Form 1313 Thrift Financial Report

OTS Form 1313

Rev. March 2010

Thrift Financial Report

Proposed September 2010

Office of Thrift Supervision

1700 G Street, N.W.

Washington, DC 20552

OMB No. 1550-0023

OFFICE OF THRIFT SUPERVISION

THRIFT FINANCIAL REPORT

PAPERWORK REDUCTION ACT STATEMENT

The Office of Thrift Supervision will use this information to supervise the savings associations and to develop regulatory policy.

Collection of the information is mandatory [12 CFR Part 563.180].

The estimated average burden associated with this collection of information per response is 35.4 hours for quarterly schedules and 2.6 hours for schedules only required annually (total of 144.2 hours annually). If a valid OMB Control Number does not appear on this form, you are not required to complete this form. Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions for reducing this burden to Information Collection Comments, Chief Counsel’s Office, Office of Thrift Supervision, 1700 G Street, NW, Washington, DC 20552, and to the Office of Management and Budget, Paperwork Reduction Project (1550-0023), Washington, DC 20503. All comments should reference OMB Control Number 1550-0023.

OTS Form 1313

Rev. March 2010

Association Docket Number	Office of Thrift Supervision 2010 Thrift Financial Report Officers’ and Directors’ Certification
For the Thrift Financial Report as of ________________________, 2010 The Thrift Financial Report is required by OTS regulation 12 CFR 563.180 to be filed by all savings associations as defined in 12 CFR 561.43. OTS regulation 12 CFR 563.180(b) requires that no false or misleading statements or omission shall knowingly be made in financial reports filed with OTS. This certification is required under 12 U.S.C. 1817(a) (3). The Statements of Condition and Operations (including all supporting schedules) must be signed by an authorized officer of the reporting savings association. The Statements of Condition and Operations are to be prepared in accordance with Office of Thrift Supervision instructions This certification form must be retained in the file of the reporting savings association and be available for inspection by OTS.
I, , of the (Name and Title of Officer Authorized to Sign Report) named savings association do hereby declare that these Statements of Condition and Operations (including the supporting schedules) have been prepared in conformance with the instructions issued by the Office of Thrift Supervision and are true to the best of my knowledge and belief. Signature of Officer Authorized to Sign Report Date of Signature			We, the undersigned directors, attest to the correctness of this Statement of Condition (including the supporting schedules) and declare that it has been examined by us and to the best of our knowledge and belief has been prepared in conformance with the instructions issued by the Office of Thrift Supervision and is true and correct. Director Director Director

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule NS – Optional Narrative Statement
OPTIONAL NARRATIVE STATEMENT
The management of the reporting savings association may, if it wishes, submit a brief narrative statement on the amounts reported in the TFR or other pertinent information about your association that affects this report, such as mergers and other structural changes. This optional statement will be made available to the public, along with other public portions of the TFR. If you choose to submit a narrative statement, you should ensure that it does not contain the names or other identification of individual customers, references to confidential (nonpublic) data items of the TFR, or any other information that you are not willing to have made public or that would compromise the privacy of your customers. This statement should not exceed 750 characters, including punctuation and spacing. Any information in excess of 750 characters will be truncated. All information in this narrative statement must be accurate and not misleading. You should print a copy of this statement and keep it with the TFR for your records. If subsequent to the original submission, you choose to delete a narrative statement previously submitted, you may check “No” to the question below (NS100) and submit an amended report in accordance with the TFR instructions. Your original statement will be deleted from all future public releases of data. However, you should refer to the General Instructions in the TFR Instruction Manual to assure that your amendment is filed timely. The optional narrative statement will appear in OTS records and in releases to the public exactly as submitted (or amended) by you. The statement will not be edited or screened in any way by OTS for accuracy or relevance. Disclosure of the statement shall not signify that OTS has verified or confirmed the accuracy of the information contained therein.
Have you included a narrative statement?		NS100		YES		NO
Narrative Statement Made by Savings Association Management		NS110

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule SC – Consolidated Statement of Condition
		(Report in Thousands of Dollars)
ASSETS		Lines		Bil	Mil	Thou
Cash, Deposits, and Investment Securities: Total		SC11
Cash and Non-Interest-Earning Deposits		SC110
Interest-Earning Deposits in FHLBs		SC112
Other Interest-Earning Deposits		SC118
Federal Funds Sold and Securities Purchased Under Agreements to Resell		SC125
U.S. Government, Agency, and Sponsored Enterprise Securities		SC130
Equity Securities Carried at Fair Value		SC140
State and Municipal Obligations		SC180
Securities Backed by Nonmortgage Loans		SC182
Other Investment Securities		SC185
Accrued Interest Receivable		SC191
Mortgage-Backed Securities: Total		SC22
Pass-Through:
Insured or Guaranteed by an Agency or Sponsored Enterprise of the U.S.		SC210
Other Pass-Through		SC215
Other Mortgage-Backed Securities (Excluding Bonds):
Issued or Guaranteed by FNMA, FHLMC, or GNMA		SC217
Collateralized by Mortgage-Backed Securities Issued or Guaranteed by
FNMA, FHLMC, or GNMA		SC219
Other		SC222
Accrued Interest Receivable		SC228
Mortgage Loans: Total		SC26
Construction Loans on:
1-4 Dwelling Units		SC230
Multifamily (5 or More) Dwelling Units		SC235
Nonresidential Property		SC240
Permanent Mortgages on:
1-4 Dwelling Units:
Revolving, Open-End Loans		SC251
All Other:
Secured by First Liens		SC254
Secured by Junior Liens		SC255
Multifamily (5 or More) Dwelling Units		SC256
Nonresidential Property (Except Land)		SC260
Land		SC265
Accrued Interest Receivable		SC272
Advances for Taxes and Insurance		SC275
Allowance for Loan and Lease Losses		SC283

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule SC – Consolidated Statement of Condition
		(Report in Thousands of Dollars)
		Lines		Bil	Mil	Thou
Nonmortgage Loans: Total		SC31
Commercial Loans: Total		SC32
Secured		SC300
Unsecured		SC303
Credit Card Loans Outstanding-Business		SC304
Lease Receivables		SC306
Consumer Loans: Total		SC35
Loans on Deposits		SC310
Home Improvement Loans (Not secured by real estate)		SC316
Education Loans		SC320
Auto Loans		SC323
Mobile Home Loans		SC326
Credit Cards		SC328
Other, Including Lease Receivables		SC330
Accrued Interest Receivable		SC348
Allowance for Loan and Lease Losses		SC357
Repossessed Assets: Total		SC40
Real Estate:
Construction		SC405
1-4 Dwelling Units		SC415
Multifamily (5 or More) Dwelling Units		SC425
Nonresidential (Except Land)		SC426
Land		SC428
U.S. Government-Guaranteed or -Insured Real Estate Owned		SC429
Other Repossessed Assets		SC430
General Valuation Allowances		SC441
Real Estate Held for Investment		SC45
Equity Investments Not Carried at Fair Value: Total		SC51
Federal Home Loan Bank Stock		SC510
Other		SC540
Office Premises and Equipment		SC55

For informational purposes only:

not for data entry

Association

Docket Number

Report Date , 2010

Office of Thrift Supervision

2010 Thrift Financial Report

Schedule SC – Consolidated Statement of Condition

(Report in Thousands of Dollars)

Lines

Bil

Mil

Thou

Other Assets: Total

SC59

Bank-Owned Life Insurance:

