Scoring Scale

CFPB FINANCIAL WELL-BEING SCALE

Scoring worksheet

NAME OR NUMBER

1. Select the person’s answers, record the response value in the right hand column
and add up the total values for each part of the questionnaire.
This statement describes me

Completely Very well Somewhat Very little Not at all
1. I could handle a major unexpected expense

4 3 2 1 0

2. I am securing my financial future

4 3 2 1 0

3. Because of my money situation, I feel like
I will never have the things I want in life

0 1 2 3 4

4. I can enjoy life because of the way
I’m managing my money

4 3 2 1 0

5. I am just getting by financially

0 1 2 3 4

6. I am concerned that the money I have
or will save won’t last

0 1 2 3 4

Response
value

Part 1 subtotal: ____________

This statement applies to me

Always Often Sometimes Rarely
Never
7. Giving a gift for a wedding, birthday or other
occasion would put a strain on my finances
for the month

Response
value

0
1 2 3 4

8. I have money left over at the end of the month 4
3 2 1 0
9. I am behind with my finances

0
1 2 3 4

10. My finances control my life

0
1 2 3 4

Part 2 subtotal: ____________
Total response value: ____________

2. F
 ind the financial well-being score
How old is the person?
18-61
62+

Total
response
value

Questionnaire
selfadministered

Questionnaire
administered
by someone else

18-61

62+

18-61

62+

0

14

14

16

18

2

22

24

24

26

How did the person take the questionnaire?
Self-administered
Administered by someone else

1

Because scores vary based on age and how
the questionnaire was administered, you must
convert the total response value to a financial
well-being score.

5

a. Find the row that corresponds to the total
response value.

10

b. Follow that row across to the column that
corresponds to the person’s age and how the
questionnaire was administered.

13

c. Record the final score.

3
4
6
7
8
9

11
12
14
15
16
17
18

Financial well-being score: _________________

19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

Learn more at
consumerfinance.gov/financial-well-being

35
36
37
38
39

Consumer Financial
Protection Bureau

40

19
25
27
29
31
32
34
35
37
38
40
41
42
44
45
46
47
49
50
51
52
54
55
56
58
59
60
62
63
65
66
68
69
71
73
75
78
81
86

20
26
29
31
33
35
36
38
39
41
42
44
45
46
48
49
50
52
53
54
56
57
58
60
61
63
64
66
67
69
71
73
75
77
79
82
84
88
95

21
27
29
31
33
34
36
38
39
40
42
43
44
45
47
48
49
50
52
53
54
55
57
58
59
60
62
63
65
66
68
70
71
73
76
78
81
85
91

23
28
30
32
33
35
36
38
39
40
41
43
44
45
46
47
48
49
50
52
53
54
55
56
57
58
60
61
62
64
65
67
68
70
72
75
77
81
87