

10/30/2014 HAMP Data Rules LIR-714
All - New Rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Withdrawn loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and a Withdrawn Reason Code of Proprietary Remodification, GSE Repurchase After Initial Modification Term or Tier 2 Remodification and the submitted Last Paid Installment Date Before Modification (DD89) is more than 3 months prior to the Action Code Date (DD21) of the existing record.

10/30/2014 HAMP Data Rules OMR-148
Rule Detail If an Action Code (DD20) of (60) Payoff is provided, Action Code Date (DD21) must be on or after the corresponding loan's Modification Effective Date (DD105). Action Code Date (DD21), if provided, must be on or after the corresponding loan's Modification Effective Date (DD105).

10/30/2014 HAMP Data Rules OMR-183
Rule Detail Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification After Initial Modification Term or (64) GSE Repurchase After Initial Modification Term, if provided
Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification, (64) GSE Repurchase After Initial Modification Term or (65) Tier 2 Remodification, if provided.

10/30/2014 HAMP Data Rules OMR-185
Rule Detail If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term or (64) GSE Repurchase After Initial Modification Term is provided, Action Code Date (DD21) must be after the date that the corresponding loan completed its initial modification term. If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, Action Code Date (DD21) must be after the date that the corresponding loan completed its initial modification term.

10/30/2014 HAMP Data Rules OMR-187
Rule Detail If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term or (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have completed its initial modification term.
If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have completed its initial modification term.

10/30/2014 HAMP Data Rules OMR-190
Rule Detail If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 - Current If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term or (65) Tier 2 Remodification is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 - Current.

10/30/2014 HAMP Data Rules OMR-192
All - New Rule
If an Action Code (DD20) of (65) Tier 2 Remodification is provided, the corresponding loan must have an Investor Code (DD9) of (3) Private or (4) Portfolio.

10/30/2014 HAMP Data Rules OMR-193
All - New Rule
If an Action Code (DD20) of (65) Tier 2 Remodification is provided on a Tier 1 OMR, there must not be an ADR record in the system with Additional Data Reporting Type Code (DD967) of (3) HAMP NANA, Modification Evaluation Date (DD970) on or after 6/1/2012 and Reason Code other than (18) - Submission Error Correction (Incorrect transaction type).

10/30/2014 HAMP Data Rules OMR-196
All - New Rule
If an Action Code (DD20) of (63) Proprietary Remodification or (65) Tier 2 Remodification is provided, Investor Code (DD9) of the corresponding loan is (3) Private or (4) Portfolio and Action Code Date (DD21) is prior to 1/1/2015, Action Code Date (DD21) must be after the date the loan completed its initial modification term.

1st Lien Data Dictionary Changes - Revisions Effective Starting 04/28/2014

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

2/24/2014 HAMP Data Dictionary

Loan Set-Up Cancellation(Trial)



2/24/2014 HAMP Data Dictionary DD20 Action Code Allowable Values Enumeration:
60. Payoff
63. Proprietary Remodification After Initial Modification Term

Enumeration:
60. Payoff
63. Proprietary Remodification After Initial Modification Term
64. GSE Repurchase After Initial Modification Term


2/24/2014 HAMP Data Dictionary DD210 Submission Status Allowable Values Enumeration
1. Trial
3. Official
5. Trial Cancel
6. Official Correction
7. Official Cancel
Enumeration:
1. Trial
3. Official
6. Official Correction
7. Official Cancel


2/24/2014 HAMP Data Rules LIR-132
All - Rule Removed Submission Status (DD210) of (5) Trial Cancel requires a corresponding active trial loan to exist in the HAMP system. (removed)

2/24/2014 HAMP Data Rules LIR-155
All - Rule Removed Submission Status (DD210) of (5) Trial Cancel can not have a corresponding cancelled trial loan in the HAMP system. (removed)

2/24/2014 HAMP Data Rules LIR-164
All - Rule Removed Submission Status (DD210) of (5) Trial Cancel can not have an existing corresponding loan in the HAMP system that is in Official status. (removed)

2/24/2014 HAMP Data Rules LIR-482
All - Rule Removed If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, Submission Status (DD210) cannot be (5) Trial Cancel. (removed)

2/24/2014 HAMP Data Rules OMR-122
Rule Detail If the reported Unpaid Principal Balance is greater than 0, the Action Code cannot be 60 (payoff). If Action Code (DD20) is (60) Payoff, Loan Unpaid Principal Balance Amount (DD294) must be $0.

2/24/2014 HAMP Data Rules OMR-133
Rule Detail If the reported Unpaid Principal Balance is equal to 0, the Action Code must be 60 (payoff).

If Action Code (DD20) is not (60) Payoff or not provided, Loan Unpaid Principal Balance Amount (DD294) must be greater than $0.

2/24/2014 HAMP Data Rules OMR-183
Rule Detail Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification After Initial Modification Term, if provided Action Code (DD20) must be (60) Payoff, (63) Proprietary Remodification After Initial Modification Term or (64) GSE Repurchase After Initial Modification Term, if provided

2/24/2014 HAMP Data Rules OMR-185
Rule Detail If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term is provided, Action Code Date (DD21) must be after the date that the corresponding loan completed its initial modification term. If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term or (64) GSE Repurchase After Initial Modification Term is provided, Action Code Date (DD21) must be after the date that the corresponding loan completed its initial modification term.

2/24/2014 HAMP Data Rules OMR-187
Rule Detail If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term is provided, the corresponding loan must have completed its initial modification term. If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term or (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have completed its initial modification term.

2/24/2014 HAMP Data Rules OMR-188
All - New Rule
If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have an Investor Code (DD9) of (1) Fannie Mae or (2) Freddie Mac.

2/24/2014 HAMP Data Rules OMR-189
All - New Rule
If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must not have a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased during the first five years of a Permanent GSE HAMP Modification Term.

2/24/2014 HAMP Data Rules OMR-190
All - New Rule
If an Action Code (DD20) of (64) GSE Repurchase After Initial Modification Term is provided, the corresponding loan must have a Program Type/Campaign ID (DD10) of HMP1 - HMP Default, HMP2 - HMP Imminent Default or HMP7 - Current.

1/24/2014 HAMP Data Dictionary DD20 Action Code Allowable Values Enumeration:
60. Payoff
Enumeration:
60. Payoff
63. Proprietary Remodification After Initial Modification Term



1/24/2014 HAMP Data Dictionary DD1003 Repurchase Type Code Allowable Values Enumerations:
1. Repurchased when a Trial
2. Repurchased when a Permanent GSE HAMP Modification
3. Repurchase Reported in Error
Enumerations:
1. Repurchased when a Trial
2. Repurchased during the first five years of a Permanent GSE HAMP Modification Term
3. Repurchase Reported in Error


1/24/2014 HAMP Data Rules LIR-427
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Active Non-Payment loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Withdrawn in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7.

1/24/2014 HAMP Data Rules LIR-429
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing loan in Trial Active, Trial Disqualified, Official Active, Official Disqualified, Official Paid-Off or Official Active Non-Payment state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9, HMP12, HMP21, HMP22 or HMP27.
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing loan in Trial Active, Trial Disqualified, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9, HMP12, HMP21, HMP22 or HMP27.

1/24/2014 HAMP Data Rules LIR-430
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Active Non-Payment state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12. Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Withdrawn state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12.

1/24/2014 HAMP Data Rules LIR-519
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.


1/24/2014 HAMP Data Rules LIR-520
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.

1/24/2014 HAMP Data Rules LIR-603
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed. Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.


1/24/2014 HAMP Data Rules LIR-604
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.

1/24/2014 HAMP Data Rules LIR-605
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.

1/24/2014 HAMP Data Rules LIR-606
Rule Detail Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP7, HMP21, HMP22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Withdrawn, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.

1/24/2014 HAMP Data Rules LIR-616
Rule Detail Repurchase Type Code (DD1003) must be one of the following allowable values, if provided:
(1) Repurchased When in Trial
(2) Repurchased When a Permanent GSE HAMP Modification
(3) Repurchase Reported in Error
Repurchase Type Code (DD1003) must be one of the following allowable values, if provided:
(1) Repurchased When in Trial
(2) Repurchased during the first five years of a Permanent GSE HAMP Modification Term
(3) Repurchase Reported in Error


1/24/2014 HAMP Data Rules LIR-695
All - New Rule
If a GSE loan completes its initial modification term and is subsequently official cancelled to a trial active state, the servicer should not submit a new trial or official setup for that loan with a Repurchase Type Code (DD1003) of (1) Repurchased when a Trial or (2) Repurchased during the first five years of a Permanent GSE HAMP Modification Term.

1/24/2014 HAMP Data Rules LIR-696
All - New Rule
If Submission Status (DD210) is (6) Official Correction and the existing modification has completed its initial modification term, Repurchase Type Code (DD1003) must match the existing value in HAMP, if provided. Changes are not allowed

1/24/2014 HAMP Data Rules OMR-35
All - Rule Removed Action Code must be a valid allowable value. (removed)

1/24/2014 HAMP Data Rules OMR-148
Rule Detail The reported Action Code Date should be greater than or equal to the Loan Modification Effective Date. If an Action Code (DD20) of (60) Payoff is provided, Action Code Date (DD21) must be on or after the corresponding loan's Modification Effective Date (DD105).

1/24/2014 HAMP Data Rules OMR-183
All - New Rule
Action Code (DD20) must be (60) Payoff or (63) Proprietary Remodification After Initial Modification Term, if provided

1/24/2014 HAMP Data Rules OMR-185
All - New Rule
If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term is provided, Action Code Date (DD21) must be after the date that the corresponding loan completed its initial modification term.

1/24/2014 HAMP Data Rules OMR-187
All - New Rule
If an Action Code (DD20) of (63) Proprietary Remodification After Initial Modification Term is provided, the corresponding loan must have completed its initial modification term.



1st Lien Data Dictionary Changes - Revisions Effective Starting 11/25/2013

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

9/26/2013 HAMP Data Dictionary DD17 1st Trial Payment Due Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2016-06-30

Data Range:
Min: 2009-03-04




9/26/2013 HAMP Data Dictionary DD18 1st Trial Payment Posted Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2016-06-30

Data Range:
Min: 2009-03-04




9/26/2013 HAMP Data Rules LIR-529
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Due Date (DD17) must be on or after 3/4/2009 and on or before 6/30/2016, if provided.
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Due Date (DD17) must be on or after 3/4/2009, if provided.

9/26/2013 HAMP Data Rules LIR-530
Rule Detail If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Due Date (DD17) must be on or after 6/1/2012 and on or before 6/30/2016, if provided. If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Due Date (DD17) must be on or after 6/1/2012, if provided.

9/26/2013 HAMP Data Rules LIR-534
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Posted Date (DD18) must be on or after 3/4/2009 and on or before 6/30/2016, if provided. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Posted Date (DD18) must be on or after 3/4/2009, if provided.

9/26/2013 HAMP Data Rules LIR-535
Rule Detail If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Posted Date (DD18) must be on or after 6/1/2012 and on or before 6/30/2016, if provided. If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Posted Date (DD18) must be on or after 6/1/2012, if provided.

9/26/2013 HAMP Data Rules LIR-667
All - New Rule
If Investor Code (DD9) is Fannie Mae (1) or Freddie Mac (2), 1st Trial Payment Due Date (DD17) must be on or before 3/1/2016, if provided

8/22/2013 HAMP Data Dictionary DD17 1st Trial Payment Due Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2014-06-30

Data Range:
Min: 2009-03-04
Max: 2016-06-30



8/22/2013 HAMP Data Dictionary DD18 1st Trial Payment Posted Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2014-06-30

Data Range:
Min: 2009-03-04
Max: 2016-06-30



8/22/2013 HAMP Data Dictionary DD21 Action Code Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2029-01-15
Data Range:
Min: 2009-03-04
Max: 2031-01-15


8/22/2013 HAMP Data Dictionary DD37 Borrower Execution Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2014-12-31

Data Range:
Min: 2009-03-04
Max: 2016-12-31



8/22/2013 HAMP Data Dictionary DD59 The Social Security Number of the Co-Borrower. Loan Set-Up Trial O C

Loan Set-Up Official O C

8/22/2013 HAMP Data Dictionary DD74 First Payment Due Date After Modification Allowable Values Data Range:
Min: 2009-02-01
Max: 2014-09-30
Data Range:
Min: 2009-02-01
Max: 2016-09-30


8/22/2013 HAMP Data Dictionary DD87 Interest Rate Lock Date for Modification Allowable Values Data Range:
Min: 2009-02-19
Max: 2014-09-30

Data Range:
Min: 2009-02-19
Max: 2016-09-30



8/22/2013 HAMP Data Dictionary DD525 Last Paid Installment Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2029-01-15

Data Range:
Min: 2009-03-04
Max: 2031-01-15



8/22/2013 HAMP Data Dictionary DD88 Last Paid Installment Date After Modification Allowable Values Data Range:
Min: 2009-02-01
Max: 2014-09-30
Data Range:
Min: 2009-02-01
Max: 2016-09-30


8/22/2013 HAMP Data Dictionary DD98 Maturity Date After Modification Allowable Values Max: 12-31-2059 Max: 12-31-2061

8/22/2013 HAMP Data Dictionary DD105 Modification Effective Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2014-09-30
Data Range:
Min: 2009-03-04
Max: 2016-09-30


8/22/2013 HAMP Data Dictionary DD119 NPV Date Allowable Values Max: Today's System Date or 9-30-2014, whichever is earlier. Max: Today's System Date or 9-30-2016, whichever is earlier.

8/22/2013 HAMP Data Rules LIR-120
LPS Yes No

8/22/2013 HAMP Data Rules LIR-121
LPS Yes No

8/22/2013 HAMP Data Rules LIR-122
LPS Yes No

8/22/2013 HAMP Data Rules LIR-123
LPS Yes No

8/22/2013 HAMP Data Rules LIR-188
Rule Detail NPV Date (DD119) must be on or before 9/30/2014. NPV Date (DD119) must be on or before 9/30/2016.

8/22/2013 HAMP Data Rules LIR-319
All - Rule Removed Investor Code (DD9) must be Portfolio(4) or Private(3), if Supplementary Assistance Code (DD678) is, Hardest Hit Fund(2)


8/22/2013 HAMP Data Rules LIR-486
Rule Detail Modification Effective Date (DD105) must be less than or equal to 9/30/2014. Modification Effective Date (DD105) must be on or before 9/30/2016.

8/22/2013 HAMP Data Rules LIR-489
Rule Detail Borrower Execution Date (DD37) must be less than or equal to 12/31/2014. Borrower Execution Date (DD37) must be on or before 12/31/2016.

8/22/2013 HAMP Data Rules LIR-493
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) if provided, must be less than or equal to 9/30/2014. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) if provided, must be on or before 9/30/2016.

8/22/2013 HAMP Data Rules LIR-494
Rule Detail First Payment Due Date After Modification (DD74) must be less than or equal to 9/30/2014. First Payment Due Date After Modification (DD74) must be on or before 9/30/2016.

8/22/2013 HAMP Data Rules LIR-495
Rule Detail Last Paid Installment Date After Modification (DD88) must be less than or equal to 9/30/2014, if provided. Last Paid Installment Date After Modification (DD88) must be on or before 9/30/2016, if provided.

8/22/2013 HAMP Data Rules LIR-505
Rule Detail Maturity Date After Modification (DD98) must be less than 01/01/2060, if provided. Maturity Date After Modification (DD98) must be on or before 12/31/2061, if provided.


8/22/2013 HAMP Data Rules LIR-529
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Due Date (DD17) must be greater than or equal to 3/4/2009 and less than or equal to 6/30/2014, if provided. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Due Date (DD17) must be on or after 3/4/2009 and on or before 6/30/2016, if provided.

8/22/2013 HAMP Data Rules LIR-530
Rule Detail If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Due Date (DD17) must be greater than or equal to 6/1/2012 and less than or equal to 6/30/2014, if provided. If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Due Date (DD17) must be on or after 6/1/2012 and on or before 6/30/2016, if provided.

8/22/2013 HAMP Data Rules LIR-534
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Posted Date (DD18) must be greater than or equal to 3/4/2009 and less than or equal to 6/30/2014, if provided. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Posted Date (DD18) must be on or after 3/4/2009 and on or before 6/30/2016, if provided.

