OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
1557-0321 Heightened Standards NPR Supporting Statement Filed with OMB.docx	Supporting Statement A	Uploaded 2026-01-09	Available
1557-0321 Heightened Standards NPR Supporting Statement Filed with OMB.docx	Supporting Statement A	Uploaded 2026-01-09	Repair queued

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
210127	Consolidated IC: All Appendix D Recordkeeping Requirements		Modified

ICR Details

OMB Control No: 1557-0321	ICR Reference No: 202601-1557-002
Status: Historical Inactive	Previous ICR Reference No: 202402-1557-002
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Comment filed on proposed rule and continue	Conclusion Date: 02/10/2026
Retrieve Notice of Action (NOA)	Date Received in OIRA: 01/09/2026
Terms of Clearance: OIRA will review the submission again upon finalization.

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	04/30/2027	36 Months From Approved	04/30/2027
Responses	27	0	27
Time Burden (Hours)	101,952	0	101,952
Cost Burden (Dollars)	0	0	0

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Abstract: The OCC issued guidelines, codified in 12 CFR part 30, appendix D, establishing minimum standards for the design and implementation of a risk governance framework for certain insured national banks, insured Federal savings associations, and insured Federal branches of a foreign bank (collectively, bank(s)). The guidelines also established minimum standards for a board of directors in overseeing the framework’s design and implementation. The guidelines apply to a covered bank. The term “covered bank” means any bank with average total consolidated assets: (i) equal to or greater than $50 billion; (ii) less than $50 billion if that bank’s parent company controls at least one covered bank; or (iii) less than $50 billion if the OCC determines such bank’s operations are highly complex or otherwise present a heightened risk as to warrant the application of the guidelines. The OCC adopted the guidelines pursuant to section 39 of the Federal Deposit Insurance Act (FDIA), which authorizes the OCC to prescribe operational and managerial standards for insured national banks, insured Federal savings associations, and insured Federal branches of a foreign bank. This ICR is being filed in connection with an OCC-issued proposed rule that would amend the above-referenced guidelines to increase the average total consolidated assets threshold for applying the guidelines from $50 billion to $700 billion. The proposal would implement this change, in part, by modifying the guidelines’ definition of the term “covered bank.” Under this revised definition, the term “covered bank” would mean any insured national bank, insured Federal savings association, or insured Federal branch of a foreign bank: (i) with average total consolidated assets equal to or greater than $700 billion; (ii) with average total consolidated assets less than $700 billion if that bank’s parent company controls at least one covered bank; or (iii) with average total consolidated assets less than $700 billion if the OCC determines such bank’s operations are highly complex or otherwise present a heightened risk. The proposed revisions would affect the number of respondents required to comply with the guidelines’ recordkeeping requirements.

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Authorizing Statute(s): US Code: 12 USC 1 et seq. Name of Law: National Bank Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
1557-AF36	Proposed rulemaking	90 FR 61084	12/30/2025

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Federal Register Notices & Comments

Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 1

table that charts list of burden

IC Title	Form No.	Form Name
Consolidated IC: All Appendix D Recordkeeping Requirements

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Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Changing Regulations

Short Statement: The change in burden is due to a decrease in the total number of respondents following the proposed increase to the average total consolidated assets threshold for applying the guidelines from $50 billion to $700 billion.

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 01/09/2026

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