OMB.report

Federal forms, ICRs, and supporting documents

OMB control number

National Survey of Mortgage Originations (NSMO)

OMB 2590-0018 ยท FHFA.

OMB 2590-0018

The Federal Housing Finance Agency (FHFA) is required to conduct a monthly mortgage market survey under section 1324 of the Housing and Economic Recovery Act of 2008 (HERA). As part of that mandate, FHFA must collect information on the characteristics of individual subprime and nontraditional mortgages, as well as on the characteristics of borrowers on such mortgages, including information on the creditworthiness of those borrowers and information sufficient to determine whether those borrowers would have qualified for prime lending. The National Survey of Mortgage Originations (NSMO) questionnaire is designed to elicit this information directly from borrowers, who are likely to be the most reliable and accessible-and, in some cases, the only-source for this information. In addition, the questionnaire is designed to elicit more complete information on mortgage terms, mortgaged properties, and borrowers' household demographics than can be obtained from the existing sources. FHFA's intention is that the information obtained from the NSMB, in combination with that obtained from the existing sources, will make the National Mortgage Database a high quality, and timely resource for information on developments in the residential mortgage finance market. The NSMB will be especially critical in ensuring that the National Mortgage Database contains uniquely comprehensive information on the range of nontraditional and subprime mortgage products being offered, the methods by which these mortgages are being marketed and the characteristics, and particularly creditworthiness, of borrowers for these types of loans. These data will enable FHFA to fulfill its regulator mandate set out in HERA and support general rulemaking.

The latest form for National Survey of Mortgage Originations (NSMO) expires 2027-10-31 and is listed under ICR 202501-2590-001.

Latest Forms, Documents, and Supporting Material

Latest forms, documents, and information collections
DocumentType
Form OMB No. 2590-0018 National Survey of Mortgage Originations (document unavailable)Form and Instruction
Form OMB No. 2590-0018 National Survey of Mortgage OriginationsForm and Instruction
Form OMB-2590-0018 National Survey of Mortgage Originations (document unavailable)Form and Instruction
Form OMB No. 2590-0012 National Survey of Mortgage OriginationsForm and Instruction
Form OMB No. 2590-0012 Pre-Testing of Survey MaterialsForm and Instruction
Form OMB No. 2590-0012 National Survey of Mortgage OriginationsForm and Instruction
Form OMB No. 2590-0012 National Survey of Mortgage Originations (NSMO)Form and Instruction
1_2024 Generic NSMO Supporting Statement_ROCIS.docxSupporting Statement A
1_2024 Generic NSMO Supporting Statement_ROCIS.docxSupporting Statement A
2590-0018 NSMO Generic - Justify Nomatrl-Nonsub Change.docxJustification for No Material/Nonsubstantive Change
2590-0018 NSMO Generic - Justify Nomatrl-Nonsub Change.docx Justification for No Material/Nonsubstantive Change
8_NSMO NMDB SORN, 80 FR 52225 (Aug. 28, 2015).pdfSupplementary Document
8_NSMO NMDB SORN, 80 FR 52225 (Aug. 28, 2015).pdf Supplementary Document
7_NSMO NMDB SORN Revision, 81 FR 95595 (Dec. 28, 2016).pdfSupplementary Document
7_NSMO NMDB SORN Revision, 81 FR 95595 (Dec. 28, 2016).pdf Supplementary Document
6_Section 1324 of the Safety and Soundness Act (12 USC 4544).pdfSupplementary Document
6_Section 1324 of the Safety and Soundness Act (12 USC 4544).pdf Supplementary Document
5_NSMO Commun Ltrs for Q234 (English and Spanish).pdfSupplementary Document
5_NSMO Commun Ltrs for Q234 (English and Spanish).pdf Supplementary Document
4_NMDB Stakeholders 2024.pdfSupplementary Document
4_NMDB Stakeholders 2024.pdf Supplementary Document
3_NSMO 60-Day PRA Notice_89 FR 53086 (Jun. 25, 2024).pdfSupplementary Document
3_NSMO 60-Day PRA Notice_89 FR 53086 (Jun. 25, 2024).pdf Supplementary Document
1_2024 Generic NSMO Supporting Statement_ROCIS.docxSupporting Statement B
1_2024 Generic NSMO Supporting Statement_ROCIS.docxSupporting Statement B
2_FHFA_NSMO_Q324_Survey.pdfSupplementary Document
2_FHFA_NSMO_Q324_Survey.pdf Supplementary Document
2026 Q3 NSMO Form and Instruction
National Survey of Mortgage Originations Form and Instruction
National Survey of Mortgage Originations (NSMO) Form and Instruction
Pre-Testing of Survey Materials Form and Instruction
Pre-Testing of Survey Materials Form and Instruction
National Survey of Mortgage Originations (NSMO) Form and Instruction
National Survey of Mortgage Originations (NSMO) Form and Instruction

All Historical Document Collections

Historical document collections
ReferenceFilingReceivedConcludedAction
202501-2590-001 No material or nonsubstantive change to a currently approved collection 2025-01-16
202408-2590-002 New collection (Request for a new OMB Control Number) 2024-08-30 Approved without change

OMB Details

National Survey of Mortgage Originations (NSMO)

Federal Enterprise Architecture: Economic Development - Financial Sector Oversight

Information collection instruments
FormNameElectronic accessType
Form OMB No. 2590-0012National Survey of Mortgage Originationswww.NSMOsurvey.comForm and instruction

Review document collections for all forms, instructions, and supporting documents - including paper/printable forms.