8/22/2013 HAMP Data Rules LIR-535
Rule Detail If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Posted Date (DD18) must be greater than or equal to 6/1/2012 and less than or equal to 6/30/2014, if provided. If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Posted Date (DD18) must be on or after 6/1/2012 and on or before 6/30/2016, if provided.

8/22/2013 HAMP Data Rules OMR-135
Rule Detail The Action Code Date must be less than or equal to 1/15/2029. Action Code Date (DD21) must be on or before 1/15/2031.

8/22/2013 HAMP Data Rules OMR-137
Rule Detail Step Payment Effective Date must be less than or equal to 01/15/2029. Step Payment Effective Date (DD208) must be on or before 01/15/2031.

8/22/2013 HAMP Data Rules OMR-139
Rule Detail Last Paid Installment Date must be less than or equal to 1/15/2029. Last Paid Installment Date (DD525) must be on or before 1/15/2031.




1st Lien Data Dictionary Changes - Revisions Effective Starting 09/16/2013

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

8/7/2013 HAMP Data Rules LIR-611
All - New Rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9, HMP12, HMP21, HMP22 or HMP27 and a matched GSE Standard Modification (Program Type (DD10) of SAI) exists (based on Investor Code (DD9) / GSE Loan Number (DD5) or HAMP Servicer Number (DD8) / Servicer Loan Number (DD14) combination), the GSE Standard Modification must be in a Loan State Code (DD251) of Canceled.










1st Lien Data Dictionary Changes - Revisions Effective Starting 04/01/2013

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

2/25/2013 HAMP Data Rules LIR-310
Rule Detail Unemployment Monthly Forbearance Amount (DD595) must be provided if Forbearance Plan Type Code (DD592) is Unemployment (1) or Unemployment and Federally Declared Disaster (3) Unemployment Monthly Forbearance Amount (DD595) must be provided if Forbearance Plan Type Code (DD593) is Unemployment (1) or Unemployment and Federally Declared Disaster (3)

2/25/2013 HAMP Data Rules LIR-308
Rule Detail Investor Code (DD9) must be Portfolio(4) or Private(3), if Forbearance Plan Type Code (DD592) is one of the following:
- 'Unemployment (1)'.
- 'Federally Declared Disaster (2)'
- 'Unemployment and Federally Declared Disaster (3)'
Investor Code (DD9) must be Portfolio(4) or Private(3), if Forbearance Plan Type Code (DD593) is one of the following:
- 'Unemployment (1)'.
- 'Federally Declared Disaster (2)'
- 'Unemployment and Federally Declared Disaster (3)'


1/25/2013 HAMP Data Dictionary DD29 Association Dues/Fees Before Modification Definition Existing monthly payment for association dues/fees before modification immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This amount should reflect the monthly amount of association dues/fees required to be paid by the borrower. Existing monthly payment for association dues/fees before modification immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This amount should reflect the monthly amount of association dues/fees required to be paid by the borrower. In addition, if a displaced borrower is requesting modification for the principal residence from which the borrower was displaced and the borrower is paying rent to live elsewhere, the rent amount should be included with any association dues.

1/25/2013 HAMP Data Dictionary DD1003 Repurchase Type Code All - New Data Point



1/25/2013 HAMP Data Rules LIR-616
All - New Rule
Repurchase Type Code (DD1003) must be one of the following allowable values, if provided:
(1) Repurchased When in Trial
(2) Repurchased When a Permanent GSE HAMP Modification
(3) Repurchase Reported in Error


1/25/2013 HAMP Data Rules LIR-618
All - New Rule
If Repurchase Type Code (DD1003) is 1 or 2, Principal Reduction Alternative (PRA) Type Code (DD592) must be 1.

1/25/2013 HAMP Data Rules LIR-619
All - New Rule
If Repurchase Type Code (DD1003) is 1, 2 or 3 Program Type/Campaign ID (DD10) must be HMP1, HMP2 or HMP7.

1/25/2013 HAMP Data Rules LIR-620
All - New Rule
If Repurchase Type Code (DD1003) is 1, 2 or 3, Investor Code (DD9) must be 3 or 4.

1/25/2013 HAMP Data Rules LIR-621
All - New Rule
If Investor Code (DD9) is 1 or 2, Repurchase Type Code (DD1003) must be blank.

1/25/2013 HAMP Data Rules LIR-622
All - New Rule
Repurchase Type Code (DD1003) must be reported if Investor Code (DD9) is 3 or 4, and the most recent corresponding loan in the HAMP system that has not been cancelled has an investor code of 3 or 4 and a Repurchase Type Code of 1, 2 or 3.

1/25/2013 HAMP Data Rules LIR-623
All - New Rule
First submission of Repurchase Type Code (DD1003) of (3) Repurchase Reported in Error, on a Trial or Official loan setup or Official Corrections must have a previous submission of Repurchase Type Code of 1 or 2.

1/25/2013 HAMP Data Rules LIR-624
All - New Rule
The Investor Code (DD9) for a trial loan submission must be the same as the Investor Code for that official loan if it was cancelled in the same month as the current trial submission with one exception:
The system shall allow a servicer the ability to update a loan's Investor Code from Private to Portfolio, and vice/versa.











1st Lien Data Dictionary Changes - Revisions Effective Starting 12/03/2012

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

12/03/2012 Updated 9/18/2012 HAMP Data Rules LIR-432
Rule Detail Amortization Term After Modification (DD24) must be equal to the greater of (480 or Remaining Term Before Modification (DD165) ) if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Tier 2 Investor Override Indicator (DD959) is No. Amortization Term After Modification (DD24) must be equal to the greater of (480 or Remaining Term Before Modification (DD165) ) if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Tier 2 Investor Override Indicator (DD959) is false.

12/03/2012 Updated 9/18/2012 HAMP Data Rules LIR-462
Rule Detail Tier 2 Investor Override Indicator (DD959) is mandatory and must have a value of Y or N if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27. Tier 2 Investor Override Indicator (DD959) is mandatory and must have a value of true or false if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

12/03/2012 Updated 9/12/2012 HAMP Data Rules LIR-139
Rule Detail Mandatory currency attribute must be greater than or equal to 0. Currency attribute if provided, must be greater than or equal to 0.

12/03/2012 Updated 9/12/2012 HAMP Data Rules LIR-169
Rule Detail Attribute must be in valid date format. Attribute must be in valid date format, if provided.

12/03/2012 Updated 9/12/2012 HAMP Data Rules LIR-185
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87), must be greater than or equal to 2/19/2009. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) if provided, must be greater than or equal to 2/19/2009.

12/03/2012 Updated 9/12/2012 HAMP Data Rules LIR-192
Rule Detail Last Paid Installment Date After Modification must be greater than or equal to 2/1/2009. Last Paid Installment Date After Modification if provided, must be greater than or equal to 2/1/2009.

12/03/2012 Updated 9/12/2012 HAMP Data Rules LIR-487
Rule Detail Interest Rate After Modification (DD83) must be less than or equal to the Max Interest Rate After Modification (DD100) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. Interest Rate After Modification (DD83) must be less than or equal to the Max Interest Rate After Modification (DD100) if provided and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

12/03/2012 Updated 9/12/2012 HAMP Data Rules LIR-493
Rule Detail If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) must be less than or equal to 9/30/2014. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) if provided, must be less than or equal to 9/30/2014.

12/03/2012 Updated 09/10/2012 HAMP Data Dictionary DD959 Tier 2 Investor Override Indicator Allowable Values Y/N true/false

Definition If there are any investor guidelines or applicable laws that restricts the terms of a modification under Tier 2, then select Y. Otherwise select N. If there are any investor guidelines or applicable laws that restricts the terms of a modification under Tier 2, then select true. Otherwise select false.

12/03/2012 Updated 09/10/2012 HAMP Data Rules LIR-483
Rule Type Hard Stop Warning for Trial /Hard Stop for Official

12/03/2012 Updated 09/10/2012 HAMP Data Rules LIR-451
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed.

12/03/2012 Updated 09/10/2012 HAMP Data Rules LIR-452
Rule Detail Submission Status (DD210) of 1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed.

12/03/2012 Updated 09/05/2012 HAMP Data Rules LIR-519
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.

12/03/2012 Updated 09/05/2012 HAMP Data Rules LIR-520
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Property Usage Type Code (DD155) is not 1 (Principal Residence) and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.

12/03/2012 Updated 09/05/2012 HAMP Data Rules LIR-603
All - New Rule
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.

12/03/2012 Updated 09/05/2012 HAMP Data Rules LIR-604
All - New Rule
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the 1st Lien setup file and HAMP system is not allowed.

12/03/2012 Updated 09/05/2012 HAMP Data Rules LIR-605
All - New Rule
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.

12/03/2012 Updated 09/05/2012 HAMP Data Rules LIR-606
All - New Rule
Any loan which has one or more modifications of Program Types HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following states is considered a modified loan for counting purposes: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 6 or more other modified loans (HAMP Servicer Number/Loan Number combination differing from the current submission with at least one modification of Program Types (DD10) HMP1, HMP2, HMP 7, HMP 21, HMP 22, and HMP27 in any of the following loan states: Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off.) within the HAMP system is not allowed.
12/03/2012 Updated 09/05/2012 HAMP Data Rules OMR-146
All - Rule Removed The OMR was not accepted because the associated HAMP loan was paid off due to the successful closing of an associated HAFA Short-sale or Deed-in-lieu. An OMR received after a HAFA Loan Setup cannot be accepted.

8/3/2012 HAMP Data Rules OMR -165
All - New Rule
When a HAFA Notification exists the Pay-off Action Code Date (DD21), if provided, must be on or after the Borrower Execution Date (DD37) reported on the HAFA Notification and or before the Agreement Expiration Date (DD22) reported on the HAFA Notification.

8/3/2012 HAMP Data Dictionary DD155 Property Usage Type Code Definition A code identifying the current use by the borrower of the property. A code identifying the current use of the property by the borrower. For HAMP, FHA-HAMP and RD-HAMP this is determined at Loan Setup; for HAFA this is determined at the time of the HAFA Agreement Issue Date.




1st Lien Data Dictionary Changes - Revisions Effective Starting 10/1/2012

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

9/28/2012 HAMP Data Rules LIR-236
All - Rule Removed The difference between the submitted Front End DTI Before Modification and the system calculated Front End DTI Before Modification must be less than or equal to 1%. (Removed)

9/28/2012 HAMP Data Rules LIR-608
All - New Rule
The difference between the submitted Front Ratio Before Modification (DD77) and the system calculated Front Ratio Before Modification must be less than or equal to 1%.

Front Ratio Before Modification calculation for Owner Occupied Properties:
Monthly Housing Expense Before Modification (DD113) / Monthly Gross Income (DD110)

Front Ratio Before Modification calculation for Non-Owner Occupied Properties:
(Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income before modification, if negative (absolute value)) / (Monthly Gross Income (DD110) + subject property net rental income before modification, if positive)

Subject property net rental income/loss before modification is calculated as follows:
(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Modification (DD113)











1st Lien Data Dictionary Changes - Revisions Effective Starting 9/4/2012

Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

9/4/2012 HAMP Data Rules LIR-515
All - Rule removed If Last Paid Installment Date Before Modification (DD89) is 186 or more days before NPV Date (DD119), Delinquency Type Code (DD390) must be 2 (Greater than 6 months delinquent in last 12 months), if provided. (Removed)

9/4/2012 HAMP Data Rules LIR-551
All - Rule removed If Last Paid Installment Date Before Modification (DD89) is less than 186 days before NPV Date (DD119), Delinquency Type Code (DD390) must be 1 (Less than or equal to 6 months delinquent in last 12 months), if provided. (Removed)

9/4/2012 HAMP Data Rules LIR-451
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 3 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed.

9/4/2012 HAMP Data Rules LIR-452
Rule Detail Submission Status (DD210) of 1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 3 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed. Submission Status (DD210) of 1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) to 5 or more other modification records with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 within the 1st Lien setup file and HAMP system is not allowed.

9/4/2012 HAMP Data Rules LIR-519
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Borrower Social Security Number (DD43) matches to 3 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Borrower Social Security Number (DD43) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.

9/4/2012 HAMP Data Rules LIR-520
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Co-Borrower Social Security Number (DD59) matches to 3 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted. Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Co-Borrower Social Security Number (DD59) matches to 5 or more other loans in the HAMP system in Trial Active, Official Active Payment, Official Active Non-Payment, Official Disqualified or Official Paid Off status with a different HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination and that has a Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 and the same Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) will not be accepted.

5/30/2012
Updated 8/3/2012
HAMP Data Rules LIR-238
Rule Detail Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where a modification or Trial Not Approved/Not Accepted ADR record for the loan has an associated HAFA Notification or Setup is not allowed. Submission Status (DD210) of (1) Trial or (3) Official where a modification or Trial Not Approved/Not Accepted ADR record for the loan has an associated HAFA Notification or Setup is not allowed.

4/9/2012
Updated 8/3/2012
HAMP Data Rules LIR-515
All - new rule If the difference between the Last Paid Installment Date Before Modification (DD89) and NPV Date (DD119) is greater than 186 Days, then Delinquency Type Code (DD390) must be 2. If Last Paid Installment Date Before Modification (DD89) is 186 or more days before NPV Date (DD119), Delinquency Type Code (DD390) must be 2 (Greater than 6 months delinquent in last 12 months), if provided.

8/3/2012 HAMP Data Rules LIR-551
All - new rule
If Last Paid Installment Date Before Modification (DD89) is less than 186 days before NPV Date (DD119), Delinquency Type Code (DD390) must be 1 (Less than or equal to 6 months delinquent in last 12 months), if provided.

4/9/2012 HAMP Data Dictionary All All Trial Payment Reporting
Column removed. Trial Payment reporting is no longer accepted.

4/9/2012 HAMP Data Dictionary DD11 1st Trial Payment Due Date Allowable Values Min: 2009-03-04
Max: 2013-12-31
Min: 2009-03-04
Max: 2014-06-30


4/9/2012 HAMP Data Dictionary DD18 1st Trial Payment Posted Date Allowable Values Min: 2009-03-04
Max: 2013-12-31
Min: 2009-03-04
Max: 2014-06-30


4/9/2012 HAMP Data Dictionary DD21 Action Code Date Definition The effective date of the action associated with the action code specified on the incoming LPC Transaction by the Servicer. The action date is required for certain action codes. The effective date of the action associated with the action code specified on the incoming transaction by the servicer. The action date is required for certain action codes.

4/9/2012 HAMP Data Dictionary DD26 Amortization Term Before Modification Definition Represents the number of months on which installment payments are based under the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. Example: Balloon loans have a seven year life (Loan Term = 84) but a 30 year amortization period (Amortization Term = 360). Installment payments are determined based on the 360 month. Represents the number of months on which installment payments are based under the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. Example: Balloon loans have a seven year life (Loan Term = 84) but a 30 year amortization period (Amortization Term = 360). Installment payments are determined based on the 360 month.

4/9/2012 HAMP Data Dictionary DD29 Association Dues/Fees Before Modification Definition Association Dues/Fees Before Modification, Existing monthly payment for association dues/fees before modification immediately prior to the Trial Period Plan Effective Date. This amount should reflect the monthly amount of association dues/fees required to be paid by the borrower. Existing monthly payment for association dues/fees before modification immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This amount should reflect the monthly amount of association dues/fees required to be paid by the borrower.

4/9/2012 HAMP Data Dictionary DD31 Back Ratio After Modification Loan Set-Up Correction (Official) O M

4/9/2012 HAMP Data Dictionary DD37 Borrower Execution Date Allowable Values Min: 2009-03-04
Max: 2013-12-31
Min: 2009-03-04
Max: 2014-09-30


4/9/2012 HAMP Data Dictionary DD62 Date of Original Note Allowable Values Max: 2009-01-01 Min: 1950-01-01
Max: 2009-01-01


4/9/2012 HAMP Data Dictionary DD390 Delinquency Type Code Definition Indicates how long the loan was delinquent in the past 12 months. Indicates how long the loan was delinquent in the past 12 months at the time of NPV Run Date.