Key Person Life Insurance

SC615

Other

SC625

Intangible Assets:

Servicing Assets On:

Mortgage Loans

SC642

Nonmortgage Loans

SC644

Goodwill and Other Intangible Assets

SC660

Interest-Only Strip Receivables and Certain Other Instruments

SC665

Other Assets

SC689

Memo: Detail of Other Assets			Code					Amount
	SC691					SC692
	SC693					SC694
	SC697					SC698

General Valuation Allowances

SC699

Total Assets

SC60

LIABILITIES

Deposits and Escrows: Total

SC71

Deposits

SC710

Escrows

SC712

Unamortized Yield Adjustments on Deposits and Escrows

SC715

Borrowings: Total

SC72

Advances from Federal Home Loan Bank

SC720

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase

SC730

Subordinated Debentures (Including Mandatory Convertible Securities and

Limited-Life Preferred Stock)

SC736

Mortgage Collateralized Securities Issued:

CMOs (including REMICs)

SC740

Other Borrowings

SC760

For informational purposes only:

not for data entry

Association

Docket Number

Report Date , 2010

Office of Thrift Supervision

2010 Thrift Financial Report

Schedule SC – Consolidated Statement of Condition

(Report in Thousands of Dollars)

Lines

Bil

Mil

Thou

Other Liabilities: Total

SC75

Accrued Interest Payable – Deposits

SC763

Accrued Interest Payable -- Other

SC766

Accrued Taxes

SC776

Accounts Payable

SC780

Deferred Income Taxes

SC790

Other Liabilities and Deferred Income

SC796

Memo: Detail of Other Liabilities			Code					Amount
	SC791					SC792
	SC794					SC795
	SC797					SC798

Total Liabilities

SC70

EQUITY CAPITAL

Perpetual Preferred Stock:

Cumulative

SC812

Noncumulative

SC814

Common Stock:

Par Value

SC820

Paid in Excess of Par

SC830

Accumulated Other Comprehensive Income: Total

SC86

Accumulated Gains (Losses) on Certain Securities

SC860

Accumulated Gains (Losses) on Cash Flow Hedges

SC865

Other

SC870

Retained Earnings

SC880

Other Components of Equity Capital

SC891

Total Savings Association Equity Capital

SC80

Noncontrolling Interests in Consolidated Subsidiaries

SC800

Total Equity Capital

SC84

Total Liabilities and Equity Capital

SC90

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule SO – Consolidated Statement of Operations
		(Report in Thousands of Dollars)
				For the Quarter
		Lines		Bil	Mil	Thou
Interest Income: Total		SO11
Deposits and Investment Securities		SO115
Mortgage-Backed Securities		SO125
Mortgage Loans		SO141
Prepayment Fees, Late Fees, and Assumption Fees for Mortgage Loans		SO142
Nonmortgage Loans:
Commercial Loans and Leases		SO160
Prepayment Fees, Late Fees, and Assumption Fees for Commercial Loans		SO162
Consumer Loans and Leases		SO171
Prepayment Fees, Late Fees, and Assumption Fees for Consumer Loans		SO172
Dividend Income on Equity Investments Not Carried at Fair Value:
Total		SO18
Federal Home Loan Bank Stock		SO181
Other		SO185
Interest Expense: Total		SO21
Deposits		SO215
Escrows		SO225
Advances from Federal Home Loan Bank		SO230
Subordinated Debentures (Including Mandatory Convertible Securities)		SO240
Mortgage Collateralized Securities Issued		SO250
Other Borrowed Money		SO260
Capitalized Interest		SO271
Net Interest Income (Expense) Before Provision for Losses on
Interest-Bearing Assets		SO312
Net Provision for Losses on Interest-Bearing Assets		SO321
Net Interest Income (Expense) After Provision for Losses on
Interest-Bearing Assets		SO332
Noninterest Income: Total		SO42
Mortgage Loan Servicing Fees		SO410
Amortization of and Fair Value Adjustments to Loan Servicing Assets
And Loan Servicing Liabilities		SO411
Other Fees and Charges		SO420
Net Income (Loss) from:
Sale of Available-for-Sale Securities		SO430
Sale of Loans and Leases Held for Sale		SO431
Sale of Other Assets Held for Sale		SO432
Other-than-Temporary Impairment Charges on Debt and Equity Securities		SO441
Operations and Sale of Repossessed Assets		SO461
LOCOM Adjustments Made to Assets Held for Sale		SO465
Sale of Securities Held-to-Maturity		SO467
Sale of Loans Held for Investment		SO475

For informational purposes only:

not for data entry

Association

Docket Number

Report Date , 2010

Office of Thrift Supervision

2010 Thrift Financial Report

Schedule SO – Consolidated Statement of Operations

(Report in Thousands of Dollars)

For the Quarter

Lines

Bil

Mil

Thou

Sale of Other Assets Held for Investment

SO477

Gains and Losses on Financial Assets and Liabilities Carried at Fair Value

SO485

Other Noninterest Income

SO488

Memo: Detail of Other Noninterest Income
			Code					Amount
	SO489					SO492
	SO495					SO496
	SO497					SO498

(Report in Thousands of Dollars)

For the Quarter

Lines

Bil

Mil

Thou

Noninterest Expense: Total

SO51

All Personnel Compensation and Expense

SO510

Legal Expense

SO520

Office Occupancy and Equipment Expense

SO530

Marketing and Other Professional Services

SO540

Loan Servicing Fees

SO550

Goodwill and Other Intangibles Expense

SO560

Net Provision for Losses on Non-Interest-Bearing Assets

SO570

Other Noninterest Expense

SO580

Memo: Detail of Other Noninterest Expense
			Code					Amount
	SO581					SO582
	SO583					SO584
	SO585					SO586

Income (Loss) Before Income Taxes:

SO60

Income Taxes: Total

SO71

Federal

SO710

State, Local, and Other

SO720

Income (Loss) Before Extraordinary Items

SO81

Extraordinary Items, Net of Tax Effect

SO811

Net Income (Loss) Attributable to Savings Association and Noncontrolling

Interests

SO88

Net Income (Loss) Attributable to Noncontrolling Interests

SO880

Net Income (Loss) Attributable to Savings Association

SO91

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule VA – Consolidated Valuation Allowances and Related Data

Reconciliation

(Report in Thousands of Dollars for the Quarter)

Valuation Allowances

General

Specific

Total

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Beginning Balance

VA105

VA108

VA110

Add or Deduct:

Net Provision for Loss

VA115

VA118

VA120

Transfers

VA125

VA128

Add:

Recoveries

VA135

VA140

Adjustments

VA145

VA148

VA150

Deduct:

Charge-offs

VA155

VA158

VA160

Ending Balance

VA165

VA168

VA170

Charge-offs, Recoveries, and Specific Valuation Allowance Activity

Specific Valuation Allowance Provisions & Transfers from General Allowances (VA118 + VA128)

General Valuation Allowances

Charge-offs (VA 155)

Recoveries (VA135)

Adjusted Net Charge-offs

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Mortgage Loans: Total

VA46

VA47

VA48

VA49

Construction:

1-4 Dwelling Units

VA420

VA421

VA422

VA425

Multifamily (5 or More)

Dwelling Units

VA430

VA431

VA432

VA435

Nonresidential Property

VA440

VA441

VA442

VA445

Permanent:

1-4 Dwelling Units:

Revolving, Open-End Loans

VA446

VA447

VA448

VA449

All Other:

