Capital Adequacy Standards

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
1557-0318 Capital Supporting Statement B3 revision (NPR OMB Submission).docx	Supporting Statement A	Uploaded 2023-11-14	Repair queued

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
263368	Expanded Risk Based Approach: Disclosures -- Section _.162 (Tables 1-14): Ongoing		New
263367	Expanded Risk Based Approach: Disclosures -- Section _.162 (Tables 1-14): One-time		New
263366	Expanded Risk Based Approach: Disclosure -- Section: _.20(c)(1)(xiv), (d)(1)(xi): Ongoing		New
263365	Expanded Risk Based Approach: Disclosure Requirements -- Disclosure Policy Section: _.161(b): Ongoing		New
263364	Expanded Risk Based Approach: Operational Risk Capital -- Operational Risk Management and Operational Loss Event Data Collection Processes Documentation Section: _.150(f)(1)-(2): Ongoing		New
263363	Expanded Risk Based Approach: Operational Risk Capital -- Operational Risk Management and Operational Loss Event Data Collection Processes Documentation Section: _.150(f)(1)-(2): One-time		New
263362	Expanded Risk Based Approach: Operational Risk Capital -- Prior Approval of Operational Loss Events Exclusion Section: _.150(e)(3)(i)-(ii): Ongoing		New
263361	Expanded Risk Based Approach: Operational Risk Capital -- Prior Approval of Business Indicator Exclusions Section: _.150(d)(5): Ongoing		New
263360	Expanded Risk Based Approach: Operational Criteria for Recognizing the Transfer of Risk -- Updating Analysis for Each Securitization Exposure Section: _.130(c)(2)(ii): Ongoing		New
263359	Expanded Risk Based Approach: Operational Criteria for Recognizing the Transfer of Risk -- Documentation of Analysis of Risk of Securitization Exposure Section: _.130(c)(2)(i)-(ii): One-time		New
263358	Expanded Risk Based Approach: Operational Criteria for Recognizing the Transfer of Risk -- Legal Opinion Section: _.130(b)(3): Ongoing		New
263357	Expanded Risk Based Approach: Collateralized Transactions -- Maintain Written Documentation for Transactions Subject to the Minimum Haircut Floors Section: __.121(d)(2)(ii)(C): Ongoing		New
263356	Guarantees and Credit Derivatives Substitution Approach -- Documentation of Legal Review of Adjustment for Credit Derivatives Without Restructuring as a Credit Event Section: _.120(e)(1): Ongoing		New
263355	Guarantees and Credit Derivatives Substitution Approach -- Documentation of Legal Review of Adjustment for Credit Derivatives Without Restructuring as a Credit Event Section _.120(e)(1): One-time		New
263354	Expanded Risk Based Approach: Cleared Transactions -- Prior Approval Regarding Exposure Amount of a QCCP to a Clearing Member -- Section: _.114(d)(6)(vi): Ongoing		New
263353	Expanded Risk Based Approach: Cleared Transactions -- Documentation of Legal Review Regarding Risk Weight Section: _.114(b)(3)(i)(A): Ongoing		New
263352	Expanded Risk Based Approach: Adjusted Derivative Amount -- Prior Approval Regarding Supervisory Delta Adjustment -- Section: _.113(i)(3)(ii)(C): Ongoing		New
263348	Standardized Approach: Credit Risk -- Disclosures Sections: _.62(a)-(c), Credit Risk -- Quantitative and Qualitative Disclosures Sections: _.63(a)-(b), and _.63 Tables: Ongoing		New
263347	Standardized Approach: Risk-Weighted Assets for Securitization Exposures -- Implicit Support Disclosure Section: _.42(e)(2): Ongoing		New
263343	Risk-Weighted Assets for Sec. Exposures -- Implicit Support Section: _.42(e)(2), Credit Risk Sections: _.62(a)-(c), Quantitative & Qualitative Disclosures Sections: _.63(a)-(b) & _.63 Tables: One-time		New
263342	Standardized Approach: Collateralized Transactions -- Internal Estimates for Haircuts -- Section _.37(c)(4)(i)(E): Ongoing		New
263340	Operational Requirements for Securitization Exposures -- Document Analysis of Operational Criteria for Synthetic Securitizations Section _.41(c)(2)(ii): Ongoing		New
263339	Operational Requirements for Securitization Exp. -- Legal Opinion Re Oper. Criteria for Synthetic Securitizations Section: _.41(b)(3) Doc. Analysis of Oper. Criteria Section _.41(c)(2)(i): One-time		New
263338	Standardized Approach: Collateralized Transactions -- Internal Estimates for Haircuts Section: _.37(c)(4)(i)(E): Ongoing		New
263334	Standardized Approach: Collateralized Transactions -- Internal Estimates for Haircuts Section: _.37(c)(4)(i)(E): One-time		New
263290	Standardized Approach: Cleared Transactions -- Cleared Transaction with a QCCP Risk Weights Section: _.35(b)(3)(i)(A): Ongoing		New
263289	Standardized Approach: Cleared Transactions -- Cleared Transaction with a QCCP Risk Weights Section: _.35(b)(3)(i)(A): One-time		New
263288	Standardized Approach: Derivative Contracts -- Exposure Amount Methodology Section: _.34(a)(1)(ii): Ongoing		New
263287	Minimum Regulatory Capital Ratios: Regulatory Capital Adjustments and Deductions -- Prior Approval Section: _.22(h)(2)(iii)(A): Ongoing		New
263286	Minimum Regulatory Capital Ratios: Regulatory Capital Adjustments and Deductions -- Prior Approval Sections: _.22(b)(2)(iv), (c)(4), (c)(5)(i), (c)(6), (d)(2)(i)(C), (d)(2)(iii): Ongoing		New
263284	Minimum Regulatory Capital Ratios: Counterparty Credit Risk Operational Requirements -- Legal Opinion -- Section: _.3(d): Ongoing		New
241860	Opt-in Requirement and Prior Approval for Distributions		Removed
209900	Minimum Regulatory Capital Ratios - Recordkeeping		Removed
209899	Advanced Approaches - Recordkeeping		Removed
209898	Advanced Approaches - Disclosures		Removed
209897	Standardized Approach - Recordkeeping		Removed
209896	Standardized Approach - Disclosures		Removed

