3170-0056 60-day FRN (published)

3170-0056 60-day FRN (published).pdf

Regulation F: Fair Debt Collection Practices Act, State Application for Exemption

3170-0056 60-day FRN (published)

OMB: 3170-0056

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Federal Register / Vol. 89, No. 51 / Thursday, March 14, 2024 / Notices

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regulations are issued or, if the taking is
limited to harassment, a notice of a
proposed authorization is provided to
the public for review.
An incidental take authorization shall
be granted if NMFS finds that the taking
will have a negligible impact on the
species or stock(s), will not have an
unmitigable adverse impact on the
availability of the species or stock(s) for
subsistence uses (where relevant), and if
the permissible methods of taking and
requirements pertaining to the
mitigation, monitoring and reporting of
such takings are set forth.
NMFS has defined ‘‘negligible
impact’’ in 50 CFR 216.103 as an impact
resulting from the specified activity that
cannot be reasonably expected to, and is
not reasonably likely to, adversely affect
the species or stock through effects on
annual rates of recruitment or survival.
The MMPA states that the term ‘‘take’’
means to harass, hunt, capture, kill or
attempt to harass, hunt, capture, or kill
any marine mammal.
Except with respect to certain
activities not pertinent here, the MMPA
defines ‘‘harassment’’ as: any act of
pursuit, torment, or annoyance, which
(i) has the potential to injure a marine
mammal or marine mammal stock in the
wild (Level A harassment); or (ii) has
the potential to disturb a marine
mammal or marine mammal stock in the
wild by causing disruption of behavioral
patterns, including, but not limited to,
migration, breathing, nursing, breeding,
feeding, or sheltering (Level B
harassment).
Summary of Request
On September 14, 2022, NMFS
received an application from the Navy
requesting authorization for take of
marine mammals incidental to
construction activities related to
demolition and construction activities
associated with the replacement of the
Q8 bulkhead at Naval Station Norfolk.
Following NMFS’ review of the
application, the Navy provided
responses to our questions on December
15, 2023. A revised version of the
application was submitted on January 5,
2024 and the application was deemed
adequate and complete on February 23,
2024. The requested regulations would
be valid for 5-years, from January 1,
2025 through December 31, 2029. The
Navy plans to conduct necessary work,
including vibratory pile driving and
removal and impact pile driving to
remove aging components of the
bulkhead and replacing the tongue and
groove sheet piles between Piers 11 and
14 and areas to the north of Pier 14. The
proposed action may incidentally
expose marine mammals occurring in

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the vicinity to elevated levels of
underwater sound, potentially resulting
in incidental take, by Level B
harassment. Therefore, the Navy
requests an authorization to incidentally
take marine mammals.
Specified Activities
The Navy is proposing to remove old
components of the Q8 bulkhead at
Naval Station Norfolk and replace those
with new to maintain the use and
lifespan of the bulkhead from Pier 11 to
the northern jetty just past Pier 14. Work
would be conducted over three phases.
The entire project scope includes the
removal of 378 existing piles from the
old bulkhead and installation of 836
piles to construct the new bulkhead
structure. The Navy expects
construction will require approximately
212 in-water workdays over the 5-year
period.
Information Solicited
Interested persons may submit
information, suggestions, and comments
concerning the Navy’s request (see
ADDRESSES). NMFS will consider all
information, suggestions, and comments
related to the request during the
development of proposed regulations
governing the incidental taking of
marine mammals by the Navy, if
appropriate.
Dated: March 11, 2024.
Kimberly Damon-Randall,
Director, Office of Protected Resources,
National Marine Fisheries Service.
[FR Doc. 2024–05465 Filed 3–13–24; 8:45 am]
BILLING CODE 3510–22–P

CONSUMER FINANCIAL PROTECTION
BUREAU
[Docket No. CFPB–2024–0011]

Agency Information Collection
Activities: Comment Request
Consumer Financial Protection
Bureau.
ACTION: Notice and request for comment.
AGENCY:

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (CFPB) is requesting
the revision of the Office of
Management and Budget’s (OMB’s)
approval for an existing information
collection titled, ‘‘Regulation F: Fair
Debt Collection Practices Act, State
Application for Exemption,’’ approved
under OMB Control Number 3170–0056.
DATES: Written comments are
encouraged and must be received on or
SUMMARY:

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before May 13, 2024 to be assured of
consideration.
You may submit comments,
identified by the title of the information
collection, OMB Control Number (see
below), and docket number (see above),
by any of the following methods:
• Federal eRulemaking Portal:
https://www.regulations.gov. Follow the
instructions for submitting comments.
• Email: [email protected].
Include Docket No. CFPB–2024–0011 in
the subject line of the email.
• Mail/Hand Delivery/Courier:
Comment Intake, Consumer Financial
Protection Bureau (Attention: PRA
Office), 1700 G Street NW, Washington,
DC 20552. Because paper mail in the
Washington, DC area and at the CFPB is
subject to delay, commenters are
encouraged to submit comments
electronically.
Please note that comments submitted
after the comment period will not be
accepted. In general, all comments
received will become public records,
including any personal information
provided. Sensitive personal
information, such as account numbers
or Social Security numbers, should not
be included.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Anthony May,
PRA Officer, at (202) 435–7278, or
email: [email protected]. If you
require this document in an alternative
electronic format, please contact CFPB_
[email protected]. Please do not
submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Regulation F: Fair
Debt Collection Practices Act, State
Application for Exemption.
OMB Control Number: 3170–0056.
Type of Review: Revision of a
currently approved collection.
Affected Public: State governments.
Estimated Number of Respondents:
8,730.
Estimated Total Annual Burden
Hours: 858,345.
Abstract: Regulation F implements
the Fair Debt Collection Practices Act
(FDCPA), 15 U.S.C. 1692 and prescribes
Federal rules governing the activities of
debt collectors (as that term is defined
in the FDCPA). Regulation F addresses
communications in connection with
debt collection and prohibitions on
harassment or abuse, false or misleading
representations, and unfair practices in
debt collection. Regulation F includes
information collections related to
information that debt collectors must
provide to consumers at various points
during the debt collection process (such
as at the outset of collections), before
ADDRESSES:

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Federal Register / Vol. 89, No. 51 / Thursday, March 14, 2024 / Notices
reporting a debt to a consumer reporting
agency, and in response to certain
consumer requests or actions.
Regulation F also includes information
collections related to recordkeeping and
State applications to the CFPB for an
exemption of a class of debt collection
practices within the applying State from
the provisions of the FDCPA and the
corresponding provisions of Regulation
F.
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
CFPB, including whether the
information will have practical utility;
(b) The accuracy of the CFPB’s estimate
of the burden of the collection of
information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be
summarized and/or included in the
request for OMB’s approval. All
comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2024–05449 Filed 3–13–24; 8:45 am]
BILLING CODE 4810–AM–P

DEPARTMENT OF EDUCATION
Applications for New Awards;
Promoting Postbaccalaureate
Opportunities for Hispanic Americans
Program
Office of Postsecondary
Education, Department of Education.
ACTION: Notice.
AGENCY:

The Department of Education
(Department) is issuing a notice inviting
applications for new awards for fiscal
year (FY) 2024 for the Promoting
Postbaccalaureate Opportunities for
Hispanic Americans (PPOHA) Program,
Assistance Listing Number (ALN)
84.031M. This notice relates to the
approved information collection under
OMB control number 1894–0006.
DATES:
Applications Available: March 14,
2024.
Deadline for Transmittal of
Applications: May 13, 2024.
Deadline for Intergovernmental
Review: July 12, 2024.

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SUMMARY:

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Deadline for Optional Notice of Intent
to Apply: May 3, 2024.
ADDRESSES: For the addresses for
obtaining and submitting an
application, please refer to our Common
Instructions for Applicants to
Department of Education Discretionary
Grant Programs, published in the
Federal Register on December 7, 2022
(87 FR 75045) and available at https://
www.federalregister.gov/documents/
2022/12/07/2022-26554/commoninstructions-for-applicants-todepartment-of-education-discretionarygrant-programs.
FOR FURTHER INFORMATION CONTACT:
Margarita L. Mele´ndez, U.S. Department
of Education, 400 Maryland Avenue
SW, Room 5C125, Washington, DC
20202–4260. Telephone: (202) 987–
0408. Email: Margarita.Melendez@
ed.gov.
If you are deaf, hard of hearing, or
have a speech disability and wish to
access telecommunications relay
services, please dial 7–1–1.
SUPPLEMENTARY INFORMATION:
Full Text of Announcement
I. Funding Opportunity Description
Purpose of Program: The purposes of
the PPOHA Program are to: (1) expand
postbaccalaureate educational
opportunities for, and improve the
academic attainment of, Hispanic
students; and (2) expand the
postbaccalaureate academic offerings, as
well as enhance the program quality, at
the institutions of higher education
(IHEs) that are educating the majority of
Hispanic college students and helping
large numbers of Hispanic and lowincome students complete
postsecondary degrees.
Background: In the fall of 2021, there
were approximately 2.8 million U.S.
resident students enrolled at the
postbaccalaureate level in degreegranting institutions.1 Of those students,
60 percent were White and only 13
percent were Hispanic.2 Furthermore, in
2021, White students received 62.4
percent and 63.4 percent of master’s and
doctoral degrees, respectively, and
Hispanic students received 12.7 percent
and 9.7 percent of master’s and doctoral
degrees, respectively.3
Hispanic students who enroll and
attain credentials beyond a bachelor’s
1 National Center for Education Statistics. (2023).
Postbaccalaureate Enrollment. Condition of
Education. U.S. Department of Education, Institute
of Education Sciences.
2 Ibid.
3 National Center for Education Statistics (2023).
Fast Facts: Degrees conferred by race/ethnicity and
sex. U.S. Department of Education, Institute of
Education Statistics.

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degree have increased employment
options, which provides the potential
for greater financial returns.4 In 2021,
for example, 49% advanced degree
holders earned $100,000 or more, as
compared to 7 percent of high school
graduates and 35 percent of those whose
highest attainment was a bachelor’s
degree.5
A critical component of student
success and college completion for
Hispanic students is engagement with
diverse faculty members who can serve
as mentors.6 The impact of the
characteristics, insights, and
perspectives of diverse faculty has been
shown to enhance the teaching,
research, and service missions of
institutions of higher education.7
Diverse faculty increase opportunities
for students to encounter readings and
research relevant to underrepresented
groups.8 Increasing Latino faculty has
been found to play a critical role in
Latino student retention and climate.9
In addition, the presence of diverse
faculty enhances the college experience
by providing a more enriching college
experience and a more supportive racial
climate to ensure student success.10
Despite the many benefits of faculty
diversity, in the fall of 2021, only six
percent of full-time faculty at degreegranting postsecondary institutions
were Hispanic,11 while the enrollment
rate of Hispanic undergraduate and
graduate students was 33 percent.12
Hispanic adults are also currently
underrepresented in the STEM
workforce. Hispanic or Latino workers
represented 15 percent of the total
STEM workforce in 2021,13 compared to
4 Schak, J.O. and Nichols, A.H. (2017). Education
Trust. Degree Attainment for Latino Adults:
National and State Trends.
5 Ma, J. and Pender, M. (2023). College Board.
‘‘Education Pays 2023: The Benefits of Higher
Education for Individuals and Society.’’
6 Contreras, F., and Contreras, J.G. (2015). Journal
of Hispanic Higher Education. ‘‘Raising the Bar for
Hispanic Serving Institutions: An Analysis of
College Completion and Success Rates.’’
7 Milem, J.F. (2003). Compelling Interest. ‘‘The
Educational Benefits of Diversity: Evidence from
Multiple Sectors.’’
8 Ibid.
9 Contreras, F., and Contreras, J.G. (2015). Journal
of Hispanic Higher Education. ‘‘Raising the Bar for
Hispanic Serving Institutions: An Analysis of
College Completion and Success Rates.’’
10 Milem, J.F. (2003). Compelling Interest. ‘‘The
Educational Benefits of Diversity: Evidence from
Multiple Sectors.’’
11 Fast Facts (2023): Race/ethnicity of college
faculty (ed.gov).
12 National Center for Education Statistics. (2023).
College Enrollment Rates. Condition of Education.
U.S. Department of Education, Institute of
Education Sciences.
13 Diversity and STEM: Women, Minorities, and
Persons with Disabilities (2023). National Science
Foundation.

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