Exhibit IIIH1-3 Total Expense Template

FEDERAL CROP INSURANCE CORPORATION

EXHIBIT 3.h.1

TOTAL EXPENSE TEMPLATE
Previous Reinsurance Year: 2023
Company:
Date as of:
CATEGORY
1

Gross Premium (Direct and Assumed)

2

Ceded Premium (FCIC and Private Cessions)

3

Company Retained Premium (line 1-2)

4

Gross Losses

5

Ceded Losses

6

Company Retained Losses (line 4-5)

7

A&O Subsidy

8

CAT LAE Subsidy

9

Private Reinsurance Commissions/Fees Received

10

Crop Related Revenues (line 7+ 8 + 9)

11

Reinsurance Related Expenses

12

Commissions and Brokerage

13

Loss Adjustment Expenses

14

Advertising

15

Boards, Bureaus and Associations

16

Surveys and Underwriting Reports

17

Audit of Assureds Records

18

Salary and Bonus Expense

19

Payroll Taxes

20

Employee Benefits

21

Employee Relations and Welfare

22

Insurance

23

Directors Fees

24

Travel and Travel Related Expenses

25

Rent and Rent Related Items

26

Equipment Expenses and Related Depreciation

27

Printing and Stationary

28

Postage, Telephone, Exchange and Express

29

Legal and Auditing

30

Taxes, License and Fees

31

Real Estate Taxes, Expenses and Depreciation

32

Aggregate Write-ins for Misc Operating Expenses

33

Total Expenses (line 11 - 32)

MPCI

FEDERAL CROP INSURANCE CORPORATION

EXHIBIT 3.h.2

TOTAL EXPENSE TEMPLATE
Current Reinsurance Year: 2024
Company:
Date as of:
CATEGORY
1

Gross Premium (Direct and Assumed)

2

Ceded Premium (FCIC and Private Cessions)

3

Company Retained Premium (line 1-2)

4

Gross Losses

5

Ceded Losses

6

Company Retained Losses (line 4-5)

7

A&O Subsidy

8

CAT LAE Subsidy

9

Private Reinsurance Commissions/Fees Received

10

Crop Related Revenues (line 7+ 8 + 9)

11

Reinsurance Related Expenses

12

Commissions and Brokerage

13

Loss Adjustment Expenses

14

Advertising

15

Boards, Bureaus and Associations

16

Surveys and Underwriting Reports

17

Audit of Assureds Records

18

Salary and Bonus Expense

19

Payroll Taxes

20

Employee Benefits

21

Employee Relations and Welfare

22

Insurance

23

Directors Fees

24

Travel and Travel Related Expenses

25

Rent and Rent Related Items

26

Equipment Expenses and Related Depreciation

27

Printing and Stationary

28

Postage, Telephone, Exchange and Express

29

Legal and Auditing

30

Taxes, License and Fees

31

Real Estate Taxes, Expenses and Depreciation

32

Aggregate Write-ins for Misc Operating Expenses

33

Total Expenses (line 11 - 32)

MPCI

EXHIBIT 3.h.3.

FEDERAL CROP INSURANCE CORPORATION

TOTAL EXPENSE TEMPLATE
Upcoming Reinsurance Year: 2025
Company:
Date as of:
CATEGORY
1

Gross Premium (Direct and Assumed)

2

Ceded Premium (FCIC and Private Cessions)

3

Company Retained Premium (line 1-2)

4

Gross Losses

5

Ceded Losses

6

Company Retained Losses (line 4-5)

7

A&O Subsidy

8

CAT LAE Subsidy

9

Private Reinsurance Commissions/Fees Received

10

Crop Related Revenues (line 7+ 8 + 9)

11

Reinsurance Related Expenses

12

Commissions and Brokerage

13

Loss Adjustment Expenses

14

Advertising

15

Boards, Bureaus and Associations

16

Surveys and Underwriting Reports

17

Audit of Assureds Records

18

Salary and Bonus Expense

19

Payroll Taxes

20

Employee Benefits

21

Employee Relations and Welfare

22

Insurance

23

Directors Fees

24

Travel and Travel Related Expenses

25

Rent and Rent Related Items

26

Equipment Expenses and Related Depreciation

27

Printing and Stationary

28

Postage, Telephone, Exchange and Express

29

Legal and Auditing

30

Taxes, License and Fees

31

Real Estate Taxes, Expenses and Depreciation

32

Aggregate Write-ins for Misc Operating Expenses

33

Total Expenses (line 11 - 32)

MPCI