Secured by First Liens

VA456

VA457

VA458

VA459

Secured by Junior Liens

VA466

VA467

VA468

VA469

Multifamily (5 or More)

Dwelling Units

VA470

VA471

VA472

VA475

Nonresidential Property

(Except Land)

VA480

VA481

VA482

VA485

Land

VA490

VA491

VA492

VA495

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule VA – Consolidated Valuation Allowances and Related Data

(Report in Thousands of Dollars for the Quarter)

Specific Valuation Allowance Provisions & Transfers from General Allowances (VA118 + VA128)

General Valuation Allowances

Charge-offs (VA 155)

Recoveries (VA135)

Adjusted Net Charge-offs

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Nonmortgage Loans: Total

VA56

VA57

VA58

VA59

Commercial Loans

VA520

VA521

VA522

VA525

Consumer Loans:

Loans on Deposits

VA510

VA511

VA512

VA515

Home Improvement Loans

VA516

VA517

VA518

VA519

Education Loans

VA530

VA531

VA532

VA535

Auto Loans

VA540

VA541

VA542

VA545

Mobile Home Loans

VA550

VA551

VA552

VA555

Credit Cards

VA556

VA557

VA558

VA559

Other

VA560

VA561

VA562

VA565

Repossessed Assets: Total

VA60

VA62

VA65

Real Estate:

Construction

VA605

VA606

VA607

1-4 Dwelling Units

VA613

VA614

VA615

Multifamily (5 or More)

Dwelling Units

VA616

VA617

VA618

Nonresidential (Except Land)

VA625

VA626

VA627

Land

VA628

VA629

VA631

Other Repossessed Assets

VA630

VA632

VA633

Real Estate Held for

Investment

VA72

VA75

Equity Investments Not

Carried at Fair Value

VA822

VA825

Other Assets

VA930

VA931

VA932

VA935

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule VA – Consolidated Valuation Allowances and Related Data
OTHER ITEMS
		(Report in Thousands of Dollars)
Troubled Debt Restructured:		Lines		Bil	Mil	Thou
Amount this Quarter		VA940
Amount Included in Schedule SC in Compliance with Modified Terms		VA942
Mortgage Loans Foreclosed During the Quarter: Total		VA95
Construction		VA951
Permanent Loans Secured By:
1-4 Dwelling Units		VA952
Multifamily (5 or More) Dwelling Units		VA953
Nonresidential (Except Land)		VA954
Land		VA955
Classification of Assets:
End of Quarter Balances:
Special Mention		VA960
Substandard		VA965
Doubtful		VA970
Loss		VA975
Credit Card Charge-Offs Related to Accrued Interest		VA979
Purchased Credit-Impaired Loans:
Outstanding Balance (Contractual)		VA980
Recorded Investment (Carrying Amount Before Deducting Any Loan
Loss Allowances)		VA981
Allowance Amount Included in Allowance for Loan and Lease
Losses (SC283, SC357)		VA985

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule PD – Consolidated Past Due and Nonaccrual

PAST DUE AND STILL ACCRUING

NONACCRUAL

30 – 89 DAYS

90 DAYS OR MORE

(Report in Thousands of Dollars)

(Report in Thousands of Dollars) Dollars)

(Report in Thousands of Dollars)

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Mortgage Loans:

Construction

PD115

PD215

PD315

Permanent, Secured by:

1-4 Dwelling Units:

Revolving, Open-End Loans

PD121

PD221

PD321

All Other:

Secured by First Liens

PD123

PD223

PD323

Secured by Junior Liens

PD124

PD224

PD324

Multifamily (5 or More) Dwelling Units

PD125

PD225

PD325

Nonresidential Property (Except Land)

PD135

PD235

PD335

Land

PD138

PD238

PD338

Nonmortgage Loans:

Commercial Loans

PD140

PD240

PD340

Consumer Loans:

Loans on Deposits

PD161

PD261

PD361

Home Improvement Loans

PD163

PD263

PD363

Education Loans

PD165

PD265

PD365

Auto Loans

PD167

PD267

PD367

Mobile Home Loans

PD169

PD269

PD369

Credit Cards

PD171

PD271

PD371

Other

PD180

PD280

PD380

Total

PD10

PD20

PD30

Memoranda:

Troubled Debt Restructured Included

in PD115-PD380

PD190

PD290

PD390

Loans and Leases Reported in PD115-PD380

That Are Held for Sale

PD192

PD292

PD392

Loans and Leases Reported in PD115-PD380

That Are Wholly or Partially Guaranteed

By the U.S. Government, Agency, or

Sponsored Entity

PD195

PD295

PD395

Guaranteed Portion of Other Loans and

Leases Included in PD195-PD395

(Exclude Rebooked “GNMA Loans”)

PD196

PD296

PD396

Rebooked “GNMA Loans” Repurchased

or Eligible for Repurchase Included in

PD195-PD395

PD197

PD297

PD397

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule PD – Consolidated Past Due and Nonaccrual

(Report in Thousands of Dollars)

Loans in Process of Foreclosure:

Lines

Bil

Mil

Thou

Construction Loans

PD415

1-4 Dwelling Units Secured by Revolving Open-End Loans

PD421

1-4 Dwelling Units Secured by First Liens

PD423

1-4 Dwelling Units Secured by Junior Liens

PD424

Multifamily (5 or More) Dwelling Units

PD425

Nonresidential Property (Except Land)

PD435

Land Loans

PD438

Total

PD40

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule LD – Loan Data
HIGH LOAN-TO-VALUE LOANS SECURED BY 1-4 AND MULTIFAMILY
PROPERTIES, WITHOUT PMI OR GOVERNMENT GUARANTEE		(Report in Thousands of Dollars)
Balances at Quarter-end:		Lines		Bil	Mil	Thou
90% up to 100% LTV: 1-4 Family		LD110
90% up to 100% LTV: Multifamily		LD111
100% and greater LTV: 1-4 Family		LD120
100% and greater LTV: Multifamily		LD121
Past Due and Nonaccrual Balances:
Past Due and Still Accruing:
30-89 Days:
90% up to 100% LTV: 1-4 Family		LD210
90% up to 100% LTV: Multifamily		LD211
100% and greater LTV: 1-4 Family		LD220
100% and greater LTV: Multifamily		LD221
90 Days or More:
90% up to 100% LTV: 1-4 Family		LD230
90% up to 100% LTV: Multifamily		LD231
100% and greater LTV: 1-4 Family		LD240
100% and greater LTV: Multifamily		LD241
Nonaccrual:
90% up to 100% LTV: 1-4 Family		LD250
90% up to 100% LTV: Multifamily		LD251
100% and greater LTV: 1-4 Family		LD260
100% and greater LTV: Multifamily		LD261
Charge-offs and Recoveries:
Net Charge-offs (including Specific Valuation Allowance Provisions & Transfers
From General to Specific Allowances)
90% up to 100% LTV: 1-4 Family		LD310
90% up to 100% LTV: Multifamily		LD311
100% and greater LTV: 1-4 Family		LD320
100% and greater LTV: Multifamily		LD321
Purchases:
90% up to 100% LTV: 1-4 Family		LD410
90% up to 100% LTV: Multifamily		LD411
100% and greater LTV: 1-4 Family		LD420
100% and greater LTV: Multifamily		LD421
Originations:
90% up to 100% LTV: 1-4 Family		LD430
90% up to 100% LTV: Multifamily		LD431
100% and greater LTV: 1-4 Family		LD440
100% and greater LTV: Multifamily		LD441

