2023 60-Day FRN 3038-0005

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Federal Register / Vol. 88, No. 132 / Wednesday, July 12, 2023 / Notices

Dated: July 7, 2023.
Angela Somma,
Chief, Endangered Species Division, Office
of Protected Resources, National Marine
Fisheries Service.
[FR Doc. 2023–14806 Filed 7–11–23; 8:45 am]
BILLING CODE 3510–22–P

COMMODITY FUTURES TRADING
COMMISSION
Agency Information Collection
Activities: Notice of Intent To Extend
Collection 3038–0005: Rules Relating
to the Operations and Activities of
Commodity Pool Operators and
Commodity Trading Advisors and to
Monthly Reporting by Futures
Commission Merchants
Commodity Futures Trading
Commission.
ACTION: Notice.
AGENCY:

The Commodity Futures
Trading Commission (CFTC or
Commission) is announcing an
opportunity for public comment on the
collection of certain information by the
Commission. Under the Paperwork
Reduction Act (PRA), Federal agencies
are required to publish notice in the
Federal Register concerning each
proposed collection of information,
including proposed extension of an
existing collection of information, and
to allow 60 days for public comment.
This Federal Register notice solicits
comments on the PRA implications of
renewing the collection of data by the
Commission, including comments
addressing the burden to the entities in
collecting the relevant information.
DATES: Comments must be submitted on
or before September 11, 2023.
ADDRESSES: You may submit comments,
identified by ‘‘OMB Control No. 3038–
0005’’ by any of the following methods:
• The Agency’s website, at https://
comments.cftc.gov/. Follow the
instructions for submitting comments
through the website.
• Mail: Christopher Kirkpatrick,
Secretary of the Commission,
Commodity Futures Trading
Commission, Three Lafayette Centre,
1155 21st Street NW, Washington, DC
20581.
• Hand Delivery/Courier: Same as
Mail above.
Please submit your comments using
only one method. All comments must be
submitted in English, or if not,
accompanied by an English translation.
Comments will be posted as received to
https://www.cftc.gov.
FOR FURTHER INFORMATION CONTACT:
Amanda Olear, Director, (202) 418–

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5283, [email protected]; Pamela Geraghty,
Deputy Director, (202) 418–5634,
[email protected]; Peter Sanchez,
Acting Associate Director, (202) 418–
5237, [email protected]; or Elizabeth
Groover, Special Counsel, (202) 418–
5985, [email protected], Market
Participants Division, Commodity
Futures Trading Commission, 1155 21st
Street NW, Washington, DC 20581.
SUPPLEMENTARY INFORMATION: Under the
PRA, Federal agencies must obtain
approval from the Office of Management
and Budget (OMB) for each collection of
information they conduct or sponsor.
‘‘Collection of Information’’ is defined
in 44 U.S.C. 3502(3) and 5 CFR 1320.3
and includes agency requests or
requirements that members of the public
submit reports, keep records, or provide
information to a third party. Section
3506(c)(2)(A) of the PRA, 44 U.S.C.
3506(c)(2)(A), requires Federal agencies
to provide a 60-day notice in the
Federal Register concerning each
proposed collection of information
before submitting the collection to OMB
for approval. To comply with this
requirement, the CFTC is publishing
notice of the collection of information
listed below. An agency may not
conduct or sponsor, and a person is not
required to respond to, a collection of
information unless it displays a
currently valid OMB number.
Title: Rules Relating to the Operations
and Activities of Commodity Pool
Operators and Commodity Trading
Advisors and to Monthly Reporting by
Futures Commission Merchants (OMB
control number 3038–0005). This is a
request for extension of a currently
approved information collection.
Abstract: The various collections of
information required by part 4 1 of the
Commission’s regulations were
previously approved by OMB in
accordance with the PRA and assigned
OMB control number 3038–0005. The
Commission offers the following
summary of the renewal to the notice
and the resulting estimated impact on
existing burden hour estimates
associated with this information
collection.
The Commodity Exchange Act (CEA)
empowers the Commission with the
authority to require commodity pool
operators (CPOs) and commodity
trading advisors (CTAs) to maintain
books and records and to file reports as
required by the Commission.2 The
Commission also has the power to
promulgate such regulations as it deems
necessary to implement the purposes of