4/9/2012 HAMP Data Dictionary DD68 Escrow Payment Before Modification Definition Report the monthly escrow payment amount calculated in the escrow analysis performed in conjunction with determining the borrowers eligibility for a trial period plan. The escrow analysis must be performed for all borrowers, including those that do not currently escrow for taxes and insurance. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagor, periodic payments of property taxes and hazard insurance. Any allowable escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded. Report the monthly escrow payment amount calculated in the escrow analysis performed in conjunction with determining the borrowers eligibility for the most recent trial period plan for the modification being reported. The escrow analysis must be performed for all borrowers, including those that do not currently escrow for taxes and insurance. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagor, periodic payments of property taxes and hazard insurance. Any allowable escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded.

4/9/2012 HAMP Data Dictionary DD74 First Payment Due Date After Modification Allowable Values Min: 2009-02-01
Max: 2013-12-31
Min: 2009-02-01
Max: 2014-09-30


4/9/2012 HAMP Data Dictionary DD76 Front Ratio After Modification Allowable Values Min: 0.01
Max: 31.99
Min: 0.01
Max: 9999


5/30/2012 HAMP Data Dictionary DD76 Front Ratio After Modification Calculation Front End DTI After Modification = Monthly Housing Expense After Mod (DD112) / Monthly Gross Income (DD110)
For Owner Occupied:
Monthly Housing Expense After Mod (DD112) / Monthly Gross Income (DD110)
For Non-Owner Occupied:
If Positive Cash Flow ( [(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense After Mod (DD112) = Calculated Positive Cash Flow Value], then:
Primary Residence Total Housing Expense Amount (DD958) / [Monthly Gross Income (DD110) + Calculated Positive Cash Flow Value]
If Negative Cash Flow, or does not receive Rental Income ([[(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense After Mod (DD112) = Calculated Negative Cash Flow Value], then:
[Primary Residence Total Housing Expense Amount (DD958) + Absolute Calculated Negative Cash Flow Value] / Monthly Gross Income (DD110)
Round to the nearest .0000001


4/9/2012 HAMP Data Dictionary DD77 Front Ratio Before Modification Allowable Values Min: 31.01
Max: 9999.99
Min: 10.00
Max: 9999


5/30/2012 HAMP Data Dictionary DD77 Front Ratio Before Modification Calculation Front End DTI Before Modification = Monthly Housing Expense Before Modification / Monthly Gross Income For Non-Owner Occupied:
Monthly Housing Expense Before Mod (DD113) / Monthly Gross Income (DD110)

For Non-Owner Occupied:
If Positive Cash Flow ( [(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Mod (DD113) = Calculated Positive Cash Flow Value], then:
Primary Residence Total Housing Expense Amount (DD958) / [Monthly Gross Income (DD110) + Calculated Positive Cash Flow Value]
If Negative Cash Flow, or does not receive Rental Income ([[(Gross Rental Income (DD956) * 75%) - Monthly Housing Expense Before Mod (DD113) = Calculated Negative Cash Flow Value], then:
[Primary Residence Total Housing Expense Amount (DD958) + Absolute Calculated Negative Cash Flow Value] / Monthly Gross Income (DD110)
Round to the nearest .0000001


4/9/2012 HAMP Data Dictionary DD7 HAMP Registration Number All - Attribute Removed
Attribute removed as of 9-4-2012.

4/9/2012 HAMP Data Dictionary DD83 Interest Rate After Modification Allowable Values Min: 0
Max: 99.9999
Min: 0
Max: 20


5/30/2012 HAMP Data Dictionary DD85 Interest Rate Before Modification Definition The interest rate based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. Please report as rounded to nearest 8th (e.g. 4.120% should be rounded to 4.125% and entered as 4.1250). Report 4 decimal places. The interest rate based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. Please report as rounded to nearest 8th (e.g. 4.120% should be rounded to 4.125% and entered as 4.1250). Report 4 decimal places.

4/9/2012 HAMP Data Dictionary DD87 Interest Rate Lock Date for Modification Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

Condition Under Which Data Is Required
If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current


Allowable Values Min: 2009-02-19
Max: 2013-12-31
Min: 2009-02-19
Max: 2014-09-30


4/9/2012 HAMP Data Dictionary DD9 Investor Code Allowable Values Enumeration:
1. Fannie Mae *
2. Freddie Mac *
3. Private *
4. Portfolio *
5. GNMA
6. FHA/VA
7. State or Local Housing
Finance Agency

* indicates Investor Codes currently eligible for HAMP and HAFA
Enumeration:
1. Fannie Mae *
2. Freddie Mac *
3. Private *+
4. Portfolio * +
5. GNMA
6. FHA/VA
7. State or Local Housing
Finance Agency

* indicates Investor Codes currently eligible for HAMP and HAFA
+ indicates Investor Codes eligible if Program Type =
HMP21 - HMP Default
HMP22 - HMP Imminent Default
HMP27 - Current


4/9/2012 HAMP Data Dictionary DD88 Last Paid Installment Date After Modification Allowable Values Min: 2009-02-01
Max: 2013-12-31
Min: 2009-02-01
Max: 2014-09-30


4/9/2012 HAMP Data Dictionary DD89 Last Paid Installment Date Before Modification Definition The due date of the last paid installment received on the loan immediately prior to the Trial Period Plan Effective Date The due date of the last paid installment received on the loan immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported.

4/9/2012 HAMP Data Dictionary D98 Maturity Date After Modification Allowable Values Max: 01-01-2059 Max: 12-31-2059

4/9/2012 HAMP Data Dictionary DD99 Maturity Date Before Modification Allowable Values Min: 03-04-2009
Max: 12-31-2058
Min: 03-04-2009
Max: 12-31-2059


4/9/2012 HAMP Data Dictionary DD100 Max Interest Rate After Modification Definition The interest rate cap for the loan.
The interest rate cap for the loan.
Not applicable to Tier 2 loans since only Fixed Rate is allowed.


Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

Allowable Values Min: 0
Max: 99.9999
Min: 0
Max: 20


Condition Under Which Data Is Required
If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current


4/9/2012 HAMP Data Dictionary DD105 Modification Effective Date Allowable Values Min: 2009-03-04
Max: 2013-12-31
Min: 2009-03-04
Max: 2014-09-30


4/9/2012 HAMP Data Dictionary DD109 Monthly Debt Payments excluding PITIA Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

Condition Under Which Data Is Required
If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current


5/30/2012
Updated 6/27/2012
HAMP Data Dictionary DD110 Monthly Gross Income Definition Total monthly income in dollars for all borrowers on the loan. This is the gross income for all borrowers. Total monthly gross income as reported by the borrower and verified by the servicer. For evaluation of a non-owner-occupied property, exclude the rental income from the Monthly Gross Income for the property under evaluation. If there is income from additional rental properties, include the net income from these additional properties in the Monthly Gross Income. Report 2 decimals.

5/30/2012 HAMP Data Dictionary DD956 Monthly Gross Rental Income Amount All - new attribute



4/9/2012 HAMP Data Dictionary DD113 Monthly Housing Expense Before Modification Definition The borrower's monthly housing expense for the subject property based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This must include principal, interest, taxes, insurance, association dues (PITIA), and any escrow shortage payment amount. Private Mortgage Insurance payments must be excluded. The borrower's monthly housing expense for the subject property based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This must include principal, interest, taxes, insurance, association dues (PITIA), and any escrow shortage payment amount. Private Mortgage Insurance payments must be excluded.

5/30/2012
Updated 6/27/2012
HAMP Data Dictionary DD119 NPV Date Definition This is the date that the NPV model is run using stated income (or verified income if available). Date of the NPV submission used to determine trial modification eligibility. This should be the same NPV Date reported for the trial modification setup.

Allowable Values Min: 2009-04-15
Max: Today System Date
Min: 2009-02-01
Max: Today's System Date or 9-30-2014, whichever is earlier.


5/30/2012
Updated 6/27/2012
HAMP Data Dictionary DD958 Primary Residence Total Housing Expense Amount All - new attribute



5/30/2012
Updated 6/27/2012
HAMP Data Dictionary DD132 Principal and Interest Payment After Modification Calculation
P&I Payment After Modification = Monthly Gross Income * Front Ratio After Modification - Escrow Payment After Modification - Association Dues/Fees Before Modification (if exists)

4/9/2012 HAMP Data Dictionary DD133 Principal and Interest Payment at 31% DTI Loan Set-Up /Trial M C

Loan Set-Up Cancellation (Trial) M C

Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

Condition Under Which Data Is Required
If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current


4/9/2012 HAMP Data Dictionary DD134 Principal and Interest Payment at 38% DTI Loan Set-Up /Trial M C

Loan Set-Up Cancellation (Trial) M C

Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

Loan Set-Up Cancellation (Official) M C

Condition Under Which Data Is Required
If Program Type =
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current


4/9/2012 HAMP Data Dictionary DD135 Principal and Interest Payment Before Modification Definition The scheduled principal and interest amount based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. The scheduled principal and interest amount based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported.


5/30/2012 HAMP Data Dictionary DD140 Product After Modification Allowable Values For First Lien and 2MP:
2. Fixed Rate
3. Step Rate
For First Lien and 2MP:
2. Fixed Rate
3. Step Rate

For Tier 2:
2. Fixed Rate"


4/9/2012 HAMP Data Dictionary DD142 Product Before Modification Definition The mortgage product of the loan, based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. The mortgage product of the loan, based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported.

If product is Step Rate, only reportable value is '3. Step Rate'.


4/9/2012 HAMP Data Dictionary DD10 Program Type/Campaign ID Allowable Values HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
HMP9 - FHA
HMP12 - Rural Development - HAMP
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
HMP21 - Tier2 HMP Default
HMP22- Tier2 HMP Imminent Default
HMP27 - Tier2 Current


4/9/2012 HAMP Data Dictionary DD157 Property Valuation As is Value Allowable Values Min: 0.01
Max: 999999999999999999.99
Min: 1
Max: 999999999999999999.99


4/9/2012 HAMP Data Dictionary DD165 Remaining Term Before Modification
The remaining number of months until the loan will be paid off, assuming that scheduled payments are made, based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This will equal lesser of 1. The number of months until the actual balance of the loan will amortize to zero; or 2. The number of months difference between the LPI date and the Maturity Date. The remaining number of months until the loan will be paid off, assuming that scheduled payments are made, based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This will equal lesser of 1. The number of months until the actual balance of the loan will amortize to zero; or 2. The number of months difference between the LPI date and the Maturity Date.

4/9/2012 HAMP Data Dictionary DD205 Step Interest Rate Step Number Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

4/9/2012 HAMP Data Dictionary DD209 Step New Interest Rate Duration Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

4/9/2012 HAMP Data Dictionary DD206 Step Note Rate Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

4/9/2012 HAMP Data Dictionary DD208 Step Payment Effective Date Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

4/9/2012
Updated 6/27/2012
HAMP Data Dictionary DD207 Step Principal and Interest Payment Allowable Values Data Range:
Min: 0
Max: 999999999999999999.99
Data Range:
Min: 0.01
Max: 999999999999999999.99


Loan Set-Up / Official Modification M C

Loan Set-Up Correction (Official) M C

4/9/2012
Updated 6/27/2012
HAMP Data Dictionary DD959 Tier 2 Investor Override Indicator All-new attribute
New Attribute as of 9/4/2012

4/9/2012 HAMP Data Dictionary DD219 Trial Payment Number All - Attribute Removed
Attribute removed as of 9-4-2012. Trial Payment reporting no longer accepted

4/9/2012 HAMP Data Dictionary DD220 Trial Payment Posted Date All - Attribute Removed
Attribute removed as of 9-4-2012. Trial Payment reporting no longer accepted

4/9/2012 HAMP Data Dictionary DD221 Trial Payment Received Amount All - Attribute Removed
Attribute removed as of 9-4-2012. Trial Payment reporting no longer accepted

4/9/2012 HAMP Data Dictionary DD596 Unemployment Plan Forbearance Initiation Month Allowable Values Min: 2010-05-01
Max: 2013-12-01
Min: 2010-05-01


4/9/2012 HAMP Data Dictionary DD225 Unpaid Principal Balance Before Modification Definition The unpaid principal balance of a loan based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This UPB should not reflect any accounting based write-downs. The unpaid principal balance of a loan is the contractual UPB based on the existing mortgage loan terms immediately prior to the most recent Trial Period Plan Effective Date for the modification being reported. This UPB should not reflect any accounting based write-downs.

4/9/2012 HAMP Data Rules PMT-19
All - Rule removed The reported HAMP Servicer Number must match to the HAMP Servicer Number in the HAMP system. (removed)

4/9/2012 HAMP Data Rules PMT-20
All - Rule removed Servicer Loan Number is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-23
All - Rule removed Trial Payment Number is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-25
All - Rule removed The Length of Trial Period is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-26
All - Rule removed Trial Payment Posted Date is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-27
All - Rule removed Trial Payment Received Amount is mandatory and must be filled and must be greater than or equal to 0. (removed)

4/9/2012 HAMP Data Rules PMT-96
All - Rule removed The Servicer Loan Number and the HAMP Servicer Number for which a payment is being reported must match to an existing Trial Record within IR2. (removed)

4/9/2012 HAMP Data Rules PMT-98
All - Rule removed The HAMP Servicer Number is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-100
All - Rule removed First Trial Payment Due Date is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-105
All - Rule removed If the Investor Code is Fannie Mae or Freddie Mac, the GSE Servicer Number is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-106
All - Rule removed If the GSE Servicer Number is populated, the GSE Loan Number is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-107
All - Rule removed The GSE Loan Number reported in the trial payment reporting file must match the GSE Loan Number recorded for the loan in the HAMP system. (removed)

4/9/2012 HAMP Data Rules PMT-108
All - Rule removed The reported GSE Servicer Number in trial reporting must match the GSE servicer number recorded for the loan in the HAMP system. (removed)

4/9/2012 HAMP Data Rules PMT-109
All - Rule removed The Trial Payment Number must be greater than or equal to 2. (removed)

4/9/2012 HAMP Data Rules PMT-110
All - Rule removed If the GSE Loan Number is populated, the GSE Servicer Number is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules PMT-120
All - Rule removed First Trial Payment Due Date must be greater than or equal to 3/4/2009. (removed)

4/9/2012 HAMP Data Rules PMT-121
All - Rule removed First Trial Payment Due Date must be less than or equal to 12/31/2013. (removed)

4/9/2012 HAMP Data Rules PMT-123
All - Rule removed Trial Payment Posted Date must be less than or equal to 12/31/2013. (removed)

4/9/2012 HAMP Data Rules PMT-124
All - Rule removed Trial Payment Posted Date must be greater than or equal to 3/4/2009. (removed)

4/9/2012 HAMP Data Rules PMT-125
All - Rule removed First Trial Payment Due Date must be the first day of the month. (removed)

4/9/2012 HAMP Data Rules PMT-126
All - Rule removed Trial Payment shall be rejected when there is an active HAFA Notification or HAFA Payment existing in the system. (removed)

4/9/2012 HAMP Data Rules PMT-128
All - Rule removed Trial Payment Submissions will be rejected on existing loans in IR2 where Trial Plan Type Code (DD401) is (2) Chapter 13 Bankruptcy (removed)

4/9/2012 HAMP Data Rules LIR-24
All - Rule removed Property Occupancy Status Code is mandatory and must be filled and must be = 2 - Borrower Occupied. (removed)

4/9/2012 HAMP Data Rules LIR-25
All - Rule removed Property Usage Type Code is mandatory and must be filled and must be = 1 - Principal Residence. (removed)

4/9/2012 HAMP Data Rules LIR-37
Rule Detail If Investor Code is Fannie Mae or Freddie Mac, the GSE Loan Number is mandatory and must be filled. If Investor Code is Fannie Mae or Freddie Mac, the GSE Loan Number is mandatory and must be filled.
For 1MP, rule only applies if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.


4/9/2012 HAMP Data Rules LIR-40
Rule Detail For 1MP, Program Type/Campaign ID is mandatory and must be filled and must be one of the allowable values (HMP1,
HMP2, HMP7).
Program Type/Campaign ID (DD10) is mandatory and must have a value of HMP1, HMP2, HMP7, HMP21, HMP22, or HMP27.