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule LD – Loan Data
		(Report in Thousands of Dollars)
Sales:		Lines		Bil	Mil	Thou
90% up to 100% LTV:1-4 Family		LD450
90% up to 100% LTV: Multifamily		LD451
100% and greater LTV: 1-4 Family		LD460
100% and greater LTV: Multifamily		LD461
SUPPLEMENTAL LOAN DATA FOR ALL LOANS
1-4 Dwelling Units Construction-to-Permanent Loans		LD510
Owner-Occupied Multifamily Permanent Loans		LD520
Owner-Occupied Nonresidential Property (Except Land) Permanent Loans		LD530
1-4 Dwelling Units Option ARM Loans		LD610
1-4 Dwelling Units ARM Loans with Negative Amortization		LD620
Total Capitalized Negative Amortization		LD650
CONSTRUCTION LOANS WITH CAPITALIZED INTEREST
Construction Loans on 1-4 Dwelling Units with Capitalized Interest		LD710
Capitalized Interest on Construction Loans on 1-4 Dwelling Units Included in
Current Quarter Income		LD715
Construction Loans on Multifamily (5 or More) Dwelling Units with Capitalized Interest
Interest		LD720
Capitalized Interest on Multifamily (5 or More) Dwelling Units Included in Current Quarter Income
Current Quarter Income		LD725
Construction Loans on Nonresidential Property (Except Land)
With Capitalized Interest		LD730
Capitalized Interest on Construction Loans on Nonresidential Property
(Except Land) Included in Current Quarter Income		LD735
COLLATERALIZED DEBT OBLIGATIONS, COLLATERALIZED LOAN
OBLIGATIONS, AND COMMERCIAL MORTGAGE-BACKED SECURITIES
Collateralized Debt Obligations: Carrying Value		LD750
Collateralized Debt Obligations: Market Value		LD755
Collateralized Loan Obligations: Carrying Value		LD760
Collateralized Loan Obligations: Market Value		LD765
Commercial Mortgage-Backed Securities: Carrying Value		LD770
Commercial Mortgage-Backed Securities: Market Value		LD775

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule CC – Consolidated Commitments and Contingencies
Commitments Outstanding:		(Report in Thousands of Dollars)
Undisbursed Balance of Loans Closed (Loans-in-Process		Lines		Bil	Mil	Thou
Excluding Lines of Credit):
Mortgage Construction Loans		CC105
Other Mortgage Loans		CC115
Nonmortgage Loans		CC125
To Originate Mortgages Secured by:
1-4 Dwelling Units		CC280
Multifamily (5 or More) Dwelling Units		CC290
All Other Real Estate		CC300
To Originate Nonmortgage Loans		CC310
To Purchase Loans		CC320
To Sell Loans		CC330
To Purchase Mortgage-Backed Securities		CC335
To Sell Mortgage-Backed Securities		CC355
To Purchase Investment Securities		CC365
To Sell Investment Securities		CC375
Lines and Letters of Credit:
Unused Lines of Credit:
Revolving, Open-End Loans on 1-4 Dwelling Units		CC412
Commercial Lines		CC420
Open-End Lines:
Credit Cards-Consumer		CC423
Credit Cards-Other		CC424
Other		CC425
Letters of Credit:
Commercial		CC430
Standby, Not Included on CC465 or CC468		CC435
Recourse Obligations and Direct Credit Substitutes:
Total Principal Amount of Assets Covered by Recourse Obligations or
Direct Credit Substitutes		CC455
Amount of Direct Credit Substitutes on Assets in CC455		CC465
Amount of Recourse Obligations on Assets in CC455		CC468
Amount of Recourse Obligations on Loans in CC468 where Recourse is:
120 Days or Less		CC469
Greater than 120 Days		CC471
Other Contingent Liabilities		CC480
Contingent Assets		CC490

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule CF – Consolidated Cash Flow Information
		(Report in Thousands of Dollars)
Mortgage-Backed Securities:			For the Quarter
Pass-Through:		Lines		Bil	Mil	Thou
Purchases		CF143
Sales		CF145
Other Balance Changes		CF148
Other Mortgage-Backed Securities:
Purchases		CF153
Sales		CF155
Other Balance Changes		CF158
Mortgage Loans:
Mortgage Loans Disbursed:
Construction Loans on:
1-4 Dwelling Units		CF190
Multifamily (5 or More) Dwelling Units		CF200
Nonresidential		CF210
Permanent Loans on:
1-4 Dwelling Units		CF225
Home Equity and Junior Liens		CF226
Multifamily (5 or More) Dwelling Units		CF245
Nonresidential (Except Land)		CF260
Land		CF270
Loans and Participations Purchased, Secured By:
1-4 Dwelling Units		CF280
Purchased from Entities Other than Federally-Insured Depository Institutions
or Their Subsidiaries		CF281
Home Equity and Junior Liens		CF282
Multifamily (5 or More) Dwelling Units		CF290
Nonresidential		CF300
Loans and Participations Sold, Secured By:
1-4 Dwelling Units		CF310
Home Equity and Junior Liens		CF311
Multifamily (5 or More) Dwelling Units		CF320
Nonresidential		CF330
Memo: Refinancing Loans		CF361
Memo: Loans Sold with Recourse of 120 Days or Less		CF365
Memo: Loans Sold with Recourse Greater than 120 Days		CF366
Nonmortgage Loans:
Commercial:
Closed or Purchased		CF390
Sales		CF395
Consumer:
Closed or Purchased		CF400
Sales		CF405
Deposits:
Interest Credited to Deposits		CF430

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule DI – Consolidated Deposit Information
Deposit Data:		(Report in Thousands of Dollars)
Total Broker-Originated Deposits:		Lines		Bil	Mil	Thou
Fully Insured: With Balances Less than $100,000		DI100
Fully Insured: With Balances of $100,000 through $250,000		DI102
Other		DI110
Interest Expense for Fully Insured Brokered Deposits		DI114
Interest Expense for Other Brokered Deposits		DI116
Deposits (Excluding Retirement Accounts) with Balances:
$250,000 or Less		DI120
Greater than $250,000		DI130
Number of Deposit Accounts (Excluding Retirement Accounts) with Balances:
$250,000 or Less Actual Number		DI150
Greater than $250,000 Actual Number		DI160
Retirement Deposits with Balances:
$250,000 or Less		DI170
Greater Than $250,000		DI175
Number of Retirement Deposit Accounts with Balances:
$250,000 or Less Actual Number		DI180
Greater Than $250,000 Actual Number		DI185
IRA/Keogh Accounts		DI200
Uninsured Deposits		DI210
Preferred Deposits		DI220
Reciprocal Brokered Deposits …………………………………………………………..		DI230
Components of Deposits and Escrows:
Transaction Accounts (Including Demand Deposits)		DI310
Money Market Deposit Accounts		DI320
Passbook Accounts (Including Nondemand Escrows)		DI330
Time Deposits		DI340
Time Deposits of $100,000 through $250,000 (Excluding Brokered Time Deposits
Deposits Participated Out by the Broker in Shares of Less Than $100,000 and
and Brokered Certificates of Deposit Issued in $1,000 Amounts Under a Master
Certificate of Deposit)		DI350
Time Deposits Greater than $250,000		DI352
IRA/Keogh Accounts of $100,000 or Greater Included in Time Deposits		DI360
Average Daily Deposits Totals:
Fully Insured Brokered Time Deposits		DI544
Other Brokered Time Deposits		DI545
Non-Interest-Bearing Demand Deposits		DI610

