Pre-Purchase Homeownership Counseling Demonstration and Impact Evaluation

Forms and Documents

Document Name	Status
Counseling agencies' study related activities Form	Removed
Loan origination and performance data Form	Modified
Co-borrower consent Form	Modified
Study Participant Tracking Letter Form and Instruction	Modified
Intake: Outreach to potential study participants Form	Removed
Appendix E. Advanced Letter for Interim Survey.docx Supplementary Document	2014-12-02
Counseling-3 Impact OMB Submission_Part B 12.2.14.docx Supporting Statement B	2014-12-02
Counseling-3 Impact OMB Submission_Part A 12.2.14.docx Supporting Statement A	2014-12-02

IC Document Collections

IC ID	Document Title	Status
214104	Service tracking information Other-Service Tracking	New
214102	Focus groups Other-Guide - In Person Non-Completers	New
214101	Interim Survey Other-Interim Survey	New
214100	Focus Group Recruitment Calls Other-eligibility assessment	New
206040	Counseling agencies' study related activities Form	Removed
206039	Counseling agencies' one time activities Other-interview guide	Removed
203716	Loan origination and performance data Form	Modified
203715	Recruitment Outcome Report Other-recruitment outcome report	Removed
203713	Interviews: Lender staff Other-Lender Interview Guide	Removed
203708	Intake: Lender staff (concierge teams) Other-telephone script	Removed
203705	Co-borrower consent Form	Modified
203704	Study Participant Tracking Letter Form and Instruction	Modified
203703	Follow up Interviews Other-telephone interview script	Removed
203701	Consent Agreement & Baseline survey Other-Telephone Script for Informed Consent	Removed
203700	Eligibility Assessment Other-telephone script	Removed
203699	Intake: Outreach to potential study participants Form	Removed

ICR Details

OMB Control No: 2528-0293	ICR Reference No: 201412-2528-002
Status: Historical Active	Previous ICR Reference No: 201208-2528-003
Agency/Subagency: HUD/PD&R	Agency Tracking No:
Title: Pre-Purchase Homeownership Counseling Demonstration and Impact Evaluation
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved with change	Conclusion Date: 03/30/2015
	Date Received in OIRA: 12/15/2014
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	03/31/2018	36 Months From Approved	03/31/2016
Responses	30,120	0	282,510
Time Burden (Hours)	6,079	0	42,805
Cost Burden (Dollars)	0	0	0

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Abstract: The Pre-purchase Homeownership Counseling Demonstration and Impact Evaluation will examine the impact of two different types of pre-purchase counseling and education on homeowner outcomes and loan performance for a sample of 7,000 prospective first-time home buyers with incomes below 120 percent of the area median. This evaluation will measure the impact of two different pre-purchase homeownership counseling and education interventions through a randomized experimental design, including a baseline survey, client tracking data on the homeownership counseling services received, and follow-up surveys and analysis of study participant outcomes, savings, wealth, and loan performance for three to four years after enrollment in the demonstration.

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Authorizing Statute(s): US Code: 12 USC 1701z-1 Name of Law: Research and demonstrations
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	79 FR 13326	03/10/2014
30-day Notice:	Federal Register Citation:	Citation Date:
	79 FR 74105	12/15/2014
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 7

IC Title	Form No.	Form Name
Co-borrower consent	N/A	Co-borrower consent form
Study Participant Tracking Letter	N/A	Study Participant Tracking Letter
Intake: Outreach to potential study participants	N/A	Lender Intake Form
Eligibility Assessment
Interviews: Lender staff
Recruitment Outcome Report
Counseling agencies' one time activities
Counseling agencies' study related activities	N/A	Service Tracking Data Collection
Focus Group Recruitment Calls
Service tracking information
Consent Agreement & Baseline survey
Interim Survey
Focus groups
Loan origination and performance data	N/A	Loan Information and Performance Data
Intake: Lender staff (concierge teams)
Follow up Interviews

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	30,120	282,510	0	-252,390	0	0
Annual Time Burden (Hours)	6,079	42,805	0	-36,726	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Miscellaneous Actions

Short Statement: baseline completed and follow up phase commencing

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Annual Cost to Federal Government: $4,382,604

Does this IC contain surveys, censuses, or employ statistical methods? Yes Part B of Supporting Statement

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 12/15/2014

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