4/9/2012 HAMP Data Rules LIR-47
All - Rule removed Monthly Debt Payments excluding PITIA is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules LIR-51
All - Rule removed Principal and Interest Payment at 31% DTI is mandatory and must be filled. (removed)

4/9/2012 HAMP Data Rules LIR-52
Rule Detail Principal and Interest Payment at 38% DTI is mandatory and must be filled. Principal and Interest Payment at 38% DTI is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

5/30/2012 HAMP Data Rules LIR-54
All - Rule removed Interest Rate Lock Date For Modification is mandatory and must be filled and must be in a valid date format. (removed)

4/9/2012 HAMP Data Rules LIR-91
Rule Detail For 1MP, if Investor Code is Fannie Mae or Freddie Mac, Interest Rate After Modification must be greater than or equal to 2%. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is Fannie Mae or Freddie Mac, Interest Rate After Modification (DD83) must be greater than or equal to 2%.

4/9/2012 HAMP Data Rules LIR-94
Rule Detail If 1MP, Amortization Term After Modification must be less than or equal to the greater of ( 480 or Remaining Term Before Modification ). Amortization Term After Modification (DD24) must be less than or equal to the greater of (480 or Remaining Term Before Modification ) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-103
All - Rule removed Maximum Interest Rate After Modification is mandatory and must be filled. (removed)

5/30/2012 HAMP Data Rules LIR-107
All - Rule removed Borrower Execution Date must be greater than or equal to Interest Rate Lock Date for Modification. (removed)

6/27/2012 HAMP Data Rules LIR-108
Rule Detail For Official, the Interest Rate Lock Date must be before or on the (actual) Modification Effective Date.
For Trial, the Interest Rate Lock Date must be before or on the (anticipated) Modification Effective Date.
For Official, the Interest Rate Lock Date must be before or on the (actual) Modification Effective Date.
For Trial, the Interest Rate Lock Date must be before or on the (anticipated) Modification Effective Date.
For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.


4/9/2012 HAMP Data Rules LIR-110
All - Rule removed Interest Rate After Modification must be less than or equal to the Maximum Interest Rate After Modification. (removed)

4/9/2012 HAMP Data Rules LIR-111
Rule Detail For 1MP (not FHA), Product After Modification must be 2 (Fixed) or 3 (Step Rate). Product After Modification (DD140) must be (2) Fixed or (3) Step Rate if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-112
All - Rule removed Borrower Execution Date must be less than or equal to 12/31/2013. (removed)

4/9/2012 HAMP Data Rules LIR-119
Rule Detail If Product After Modification is a Fixed Rate, a Step Schedule must NOT exist. A Step Schedule must NOT exist, if Product After Modification (DD140) is (2) Fixed Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-120
Rule Detail Step Note Rate is mandatory and must be filled if Step Schedule exists. Step Note Rate (DD206) is mandatory and must be filled, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-121
Rule Detail If Step Schedule exists, Step Payment Effective Date is mandatory and must be filled and must be in a valid date format. Step Payment Effective Date (DD208) is mandatory and must be in a valid date format, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-122
Rule Detail Step Interest Rate Step Number is mandatory and must be filled if Step Schedule exists. Step Interest Rate Step Number (DD205) is mandatory and must be filled, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-123
Rule Detail Step New Interest Rate Step Duration is mandatory and must be filled, if Step Schedule exists. Step New Interest Rate Duration (DD209) is mandatory, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012
Updated 6/27/2012
HAMP Data Rules LIR-124
Rule Detail Step Principal and Interest Payment is mandatory and must be filled and must be greater than or equal to zero, if Step Schedule exists. Step Principal and Interest Payment (DD207) is mandatory and must be greater than zero, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-125
Rule Detail If Product After Modification is a Step Rate, the Maximum Interest Rate After Modification must be equal to Step Note Rate of the last step schedule. Max Interest Rate After Modification (DD100) must be equal to Step Note Rate (DD206) of the last step schedule, if Product After Modification (DD140) is Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-128
Rule Detail The Step Payment Effective Date of 1st schedule must be greater than or equal to First Payment Due Date After Modification plus 60 months (5 years). The Step Payment Effective Date (DD208) of 1st schedule must be greater than or equal to First Payment Due Date After Modification (DD74) plus 60 months (5 years), if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-129
Rule Detail The Step New Interest Rate Step Duration must be equal to 12 months except for the last step, if Product After Modification is a Step Rate.
Step New Interest Rate Duration (DD209) must be equal to 12 months except for the last step, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-130
Rule Detail The difference between successive Step Payment Effective Dates must be equal to 12 months. The difference between successive Step Payment Effective Dates (DD208) must be equal to 12 months, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-137
Rule Detail If Product After Modification is a Step Rate, a Step Schedule must exist at the time of official modification. This rule applies for all step attributes. A Step Schedule must exist at the time of official modification, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7. This rule applies for all step attributes.

4/9/2012 HAMP Data Rules LIR-141
Rule Detail The Step Payment Effective Date of the current step schedule must be less than or equal to the effective date of the next subsequent schedule. The Step Payment Effective Date (DD208) of the current step schedule must be less than or equal to the effective date of the next subsequent schedule, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-142
Rule Detail The Step Note Rate of the current step schedule must be less than the Step - Note Rate of the next subsequent schedule. The Step Note Rate (DD206) of the current step schedule must be less than the Step Note Rate (DD206) of the next subsequent schedule, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-143
Rule Detail The Step Principal and Interest Payment of the current Step schedule must be less than the Step Principal and Interest Payment of the next subsequent schedule. The Step Principal and Interest Payment (DD207) of the current Step schedule must be less than the Step Principal and Interest Payment (DD207) of the next subsequent schedule, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-148
Rule Detail If the Product After Modification is a Step Rate, the difference between successive Step Note Rates must be less than or equal to 1%. The difference between successive Step Note Rates (DD206) must be less than or equal to 1%, if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012
Updated 6/27/2012
HAMP Data Rules LIR-152
Rule Detail Amortization Term after Modification must be equal to the sum of the number of months in all steps plus the initial 5 year period, if Product After Modification is Step Rate. (removed)

4/9/2012 HAMP Data Rules LIR-153
Rule Detail If the Investor Code is Fannie Mae or Freddie Mac, the GSE Servicer Number is mandatory and must be filled. If the Investor Code is Fannie Mae or Freddie Mac, the GSE Servicer Number is mandatory and must be filled.
For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.


4/9/2012 HAMP Data Rules LIR-144
Rule Detail For 1MP (not applicable to FHA), if the Maximum Interest Rate After Modification equals the Greater of [PMMS Rate, Interest Rate After Modification], then the edit passes. The PMMS Rate is based on the Interest Rate Lock Date For Modification and is rounded to nearest 1/8%.

LIR-144 shall not be enforced under the following condition: If the loan is a Step Rate and the loans Term After Modification is less than or equal to the [(number of steps in its Step Rate Schedule -1) x 12] + 60.
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Maximum Interest Rate After Modification (DD100) must equal the Greater of [PMMS Rate or Interest Rate After Modification (DD83). The PMMS Rate is based on the Interest Rate Lock Date For Modification (DD87) and is rounded to nearest 1/8%. If the loan is a Step Rate and the loan's Term After Modification is less than or equal to the [(number of steps in its Step Rate Schedule -1) x 12] + 60 then the rule will not be enforced.

4/9/2012
Updated 6/27/2012
HAMP Data Rules LIR-170
Rule Detail The Step Duration of the last step must equal the Amortization Term after Modification minus the sum of the number of months in all steps excluding the last step plus the initial 5 year period if Product After Modification is Step Rate (removed)

4/9/2012 HAMP Data Rules LIR-174
All - Rule removed A loan cannot be delivered with the same borrower or co-borrower social security number as an official loan that already exists in the HAMP system. (removed)

4/9/2012 HAMP Data Rules LIR-176
All - Rule removed Front End DTI After Modification must be less than 32%. (removed)

4/9/2012 HAMP Data Rules LIR-179
Rule Detail The Step - Interest Rate Step Number must begin at 1 and must increase by 1 for subsequent steps. The Step Interest Rate Step Number(DD205) must begin at 1 and must increase by 1 for subsequent steps , if Product After Modification (DD140) is (3) Step Rate and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-185
Rule Detail For 1MP, Interest Rate Lock Date for Modification must be greater than or equal to 2/19/2009. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) must be greater than or equal to 2/19/2009.

4/9/2012 HAMP Data Rules LIR-186
All - Rule removed Interest Rate Lock Date for Modification must be less than or equal to 12/31/2013. (removed)

4/9/2012 HAMP Data Rules LIR-188
Rule Detail NPV Date must be less than or equal to 12/31/2013. NPV Date (DD119) must be less than or equal to 9/30/2014.

4/9/2012 HAMP Data Rules LIR-189
All - Rule removed Loan Modification Effective Date must be less than or equal to 12/31/2013. (removed)

4/9/2012 HAMP Data Rules LIR-190
All - Rule removed First Payment Due Date After Modification must be less than or equal to 12/31/2013. (removed)

4/9/2012 HAMP Data Rules LIR-193
All - Rule removed Last Paid Installment Date After Modification must be less than or equal to 12/31/2013. (removed)

4/9/2012 HAMP Data Rules LIR-199
All - Rule removed If 1MP and If Product After Modification is 'Fixed Rate', Interest Rate After Modification must be equal to Maximum Interest Rate. (removed)

4/9/2012 HAMP Data Rules LIR-207
Rule Detail If Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.


4/9/2012 HAMP Data Rules LIR-208
All - Rule removed Monthly Housing Expense Before Modification must be greater than Monthly Housing Expense After Modification. (removed)

4/9/2012 HAMP Data Rules LIR-212
Rule Detail If Investor Code is Fannie Mae, GSE Loan Number must be numeric and must be 10 digits. If Investor Code is Fannie Mae, GSE Loan Number must be numeric and must be 10 digits.
For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.


4/9/2012 HAMP Data Rules LIR-213
Rule Detail If Investor Code is Freddie Mac, GSE Loan Number must be 9 digits and must be numeric OR 12 digits and alphanumeric and can have embedded spaces. If Investor Code is Freddie Mac, GSE Loan Number must be 9 digits and must be numeric OR 12 digits and alphanumeric and can have embedded spaces.
For 1MP, this rule applies only if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.


4/9/2012 HAMP Data Rules LIR-215
All - Rule removed Front Ratio Before Modification must be greater than 31%. (removed)

4/9/2012 HAMP Data Rules LIR-221
All - Rule removed If Borrower Monthly Housing Expenses After Modification and Borrower Monthly Gross Income Amount is greater than 0, calculated Front End DTI After Modification must be less than 32%. (removed)

4/9/2012 HAMP Data Rules LIR-222
All - Rule removed Front End DTI Before Modification must be greater than Front End DTI After Modification. (removed)

5/30/2012 HAMP Data Rules LIR-223
All - Rule removed Difference between delivered Front End DTI After Modification and calculated Front End DTI After Modification must be less than or equal to 1%. (removed)

4/9/2012 HAMP Data Rules LIR-224
All - Rule removed If Borrower Monthly Housing Expenses Before Modification and Borrower Monthly Gross Income Amount are greater than 0, calculated Front End DTI Before Modification must be greater than 31%. (removed)

4/9/2012 HAMP Data Rules LIR-232
All - Rule removed A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.) (removed)

4/9/2012 HAMP Data Rules LIR-235
Rule Detail If the Program Type/Campaign ID(DD10) = HMP7 then the First Trial Payment Due Date(DD17) - Last Paid Installment Date Before Modification(DD89) must be less than or equal to 1 month. If the Program Type/Campaign ID (DD10) is (HMP7) Current or (HMP27) T2 Current, then 1st Trial Payment Due Date (DD17) - Last Paid Installment Date Before Modification (DD89) must be less than or equal to 1 month.

4/9/2012 HAMP Data Rules LIR-241
Rule Detail The absolute value of (submitted Principal and Interest Payment at 38% DTI - calculated Principal and Interest at 38% DTI) / the calculated Principal and Interest at 38% DTI must be less than or equal to 0.5%. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, the absolute value of (submitted Principal and Interest Payment at 38% DTI (DD134) - calculated Principal and Interest at 38% DTI) / the calculated Principal and Interest at 38% DTI must be less than or equal to 0.5%.

4/9/2012 HAMP Data Rules LIR-242
All - Rule removed The absolute value of (submitted Principal and Interest Payment at 31% DTI - calculated Principal and Interest at 31% DTI) / the calculated Principal and Interest at 31% DTI must be less than or equal to 0.5%. (removed)

4/9/2012 HAMP Data Rules LIR-243
All - Rule removed The absolute value of (submitted Principal and Interest Payment After Modification - calculated Principal and Interest Payment After Modification) / the calculated Principal and Interest Payment After Modification must be less than or equal to 0.5%. (removed)

4/9/2012 HAMP Data Rules LIR-244
Rule Detail If the Front Ratio Before Modification is equal to 38%, the absolute value of (the Principal and Interest Payment at 38% DTI - the Principal and Interest Payment Before Modification) / the Principal and Interest Payment Before Modification must be less than or equal to 0.5%. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Front Ratio Before Modification (DD77) is equal to 38%, the absolute value of (the Principal and Interest Payment at 38% DTI - the Principal and Interest Payment Before Modification) / the Principal and Interest Payment Before Modification (DD135) must be less than or equal to 0.5%.

4/9/2012 HAMP Data Rules LIR-245
Rule Detail If the Front Ratio Before Modification is greater than 38%, then the Principal and Interest Payment at 38% DTI must be less than the Principal and Interest Payment Before Modification. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Front Ratio Before Modification (DD77) is greater than 38%, then the Principal and Interest Payment at 38% DTI (DD134) must be less than the Principal and Interest Payment Before Modification (DD135).

4/9/2012 HAMP Data Rules LIR-246
Rule Detail If the Front Ratio Before Modification is less than 38%, then the Principal and Interest Payment at 38% DTI must be greater than the Principal and Interest Payment Before Modification. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Front Ratio Before Modification (DD77) is less than 38%, then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment Before Modification (DD135).

4/9/2012 HAMP Data Rules LIR-247
All - Rule removed The absolute value of (submitted Principal and Interest Payment Before Modification - calculated Principal and Interest Payment Before Modification) / the calculated Principal and Interest Payment Before Modification must be less than or equal to 0.5%. (removed)

5/30/2012 HAMP Data Rules LIR-318
All - Rule removed Unemployment Plan Forbearance Initiation Month (DD596) must be before or equal to 2013-12-01. (removed)

5/30/2012 HAMP Data Rules LIR-320
All - Rule removed A 1MP Trial/Official Loan Setup transaction, with Forbearance Plan Type Code (DD593) of Unemployment (1) should not match to a 1MP loan that was an official modification. (removed)

5/30/2012 HAMP Data Rules LIR-321
All - Rule removed A 1MP Trial/Official Loan Setup transaction, with Forbearance Plan Type Code (DD593) of Unemployment and Federally Declared Disaster (3) should not match to a 1MP loan that was an official modification. (removed)

5/30/2012 HAMP Data Rules LIR-322
All - Rule removed A 1MP Trial/Official Loan Setup transaction, with Forbearance Plan Type Code (DD593) of Federally Declared Disaster (2) should not match to a 1MP loan that was an official modification. (removed)

4/9/2012 HAMP Data Rules LIR-328
All - Rule removed There cannot be multiple active trial loans with the same Borrower Social Security(DD43) or Co-Borrower Social Security Number(DD59). (removed)

4/9/2012 HAMP Data Rules LIR-329
All - Rule removed There cannot be multiple active trial loans with the same Borrower Social Security(DD43) or Co-Borrower Social Security Number(DD59). (removed)

4/9/2012 HAMP Data Rules LIR-333
All - Rule removed For all Trial and Official modification loans, Maturity Date Before Modification (DD99) should be less than 01/01/2059. (removed)

4/9/2012 HAMP Data Rules LIR-334
All - Rule removed For all Trial and Official modification loans, Maturity Date After Modification (DD98) should be less than 01/01/2059, if exists. (removed)

4/9/2012 HAMP Data Rules LIR-348
Rule Detail Principal Reduction Alternative Amount (DD591) must be less than the Unpaid Principal Balance Before Modification'(DD225), if provided Principal Reduction Alternative Amount (DD591) must be less than the Unpaid Principal Balance Before Modification (DD225) plus Amount Capitalized (DD27), if provided.