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule DI – Consolidated Deposit Information
		(Report in Thousands of Dollars)
		Lines		Bil	Mil	Thou
Deposit Data for Deposit Insurance Premium Assessments:
Quarter-End Deposit Totals:
Total Deposit Liabilities Before Exclusions (Gross) as Defined in Section 3(l) of the
FDI Act and FDIC Regulations		DI510
Total Allowable Exclusions (Including Foreign Deposits)		DI520
Total Foreign Deposits (Included in Total Allowable Exclusions)		DI530
Unsecured Federal Funds Purchased		DI630
Secured Federal Funds Purchased		DI635
Securities Sold Under Agreements to Repurchase		DI641
Unsecured “Other Borrowings” With a Remaining Maturity of:
One Year or Less		DI645
Over One Year		DI651
Subordinated Debentures With a Remaining Maturity of:
One Year or Less		DI655
Over One Year		DI660
Average Daily Deposit Totals:
Total Daily Average of Deposit Liabilities Before Exclusions (Gross) as Defined in
Section 3(l) of the FDI Act and FDIC Regulations		DI540
Total Daily Average of Allowable Exclusions (Including Foreign Deposits)		DI550
Total Daily Average of Foreign Deposits (Included in Total Daily Average of
Allowable Exclusions)		DI560
Deposit Data for Thrifts Participating in the Transaction Account Guarantee Program Component of the FDIC's Temporary Liquidity Guarantee Program: Average Daily Amount of Noninterest-bearing Transaction Accounts of More T T T
than $250,000 (Including Balances Swept from Noninterest-bearing Transaction
Accounts to Noninterest-bearing Savings Accounts)		DI570
Average Daily Number of Noninterest-bearing Transaction Accounts of More More than $250,000
than $250,000		DI575

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule SI – Consolidated Supplemental Information
		(Report in Thousands of Dollars)
Miscellaneous:		Lines		Bil		Mil		Thou
Number of Full-time Equivalent Employees		SI370
Financial Assets Held for Trading Purposes		SI375
Financial Assets Carried at Fair Value through Earnings		SI376
Financial Liabilities Carried at Fair Value through Earnings		SI377
Available-for-Sale Securities		SI385
Assets Held for Sale		SI387
Loans Serviced for Others		SI390
Pledged Loans		SI394
Pledged Trading Assets		SI395
Residual Interests:
Residual Interests in the Form of Interest-Only Strips		SI402
Other Residual Interests		SI404
Qualified Thrift Lender Test:
Actual Thrift Investment Percentage at Month-end:
First Month of Quarter		SI581		__ __ __ . __ __%
Second Month of Quarter		SI582		__ __ __ . __ __%
Third Month of Quarter		SI583		__ __ __ . __ __%
IRS Domestic Building and Loan Test:
Percent of Assets Test		SI585		__ __ __ . __ __%
Do you meet the DBLA business operations test?		SI586		YES			NO
Aggregate Investment in Service Corporations		SI588
Extensions of credit by the reporting association (and its controlled subsidiaries) to its executive
officers, principal shareholders, directors, and their related interests as of the report date:
Aggregate amount of all extensions of credit		SI590
Number of executive officers, principal shareholders, and directors to whom the
amount of all extensions of credit (including extensions of credit to related
interests) equals or exceeds the lesser of $500,000 or 5 percent of unimpaired
capital and unimpaired surplus (CCR30 + CCR35 + CCR530 + CCR105)		SI595
Summary of Changes in Savings Association Equity Capital:
Savings Association Equity Capital, Beginning Balance from Prior Qtr (SC80)		SI600
Net Income (Loss) Attributable to Savings Association (SO91)		SI610
Dividends Declared:
Preferred Stock		SI620
Common Stock		SI630
Stock Issued		SI640
Stock Retired		SI650

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule SI – Consolidated Supplemental Information
		(Report in Thousands of Dollars)
		Lines		Bil		Mil		Thou
Capital Contributions (Where No Stock is Issued)		SI655
New Basis Accounting Adjustments		SI660
Other Comprehensive Income		SI662
Prior Period Adjustments		SI668
Other Adjustments		SI671
Savings Association Equity Capital, Ending Balance (SC80) (600 + 610 – 620
– 630 + 640 – 650 + 655 + 660 + 662 + 668 + 671)		SI680
Transactions With Affiliates:
Activity During the Quarter of Covered Transactions with Affiliates
Subject to Quantitative Limits		SI750
Activity During the Quarter of Other Covered Transactions with Affiliates
Not Subject to Quantitative Limits		SI760
Assets Covered by FDIC Loss-Sharing Agreements:
Carrying Amount of Covered
Loans and Leases ..…………….……………….………………………………………………………………………………		SI770
Real Estate Owned		SI772
Debt Securities		SI774
Other Assets		SI776
Mutual Fund and Annuity Sales:
Total Assets you Manage of Proprietary Mutual Funds and Annuities		SI815
Average Balance Sheet Data (Based on Month-End Data):
Total Assets		SI870
Deposits and Investments Excluding Non-Interest-Earning Items		SI875
Mortgage Loans and Mortgage-Backed Securities		SI880
Nonmortgage Loans		SI885
Deposits and Escrows		SI890
Total Borrowings		SI895
Brokerage Activities:
Does your institution, without trust powers, act as trustee or custodian
for Individual Retirement Accounts, Health Savings Accounts, and other
similar accounts that are invested in non-deposit products?		SI901		YES			NO
Does your institution provide custody, safekeeping, or other services involving
the acceptance of orders for the sale or purchase of securities?		SI905		YES			NO
Does your institution engage in third party broker arrangements, commonly referred to as
“networking”, to sell securities products or services to thrift customers?		SI911		YES			NO
Does your institution sweep deposit funds into any open-end investment
management company registered under the Investment Company Act of 1940
that holds itself out as a money market fund?		SI915		YES			NO

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule SQ – Consolidated Supplemental Questions

All questions except 310 should be completed for the reporting savings

Check the Appropriate Box

association only.

Lines

mm

Your fiscal year-end

SQ270

Code representing nature of work to be performed by independent public

Code

accountants for the current fiscal year

SQ280

Did you change your independent public accountant during the quarter?

SQ300

YES

NO

Did you and your consolidated subsidiaries have any outstanding futures or options

positions at quarter-end?

SQ310

YES

NO

Do you have a Subchapter S election in effect for federal income tax purposes

for the current tax year?

SQ320

YES

NO

Have you been consolidated with your parent in another TFR? If so, enter the OTS

docket number of your parent savings association.

SQ410

Have you been consolidated with your parent in a Commercial Bank Call Report?

If so, enter the FDIC certificate number of your parent commercial bank.

SQ420

Web Site Information:

If you have a web page on the Internet, indicate your main Internet home page

address (for transactional or nontransactional web sites). (78 characters maximum)

SQ530

Do you provide transactional Internet banking to your customers,

as defined in 12 CFR 555.300(b)?

SQ540

YES

NO

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule SB – Consolidated Small Business Loans

Lines

Do you have any small business loans to report in this schedule?

SB010

YES

NO

Loans to Small Businesses and Small Farms:

Do you have any loans secured primarily by farms reported

on SC260 or any loans to finance agricultural production or other loans to

farmers reported on SC300, 303, and 306?

