30D Comment Response Table

ICR Number 1845-0182 – Combined Application to Separate a Joint Consolidation Loan and Direct Consolidation Loan Promissory Note
30D Comment Response Table
30-DAY COMMENTS
ED-2024-SCC-0005
Comment Commenter Name

Comment

FSA Response

#

Change
to ICR
or
Form

0001

Christine Calder

I have been waiting for this to go into effect since

Thank you for your comment. As this comment is

this law was put into place. Because we are one of

not pertaining to this information request, there will

the very few with a Joint Consolidation Loan, we

be no changes to the form based on this comment.

have not received any of the Loan Forgiveness
benefits including Public Service Loan Forgiveness
that everyone else has to this point and this is very
unfair. All of our paperwork was in well before the
original deadlines and before the one-time account
adjustment but we were denied everything due to
the type of loan. We have now been in limbo for
several years waiting for this application and
program to become available. It feels as if we have
been forgotten and overlooked. I want to make sure
that once these loans are separated, we will be give
the one-time account adjustment and all other
credits (PSL and more) that everyone else has
already been able to receive. Thank you!
Page 1 of 2

No

ICR Number 1845-0182 – Combined Application to Separate a Joint Consolidation Loan and Direct Consolidation Loan Promissory Note
30D Comment Response Table
30-DAY COMMENTS
ED-2024-SCC-0005
Comment Commenter Name

Comment

FSA Response

#

Change
to ICR
or
Form

0002

Sarah Buell

It would be my recommendation to add a check box

Thank you for your comment. JCL borrowers who

or section asking if either borrower has applied for

separate their loans and re-consolidate into Direct

PSLF/TEPSLF by the published deadline(s) and collect

Loans will have the opportunity to apply for Public

high-level information on which borrower and/or if

Service Loan Forgiveness (PSLF) once the new

borrower submitted the required PSLF

consolidation is complete. Any previous applications

Reconsideration Request (because loans could not

while the borrowers didn’t have eligible loans

be consolidated into a DL until the JCLSA application

cannot be reopened to be processed. Borrowers

could be processed).

who initiated the process to self-identify that they
wanted to take advantage of the Limited PSLF
Waiver opportunity that ended on October 31, 2022,
will have an opportunity to apply this benefit.
There will be no changes to the form based on this
comment.

Page 2 of 2

No