4/9/2012 HAMP Data Rules LIR-355
Rule Detail If Principal Reduction Alternative (PRA) Code (DD592) is ‘2’, the Post-Arrearage MTMLTV Amount (DD701) must be > 100%. Calculated Post-Arrearage MTMLTV Amount must be > 100% if Principal Reduction Alternative (PRA) Code (DD592) is 2 and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-358
Rule Detail The Principal Write-down (Forgiveness) (DD139) must be greater than or equal to the Principal Reduction Alternative Amount (DD591) if the Principal Reduction Alternative (PRA) Code (DD592) is ‘2’ or ‘3’. Principal Write-down (Forgiveness) (DD139) must be greater than or equal to the Principal Reduction Alternative Amount (DD591) if the Principal Reduction Alternative (PRA) Code (DD592) is 2 or 3 and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-373
Rule Detail Amount Capitalized (DD27) must be populated if Principal Reduction Alternative (PRA) Code (DD592) = 2 Amount Capitalized (DD27) must be populated if Principal Reduction Alternative (PRA) Code (DD592) is 2 or 3.

4/9/2012 HAMP Data Rules LIR-374
Rule Detail The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (2) Freddie Mac should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (2) Freddie Mac unless it is matched to the same loan as the submission. The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (2) Freddie Mac should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (2) Freddie Mac unless it is matched to the same loan as the submission.
For 1MP, this rule only applies if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7


4/9/2012 HAMP Data Rules LIR-375
Rule Detail The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (1) Fannie Mae should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (1) Fannie Mae unless it is matched to the same loan as the submission. The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (1) Fannie Mae should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (1) Fannie Mae unless it is matched to the same loan as the submission.
For 1MP, this rule only applies if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7


4/9/2012 HAMP Data Rules LIR-377
All - Rule removed Max Interest Rate After Modification (DD100) must be less than 20%. (removed)

4/9/2012 HAMP Data Rules LIR-380
Rule Detail If Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0. If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0.

4/9/2012 HAMP Data Rules LIR-427
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an existing Trial Active, Official Active, Official Paid Off or Official Active Non-Payment loan in the HAMP System with a Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-429
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing loan in Trial Active, Trial Disqualified, Official Active, Official Disqualified, Official Paid-Off or Official Active Non-Payment state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9, HMP12, HMP21, HMP22 or HMP27.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-430
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to a loan in Trial Active, Official Active, Official Disqualified, Official Paid-Off or Official Active Non-Payment state in the HAMP System with a Program Type/Campaign ID (DD10) of HMP9 or HMP12.

4/9/2012 HAMP Data Rules LIR-431
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official, (6) Official Correction, or (7) Official Cancel with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to an Official Disqualified loan in the HAMP System where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 and the submitted Last Paid Installment Date Before Modification (DD89) is prior to the Last Paid Installment Date (DD525) on the existing record.

4/9/2012 HAMP Data Rules LIR-432
All - new rule
Amortization Term After Modification (DD24) must be equal to the greater of (480 or Remaining Term Before Modification (DD165) ) if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 and Tier 2 Investor Override Indicator (DD959) is N.

4/9/2012 HAMP Data Rules LIR-433
All - new rule
If Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied then Program Type/Campaign ID (DD10) must be HMP21-Tier2 HMP Default.

4/9/2012 HAMP Data Rules LIR-434
All - new rule
If Program Type/Campaign ID is (DD10) HMP21, HMP22 or HMP27, Interest Rate Lock Date for Modification (DD87) must be null.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-435
All - new rule
Interest Rate After Modification (DD83) must equal the [PMMS Rate plus Owner Occupied Premium Rate or Non-Owner Occupied Premium Rate, whichever applies] that was published at time of NPV Date (DD119) if Tier 2 Investor Override Indicator (DD959) is N and Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 . PMMS Rate should be rounded up to the nearest 1/8th.

4/9/2012 HAMP Data Rules LIR-436
All - new rule
If Program Type/Campaign ID is (DD10) HMP21, HMP22 or HMP27, Max Interest Rate After Modification (DD100) must be null.

4/9/2012 HAMP Data Rules LIR-437
All - new rule
Principal Write-down (Forgiveness) (DD139) must be equal to the Principal Reduction Alternative Amount (DD591) if Principal Reduction Alternative (PRA) Code (DD592) is 2 or 3 and Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

4/9/2012 HAMP Data Rules LIR-438
All - new rule
NPV Model Result Amount Pre-mod (DD121) must not be equal to NPV Model Result Amount Post-mod (DD120).

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-440
All - new rule
PRA NPV Model Result Amount Post-mod (DD570) must not equal NPV Model Result Amount Post-mod (DD120), if provided.

4/9/2012 HAMP Data Rules LIR-441
All - new rule
If Principal Reduction Alternative (PRA) Code (DD592) is 1 or 4, Principal Reduction Alternative Amount (DD591) must be null.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-444
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches to a Additional Data Reporting record with a Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) of (11) Loan Paid Off shall not be accepted.

4/9/2012 HAMP Data Rules LIR-445
All - new rule
Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 will not be allowed if there was a matching Official modification in the HAMP system with Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 that was cancelled in the same month as the current submission.

4/9/2012 HAMP Data Rules LIR-446
All - new rule
Submission Status (DD210) of (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 will not be allowed if there was a matching Official modification in the HAMP system where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 that was cancelled in the same month as the current submission.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-449
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and Borrower Social Security Number (DD43) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 in the submitted 1st Lien setup file is not allowed.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-450
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 and Co-Borrower Social Security Number (DD59) matches Borrower Social Security Number (DD43) or Co-Borrower Social Security Number (DD59) of another modification record where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 in the submitted 1st Lien setup file is not allowed.

5/30/2012 HAMP Data Rules LIR-454
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where the HAMP Servicer Number (DD8)/Servicer Loan Number (DD14) combination matches an Additional Data Reporting Transaction where the Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is (4) Other Ineligible Property (i.e. Property Condemned, Property > 4 units) is not allowed.

5/30/2012 HAMP Data Rules LIR-455
All - new rule
Tier 2 Investor Override Indicator (DD959) must be null if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

5/30/2012 HAMP Data Rules LIR-456
All - new rule
Principal and Interest After Modification (DD132) must equal [[(Interest Rate After Mod/100)/12]/[1-(1+(Interest Rate After Mod/100)/12)^ - Amortization Term After Mod]] * UPB After Mod, within a 0.5% tolerance

5/30/2012 HAMP Data Rules LIR-457
All - new rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 which matches to an existing Trial Not Approved/Not Accepted ADR record with an evaluation date on or after 6/1/2012 for the loan and 1st Trial Payment Due Date (DD17) is before Modification Evaluation Date (DD970) of the ADR record is not allowed.


4/9/2012 HAMP Data Rules LIR-462
All - new rule
Tier 2 Investor Override Indicator (DD959) is mandatory and must have a value of Y or N if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

4/9/2012 HAMP Data Rules LIR-472
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Back Ratio Before Modification (DD32) must be greater than or equal to the Back Ratio After Modification (DD31), if it exists.


4/9/2012 HAMP Data Rules LIR-476
All - new rule
Property Occupancy Status Code (DD149) is mandatory and must be (2) Borrower Occupied if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-477
All - new rule
Property Occupancy Status Code (DD149) is mandatory and must be (1) Vacant, (2) Borrower Occupied or (3) Tenant Occupied if Program Type/Campaign ID (DD 10) is HMP21, HMP22 or HMP27.

4/9/2012 HAMP Data Rules LIR-478
All - new rule
Property Usage Type Code (DD155) is mandatory and must be (1) Principal Residence if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-479
All - new rule
Property Usage Type Code (DD155) is mandatory and must be (1) Principal Residence or (3) Investment Property if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-480
All - new rule
Submission Status (DD210) of (1) Trial, with Program Type/Campaign ID (DD10) of HMP21, HMP22 or HMP27 shall be rejected if it matches to a modification in the HAMP System for the loan where Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7 that was Official Disqualified in the same month as the current submission.

4/9/2012 HAMP Data Rules LIR-481
All - new rule
Principal and Interest Payment at 31% DTI (DD133) is mandatory if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-482
All - new rule
If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, Submission Status (DD210) cannot be (5) Trial Cancel.

4/9/2012 HAMP Data Rules LIR-483
All - new rule
Monthly Debt Payments excluding PITIA (DD109) is mandatory and must be filled if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-484
All - new rule
Maximum Interest Rate After Modification (DD100) is mandatory and must be greater than zero if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-485
All - new rule
All step attributes must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

4/9/2012 HAMP Data Rules LIR-486
All - new rule
Modification Effective Date (DD105) must be less than or equal to 9/30/2014.

4/9/2012 HAMP Data Rules LIR-487
All - new rule
Interest Rate After Modification (DD83) must be less than or equal to the Max Interest Rate After Modification (DD100) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-488
All - new rule
Product After Modification (DD140) must be (2) Fixed if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-489
All - new rule
Borrower Execution Date (DD37) must be less than or equal to 12/31/2014.

4/9/2012 HAMP Data Rules LIR-490
All - new rule
Front Ratio After Modification (DD76) must be less than 32% if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-491
All - new rule
Front Ratio After Modification (DD76) must be greater than or equal to 24% and less than or equal to 43% if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

4/9/2012 HAMP Data Rules LIR-492
All - new rule
If Submission Status (DD210) is (3) Official or (6) Official Correction, NPV Date (D119) must match the NPV Date (D119) of existing matching record in the HAMP System.

4/9/2012 HAMP Data Rules LIR-493
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, Interest Rate Lock Date for Modification (DD87) must be less than or equal to 9/30/2014.

4/9/2012 HAMP Data Rules LIR-494
All - new rule
First Payment Due Date After Modification (DD74) must be less than or equal to 9/30/2014.

4/9/2012 HAMP Data Rules LIR-495
All - new rule
Last Paid Installment Date After Modification (DD88) must be less than or equal to 9/30/2014, if provided.

4/9/2012 HAMP Data Rules LIR-497
All - new rule
Monthly Housing Expense Before Modification (DD113) must be greater than Monthly Housing Expense After Modification (DD112) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-498
All - new rule
Front Ratio Before Modification (DD77) must be greater than 31% if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-499
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Monthly Housing Expense After Modification (DD112) and Monthly Gross Income Amount (D110) is greater than 0, calculated Front Ratio After Modification (DD76) must be less than 32%.

4/9/2012 HAMP Data Rules LIR-500
All - new rule
Front Ratio Before Modification (DD77) must be greater than Front Ratio After Modification (DD76) if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-501
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Monthly Housing Expense Before Modification (DD113) and Monthly Gross Income (DD110) are greater than 0, the calculated Front Ratio Before Modification (DD77) must be greater than 31%.

4/9/2012
Updated 6/27/2012
HAMP Data Rules LIR-502
All - new rule
If Program Type/Campaign ID (DD10) is HMP1 - HMP Default or HMP21 - Tier 2 HMP Default then First Trial Payment Due Date (DD17) - Last Paid Installment Date Before Modification (DD89) must be 3 months or greater.

4/9/2012 HAMP Data Rules LIR-503
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, the absolute value of (submitted Principal and Interest Payment at 31% DTI (DD133) - calculated Principal and Interest at 31% DTI) / the calculated Principal and Interest at 31% DTI must be less than or equal to 0.5%.

4/9/2012 HAMP Data Rules LIR-504
All - new rule
Maturity Date Before Modification (DD99) must be less than 01/01/2060.

4/9/2012 HAMP Data Rules LIR-505
All - new rule
Maturity Date After Modification (DD98) must be less than 01/01/2060, if provided.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-506
All - new rule
Max Interest Rate After Modification (DD100) must be less than 20%, if provided.

4/9/2012 HAMP Data Rules LIR-507
All - new rule
If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, Investor Code (DD9) must be (3) Private or (4) Portfolio.

4/9/2012 HAMP Data Rules LIR-509
All - new rule
If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, Principal and Interest Payment After Modification (DD132) must be less than or equal to Principal and Interest Payment Before Modification (DD135) - (Principal and Interest Payment Before Modification (DD135) * 0.10).

4/9/2012 HAMP Data Rules LIR-510
All - new rule
If Property Usage Type Code (DD155) is (1) Principal Residence, Property Occupancy Status Code (DD149) must be (2). Borrower Occupied.

4/9/2012 HAMP Data Rules LIR-512
All - new rule
If Property Usage Type Code (DD155) is (3) Investment Property, Property Occupancy Status Code (DD149) must be (1) Vacant or (3) Tenant Occupied.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-513
All - new rule
PRA NPV Model Result Amount Pre-mod (DD571) must be equal to NPV Model Result Amount Pre-mod (DD121), if provided.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-514
All - new rule
PRA NPV Model Result Amount Pre-mod (DD571) must not equal PRA NPV Model Result Amount Post-mod (DD570), if provided.

4/9/2012 HAMP Data Rules LIR-517
All - new rule
Principal Write-down (Forgiveness) (DD139) is mandatory if PRA Code (DD592) is 2 or 3.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-518
All - new rule
Submission Status (DD210) of (1) Trial or (3) Official with Program Type/Campaign ID (DD10) of HMP1, HMP2 or HMP7 shall be rejected if it matches to an existing modification in the HAMP System where Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27 where the corresponding Trial Fallout Reason code is not (18) Submission Error Correction and 1st Trial Payment Due Date (DD17) of submitted modification is prior to the 1st Trial Payment Due Date (DD17) of existing modification.

4/9/2012 HAMP Data Rules LIR-521
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 is not allowed if Borrower Social Security Number (DD43) matches to any social security numbers that are associated to any loans in Trial Disqualified state where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-522
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 is not allowed if Co-Borrower Social Security Number (DD59) matches to any social security numbers that are associated to any loans in Trial Disqualified state where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

4/9/2012 HAMP Data Rules LIR-525
All - new rule
If Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment After Modification (DD132) - calculated Principal and Interest Payment After Modification) / the calculated Principal and Interest Payment After Modification must be less than or equal to 0.5%.

4/9/2012 HAMP Data Rules LIR-526
All - new rule
If Property Usage Type Code (DD155) is (1) Principal Residence, the absolute value of (submitted Principal and Interest Payment Before Modification (DD135) - calculated Principal and Interest Payment Before Modification) / the calculated Principal and Interest Payment Before Modification must be less than or equal to 0.5%.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-527
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Borrower Social Security Number (DD43) matches to an active trial or official loan in the HAMP system with a different HAMP Servicer Number (DD8) /Servicer Loan Number (DD14) combination and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9 or HMP12 will not be accepted.

4/9/2012
updated 5/30/2012
HAMP Data Rules LIR-528
All - new rule
Submission Status (DD210) of (1) Trial, (3) Official or (6) Official Correction where Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7 and Co-Borrower Social Security Number (DD59) matches to an active trial or official loan in the HAMP system with a different HAMP Servicer Number (DD8) /Servicer Loan Number (DD14) combination and Program Type/Campaign ID (DD10) is HMP1, HMP2, HMP7, HMP9 or HMP12 will not be accepted.

4/9/2012 HAMP Data Rules LIR-529
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Due Date (DD17) must be greater than or equal to 3/4/2009 and less than or equal to 6/30/2014, if provided.

4/9/2012 HAMP Data Rules LIR-530
All - new rule
If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Due Date (DD17) must be greater than or equal to 6/1/2012 and less than or equal to 6/30/2014, if provided.

4/9/2012 HAMP Data Rules LIR-531
All - new rule
1st Trial Payment Due Date (DD17) is mandatory and must be filled if Submission Status (DD210) is (1) Trial.

4/9/2012 HAMP Data Rules LIR-532
All - new rule
1st Trial Payment Due Date (DD17) must be the first day of the month, if provided.

4/9/2012 HAMP Data Rules LIR-533
All - new rule
Length of Trial Period (DD91) is mandatory and must be filled.

4/9/2012 HAMP Data Rules LIR-534
All - new rule
If Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7, 1st Trial Payment Posted Date (DD18) must be greater than or equal to 3/4/2009 and less than or equal to 6/30/2014, if provided.

4/9/2012 HAMP Data Rules LIR-535
All - new rule
If Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27, 1st Trial Payment Posted Date (DD18) must be greater than or equal to 6/1/2012 and less than or equal to 6/30/2014, if provided.