SB100

YES

NO

If 100 is yes, complete lines 300 through 650 (Do not complete 110 thru 210).

If no, complete the following item,110.

Are all or substantially all of your commercial loans (Schedule SC

lines 260, 300, 303, and 306) loans with original amounts of $100,000 or less?

SB110

YES

NO

If 110 is yes, complete the following lines, 200 and 210, only. If no, complete

Lines 300 through 450, only.

Number of loans reported on lines:

Actual Number

SC260

SB200

SC300, 303, and 306

SB210

Number and amount outstanding of permanent mortgage

Number of Loans

Outstanding Balance

loans secured by nonfarm, nonresidential properties

reported on SC260:

(Report in Thousands of Dollars)

With original amounts of:

Actual Number

Bil

Mil

Thou

$100,000 or less

SB300

SB310

Greater than $100,000 thru $250,000

SB320

SB330

Greater than $250,000 thru $1 million

SB340

SB350

Number and amount outstanding of nonmortgage,

nonagricultural commercial loans reported on SC300, 303,

and 306:

With original amounts of:

$100,000 or less

SB400

SB410

Greater than $100,000 thru $250,000

SB420

SB430

Greater than $250,000 thru $1 million

SB440

SB450

Number and amount outstanding of loans secured primarily

by farms reported on SC260:

With original amounts of:

$100,000 or less

SB500

SB510

Greater than $100,000 thru $250,000

SB520

SB530

Greater than $250,000 thru $500,000

SB540

SB550

Number and amount outstanding of nonmortgage,

commercial loans to finance agricultural production and

other nonmortgage commercial loans to farmers reported

on SC300, 303, and 306:

With original amounts of:

$100,000 or less

SB600

SB610

Greater than $100,000 thru $250,000

SB620

SB630

Greater than $250,000 thru $500,000

SB640

SB650

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule FS – Fiduciary and Related Services

Lines

Does your institution have fiduciary powers?

FS110

YES

NO

Does your institution exercise the fiduciary powers it has been granted?

FS120

YES

NO

Does your institution have any fiduciary or related activity (in the form of assets or

accounts) to report in this schedule?

FS130

YES

NO

If the answer to FS130 is ”NO,” do not complete the rest of Schedule FS. If the answer to FS130 is “YES,” complete the applicable items of Schedule FS as follows: If your total fiduciary assets (FS20 + FS21) are greater than $250 million for the preceding calendar year or your gross fiduciary and related services income was greater than 10 percent of total revenue (net interest income plus noninterest income), you must complete: 1. FS210 through FS30 each quarter; 2. FS391 through FS35 annually, with the December report; and 3. All memoranda items, FS410 through FS72, annually with the December report. If your total fiduciary assets (FS20 + FS21) are greater than $100 million but less than or equal to $250 million for the preceding calendar year or your gross fiduciary and related services income was not greater than 10 percent of total revenue (net interest income plus noninterest income), you must complete: 1. FS210 through FS291 each quarter; and 2. FS310 through FS35 and all memorandum items, FS410 through FS72, annually with the December report. If your total fiduciary assets (FS20 + FS21) are $100 million or less for the preceding calendar year or your gross fiduciary and related services income was not greater than 10 percent of total revenue (net interest income plus noninterest income), you must complete: 1. FS210 through FS291 each quarter; and 2. Memorandum items, FS410 through FS65, annually with the December report.

(Report in Actual Numbers)

Number of Managed Accounts

Number of Nonmanaged Accounts

(Report in Thousands of Dollars)

Managed Assets

Nonmanaged Assets

FIDUCIARY AND RELATED ASSETS

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Lines

Personal Trust and Agency Accounts

FS210

FS211

FS212

FS213

Retirement-related Trust and Agency Accounts:

Employee Benefit –

Defined Contribution

FS220

FS221

FS222

FS223

Employee Benefit –

Defined Benefit

FS230

FS231

FS232

FS233

Other Retirement Accounts

FS240

FS241

FS242

FS243

Corporate Trust and Agency Accounts

FS250

FS251

FS252

FS253

Investment Management and

Investment Advisory Agency Accounts

FS260

FS261

FS262

FS263

Foundations and Endowments

FS264

FS265

FS266

FS267

Other Fiduciary Accounts

FS270

FS271

FS272

FS273

Total Fiduciary Accounts

FS20

FS21

FS22

FS23

Custody and Safekeeping Accounts

FS280

FS281

IRAs, HSAs, and Similar Accounts

FS234

FS235

FS236

FS237

Assets Included Above that are Excluded

For Purposes for the OTS

Assessment Complexity Component

FS290

FS291

For informational purposes only: not for data entry Association Docket Number Report Date _______________, 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule FS – Fiduciary and Related Services
		(Report Calendar Year-to-Date in Thousands of Dollars)
FIDUCIARY AND RELATED SERVICES INCOME (CALENDAR YEAR-TO-DATE)		Lines	(Report Calendar Year-to-Date in Thousands of Dollars)	Bil	Mil	Thou
Personal Trust and Agency Accounts		FS310
Retirement-related Trust and Agency Accounts:
Employee Benefit – Defined Contribution		FS320
Employee Benefit – Defined Benefit		FS330
Other Retirement Accounts		FS340
Corporate Trust and Agency Accounts		FS350
Investment Management and Investment Advisory Agency Accounts		FS360
Foundations and Endowments		FS365
Other Fiduciary Accounts		FS370
Custody and Safekeeping Accounts		FS380
Other Fiduciary and Related Services Income		FS390
Total Gross Fiduciary and Related Services Income (310 thru 390)		FS30
Less: Expenses		FS391
Less: Net Losses from Fiduciary and Related Services		FS392
Plus: Intracompany Income Credits for Fiduciary and Related Services		FS393
Net Fiduciary and Related Services Income (30 – 391 – 392 + 393)		FS35

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule FS – Fiduciary and Related Services

Memoranda

1. Managed Assets Held in Fiduciary Accounts:

Personal Trust and Agency, Investment Management Agency Accounts

Employee Benefit and Retirement Related Accounts

All Other Accounts

Lines

Bil

Mil

Th

Lines

Bil

Mil

Th

Lines

Bil

Mil

Th

Non-Interest-Bearing Deposits

FS410

FS411

FS412

Interest Bearing Deposits

FS415

FS416

FS417

U.S. Treasury and U.S. Government

Agency Obligations

FS420

FS421

FS422

State, County, and Municipal Obligations

FS425

FS426

FS427

Mutual Funds

Money Market

FS428

FS429

FS430

Equity

FS431

FS432

FS433

Other

FS437

FS438

FS439

Common Trust Funds and Collective

Investment Funds

FS463

FS464

FS465

Other Short-Term Obligations

FS434

FS435

FS436

Other Notes and Bonds

FS440

FS441

FS442

Investments in Unregistered Funds

and Private Equity Investments

FS466

FS467

FS468

Other Common and Preferred Stocks

FS445

FS446

FS447

Real Estate Mortgages

FS450

FS451

FS452

Real Estate

FS455

FS456

FS457

Miscellaneous Assets

FS460

FS461

FS462

Total Managed Assets

FS40

FS41

FS42

Investments of Managed Fiduciary Accounts in Advised or Sponsored

or Sponsored Mutual Funds

Managed Assets

FS495

Number of Managed Accounts

FS496

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule FS – Fiduciary and Related Services

