Disclosure Requirements Associated with CFPB's Regulation DD

OMB 7100-0271

The Truth in Savings Act (TISA) was contained in the Federal Deposit Insurance Corporation Improvement Act of 1991. The purpose of TISA and its implementing regulation is to assist consumers in comparing deposit accounts offered by institutions, principally through the disclosure of fees, the annual percentage yield (APY), and other account terms. TISA requires depository institutions to disclose key terms for deposit accounts at account opening, upon request, when certain changes in terms occur, and in periodic statements. It also includes rules about advertising for deposit accounts. TISA does not provide exemptions from compliance for small institutions.

The latest form for Disclosure Requirements Associated with CFPB's Regulation DD expires 2021-05-31 and can be found here.

Latest Forms, Documents, and Supporting Material

Document Name
FRDD_20240320_omb.pdf Supporting Statement A
Disclosure Section 1030.4 Account disclosures
Disclosure Sections 1030.8 and 1030.11 Advertising and additional disclosure requirements for overdraft services
Disclosure Sections 1030.6 and 1030.11 Periodic statement disclosure and additional disclosure requirements for overdraft services
Disclosure Sections 1030.5(b) and (c) Notices prior to maturity
Disclosure Section 1030.5(a) Change in terms notice

All Historical Document Collections

202403-7100-003 Approved without change	Extension without change of a currently approved collection	2024-03-20
202304-7100-001 Approved without change	No material or nonsubstantive change to a currently approved collection	2023-04-17
202103-7100-011 Approved without change	Extension without change of a currently approved collection	2021-03-30
202008-7100-002 Approved without change	No material or nonsubstantive change to a currently approved collection	2020-08-17
201805-7100-003 Approved without change	Extension without change of a currently approved collection	2018-05-22
201711-7100-006 Approved without change	No material or nonsubstantive change to a currently approved collection	2017-11-06
201503-7100-001 Approved without change	Extension without change of a currently approved collection	2015-05-22
201412-7100-007 Approved without change	No material or nonsubstantive change to a currently approved collection	2014-12-19
201103-7100-001 Approved without change	Extension without change of a currently approved collection	2011-05-31
201012-7100-002 Approved without change	No material or nonsubstantive change to a currently approved collection	2011-01-14
200902-7100-008 Approved without change	Revision of a currently approved collection	2009-03-06
200811-7100-014 Approved without change	No material or nonsubstantive change to a currently approved collection	2008-12-09
200803-7100-001 Approved without change	Extension without change of a currently approved collection	2008-05-20
200712-7100-006 Approved without change	No material or nonsubstantive change to a currently approved collection	2007-12-19
200709-7100-006 Approved without change	Revision of a currently approved collection	2007-11-13
200706-7100-004 Approved without change	No material or nonsubstantive change to a currently approved collection	2007-06-15
200506-7100-001 Approved without change	Revision of a currently approved collection	2005-06-03
200503-7100-014 Approved without change	No material or nonsubstantive change to a currently approved collection	2005-03-10
200408-7100-002 Approved without change	No material or nonsubstantive change to a currently approved collection	2004-08-18
200207-7100-003 Approved without change	Extension without change of a currently approved collection	2002-07-10
200204-7100-010 Approved without change	No material or nonsubstantive change to a currently approved collection	2002-04-16
200202-7100-002 Approved without change	No material or nonsubstantive change to a currently approved collection	2002-02-01
200104-7100-004 Approved without change	Revision of a currently approved collection	2001-04-27
200103-7100-013 Approved without change	No material or nonsubstantive change to a currently approved collection	2001-03-28
199903-7100-007 Approved without change	No material or nonsubstantive change to a currently approved collection	1999-03-19
199903-7100-001 Approved without change	Revision of a currently approved collection	1999-03-01
199804-7100-004 Approved without change	No material or nonsubstantive change to a currently approved collection	1998-04-06
199601-7100-001 Approved without change	Extension without change of a currently approved collection	1996-01-25
199509-7100-017 Approved with change	No material or nonsubstantive change to a currently approved collection	1995-09-30
199210-7100-001 Approved without change	New collection (Request for a new OMB Control Number)	1992-10-02

OMB Details

Disclosure Section 1030.4 Account disclosures

Federal Enterprise Architecture: Economic Development - Financial Sector Oversight