4/9/2012 HAMP Data Rules LIR-536
All - new rule
1st Trial Payment Posted Date (DD18) is mandatory and must be filled if Submission Status (DD210) is (1) Trial.

4/9/2012 HAMP Data Rules LIR-537
All - new rule
1st Trial Payment Received Amount (DD19) must be greater than or equal to 0, if provided.

4/9/2012 HAMP Data Rules LIR-538
All - new rule
1st Trial Payment Received Amount (DD19) is mandatory if Submission Status (DD210) is (1) Trial.


5/30/2012 HAMP Data Rules LIR-539
All - new rule
Interest Rate Lock Date For Modification (DD87) is mandatory and must be in a valid date format if Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

5/30/2012 HAMP Data Rules LIR-540
All - new rule
Principal and Interest Payment at 31% DTI (DD133) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

5/30/2012 HAMP Data Rules LIR-541
All - new rule
Principal and Interest Payment at 38% DTI (DD134) must be null if Program Type/Campaign ID (DD10) is HMP21, HMP22 or HMP27.

5/30/2012 HAMP Data Rules LIR-542
All - new rule
Principal and Interest Payment at 38% DTI (DD134) must be greater than or equal to zero, if provided.

5/30/2012 HAMP Data Rules LIR-543
All - new rule
Principal and Interest Payment at 31% DTI (DD133) must be greater than or equal to zero, if provided.

5/30/2012 HAMP Data Rules LIR-544
All - new rule
Monthly Debt Payments excluding PITIA (DD109) must be greater than or equal to zero, if provided

5/30/2012
Updated 6/27/2012
HAMP Data Rules LIR-545
All - new rule
Borrower Execution Date (DD37) must be greater than or equal to Interest Rate Lock Date for Modification (DD87), if provided and Program Type/Campaign ID (DD10) is HMP1, HMP2 or HMP7.

5/30/2012 HAMP Data Rules LIR-546
All - new rule
Primary Residence Total Housing Expense Amount (DD958) must be null if Property Occupancy Status Code (DD149) is (2) Borrower Occupied

5/30/2012 HAMP Data Rules LIR-547
All - new rule
Primary Residence Total Housing Expense Amount (DD958) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied.

5/30/2012 HAMP Data Rules LIR-548
All - new rule
Monthly Gross Rental Income Amount (DD956) must be null if Property Occupancy Status Code (DD149) is (2) Borrower Occupied.

5/30/2012 HAMP Data Rules LIR-549
All - new rule
Monthly Gross Rental Income Amount (DD956) is mandatory and must be greater than or equal to zero if Property Occupancy Status Code (DD149) is (1) Vacant or (3) Tenant Occupied.

5/30/2012 HAMP Data Rules LIR-550
All - new rule
Difference between delivered Front Ratio After Modification (DD76) and calculated Front End DTI After Modification must be less than or equal to 1%.

Calculated Front End DTI After Modification on owner occupied properties = Monthly Housing Expense After Modification (DD112) / Monthly Gross Income (DD110).

Calculated Front End DTI After Modification on non owner occupied properties = Primary Residence Total Housing Expense Amount (DD958) + subject property net rental income after modification, if negative (absolute value) / Monthly Gross Income (DD110) + Subject property net rental income after modification, if positive.

Subject property net rental income after modification is calculated as (Monthly Gross Rental Income Amount (DD956) * 0.75) - Monthly Housing Expense After Modification (DD112).




















1st Lien Data Dictionary Changes - Revisions Effective Starting 4/30/2012

Publication Date
Ref ID Name of Data Point Field Old Value New Value

11/30/2011 HAMP Data Dictionary DD27 Amount Capitalized Rule Details - Rule Update LIR-366
Amount Capitalized (DD27), if provided, must be greater than $0.
LIR-366
Amount Capitalized (DD27), if provided, must be greater than $0.
As of 4/30/2012 - This rule is no longer applicable and is removed


Condition Under Which Data Is Required For 2nd Lien: If exists

For PRA: if Principal Reduction Alternative (PRA) Code (DD592) = 2
For 2nd Lien: If exists

For PRA: if Principal Reduction Alternative (PRA) Code (DD592) = 2 or 3


Allowable Values Data Range:
Min: 0
Max: 999999999999999999.99
Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99


Rule Details - New Rule
LIR-423
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists)


Rule Type - New Rule
LIR-423
LPS
Hard Stop


11/30/2011 HAMP Data Dictionary DD33 Borrower Contributions Rule Details - New Rule
LIR-423
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists)


Rule Type - New Rule
LIR-423
LPS
Hard Stop


11/30/2011 HAMP Data Dictionary DD136 Principal Forbearance Amount Rule Details - New Rule
LIR-423
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists)


Rule Type - New Rule
LIR-423
LPS
Hard Stop


11/30/2011 HAMP Data Dictionary DD592 Principal Reduction Alternative (PRA) Code Rule Details - New Rule
LIR-423
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists)


Rule Type - New Rule
LIR-423
LPS
Hard Stop


11/30/2011 HAMP Data Dictionary DD139 Principal Write-down (Forgiveness) Rule Details - New Rule
LIR-423
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists)


Rule Type - New Rule
LIR-423
LPS
Hard Stop


11/30/2011 HAMP Data Dictionary DD222 Unpaid Principal Balance After Modification Rule Details - New Rule
LIR-423
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists)


Rule Type - New Rule
LIR-423
LPS
Hard Stop


11/30/2011 HAMP Data Dictionary DD225 Unpaid Principal Balance Before Modification Rule Details - New Rule
LIR-423
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, UPB After Modification (DD222) must equal, within a plus or minus $1.00 tolerance, (UPB Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Borrower Contributions (DD33), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance (DD136), if it exists)


Rule Type - New Rule
LIR-423
LPS
Hard Stop




















1st Lien Data Dictionary Changes - Revisions Effective Starting 1/30/2012

Publication Date
Ref ID Name of Data Point Field Old Value New Value

2/29/2012 HAMP Data Dictionary DD105 Modification Effective Date Rule Type - Rule Update LIR-200
LPS
Hard Stop
LIR-200
Hard Stop




















1st Lien Data Dictionary Changes - Data Dictionary Documentation Update for Previously Implemented Changes

Publication Date
Ref ID Name of Data Point Field Old Value New Value

2/29/2012 HAMP Data Dictionary DD17 1st Trial Payment Due Date
PMT-100
First Trial Payment Due Date is mandatory and must be filled.

PMT-120
First Trial Payment Due Date must be greater than or equal to 3/4/2009.

PMT-121
First Trial Payment Due Date must be less than or equal to 12/31/2013.

PMT-125
First Trial Payment Due Date must be the first day of the month.
PMT-100
1st Trial Payment Due Date is mandatory and must be filled.

PMT-120
1st Trial Payment Due Date must be greater than or equal to 3/4/2009.

PMT-121
1st Trial Payment Due Date must be less than or equal to 12/31/2013.

PMT-125
1st Trial Payment Due Date must be the first day of the month.


2/29/2012 HAMP Data Dictionary DD18 1st Trial Payment Posted Date
PMT-26
Trial Payment Posted Date is mandatory and must be filled.

PMT-123
Trial Payment Posted Date must be less than or equal to 12/31/2013.

PMT-124
Trial Payment Posted Date must be greater than or equal to 3/4/2009.
PMT-26
1st Trial Payment Posted Date is mandatory and must be filled.

PMT-123
1st Trial Payment Posted Date must be less than or equal to 12/31/2013.

PMT-124
1st Trial Payment Posted Date must be greater than or equal to 3/4/2009.


2/29/2012 HAMP Data Dictionary DD67 Escrow Payment After Modification Rule Type - Rule Update LIR-207
LPS
Hard Stop
LIR-207
Hard Stop


2/29/2012 HAMP Data Dictionary DD68 Escrow Payment Before Modification Rule Type - Rule Update LIR-207
LPS
Hard Stop
LIR-207
Hard Stop


2/29/2012 HAMP Data Dictionary DD593 Forbearance Plan Type Code Rule Details - Previously implemented rule added to Data Dictionary
LIR-363
A 1MP Trial/Official Loan Setup transaction, with Forbearance Plan Type Code (DD593)of Unemployment (1) or Unemployment and Federally Declared Disaster (3) should not match to a loan in the system with a Forbearance Plan Type Code (DD593) of Unemployment (1) or Unemployment and Federally Declared Disaster (3).


Rule Type - Previously implemented rule added to Data Dictionary
LIR-363
Warning


2/29/2012 HAMP Data Dictionary DD76 Front Ratio After Modification Rule Details - Rule added to Data Point
LIR-341
For all Trial (if exists), and Permanent Modifications, the Back Ratio After Modification (DD31) should always be greater than or equal to the Front Ratio After Modification (DD76), if provided


HAMP Data Dictionary Rule Type - Rule added to Data Point
LIR-341
LPS
Hard Stop


2/29/2012 HAMP Data Dictionary DD77 Front Ratio Before Modification Rule Details - Rule removed from Data Point LIR-341
For all Trial (if exists), and Permanent Modifications, the Back Ratio After Modification (DD31) should always be
greater than or equal to the Front Ratio After Modification (DD76), if provided
(removed)

Rule Type - Rule removed from Data Point LIR-341
LPS
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD8 HAMP Servicer Number Rule Details - Rule added to Data Point
OMR-119
The Loan for which the payment is being submitted in the official monthly reporting file cannot be inactive or in Trial Mode.


Rule Type - Rule added to Data Point
OMR-119
Hard Stop


2/29/2012 HAMP Data Dictionary DD8 HAMP Servicer Number Rule Details - Previously implemented rule added to Data Dictionary
PMT-126
Trial Payment shall be rejected when there is an active HAFA Notification or HAFA Payment existing in the system


Rule Type - Previously implemented rule added to Data Dictionary
PMT-126
Hard Stop


2/29/2012 HAMP Data Dictionary DD82 Interest Payment Rule Details - Rule removed from Data Point OMR-119
The Loan for which the payment is being submitted in the official monthly reporting file cannot be inactive or in Trial Mode.
(removed)

Rule Type - Rule removed from Data Point OMR-119
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD83 Interest Rate After Modification Rule Details - Rule Update LIR-199
If 1MP and If Product After Modification is 'Fixed Rate', Interest Rate After Modification is equal to Maximum Interest Rate.
LIR-199
If 1MP and If Product After Modification is 'Fixed Rate', Interest Rate After Modification must be equal to Maximum Interest Rate.


2/29/2012 HAMP Data Dictionary DD9 Investor Code Rule Details - Previously implemented rule added to Data Dictionary
LIR-93
If Investor Code is Private or Portfolio, then the Fee Cap Amount cannot be 0.


Rule Type - Previously implemented rule added to Data Dictionary
LIR-93
Hard Stop


Rule Details - Rule removed from Data Point LIR-226
If an official loan is cancelled, do not allow an official submission after an official cancellation in the same reporting period.
(removed)

Rule Type - Rule removed from Data Point LIR-226
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD525 Last Paid Installment Date Rule Details - Rule removed from Data Point OMR-119
The Loan for which the payment is being submitted in the official monthly reporting file cannot be inactive or in Trial Mode.
(removed)

Rule Type - Rule removed from Data Point OMR-119
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD91 Length of Trial Period Rule Details - Previously implemented rule added to Data Dictionary
PMT-25
The Length of Trial Period is mandatory and must be filled.


Rule Type - Previously implemented rule added to Data Dictionary
PMT-25
LPS
Hard Stop


2/29/2012 HAMP Data Dictionary DD294 Loan Unpaid Principal Balance Amount Rule Details - Rule removed from Data Point OMR-119
The Loan for which the payment is being submitted in the official monthly reporting file cannot be inactive or in Trial Mode.
(removed)

Rule Type - Rule removed from Data Point OMR-119
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD113 Monthly Housing Expense Before Modification Rule Details - Rule removed from Data Point LIR-238
The submission of a new Trial, cancellation of a Trial, or the conversion of Trial to Official cannot occur if an an active HAFA Notification or a paid HAFA short sale or deed-in-lieu exists for the same HAMP Servicer and Servicer loan number combination in the HAMP System.
(removed)


Rule Type - Rule removed from Data Point LIR-238
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD137 Principal Payment Rule Details - Rule removed from Data Point OMR-119
The Loan for which the payment is being submitted in the official monthly reporting file cannot be inactive or in Trial Mode.
(removed)

Rule Type - Rule removed from Data Point OMR-119
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD592 Principal Reduction Alternative (PRA) Code Rule Details - Rule removed from Data Point LIR-347
Principal Reduction Alternative Amount (DD591) must be greater than $0, if provided
(removed)

Rule Type - Rule removed from Data Point LIR-347
LPS
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD10 Program Type/Campaign ID Rule Details - Previously implemented rule added to Data Dictionary
LIR-132
Submission Status (DD210) of (5) Trial Cancel requires a corresponding active trial loan to exist in the HAMP system.
LIR-133
Submission Status (DD210) of (3) Official requires a corresponding active trial loan to exist in the HAMP system.
LIR-155
Submission Status (DD210) of (5) Trial Cancel can not have a corresponding cancelled trial loan in the HAMP system.
LIR-156
Submission Status (DD210) of (3) Official can not have an existing corresponding trial loan in the HAMP system that is cancelled.
LIR-162
Submission Status (DD210) of (1) Trial can not have an existing corresponding loan in the HAMP system that is in Official status.
LIR-163
Submission Status (DD210) of (3) Official can not have an existing corresponding loan in the HAMP system that is already in Official status.
LIR-164
Submission Status (DD210) of (5) Trial Cancel can not have an existing corresponding loan in the HAMP system that is in Official status.
LIR-216
Submission Status (DD210) of (6) Official Correction requires a corresponding existing Official loan in the HAMP system.
LIR-217
Submission Status (DD210) of (7) Official Cancel requires a corresponding existing Official loan in the HAMP system.
LIR-218
Submission Status (DD210) of (6) Official Correction or (7) Official Cancel requires a corresponding loan in Official Mode, Active Payment Status in the HAMP system.
LIR-226
If an official loan is cancelled, do not allow an official submission after an official cancellation in the same reporting period.


Rule Type - Previously implemented rule added to Data Dictionary
LIR-132
Hard Stop
LIR-133
Hard Stop
LIR-155
Hard Stop
LIR-156
Hard Stop
LIR-162
Hard Stop
LIR-163
Hard Stop
LIR-164
Hard Stop
LIR-216
Hard Stop
LIR-217
Hard Stop
LIR-218
Hard Stop
LIR-226
Hard Stop


2/29/2012 HAMP Data Dictionary DD14 Servicer Loan Number Rule Details - Rule added to Data Point
OMR-119
The Loan for which the payment is being submitted in the official monthly reporting file cannot be inactive or in Trial Mode.


Rule Type - Rule added to Data Point
OMR-119
Hard Stop


2/29/2012 HAMP Data Dictionary DD14 Servicer Loan Number Rule Details - Previously implemented rule added to Data Dictionary
PMT-126
Trial Payment shall be rejected when there is an active HAFA Notification or HAFA Payment exisiting in the system


Rule Type - Previously implemented rule added to Data Dictionary
PMT-126
Hard Stop


2/29/2012 HAMP Data Dictionary DD210 Submission Status Rule Details - Previously implemented rule added to Data Dictionary
LIR-132
Submission Status (DD210) of (5) Trial Cancel requires a corresponding active trial loan to exist in the HAMP system.
LIR-133
Submission Status (DD210) of (3) Official requires a corresponding active trial loan to exist in the HAMP system.
LIR-155
Submission Status (DD210) of (5) Trial Cancel can not have a corresponding cancelled trial loan in the HAMP system.
LIR-156
Submission Status (DD210) of (3) Official can not have an existing corresponding trial loan in the HAMP system that is cancelled.
LIR-162
Submission Status (DD210) of (1) Trial can not have an existing corresponding loan in the HAMP system that is in Official status.
LIR-163
Submission Status (DD210) of (3) Official can not have an existing corresponding loan in the HAMP system that is already in Official status.
LIR-164
Submission Status (DD210) of (5) Trial Cancel can not have an existing corresponding loan in the HAMP system that is in Official status.
LIR-216
Submission Status (DD210) of (6) Official Correction requires a corresponding existing Official loan in the HAMP system.
LIR-217
Submission Status (DD210) of (7) Official Cancel requires a corresponding existing Official loan in the HAMP system.
LIR-218
Submission Status (DD210) of (6) Official Correction or (7) Official Cancel requires a corresponding loan in Official Mode, Active Payment Status in the HAMP system.
LIR-226
If an official loan is cancelled, do not allow an official submission after an official cancellation in the same reporting period.