(Actual Number)

(Report in Thousands of Dollars)

Number of Issues

Principal Amount Outstanding

Memoranda – Continued

Lines

Number

Lines

(Report Calendar Year-to-Date in Thousands of Dollars)

Bil

Mil

Thou

Corporate Trust and Agency Accounts:

Corporate and Municipal Trusteeships

FS510

FS515

Issues Reported in FS510 and FS515 that are in Default

FS516

FS517

Transfer Agent, Registrar, Paying Agent, and Other

Corporate Agency

FS520

(Actual Number)

(Report in Thousands of Dollars)

Number of Funds

Market Value of Fund Assets

Lines

Number

Lines

Bil

Mil

Thou

3. Collective Investment Funds and Common

Trust Funds:

Domestic Equity

FS610

FS615

International/Global Equity

FS620

FS625

Stock/Bond Blend

FS630

FS635

Taxable Bond

FS640

FS645

Municipal Bond

FS650

FS655

Short-Term Investments/Money Market

FS660

FS665

Specialty/Other

FS670

FS675

Total Collective Investment Funds

FS60

FS65

(Report Calendar Year-to-Date in Thousands of Dollars)

Gross Losses

Recoveries

Managed Accounts

Nonmanaged Accounts

Lines

Mil

Thou

Lines

Mil

Thou

Lines

Mil

Thou

4. Fiduciary Settlements, Surcharges, and Other

Losses (Calendar Year-to-Date):

Personal Trust and Agency Accounts

FS710

FS711

FS712

Retirement-Related Employee Benefit Accounts

FS720

FS721

FS722

Investment Management and Investment

Advisory Agency Accounts

FS730

FS731

FS732

Other Fiduciary Accounts and Related Services

FS740

FS741

FS742

Total Fiduciary Settlements, Surcharges, and

Other Losses (70 + 71 – 72 = 392)

FS70

FS71

FS72

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule HC – Thrift Holding Company

Holding Company Number

HC100

H

mm

Fiscal Year End

HC110

Stock Exchange Ticker Symbol

HC125

SEC File Number

HC130

Website Address (78 characters maximum)

HC140

Parent Only

Consolidated

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Total Assets

HC210

HC600

Total Liabilities

HC220

HC610

Equity:

Perpetual Preferred Stock:

Cumulative

HC221

HC621

Noncumulative

HC222

HC622

Common Stock:

Par Value

HC223

HC623

Paid in Excess of Par

HC224

HC624

Accumulated Other Comprehensive Income:

Accumulated Gains (Losses) on Certain Securities

HC225

HC625

Gains (Losses) on Cash Flow Hedges

HC226

HC626

Other

HC227

HC627

Retained Earnings

HC228

HC628

Other Components of Equity

HC229

HC629

Total Holding Company Equity

HC60

Noncontrolling Interests in

Consolidated Subsidiaries

HC620

Total Equity

HC240

HC630

Total Liabilities and Equity

HC20

HC70

Net Income (Loss) Attributable to:

Holding Company and Noncontrolling Interests

HC635

Holding Company

HC250

HC640

Dividends Declared Attributable to:

Holding Company

HC575

HC775

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule HC – Thrift Holding Company

Parent Only

Consolidated

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Included in Total Assets:

Cash, Deposits, and Investment Securities

HC301

HC601

Receivable from Subsidiaries:

Savings Association

HC310

Other Subsidiaries

HC320

Investment in Subsidiaries:

Savings Association

HC330

Other Subsidiaries

HC340

Intangible Assets:

Mortgage Servicing Assets

HC350

HC650

Nonmortgage Servicing Assets and Other

HC360

HC655

Deferred Policy Acquisition Costs

HC370

HC660

Included in Total Liabilities (Excluding Deposits)

Payable to Subsidiaries:

Savings Association Subsidiaries:

Transactional

HC410

Debt

HC420

Other Subsidiaries:

Transactional

HC430

Debt

HC440

Trust Preferred Instruments

HC445

HC670

Other Debt Maturing In 12 Months or Less

HC450

HC680

Other Debt Maturing In More Than 12 Months

HC460

HC690

Reflected in Net Income:

Interest Income

HC505

HC705

Dividends:

From Savings Association Subsidiaries

HC525

From Other Subsidiaries

HC535

Total Income

HC509

HC709

Interest Expense:

Trust Preferred Instruments

HC545

HC710

All Other Debt

HC555

HC720

Total Expenses

HC570

HC770

Total Income Taxes

HC571

HC771

Net Cash Flow from Operations Attributable to

Holding Company

HC565

HC730

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule HC – Thrift Holding Company
Supplemental Questions:
Have any significant subsidiaries of the holding company been formed, sold, or
dissolved during the quarter?		HC810		YES			NO
Is the holding company or any of its subsidiaries:
A broker or dealer registered under the Securities Exchange Act of 1934?		HC815		YES			NO
An investment adviser regulated by the Securities Exchange Commission
or any State?		HC820		YES			NO
An investment company registered under the Investment Company Act of 1940?		HC825		YES			NO
An insurance company subject to supervision by a State insurance regulator?		HC830		YES			NO
Subject to regulation by the Commodity Futures Trading Commission?		HC835		YES			NO
Or affiliates conducting operations outside of the U.S. through a
foreign branch or subsidiary?..............................................................................		HC840		YES			NO
Has the holding company appointed any new senior executive officers or directors
during the quarter?		HC845		YES			NO
Has the holding company or any of its subsidiaries entered into a new pledge, or
changed the terms and conditions of any existing pledge, of capital stock of any
subsidiary savings association that secures short-term or long-term debt or
other borrowings of the holding company?		HC850		YES			NO
Has the holding company or any of its subsidiaries implemented changes to any
class of securities that would negatively impact investors?		HC855		YES			NO
Has there been any default in the payment of principal, interest, a sinking or
purchase fund installment, or any other default of the holding company or any
of its subsidiaries during the quarter?		HC860		YES			NO
Has there been a change in the holding company’s independent auditors during
the quarter?		HC865		YES			NO
Has there been a change in the holding company’s fiscal year end during the
quarter?		HC870		YES			NO
Does the holding company or any of its GAAP-consolidated subsidiaries (other
than the reporting thrift) control other U.S. depository institutions?		HC875		YES			NO
If located in the U.S. or its territories, provide the FDIC certificate number:		HC876
		HC877
		HC878
		HC879
		HC880

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule CCR – Consolidated Capital Requirement
TIER 1 (CORE) CAPITAL REQUIREMENT:		(Report in Thousands of Dollars)
		Lines		Bil	Mil	Thou
Tier 1 (Core) Capital
Total Equity Capital (SC84)		CCR100
Deduct:
Investments in, Advances to, and Noncontrolling Interests in Interest in Nonincludable” Subsidiaries
Nonincludable Subsidiaries		CCR105
Goodwill and Certain Other Intangible Assets		CCR115
Disallowed Servicing Assets, Disallowed Deferred Tax Assets, Disallowed
Residual Interests, and Other Disallowed Assets		CCR133
Other		CCR134
Add:
Accumulated Losses (Gains) on Certain Securities and Cash Flow Hedges		CCR180
Intangible Assets		CCR185
Other		CCR195
Tier 1 (Core) Capital (100 – 105 – 115 – 133 – 134 + 180 + 185 + 195)		CCR20
Adjusted Total Assets
Total Assets (SC60)		CCR205
Deduct:
Assets of “Nonincludable” Subsidiaries		CCR260
Goodwill and Certain Other Intangible Assets		CCR265
Disallowed Servicing Assets, Disallowed Deferred Tax Assets, Disallowed
Residual Interests, and Other Disallowed Assets		CCR270
Other		CCR275
Add:
Accumulated Losses (Gains) on Certain Securities and Cash Flow Hedges		CCR280
Intangible Assets		CCR285
Other		CCR290
Adjusted Total Assets (205 – 260 – 265 – 270 – 275 + 280 + 285 + 290)		CCR25
Tier 1 (Core) Capital Requirement (25 x 4%)		CCR27