ICR Details

OMB Control No: 1557-0318	ICR Reference No: 202311-1557-001
Status: Received in OIRA	Previous ICR Reference No: 202011-1557-001
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: Capital Adequacy Standards
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular	Date Submitted to OIRA: 11/14/2023

table that charts list comparision

	Requested	Previously Approved
Expiration Date	36 Months From Approved	02/29/2024
Responses	1,312	2,773
Time Burden (Hours)	20,535	66,105
Cost Burden (Dollars)	0	0

---

Abstract: This ICR is being filed in connection with a proposed rule that would substantially revise the capital requirements applicable to large banking organizations and to banking organizations with significant trading activity. The revisions set forth in the proposed rule would improve the calculation of risk-based capital requirements to better reflect the risks of these banking organizations’ exposures, reduce the complexity of the framework, enhance the consistency of requirements across these banking organizations, and facilitate more effective supervisory and market assessments of capital adequacy. Specifically, the rule would revise the information collections by revising 12 CFR part 3, subparts E and F in their entirety, along with limited changes to other areas of part 3. The OCC uses the information collected to meet its statutory obligations to adopt and implement a risk-based capital requirement, determine the qualification of a bank for application of the rule, and assess the adequacy of a qualifying bank’s risk-based capital.

---

Authorizing Statute(s): US Code: 12 USC 1 et seq. Name of Law: The National Bank Act
   US Code: 12 USC 3901-3909 Name of Law: International Lending Supervision Act
   US Code: 12 USC 1464 Name of Law: Homeowners' Loan Act
  

Citations for New Statutory Requirements: None

---

Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
1557-AE78	Proposed rulemaking	88 FR 64028	09/18/2023

