Assessment of Fees

Forms and Documents

Document	Type	Status	Availability
Receivables Attributable to Credit Card Accounts	Form and Instruction	Modified	Available
1557-0223 Assessment of Fees Supporting Statement submitted to OMB.docx	Supporting Statement A	Uploaded 2026-04-27	Available

IC Document Collections

IC ID	Collection	Type	Status	Form
20129	Assessment of Fees	Form and Instruction	Modified	Receivables Attributable to Credit Card Accounts

ICR Details

OMB Control No: 1557-0223	ICR Reference No: 202604-1557-003
Status: Received in OIRA	Previous ICR Reference No: 202303-1557-001
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: Assessment of Fees
Type of Information Collection: Extension without change of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular	Date Submitted to OIRA: 04/29/2026

	Requested	Previously Approved
Expiration Date	36 Months From Approved	05/31/2026
Responses	10	14
Time Burden (Hours)	10	14
Cost Burden (Dollars)	0	0

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Abstract: The National Bank Act (for national banks and Federal branches and agencies) and the Home Owners’ Loan Act (for Federal savings associations) authorize the OCC to collect assessments, fees, or other charges as necessary or appropriate to carry out the responsibilities of the OCC. The OCC requires independent credit card national banks and independent credit card Federal savings associations (collectively, independent credit card institutions) to pay an additional assessment based on receivables attributable to accounts owned by the national bank or Federal savings association. The OCC requires independent credit card institutions to report receivables attributable data to the OCC semiannually or at a time specified by the OCC. The OCC uses the information to calculate the assessment for each national bank and Federal savings association and adjust the assessment rate for independent credit card institutions over time.

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Authorizing Statute(s): US Code: 12 USC 482 Name of Law: National Bank Act
   US Code: 12 USC 1467 Name of Law: Home Owners’ Loan Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	91 FR 5032	02/03/2026
30-day Notice:	Federal Register Citation:	Citation Date:
	91 FR 2224	04/24/2026
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 1

IC Title	Form No.	Form Name
Assessment of Fees	N/A	Receivables Attributable to Credit Card Accounts

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ICR Summary of Burden

	Total Request	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	10	14	0	-4	0	0
Annual Time Burden (Hours)	10	14	0	-4	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Miscellaneous Actions

Short Statement: The change in burden is due to the current number of independent credit card banks which are five. This is down from seven when the OCC last renewed the agency’s Assessment of Fees information collection under the Paperwork Reduction Act (one bank converted from an independent credit card bank to a full-service bank, and another independent credit card bank exited the federal banking system in a voluntary liquidation).

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 04/27/2026

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