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule CCR – Consolidated Capital Requirement
		(Report in Thousands of Dollars)
TOTAL RISK-BASED CAPITAL REQUIREMENT:		Lines		Bil	Mil	Thou
Tier 1 (Core) Capital (20)		CCR30
Tier 2 (Supplementary) Capital:
Unrealized Gains on Available-for-Sale Equity Securities		CCR302
Qualifying Subordinated Debt and Redeemable Preferred Stock		CCR310
Other Equity Instruments		CCR340
Allowances for Loan and Lease Losses		CCR350
Other		CCR355
Tier 2 (Supplementary) Capital (302 + 310 + 340 + 350 + 355)		CCR33
Allowable Tier 2 (Supplementary) Capital		CCR35
Equity Investments and Other Assets Required to be Deducted		CCR370
Deduction for Low-Level Recourse and Residual Interests		CCR375
Total Risk-based Capital (30 + 35 – 370 – 375)		CCR39
Risk-Weight Categories
0% Risk-Weight:
Cash		CCR400
Securities Backed by Full Faith and Credit of U.S. Government		CCR405
Notes and Obligations of FDIC, Including Covered Assets		CCR409
Other		CCR415
Total (400 + 405 + 409 + 415)		CCR420
0% Risk-Weight Total (420 x 0%)		CCR40
20% Risk-Weight:
Mortgage and Asset-Backed Securities Eligible for 20% Risk Weight		CCR430
Claims on FHLBs		CCR435
General Obligations of State and Local Governments		CCR440
Claims on Domestic Depository Institutions		CCR445
Other		CCR450
Total (430 + 435 + 440 + 445 + 450)		CCR455
20% Risk-Weight Total (455 x 20%)		CCR45
50% Risk-Weight:
Qualifying Single-Family Residential Mortgage Loans		CCR460
Qualifying Multifamily Residential Mortgage Loans		CCR465
Mortgage and Asset-Backed Securities Eligible for 50% Risk Weight		CCR470
State and Local Revenue Bonds		CCR475
Other		CCR480
Total (460 + 465 + 470 + 475 + 480)		CCR485
50% Risk-Weight Total (485 x 50%)		CCR50

For informational purposes only: not for data entry Association Docket Number Report Date , 2010	Office of Thrift Supervision 2010 Thrift Financial Report Schedule CCR – Consolidated Capital Requirement
		(Report in Thousands of Dollars)
TOTAL RISK-BASED CAPITAL REQUIREMENT: – continued		Lines		Bil	Mil	Thou
100% Risk-Weight:
Securities Risk Weighted at 100% (or More) Under the Ratings-Based Approach		CCR501
All Other Assets		CCR506
Total (501 + 506)		CCR510
100% Risk-Weight Total (510 x 100%)		CCR55
Amount of Low-Level Recourse and Residual Interests Before Risk-Weighting		CCR605
Risk-Weighted Assets for Low-Level Recourse and Residual Interests
(605 x 12.50)		CCR62
Assets to Risk-Weight (420 + 455 + 485 + 510 + 605)		CCR64
Subtotal Risk-Weighted Assets (40 + 45 + 50 + 55 + 62)		CCR75
Excess Allowances for Loan and Lease Losses		CCR530
Total Risk-Weighted Assets (75 – 530)		CCR78
Total Risk-Based Capital Requirement (78 x 8%)		CCR80
CAPITAL AND PROMPT CORRECTIVE ACTION RATIOS:
Tier 1 (Core) Capital Ratio		CCR810
(Tier 1 (Core) Capital ÷ Adjusted Total Assets)
Total Risk-Based Capital Ratio		CCR820
(Total Risk-Based Capital ÷ Risk-Weighted Assets)
Tier 1 Risk-Based Capital Ratio		CCR830
((Tier 1 (Core) Capital – Deduction for Low-level Recourse and Residual
Interests) ÷ Risk-Weighted Assets)
Tangible Equity Ratio		CCR840
((Tangible Capital + Cumulative Perpetual Preferred Stock) ÷ Tangible Assets)

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule FV – Consolidated Assets and Liabilities Measured at Fair Value on a Recurring Basis

The following data are required from thrifts with total assets greater than $10 billion.

Fair Value Measurements

Level 1

Level 2

Level 3

Total

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Assets

Federal Funds Sold and Securities

Purchased Under Agreements to Resell

FV111

FV112

FV113

FV11

Less: Amounts Netted

FV114

Total, After Netting

FV12

Trading Securities

FV131

FV132

FV133

FV13

Less: Amounts Netted

FV134

Total, After Netting

FV14

Available-for-Sale Securities

FV151

FV152

FV153

FV15

Less: Amounts Netted

FV154

Total, After Netting

FV16

Loans and Leases

FV211

FV212

FV213

FV21

Less: Amounts Netted

FV214

Total, After Netting

FV22

Mortgage Servicing Rights

FV241

FV242

FV243

FV24

Less: Amounts Netted

FV244

Total, After Netting

FV25

Derivative Assets

FV261

FV262

FV263

FV26

Less: Amounts Netted

FV264

Total, After Netting

FV27

All Other Financial Assets

FV311

FV312

FV313

FV31

Less: Amounts Netted

FV314

Total, After Netting

FV32

Total Assets Measured at Fair Value

on a Recurring Basis

FV41

FV42

FV43

FV44

Less: Amounts Netted

FV46

Total, After Netting

FV48

For informational purposes only: not for data entry Association Docket Number Report Date , 2010

Office of Thrift Supervision 2010 Thrift Financial Report Schedule FV – Consolidated Assets and Liabilities Measured at Fair Value on a Recurring Basis

Fair Value Measurements

Level 1

Level 2

Level 3

Total

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

(Report in Thousands of Dollars)

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Lines

Bil

Mil

Thou

Liabilities

Federal Funds Purchased and Securities

Sold Under Agreements to Repurchase

FV511

FV512

FV513

FV51

Less: Amounts Netted..

FV514

Total, After Netting

FV52

Deposits

FV531

FV532

FV533

FV53

Less: Amounts Netted

FV534

Total, After Netting

FV54

Subordinated Debentures

FV611

FV612

FV613

FV61

Less: Amounts Netted

FV614

Total, After Netting

FV62

Other Borrowings

FV631

FV632

FV633

FV63

Less: Amounts Netted

FV634

Total, After Netting

FV64

Derivative Liabilities

FV651

FV652

FV653

FV65

Less: Amounts Netted

FV654

Total, After Netting

FV66

All Other Financial Liabilities

FV711

FV712

FV713

FV71

Less: Amounts Netted

FV714

Total, After Netting

FV72

Total Liabilities Measured at Fair Value

on a Recurring Basis

FV81

FV82

FV83

FV84

Less: Amounts Netted

FV86

Total, After Netting

FV88

OTS Form 1313