Rule Type - Previously implemented rule added to Data Dictionary
LIR-132
Hard Stop
LIR-133
Hard Stop
LIR-155
Hard Stop
LIR-156
Hard Stop
LIR-162
Hard Stop
LIR-163
Hard Stop
LIR-164
Hard Stop
LIR-216
Hard Stop
LIR-217
Hard Stop
LIR-218
Hard Stop
LIR-226
Hard Stop


Rule Details - Rule removed from Data Point LIR-237
An Official Cancel is not allowed on a transferred loan.
(removed)

Rule Type - Rule removed from Data Point LIR-237
Hard Stop
(removed)

2/29/2012 HAMP Data Dictionary DD220 Trial Payment Posted Date Rule Details - Rule removed from Data Point LIR-169
Attribute must be in valid date format.
(removed)

Rule Type - Rule removed from Data Point LIR-169
LPS
Hard Stop
(removed)



















1st Lien Data Dictionary Changes - Revisions Effective Starting 12/01/2011

Publication Date
Ref ID Name of Data Point Field Old Value New Value

11/30/2011 HAMP Data Dictionary DD27 Amount Capitalized Description Total amount capitalized at the time of modification, including accrued interest and other advances as applicable.
For First Lien
Total amount capitalized at the time of modification, including accrued interest and other advances as applicable.

For PRA and 2MP
Effective Immediately: Amount Capitalized must include delinquent interest, if not waived (delinquent and/or accrued interest payments due from the LPI date through the Official Modification Effective date), and escrow and/or advances paid to third parties. Then Subtract any amounts remaining in borrower suspense funds if applicable.


Rule Details - Rule Update LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness



LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed

LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed


11/30/2011 HAMP Data Dictionary DD33 Borrower Contributions Description If the borrower is contributing any amounts, they must be reported here. First Lien
If the borrower is contributing any amounts, they must be reported here.

For PRA
Effective Immediately: Borrower Contributions must include any amounts contributed by the Borrower or on behalf of the Borrower, which includes any amounts applied to the Pre-Mod UPB during Trial.


11/30/2011 HAMP Data Dictionary DD63 Delinquent Interest Rule Details - Rule Update LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness



LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed

LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed


11/30/2011 HAMP Data Dictionary DD68 Escrow Payment Before Modification Description Report the monthly escrow payment amount calculated in the escrow analysis performed in conjunction with determining the borrowers eligibility for a trial period plan. The escrow analysis must be performed for all borrowers, including those that do not currently escrow for taxes and insurance. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagor, periodic payments of property taxes and hazaRD-HAMP insurance. Any allowable escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded. Report the monthly escrow payment amount calculated in the escrow analysis performed in conjunction with determining the borrowers eligibility for a trial period plan. The escrow analysis must be performed for all borrowers, including those that do not currently escrow for taxes and insurance. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagor, periodic payments of property taxes and hazard insurance. Any allowable escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded.

11/30/2011 HAMP Data Dictionary DD69 Escrow Shortage for Advances Rule Details - Rule Update LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness



LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed

LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed


11/30/2011 HAMP Data Dictionary DD124 Other Advances Rule Details - Rule Update LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness



LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed

LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed


11/30/2011 HAMP Data Dictionary DD592 Principal Reduction Alternative (PRA) Code Rule Details - Rule Update LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness



LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed

LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness
As of 12/1/2011 - This rule is no longer applicable and is removed




















1st Lien Data Dictionary Changes - Revisions Effective Starting 9/26/2011

Publication Date
Ref ID Name of Data Point Field Old Value New Value

2/29/2012 HAMP Data Dictionary DD207 Step Principal and Interest Payment Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD19 1st Trial Payment Received Amount Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD63 Delinquent Interest Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD67 Escrow Payment After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD109 Monthly Debt Payments excluding PITIA Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD110 Monthly Gross Income Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD112 Monthly Housing Expense After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD113 Monthly Housing Expense Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD132 Principal and Interest Payment After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD133 Principal and Interest Payment at 31% DTI Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD134 Principal and Interest Payment at 38% DTI Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD135 Principal and Interest Payment Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD157 Property Valuation As is Value, Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


11/30/2011 HAMP Data Dictionary DD225 Unpaid Principal Balance Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD83 Interest Rate After Modification Rule Details - Rule Update LIR-376
Interest Rate After Modification(DD83) must be less than or equal to Interest Rate Before Modification(DD85).
LIR-376
Interest Rate After Modification(DD83) must be less than or equal to Interest Rate Before Modification(DD85).
As of 9/26/2011 - This rule is no longer applicable and is removed.


9/19/2011 HAMP Data Dictionary DD85 Interest Rate Before Modification Rule Details - Rule Update LIR-376
Interest Rate After Modification(DD83) must be less than or equal to Interest Rate Before Modification(DD85).
LIR-376
Interest Rate After Modification(DD83) must be less than or equal to Interest Rate Before Modification(DD85).
As of 9/26/2011 - This rule is no longer applicable and is removed.


11/30/2011 HAMP Data Dictionary DD136 Principal Forbearance Amount Rule Details - Rule Update LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
As of 9/26/2011 - This rule is no longer applicable and is removed


9/19/2011 HAMP Data Dictionary DD139 Principal Write-Down (Forgiveness) Rule Details - Rule Update LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
As of 9/26/2011 - This rule is no longer applicable and is removed


9/19/2011 HAMP Data Dictionary DD225 Unpaid Principal Balance Before Modification Rule Details - Rule Update LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
As of 9/26/2011 - This rule is no longer applicable and is removed


9/19/2011 HAMP Data Dictionary DD27 Amount Capitalized Rule Details - Rule Update LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
As of 9/26/2011 - This rule is no longer applicable and is removed


9/19/2011 HAMP Data Dictionary DD222 Unpaid Principal Balance After Modification Rule Details - Rule Update LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).
As of 9/26/2011 - This rule is no longer applicable and is removed


6/30/2011 HAMP Data Dictionary DD100 Max Interest Rate After Modification Rule Type - Update LIR-144
Warning for Trial Loan Setup/Hard Stop for Official Loan Setup
LIR-144
Warning











1st Lien Data Dictionary Changes - Revisions Effective Starting 7/25/2011 sd
Publication Date
Ref ID Name of Data Point Field Old Value New Value

9/19/2011 HAMP Data Dictionary DD19 1st Trial Payment Received Amount Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD63 Delinquent Interest Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD67 Escrow Payment After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD109 Monthly Debt Payments excluding PITIA Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD110 Monthly Gross Income Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD112 Monthly Housing Expense After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD113 Monthly Housing Expense Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD132 Principal and Interest Payment After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD133 Principal and Interest Payment at 31% DTI Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD134 Principal and Interest Payment at 38% DTI Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD135 Principal and Interest Payment Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD157 Property Valuation As is Value Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD207 Step Principal and Interest Payment Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


9/19/2011 HAMP Data Dictionary DD225 Unpaid Principal Balance Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.


6/30/2011 HAMP Data Dictionary DD19 1st Trial Payment Received Amount Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD63 Delinquent Interest Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD67 Escrow Payment After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD88 Last Paid Installment Date After Modification


Rule Details - Rule Removed OMR-140
Last Paid Installment Date must be the 1st of a month.
(removed)

HAMP Data Dictionary Rule Type - Rule Removed OMR-140
LPS
Hard Stop
(removed)

6/30/2011 HAMP Data Dictionary DD91 Length of Trial Period Rule Type - Rule Update LIR-235
Hard Stop
(removed)

6/30/2011 HAMP Data Dictionary DD109 Monthly Debt Payments excluding PITIA Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD110 Monthly Gross Income Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD112 Monthly Housing Expense After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD113 Monthly Housing Expense Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD132 Principal and Interest Payment After Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD133 Principal and Interest Payment at 31% DTI Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD134 Principal and Interest Payment at 38% DTI Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD135 Principal and Interest Payment Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD157 Property Valuation As is Value Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD161 Property Zip Code
Data Type/Data Length Text (9) Numeric (5 or 9)

6/30/2011 HAMP Data Dictionary DD207 Step Principal and Interest Payment Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


6/30/2011 HAMP Data Dictionary DD225 Unpaid Principal Balance Before Modification Rule Details - Rule Update LIR-139
Mandatory currency attribute must be greater than or equal to 0.
LIR-139
Mandatory currency attribute must be greater than or equal to 0.
Note: For 1MP transactions this rule is not applicable for the attribute Principal and Interest Payment at 38% DTI (DD134) in LPS.


3/23/2011 HAMP Data Dictionary DD43 Borrower Social Security Number Rule Details - Rule Update LIR-232
A trial loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)

Change for 12/23/2010:
A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)
LIR-232
A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)


Allowable Values (For HAFA and 2MP)
Min: 000000001
Max: 999999998
Data Range:
Min: 000000001
Max: 999999998


3/23/2011 HAMP Data Dictionary DD59 Co-Borrower Social Security Number Rule Details - Rule Update LIR-232
A trial loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)

Change for 12/23/2010:
A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)
LIR-232
A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)


Allowable Values (For HAFA and 2MP)
Min: 000000001
Max: 999999998
Data Range:
Min: 000000001
Max: 999999998


3/23/2011 HAMP Data Dictionary DD67 Escrow Payment After Modification Rule Details - New Rule
LIR-207
If Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.


Rule Type - New Rule
LIR-207
LPS
Hard Stop


3/23/2011 HAMP Data Dictionary DD68 Escrow Payment Before Modification Rule Details - New Rule
LIR-207
If Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.


Rule Type - New Rule
LIR-207
LPS
Hard Stop


3/23/2011 HAMP Data Dictionary DD83 Interest Rate After Modification Allowable Values Data Range:
LIR;
Min: 0
Max: 99.9999

ADE;
Min: 1
Max: 99.9999
Data Range:
For 1MP/FHA/RD-HAMP:
Min: 0
Max: 99.9999

For SD 09-06:
Min: 1
Max: 99.9999


3/23/2011 HAMP Data Dictionary DD85 Interest Rate Before Modification Description The interest rate based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. Please report as rounded to nearest 8th (e.g. 4.125% should be entered as 4.125). The interest rate based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. Please report as rounded to nearest 8th (e.g. 4.120% should be entered as 4.125). Report 4 decimal places. For example, 6.125% should be entered as 6.125.

For 07/25/2011:
The interest rate based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. Please report as rounded to nearest 8th (e.g. 4.120% should be rounded to 4.125% and entered as 4.1250). Report 4 decimal places.


Allowable Values Data Range:
LIR;
Min: 0
Max: 99.9999

ADE:
Min: 1
Max: 99.9999
Data Range:

For 1MP:
Min: 0
Max: 99.9999

For SD 09-06:
Min: 1
Max: 99.9999


3/23/2011 HAMP Data Dictionary DD91 Length of Trial Period Rule Details - Rule Update LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.

Change for 3/28/2011:
If the Program Type/Campaign ID(DD10) = HMP7 then the First Trial Payment Due Date(DD17) - Last Paid Installment Date Before Modification(DD89) must be less than or equal to 1 month.","LIR-197
(removed)

3/23/2011 HAMP Data Dictionary DD110 Monthly Gross Income Rule Details - New Rule
LIR-207
Principal and Interest Payment Amount at 38% DTI must be greater than Principal and Interest Payment Amount at 31% DTI.

For 07/25/2011: If Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.


Rule Type - New Rule
LIR-207
Hard Stop


3/23/2011 HAMP Data Dictionary DD132 Principal and Interest Payment After Modification Rule Details - Rule Update LIR-204
Principal and Interest Payment Amount Before Modification must be greater than Principal and Interest Payment Amount After Modification.





LIR-206
Principal and Interest Payment Amount at 38% DTI must be greater than Principal and Interest Payment Amount After Modification.
LIR-204
Principal and Interest Payment Amount Before Modification must be greater than Principal and Interest Payment Amount After Modification.

For 7/25/2011: The Principal and Interest Payment Before Modification (DD135) must be greater than or equal to the Principal and Interest Payment After Modification (DD132).

(removed)


Rule Type - Rule Update LIR-206
Hard Stop
(removed)

Allowable Values Data Range:
LIR;
Min: 0
Max: 999999999999999999.99

ADE;
Min: 0.01
Max: 999999999999999999.99
Data Range:

For 1MP:
Min: 0
Max: 999999999999999999.99

For SD09-06:
Min: 0.01
Max: 999999999999999999.99


3/23/2011 HAMP Data Dictionary DD133 Principal and Interest Payment at 31% DTI Rule Details - Rule Update LIR-205
Principal and Interest Payment Amount Before Modification must be greater than Principal and Interest Payment Amount at 31% DTI.

LIR-207
Principal and Interest Payment Amount at 38% DTI must be greater than Principal and Interest Payment Amount at 31% DTI.
(removed)




LIR-207
Principal and Interest Payment Amount at 38% DTI must be greater than Principal and Interest Payment Amount at 31% DTI.

For 7/25/2011: If Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.


Rule Type - Rule Update LIR-205
Hard Stop
(removed)

3/23/2011 HAMP Data Dictionary DD134 Principal and Interest Payment at 38% DTI Rule Details - Rule Update LIR-206
Principal and Interest Payment Amount at 38% DTI must be greater than Principal and Interest Payment Amount After Modification.

LIR-207
Principal and Interest Payment Amount at 38% DTI must be greater than Principal and Interest Payment Amount at 31% DTI.
(removed)




LIR-207
Principal and Interest Payment Amount at 38% DTI must be greater than Principal and Interest Payment Amount at 31% DTI.

Build 11: If Escrow Payment Before Modification (DD68) - Escrow Payment After Modification (DD67) is less than 7% of Monthly Gross Income (DD110), then the Principal and Interest Payment at 38% DTI (DD134) must be greater than the Principal and Interest Payment at 31% DTI (DD133).
Note: If an attribute is Conditional/Optional and is not provided, for calculations, default it to '0'.


Rule Type - Rule Update LIR-206
Hard Stop
(removed)

3/23/2011 HAMP Data Dictionary DD135 Principal and Interest Payment Before Modification Allowable Values Data Range:
LIR;
Min: 0
Max: 999999999999999999.99

ADE;
Min: 0.01
Max: 999999999999999999.99
Data Range:

For 1MP:
Min: 0
Max: 999999999999999999.99

For SD09-06:
Min: 0.01
Max: 999999999999999999.99


Rule Details - Rule Update LIR-204
Principal and Interest Payment Amount Before Modification must be greater than Principal and Interest Payment Amount After Modification.





LIR-205
Principal and Interest Payment Amount Before Modification must be greater than Principal and Interest Payment Amount at 31% DTI.
LIR-204
Principal and Interest Payment Amount Before Modification must be greater than Principal and Interest Payment Amount After Modification.
For 07/25/2011: The Principal and Interest Payment Before Modification (DD135) must be greater than or equal to the Principal and Interest Payment After Modification (DD132).