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CFR 4.1–4.41.
U.S.C. 6n(3).

the CEA.3 It is pursuant to this authority
that the Commission has promulgated
the various compliance requirements for
CPOs and CTAs in 17 CFR part 4. The
reporting, filing, and recordkeeping
requirements within part 4 of the
Commission’s regulations were adopted
to assist and inform customers, to
establish customer protection initiatives
for investors, to facilitate monitoring
intermediary compliance with part 4
regulations by the Commission and its
delegee, the National Futures
Association (NFA), and to enable the
Commission to better monitor the
market risks posed by its registrants.
The information collections are
necessary to enable the Commission and
NFA to accomplish the purposes of both
the CEA and the compliance regime set
forth in part 4 of the Commission’s
regulations.
With regard to the information
collection discussed above, the CFTC
invites comments on:
• Whether the proposed collection of
information is necessary for the proper
performance of the functions of the
Commission, including whether the
information will have a practical use;
• The accuracy of the Commission’s
estimate of the burden of the proposed
revision to the collection of information,
including the validity of the
methodology and assumptions used;
• Ways to enhance the quality,
usefulness, and clarity of the
information to be collected; and
• Ways to minimize the burden of
collection of information on those who
are to respond, including through the
further use of appropriate automated
electronic, mechanical, or other
technological collection techniques or
other forms of information technology;
e.g., permitting electronic submission of
responses.
You should submit only information
that you wish to make available
publicly. If you wish the Commission to
consider information that you believe is
exempt from disclosure under the
Freedom of Information Act, a petition
for confidential treatment of the exempt
information may be submitted according
to the procedures established in § 145.9
of the Commission’s regulations.4
The Commission reserves the right,
but shall have no obligation, to review,
pre-screen, filter, redact, refuse or
remove any or all of your submission
from https://www.cftc.gov that it may
deem to be inappropriate for
publication, such as obscene language.
All submissions that have been redacted
or removed that contain comments on

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U.S.C. 8a(5).
CFR 145.9.

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Federal Register / Vol. 88, No. 132 / Wednesday, July 12, 2023 / Notices
the merits of the Information Collection
Request will be retained in the public
comment file and will be considered as
required under the Administrative
Procedure Act and other applicable
laws, and may be accessible under the
Freedom of Information Act.
Burden Statement: The respondent
burden for this collection is estimated to
be as follow:
Respondents/affected entities: (1) All
persons filing reports required by Part 4
for, and (2) all principals of such
persons.
Estimated number of respondents:
49,083.
Estimated number of exempt pools/
reports per respondent: 8.8.
Estimated total annual burden on
respondents: 432,325 hours.
(Authority: 44 U.S.C. 3501 et seq.)

[FR Doc. 2023–14773 Filed 7–11–23; 8:45 am]
BILLING CODE P

CONSUMER FINANCIAL PROTECTION
BUREAU
[Docket No. CFPB–2023–0038]

DEPARTMENT OF HEATH AND
HUMAN SERVICES
Centers for Medicare & Medicaid
Services
[Docket No. CMS–2023–0106]

DEPARTMENT OF THE TREASURY
[Docket No. TREAS–DO–2023–0008]

Request for Information Regarding
Medical Payment Products
Consumer Financial Protection
Bureau (CFPB), Centers for Medicare &
Medicaid Services, Department of
Health and Human Services (HHS), and
Department of the Treasury (Treasury).
ACTION: Request for information.
AGENCY:

The CFPB, an independent
agency, HHS, and the Treasury
(collectively, the agencies), are soliciting
comments from the public and
interested parties on medical credit
cards, loans, and other financial
products used to pay for health care.
The agencies seek to understand the
prevalence, nature, and impact of these
products, including disparities across
different demographic groups. The
agencies also seek to understand the
effects these products may have on
patients and on the health care system.
In particular, the agencies seek

