Federal Direct Loan Program Regulations for Forbearance and Loan Rehabilitation

Forms and Documents

Document	Type	Status	Availability
Rehabilitation Application Screenshots	Form and Instruction	Modified	Available
Rehabilitation Application	Form and Instruction	Modified	Available
Rehab App Blueprint_1845-0119.pdf	Supplementary Document	Uploaded 2026-06-15	Available
Emergency Memo_1845-0119.docx	Supplementary Document	Uploaded 2026-06-16	Available
1845-0119_Supporting Statement_Emergency.docx	Supporting Statement A	Uploaded 2026-06-11	Available

IC Document Collections

IC ID	Collection	Type	Status	Form
207946	Federal Direct Loan Program Regulations for Forbearance and Loan Rehabilitation	Form and Instruction	Modified	Rehabilitation Application Screenshots
207946	Federal Direct Loan Program Regulations for Forbearance and Loan Rehabilitation	Form and Instruction	Modified	Rehabilitation Application

ICR Details

OMB Control No: 1845-0119	ICR Reference No: 202606-1845-001
Status: Received in OIRA	Previous ICR Reference No: 202209-1845-002
Agency/Subagency: ED/FSA	Agency Tracking No: ED-2026-SCC-2213
Title: Federal Direct Loan Program Regulations for Forbearance and Loan Rehabilitation
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Emergency	Approval Requested By: 06/26/2026
Date Submitted to OIRA: 06/18/2026

	Requested	Previously Approved
Expiration Date	6 Months From Approved	06/30/2026
Responses	1,238,097	129,027
Time Burden (Hours)	4,543,816	35,094
Cost Burden (Dollars)	111,368,930	0

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Abstract: The Department of Education (the Department) is seeking emergency processing, in accordance with 5 C.F.R. § 1320.13, of the revision of OMB control number 1845-0119 Federal Direct Loan Program Regulations for Forbearance and Loan Rehabilitation. The One Big Beautiful Bill Act (OBBBA) signed into law by President Trump on July 4, 2025 includes provisions that affect this collection; specifically, 34 CFR 685.211 Miscellaneous repayment provisions. The Final Rule regarding these regulations was published on May 1, 2026 (91 FR 23768). The Department is now updating this collection to comply with the new regulations mentioned above. The Department is also introducing a new, simpler, online portal for borrowers seeking loan rehabilitation.

Emergency Justfication: Request for emergency clearance no later than June 26, 2026, for revisions to the loan rehabilitation information collection incorporating updates which align with the One Big Beautiful Bill Act that begin July 1, 2026. Pursuant to the Office of Management and Budget (OMB) procedures established at 5 C.F.R. part 1320, the U.S. Department of Education (Department) requests that the information collection 1845-0119, Federal Direct Loan Program Regulations for Forbearance and Loan Rehabilitation, be processed in accordance with 5 C.F.R. § 1320.13 Emergency Processing. We are requesting approval for a revision of the form no later than June 26, 2026 for 180 days. The Department will initiate the 60-day public comment period for the full clearance process in conjunction with the emergency processing. The Department is requesting emergency processing so that the form reflects changes made by the Working Families Tax Cuts Act in time for implementation of the new rules. The resulting updated form incorporates regulatory changes made in the published Final Rule on May 1, 2026 (91 FR 23768) that affect borrowers who wish to rehabilitate their student loans. It also greatly improves the current, burdensome, process that borrowers must use today.

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Authorizing Statute(s): US Code: 20 USC 1087a Name of Law: Higher Education Act of 1965, as amended
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	91 FR 15605	03/30/2026
30-day Notice:	Federal Register Citation:	Citation Date:
	91 FR 36813	06/18/2026
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 1

IC Title	Form No.	Form Name
Federal Direct Loan Program Regulations for Forbearance and Loan Rehabilitation	N/A, N/A	Rehabilitation Application ,   Rehabilitation Application Screenshots

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ICR Summary of Burden

	Total Request	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	1,238,097	129,027	0	0	1,109,070	0
Annual Time Burden (Hours)	4,543,816	35,094	0	0	4,508,722	0
Annual Cost Burden (Dollars)	111,368,930	0	0	0	111,368,930	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The Department is requesting a revision of the current collection. The currently approved form has 129,027 responses and 35,094 burden hours. We are now requesting 4,543,816 burden hours and 1,238,097 responses. This is an increase of 4,508,722 burden hours and 1,109,070 responses. Due to the collection being simplified with an online portal, the Department believes this will greatly increase the number of borrowers in default applying for rehabilitation. The increase in burden can mostly be attributed to the number of individuals responding to the collection. However, the Department also increased the hourly burden per response because we believe the most recently calculated burden misrepresented the amount of time needed to complete the specific tasks required.

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 06/18/2026

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