(removed)


Rule Type - Rule Update LIR-205
Hard Stop
(removed)

3/23/2011 HAMP Data Dictionary DD10 Program Type/Campaign ID Allowable Values Enumeration (for 1st Lien):
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
HMP9 - FHA

Enumeration (for 2MP):
HMP8 - Second Lien Official Modifications and Not Approved / Not Accepted
HMP10 - Second Lien Full Extinguishments
HMP11 - Second Lien Partial Extinguishments

Enumeration (for HAFA):
HMP3 - Deed-in-lieu
HMP5 - Short Sale
Enumeration (for 1st Lien):
HMP1 - HMP Default
HMP2 - HMP Imminent Default
HMP7 - Current
HMP9 - FHA
HMP12 - Rural Development - HAMP

Enumeration (for 2MP):
HMP8 - Second Lien Official Modifications and Not Approved / Not Accepted
HMP10 - Second Lien Full Extinguishments
HMP11 - Second Lien Partial Extinguishments

Enumeration (for HAFA):
HMP3 - Deed-in-lieu
HMP5 - Short Sale


3/23/2011 HAMP Data Dictionary DD208 Step Payment Effective Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2029-01-15

For 2MP: Data Range:
Min: 2009-04-01
Max: 2029-01-01
Data Range:

For 1MP:
Min: 2009-03-04
Max: 2029-01-15

For 2MP:
Min: 2009-04-01
Max: 2029-01-01


3/23/2011 HAMP Data Dictionary DD210 Submission Status Rule Details - Rule Update LIR-232
A trial loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)
Change for 11/22/2010:
A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)
LIR-232
A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)


3/23/2011 HAMP Data Dictionary DD222 Unpaid Principal Balance After Modification Allowable Values Data Range:
LIR, ADE;
Min: 0.01
Max: 999999999999999999.99
Data Range:

For 1MP and SD09-06:
Min: 0.01
Max: 999999999999999999.99




















1st Lien Data Dictionary Changes - Revisions Effective Starting 3/28/2011

Publication Date
Ref ID Name of Data Point Field Old Value New Value

6/30/2011
DD9 Investor Code Rule Details - New Rule LIR-384
If Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136), if it exists, cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification(DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification(DD222).
(Removed)

1/27/2011
DD9 Investor Code Rule Type - New Rule LIR-384
LPS
Hard Stop
(Removed)

1/27/2011
DD136 Principal Forbearance Amount Rule Details - removed rule LIR-384
If Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136), if it exists, cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification (DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification (DD222).
(removed)


Rule Type - removed rule LIR-384
LPS
Hard Stop
(removed)

1/27/2011
DD157 Property Valuation As is Value Rule Details - Removed rule LIR-384
If Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136), if it exists, cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification (DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification (DD222).
(removed


Rule Type - Removed Rule LIR-384
LPS
Hard Stop
(removed)

1/27/2011
DD222 Unpaid Principal Balance After Modification Rule Details - Removed Rule LIR-384
If Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136), if it exists, cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification (DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification (DD222).
(removed)


Rule Type - Removed Rule LIR-384
LPS
Hard Stop
(removed)

1/27/2011
DD17 1st Trial Payment Due Date Rule Details - Rule Update LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.







PMT-100
Trial Payment Due Date is mandatory and must be filled.

PMT-120
Loan First Trial Payment Due Date must be greater than or equal to 3/4/2009.

PMT-121
Loan First Trial Payment Due Date must be less than or equal to 12/31/2013.
LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.

Change for 3/28/2011:
If the Program Type/Campaign ID(DD10) = HMP7 then the First Trial Payment Due Date(DD17) - Last Paid Installment Date Before Modification(DD89) must be less than or equal to 1 month.

PMT-100
First Trial Payment Due Date is mandatory and must be filled.

PMT-120
First Trial Payment Due Date must be greater than or equal to 3/4/2009.

PMT-121
First Trial Payment Due Date must be less than or equal to 12/31/2013.



Rule Type - Rule Update LIR-198
Hard Stop
LIR-198
LPS
Hard Stop


1/27/2011
DD18 1st Trial Payment Posted Date Rule Details - New Rule
LIR-378
Trial: 1st Trial Payment Posted Date (DD18) must be less than Modification Effective Date (DD105).

LIR-379
Official: 1st Trial Payment Posted Date (DD18), if provided, must be less than Modification Effective Date (DD105).



Rule Type - New Rule
LIR-378
LPS
Hard Stop

LIR-379
LPS
Hard Stop


1/27/2011
DD21 Action Code Date Rule Details - New Rule
OMR-162
Action Code Date (DD21), if it exists, - Last Paid Installment Date (DD525) must be less than or equal to 3 months. Calculate using the format mm-yyyy for both dates.



Rule Type - New Rule
OMR-162
LPS
Hard Stop


1/27/2011
DD27 Amount Capitalized Rule Details - New Rule
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).



Rule Type - New Rule
LIR-383
LPS
Hard Stop


1/27/2011
DD31 Back Ratio After Modification Rule Details - New Rule
LIR-382
For all Trial and Permanent Modifications, the Back Ratio Before Modification (DD32) must be greater than or equal to the Back Ratio After Modification (DD31), if it exists.



Rule Type - New Rule
LIR-382
LPS
Hard Stop


1/27/2011
DD32 Back Ratio Before Modification Rule Details - New Rule
LIR-382
For all Trial and Permanent Modifications, the Back Ratio Before Modification (DD32) must be greater than or equal to the Back Ratio After Modification (DD31), if it exists.



Rule Type - New Rule
LIR-382
LPS
Hard Stop


1/27/2011
DD67 Escrow Payment After Modification Description For First Lien:
Report the escrow amount expected in the first payment after loan modification. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagee, periodic payments of property taxes and hazard insurance. Any escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded.

For FHA:
Private Mortgage Insurance Payments must be included.
For 1st Lien:
Report the monthly escrow payment amount calculated in the escrow analysis performed in conjunction with determining the borrowers eligibility for a trial period plan. The escrow analysis must be performed for all borrowers, including those that do not currently escrow for taxes and insurance. This is the amount of money that may be collected by the servicer as part of the regular monthly mortgage payment to cover, on behalf of the mortgagor, periodic payments of property taxes and hazard insurance. Any allowable escrow shortage payment amounts must be included. Private Mortgage Insurance payments must be excluded.

For FHA:
Private Mortgage Insurance Payments must be included.


1/27/2011
DD77 Front Ratio Before Modification Allowable Values (For 1MP):
Data Range:
Min: 32
Max: 9999

(For HAFA):
Data Range:
Min: 31.01
Max: 9999.99
Data Range:
Min: 31.01
Max: 9999.99


1/27/2011
DD5 GSE Loan Number Rule Details - New Rule
LIR-374
The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (2) Freddie Mac should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (2) Freddie Mac unless it is matched to the same loan as the submission.

LIR-375
The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (1) Fannie Mae should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (1) Fannie Mae unless it is matched to the same loan as the submission.



Rule Type - New Rule
LIR-374
Hard Stop

LIR-375
Hard Stop


1/27/2011
DD83 Interest Rate After Modification Rule Details - New Rule
LIR-376
Interest Rate After Modification(DD83) must be less than or equal to Interest Rate Before Modification(DD85).



Rule Type - New Rule
LIR-376
LPS
Hard Stop


1/27/2011
DD85 Interest Rate Before Modification Rule Details - New Rule
LIR-376
Interest Rate After Modification(DD83) must be less than or equal to Interest Rate Before Modification(DD85).



Rule Type - New Rule
LIR-376
LPS
Hard Stop


1/27/2011
DD9 Investor Code Rule Details - New Rule
LIR-374
The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (2) Freddie Mac should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (2) Freddie Mac unless it is matched to the same loan as the submission.

LIR-375
The GSE Loan Number (DD5) on a 1MP submission (trial, official loan setup, or official correction) with an Investor Code (DD9) of (1) Fannie Mae should not be found when compared to the most recent 1MP loan record that is not Trial Cancelled or Trial DQed within the same Investor Code (DD9) of (1) Fannie Mae unless it is matched to the same loan as the submission.

LIR-380
If Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0.




Rule Type - New Rule
LIR-374
Hard Stop

LIR-375
Hard Stop

LIR-380
LPS
Hard Stop



1/27/2011
DD525 Last Paid Installment Date Rule Details - New Rule
OMR-162
Action Code Date (DD21), if it exists, - Last Paid Installment Date (DD525) must be less than or equal to 3 months. Calculate using the format mm-yyyy for both dates.



Rule Type - New Rule
OMR-162
LPS
Hard-Stop


1/27/2011
DD89 Last Paid Installment Date Before Modification Rule Details - Rule Update LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.
LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.

Change for 3/28/2011:
If the Program Type/Campaign ID(DD10) = HMP7 then the First Trial Payment Due Date(DD17) - Last Paid Installment Date Before Modification(DD89) must be less than or equal to 1 month.


1/27/2011
DD91 Length of Trial Period Rule Details - Rule Update LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.
LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.

Change for 3/28/2011:
If the Program Type/Campaign ID(DD10) = HMP7 then the First Trial Payment Due Date(DD17) - Last Paid Installment Date Before Modification(DD89) must be less than or equal to 1 month.



Rule Type - Rule Update LIR-198
Hard Stop
LIR-198
LPS
Hard Stop


1/27/2011
DD100 Max Interest Rate After Modification Rule Details - New Rule
LIR-377
Max Interest Rate After Modification(DD100) must be less than 20%.



Rule Type - New Rule
LIR-377
LPS
Hard Stop


1/27/2011
DD105 Modification Effective Date Rule Details - New Rule
LIR-378
BR(Trial): 1st Trial Payment Posted Date (DD18) must be less than Modification Effective Date (DD105).

LIR-379
BR(Official): 1st Trial Payment Posted Date (DD18), if provided, must be less than Modification Effective Date (DD105).



Rule Type - Rule Update LIR-198
Hard Stop
LIR-198
LPS
Hard Stop



Rule Type - New Rule
LIR-378
LPS
Hard Stop

LIR-379
LPS
Hard Stop


1/27/2011
DD136 Principal Forbearance Amount Rule Details - New Rule
LIR-380
If Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0.

LIR-381
For all Non-GSE loans, if the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136), and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0.

LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).




Rule Type - New Rule
LIR-380
LPS
Hard Stop
LIR-381
LPS
Hard Stop
LIR-383
LPS
Hard Stop


1/27/2011
DD592 Principal Reduction Alternative (PRA) Code Rule Details - New Rule
LIR-352
'Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' (DD570) cannot be $0 if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness, 3 - PRA waterfall - non-incented forgiveness)

LIR-367
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be less than or equal to Amount Capitalized (DD27) if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness

LIR-368
Delinquent Interest (DD63) + Escrow Shortage for Advances (DD69) + Other Advances (DD124) must be greater than zero if Amount Capitalized (DD27) is greater than zero and if 'Principal Reduction Alternative (PRA) Code' (DD592) = 2 - PRA waterfall - incented forgiveness

LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).



Rule Type - New Rule
LIR-352
LPS
Hard Stop

LIR-367
LPS
Hard Stop

LIR-368
LPS
Hard Stop

LIR-383
LPS
Hard Stop


1/27/2011
DD139 Principal Write-down (Forgiveness) Rule Details - New Rule
LIR-380
If Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0.

LIR-381
For all Non-GSE loans, if the Principal Forbearance Amount (DD136) exists and is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139), if it exists, must not be equal to 0.

LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27,) if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).



Rule Type - New Rule
LIR-380
LPS
Hard Stop

LIR-381
LPS
Hard Stop

LIR-383
LPS
Hard Stop


1/27/2011
DD10 Program Type/Campaign ID Rule Details - New Rule
LIR-235
If the Program Type/Campaign ID = HMP7 then the First Trial Payment Due Date - Last Paid Installment Date Before Modification must be less than or equal to 2 months.

The First Trial Payment Due Date always comes from official if provided and latest trial if not provided on official.

Change for 3/28/2011:
If the Program Type/Campaign ID(DD10) = HMP7 then the First Trial Payment Due Date(DD17) - Last Paid Installment Date Before Modification(DD89) must be less than or equal to 1 month.



Rule Type - New Rule
LIR-235
Hard Stop


1/27/2011
DD206 Step Note Rate Rule Details - Rule Update LIR-142
The Step Note Rate of the current step schedule must be less than or equal to the Step - Note Rate of the next subsequent schedule.
LIR-142
The Step Note Rate of the current step schedule must be less than the Step - Note Rate of the next subsequent schedule.


1/27/2011
DD208 Step Payment Effective Date Rule Details - New Rule
OMR-112
A step attribute is populated but at least one of the remaining step attributes is not provided or is of an invalid format.



Rule Type - New Rule
OMR-112
LPS
Hard Stop


1/27/2011
DD207 Step Principal and Interest Payment Rule Details - Rule Update LIR-143
The Step Principal and Interest Payment of the current Step schedule must be less than or equal to the Step Principal and Interest Payment of the next subsequent schedule.
LIR-143
The Step Principal and Interest Payment of the current Step schedule must be less than the Step Principal and Interest Payment of the next subsequent schedule.


1/27/2011
DD222 Unpaid Principal Balance After Modification Rule Details - New Rule
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27)) - (Principal Write-Down (Forgiveness) (DD139) + Principal Forbearance (DD136)).




Rule Type - New Rule
LIR-383
LPS
Hard Stop



1/27/2011
DD225 Unpaid Principal Balance Before Modification Rule Details - New Rule
LIR-383
If Principal Reduction Alternative Code (DD592) is (2) PRA waterfall - incented forgiveness or (3) PRA waterfall - non-incented forgiveness, Unpaid Principal Balance After Modification (DD222) must equal (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27), if it exists) - (Principal Write-Down (Forgiveness) (DD139), if it exists + Principal Forbearance Amount (DD136), if it exists).



Rule Type - New Rule
LIR-383
LPS
Hard Stop




















1st Lien Data Dictionary Changes - Revisions Effective Starting 12/23/2010

Publication Date
Ref ID Name of Data Point Field Old Value New Value

11/9/2010
DD137 Principal Payment Rule Details - new edit
OMR-117
The reported Principal amount must match the HAMP internally calculated Principal and the difference between the reported and the calculated values must be within the allowable tolerance.


Rule Type - new edit
OMR-117
Warning


11/9/2010
DD591 Principal Reduction Alternative Amount All - new Data Point



11/9/2010
DD592 Principal Reduction Alternative (PRA) Code All - new Data Point



11/9/2010
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod All - new Data Point



11/9/2010
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod All - new Data Point



11/9/2010
DD139 Principal Write-down (Forgiveness) Description Amount of principal written-down or forgiven. Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF)


Loan Set-Up /Trial C O


Loan Set-Up / Official Modification C O


Rule Details - new edit
LIR-358
The Principal Write-down (Forgiveness) (DD139) must be greater than or equal to the Principal Reduction Alternative Amount (DD591) if the Principal Reduction Alternative (PRA) Code (DD592) is ‘2’ or ‘3’.

LIR-365
If Restriction for Alternative Waterfall Type Code (DD597) is Investor Does Not Allow (1), then the Principal Write-down (Forgiveness) (DD139) must not be populated.



Rule Type - new edit
LIR-358
LPS
Hard Stop

LIR-365
LPS
Hard Stop


11/9/2010
DD158 Property Valuation Date Rule Details - new edit
LIR-330
Property Valuation Date (DD158) should not be less than 02/01/2009

LIR-331
Property Valuation Date (DD158) should not be greater than Modification Effective Date (DD105) for Trial and Official modification loans.



Rule Type - new edit
LIR-330
LPS
Hard Stop

LIR-331
LPS
Hard Stop


11/9/2010
DD597 Restriction for Alternative Waterfall Type Code All - new Data Point



11/9/2010
DD210 Submission Status Rule Details LIR-232 A trial loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.) LIR-232 A Trial or Official loan is not allowed if the borrower or co-borrower social security number matches any social security numbers associated to loans that failed the trial period. (Government Monitoring/NPV Data Only Transaction where the Trial Fallout Reason Code that disqualifies the loan is populated.)

11/9/2010
DD678 Supplementary Assistance Code All - new Data Point



11/9/2010
DD595 Unemployment Monthly Forbearance Amount All - new Data Point



11/9/2010
DD594 Unemployment Plan Forbearance Duration All - new Data Point



11/9/2010
DD596 Unemployment Plan Forbearance Initiation Month All - new Data Point



11/9/2010
DD222 Unpaid Principal Balance After Modification Rule Details - new edit
Soft Edit
Unpaid Principal Balance After Modification (DD222) = (Unpaid Principal Balance Before Modification (DD225) + Amount Capitalized (DD27) - ((Principal Write-down (Forgiveness) (DD139) - Principal Reduction Alternative Amount (DD591)) + Principal Forbearance (DD136))


11/9/2010
DD225 Unpaid Principal Balance Before Modification Rule Details - new edit
LIR-348
Principal Reduction Alternative Amount (DD591) must be less than the Unpaid Principal Balance Before Modification'(DD225), if provided



Rule Type - new edit
LIR-348
LPS
Hard Stop


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