Minimum Security Devices and Procedures, Reports of Suspicious Activities, and Bank Secrecy Act Compliance Program - 12 CFR Parts 21 and 163

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
Suspicious Activity Report (SAR)	Form and Instruction	Modified	Available
Reports of Suspicious Activities - Reporting	Form and Instruction	Modified	Repair queued
ACAMS.pdf	Public Comments	Uploaded 2025-04-29	Available
1557-0180 MSD SAR BSA Compliance Supporting Statement Submitted to OMB.docx	Supporting Statement A	Uploaded 2025-04-29	Available
1557-0180 MSD SAR BSA Compliance Supporting Statement Submitted to OMB.docx	Supporting Statement A	Uploaded 2025-04-29	Repair queued

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
43923	Reports of Suspicious Activities - Reporting	Form and Instruction	Modified	Suspicious Activity Report (SAR)
43923	Reports of Suspicious Activities - Reporting	Form and Instruction	Modified
275099	Procedures for Monitoring Bank Secrecy Act Compliance- (Ongoing)		New
275098	Procedures for Monitoring Bank Secrecy Act Compliance- (Implementation)		New
243226	Request for SAR Exemption		Unchanged
236812	Bank Secrecy Act - Recordkeeping - Large Banks		Removed
236811	Bank Secrecy Act - Recordkeeping - Mid-Size		Removed
236810	Bank Secrecy Act - Recordkeeping - Community Banks		Removed
236809	Minimum Security Devices and Procedures - Recordkeeping		Modified
236808	Reports of Suspicious Activities - Recordkeeping		Modified

ICR Details

OMB Control No: 1557-0180	ICR Reference No: 202504-1557-003
Status: Active	Previous ICR Reference No: 202203-1557-002
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: Minimum Security Devices and Procedures, Reports of Suspicious Activities, and Bank Secrecy Act Compliance Program - 12 CFR Parts 21 and 163
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 06/04/2025
Retrieve Notice of Action (NOA)	Date Received in OIRA: 04/29/2025
Terms of Clearance:

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	06/30/2028	36 Months From Approved	06/30/2025
Responses	1,248,178	0	521,807
Time Burden (Hours)	1,266,791	0	615,380
Cost Burden (Dollars)	0	0	0

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Abstract: These recordkeeping and reporting requirements are needed to promote and monitor institution security and to ensure institution safety. The information is used by institutions, the OCC, and other agencies for bank security and law enforcement purposes.

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Authorizing Statute(s): US Code: 12 USC 1 et seq. Name of Law: The National Bank Act
   US Code: 31 USC 5318(g) Name of Law: Bank Secrecy Act
   US Code: 12 USC 1461 et seq. Name of Law: Homeowners' Loan Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 10036	02/20/2025
30-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 17881	04/29/2025
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 6

table that charts list of burden

IC Title	Form No.	Form Name
Bank Secrecy Act - Recordkeeping - Community Banks
Bank Secrecy Act - Recordkeeping - Large Banks
Bank Secrecy Act - Recordkeeping - Mid-Size
Minimum Security Devices and Procedures - Recordkeeping
Procedures for Monitoring Bank Secrecy Act Compliance- (Implementation)
Procedures for Monitoring Bank Secrecy Act Compliance- (Ongoing)
Reports of Suspicious Activities - Recordkeeping
Reports of Suspicious Activities - Reporting	N/A	Suspicious Activity Report (SAR)
Request for SAR Exemption

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ICR Summary of Burden

table that charts list of burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	1,248,178	521,807	0	727,604	-1,233	0
Annual Time Burden (Hours)	1,266,791	615,380	0	745,971	-94,560	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Miscellaneous Actions

Short Statement: The change in burden is due to updated SAR filing data reported by FinCEN, which reflects more SARs filed than the previous reporting period. See https://www.fincen.gov/reports/sar-stats for SARs filed by all OCC-regulated depository institutions for the 12-month period from December 2023 through November 2024. The OCC estimates 1 hour of burden per SAR filed in recognition that SARs are also required by FinCEN’s SAR regulations and are accordingly also covered under the burden estimates for those regulations.

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 04/29/2025

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