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To be assured consideration,
comments must be received at one of
the addresses provided below by
September 11, 2023.
ADDRESSES: Interested parties are
encouraged to submit written comments
to any and all agencies listed below.
Comments submitted to the Federal
eRulemaking Portal will be shared with
all agencies for consideration.
Comments should be directed to:
CFPB: You may submit responsive
information and other comments,
identified by Docket No. CFPB–2023–
0038, by any of the following methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: MedicalDebtRFI_2023@
cfpb.gov. Include Docket No. CFPB–
2023–0038 in the subject line of the
message.
• Mail/Hand Delivery/Courier:
Comment Intake—Request for
Information Regarding Medical Payment
Products, Consumer Financial
Protection Bureau, 1700 G Street NW,
Washington, DC 20552. Because paper
mail in the Washington, DC area and at
the Bureau is subject to delay,
commenters are encouraged to submit
comments electronically.
HHS: You may submit responsive
information and other comments,
identified by Docket No. CMS–2023–
0106, by any of the following methods:
1. Electronically. You may submit
electronic comments on this regulation
to http://www.regulations.gov. Follow
the ‘‘Submit a comment’’ instructions.
2. By regular mail. You may mail
written comments to the following
address ONLY: Centers for Medicare &
Medicaid Services, Department of
Health and Human Services, Attention:
Docket No. CMS–2023–0106, P.O. Box
8010, Baltimore, MD 21244–8010.
DATES:

Dated: July 7, 2023.
Robert Sidman,
Deputy Secretary of the Commission.

SUMMARY:

comment on whether these products
may allow health care providers to
operate outside of a broad range of
patient and consumer protections. The
agencies also seek comment on whether
these products may contribute to health
care cost inflation, displace hospitals’
provision of financial assistance, lead
patients to pay inaccurate or inflated
medical bills, increase the amount
patients must pay due to financing
costs, or otherwise harm patients’
mental, physical, and financial wellbeing, including through downstream
credit reporting and debt collection
practices. In line with the agencies’
work to lower health care costs and
reduce the burden of medical debt, the
agencies also seek comment on policy
options to protect consumers from
harm.

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Please allow sufficient time for mailed
comments to be received before the
close of the comment period.
3. By express or overnight mail. You
may send written comments to the
following address ONLY: Centers for
Medicare & Medicaid Services,
Department of Health and Human
Services, Attention: Docket No. CMS–
2023–0106, Mail Stop C4–26–05, 7500
Security Boulevard, Baltimore, MD
21244–1850.
Treasury: You may submit responsive
information and other comments,
identified by Docket No. TREAS–DO–
2023–0008, by any of the following
methods:
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
Instructions: The agencies encourage
the early submission of comments. All
submissions must include the document
title and docket number. Please note the
number of the topic on which you are
commenting at the top of each response
(you do not need to address all topics).
In general, all comments received will
be posted without change to https://
www.regulations.gov. All comments,
including attachments and other
supporting materials, will become part
of the public record and subject to
public disclosure. Proprietary
information or sensitive personal
information, such as account numbers
or Social Security numbers, or names of
other individuals, should not be
included. Comments will not be edited
to remove any identifying or contact
information.
FOR FURTHER INFORMATION CONTACT:
CFPB: Octavian Carare, Supervisory
Economist, Consumer Financial
Protection Bureau, at Octavian.Carare@
cfpb.gov or (202) 435–7700. If you
require this document in an alternative
electronic format, please contact CFPB_
[email protected].
HHS: Czarina Biton, Centers for
Medicare & Medicaid Services, at
[email protected] or 301–276–
1770.
Treasury: Thomas West, Deputy
Assistant Secretary, U.S. Department of
the Treasury at Thomas.West2@
treasury.gov or 202–622–2000.
SUPPLEMENTARY INFORMATION:
Table of Contents
I. Background:
a. Overview
b. The Medical Payment Product Market
c. Patient Experience and Downstream
Consequences
d. Risk of Exacerbating Billing and
Financial Assistance Issues
e. Potential Distortion of Health Care
Provider Incentives

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