3170-00XX (ICBA) 60-Day FRN (published)

21904

Federal Register / Vol. 90, No. 98 / Thursday, May 22, 2025 / Notices

CONSUMER FINANCIAL PROTECTION
BUREAU
[Docket No. CFPB–2025–0026]

Agency Information Collection
Activities: Comment Request
Consumer Financial Protection
Bureau.
ACTION: Notice and request for comment.
AGENCY:

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (CFPB) requests the
extension of the Office of Management
and Budget’s (OMB’s) approval of a new
information collection titled ‘‘ICBA
Disclosure Testing: Qualitative Pretesting of Survey (Testing) Instrument
and Modified Disclosure Forms.’’
DATES: Written comments are
encouraged and must be received on or
before July 21, 2025 to be assured of
consideration.
ADDRESSES: You may submit comments,
identified by the title of the information
collection, OMB Control Number (see
below), and docket number (see above),
by any of the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: [email protected].
Include Docket No. CFPB–2025–0026 in
the subject line of the email.
• Mail/Hand Delivery/Courier:
Comment Intake, Consumer Financial
Protection Bureau (Attention: PRA
Office), 1700 G Street NW, Washington,
DC 20552. Because paper mail in the
Washington, DC area and at the CFPB is
subject to delay, commenters are
encouraged to submit comments
electronically.
Please note that comments submitted
after the comment period will not be
accepted. In general, all comments
received will become public records,
including any personal information
provided. Sensitive personal
information, such as account numbers
or Social Security numbers, should not
be included.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Anthony May,
PRA Officer, at (304) 481–5511, or
email: [email protected]. If you
require this document in an alternative
electronic format, please contact CFPB_
[email protected]. Please do not
submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: ICBA Disclosure
Testing: Qualitative Pre-testing of
Survey (Testing) Instrument and
Modified Disclosure Forms.

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SUMMARY:

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OMB Control Number: 3170–00XX.
Type of Review: New information
collection.
Affected Public: Individuals or
households.
Estimated Number of Respondents:
2,000.
Estimated Total Annual Burden
Hours: 1,500.
Abstract: The central research
question that ICBA will be examining in
the disclosure testing is whether the
modified mortgage disclosures are more
effective for a sample of consumers
representative of community bank
members who would be likely to take
out construction or construction-topermanent loans. Effectiveness will be
measured by how well a consumer can
understand various dimensions of each
loan by answering comprehension
questions (e.g., interest rate, payment
schedule, etc.) for various types of
construction-to-permanent and
construction loans they are presented.
Per the recommendation of the CFPB, to
ensure the effectiveness of both the
survey instrument and the revised
mortgage disclosure forms, ICBA’s
contractor, will conduct pre-testing (or
cognitive-testing) of both.
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
CFPB, including whether the
information will have practical utility;
(b) The accuracy of the CFPB’s estimate
of the burden of the collection of
information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be
summarized and/or included in the
request for OMB’s approval. All
comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2025–09227 Filed 5–21–25; 8:45 am]
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CONSUMER FINANCIAL PROTECTION
BUREAU
[Docket No. CFPB–2025–0028]

Agency Information Collection
Activities: Comment Request
Consumer Financial Protection
Bureau.
ACTION: Notice and request for comment.
AGENCY:

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (CFPB) requests the
Office of Management and Budget’s
(OMB’s) extension for the existing
information collection titled ‘‘Generic
Information Collection Plan for the
Collection of Qualitative Feedback on
Bureau Service Delivery’’ approved
under OMB Control Number 3170–0024.
DATES: Written comments are
encouraged and must be received on or
before June 23, 2025 to be assured of
consideration.
SUMMARY:

Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function. In general, all
comments received will become public
records, including any personal
information provided. Sensitive
personal information, such as account
numbers or Social Security numbers,
should not be included.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to Anthony May,
Paperwork Reduction Act Officer, at
(304) 481–5511, or email: CFPB_PRA@
cfpb.gov. If you require this document
in an alternative electronic format,
please contact CFPB_Accessibility@
cfpb.gov. Please do not submit
comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Generic
Information Collection Plan for the
Collection of Qualitative Feedback on
Bureau Service Delivery.
OMB Control Number: 3170–0024.
Type of Review: Extension of a
currently approved information
collection.
Affected Public: Individuals and
households; Private sector; and State,
Local, and Tribal Governments.
Estimated Number of Respondents:
500,000.
Estimated Total Annual Burden
Hours: 125,000.
ADDRESSES:

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