---

Federal Register Notices & Comments

Did the Agency receive public comments on this ICR? No

---

Number of Information Collection (IC) in this ICR: 31

table that charts list of burden

IC Title	Form No.	Form Name
Advanced Approaches - Disclosures
Advanced Approaches - Recordkeeping
Expanded Risk Based Approach: Adjusted Derivative Amount -- Prior Approval Regarding Supervisory Delta Adjustment -- Section: _.113(i)(3)(ii)(C): Ongoing
Expanded Risk Based Approach: Cleared Transactions -- Documentation of Legal Review Regarding Risk Weight Section: _.114(b)(3)(i)(A): Ongoing
Expanded Risk Based Approach: Cleared Transactions -- Prior Approval Regarding Exposure Amount of a QCCP to a Clearing Member -- Section: _.114(d)(6)(vi): Ongoing
Expanded Risk Based Approach: Collateralized Transactions -- Maintain Written Documentation for Transactions Subject to the Minimum Haircut Floors Section: __.121(d)(2)(ii)(C): Ongoing
Expanded Risk Based Approach: Disclosure -- Section: _.20(c)(1)(xiv), (d)(1)(xi): Ongoing
Expanded Risk Based Approach: Disclosure Requirements -- Disclosure Policy Section: _.161(b): Ongoing
Expanded Risk Based Approach: Disclosures -- Section _.162 (Tables 1-14): One-time
Expanded Risk Based Approach: Disclosures -- Section _.162 (Tables 1-14): Ongoing
Expanded Risk Based Approach: Operational Criteria for Recognizing the Transfer of Risk -- Documentation of Analysis of Risk of Securitization Exposure Section: _.130(c)(2)(i)-(ii): One-time
Expanded Risk Based Approach: Operational Criteria for Recognizing the Transfer of Risk -- Legal Opinion Section: _.130(b)(3): Ongoing
Expanded Risk Based Approach: Operational Criteria for Recognizing the Transfer of Risk -- Updating Analysis for Each Securitization Exposure Section: _.130(c)(2)(ii): Ongoing
Expanded Risk Based Approach: Operational Risk Capital -- Operational Risk Management and Operational Loss Event Data Collection Processes Documentation Section: _.150(f)(1)-(2): One-time
Expanded Risk Based Approach: Operational Risk Capital -- Operational Risk Management and Operational Loss Event Data Collection Processes Documentation Section: _.150(f)(1)-(2): Ongoing
Expanded Risk Based Approach: Operational Risk Capital -- Prior Approval of Business Indicator Exclusions Section: _.150(d)(5): Ongoing
Expanded Risk Based Approach: Operational Risk Capital -- Prior Approval of Operational Loss Events Exclusion Section: _.150(e)(3)(i)-(ii): Ongoing
Guarantees and Credit Derivatives Substitution Approach -- Documentation of Legal Review of Adjustment for Credit Derivatives Without Restructuring as a Credit Event Section _.120(e)(1): One-time
Guarantees and Credit Derivatives Substitution Approach -- Documentation of Legal Review of Adjustment for Credit Derivatives Without Restructuring as a Credit Event Section: _.120(e)(1): Ongoing
Minimum Regulatory Capital Ratios - Recordkeeping
Minimum Regulatory Capital Ratios: Counterparty Credit Risk Operational Requirements -- Legal Opinion -- Section: _.3(d): Ongoing
Minimum Regulatory Capital Ratios: Regulatory Capital Adjustments and Deductions -- Prior Approval Section: _.22(h)(2)(iii)(A): Ongoing
Minimum Regulatory Capital Ratios: Regulatory Capital Adjustments and Deductions -- Prior Approval Sections: _.22(b)(2)(iv), (c)(4), (c)(5)(i), (c)(6), (d)(2)(i)(C), (d)(2)(iii): Ongoing
Operational Requirements for Securitization Exp. -- Legal Opinion Re Oper. Criteria for Synthetic Securitizations Section: _.41(b)(3) Doc. Analysis of Oper. Criteria Section _.41(c)(2)(i): One-time
Operational Requirements for Securitization Exposures -- Document Analysis of Operational Criteria for Synthetic Securitizations Section _.41(c)(2)(ii): Ongoing
Opt-in Requirement and Prior Approval for Distributions
Risk-Weighted Assets for Sec. Exposures -- Implicit Support Section: _.42(e)(2), Credit Risk Sections: _.62(a)-(c), Quantitative & Qualitative Disclosures Sections: _.63(a)-(b) & _.63 Tables: One-time
Standardized Approach - Disclosures
Standardized Approach - Recordkeeping
Standardized Approach: Cleared Transactions -- Cleared Transaction with a QCCP Risk Weights Section: _.35(b)(3)(i)(A): One-time
Standardized Approach: Cleared Transactions -- Cleared Transaction with a QCCP Risk Weights Section: _.35(b)(3)(i)(A): Ongoing
Standardized Approach: Collateralized Transactions -- Internal Estimates for Haircuts -- Section _.37(c)(4)(i)(E): Ongoing
Standardized Approach: Collateralized Transactions -- Internal Estimates for Haircuts Section: _.37(c)(4)(i)(E): One-time
Standardized Approach: Collateralized Transactions -- Internal Estimates for Haircuts Section: _.37(c)(4)(i)(E): Ongoing
Standardized Approach: Credit Risk -- Disclosures Sections: _.62(a)-(c), Credit Risk -- Quantitative and Qualitative Disclosures Sections: _.63(a)-(b), and _.63 Tables: Ongoing
Standardized Approach: Derivative Contracts -- Exposure Amount Methodology Section: _.34(a)(1)(ii): Ongoing
Standardized Approach: Risk-Weighted Assets for Securitization Exposures -- Implicit Support Disclosure Section: _.42(e)(2): Ongoing

---

ICR Summary of Burden

table that charts list of burden

	Total Request	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	1,312	2,773	0	0	-1,461	0
Annual Time Burden (Hours)	20,535	66,105	0	0	-45,570	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The NPR modifies the reporting, recordkeeping, and disclosure requirements of the regulatory capital rules by adding new requirements and revising existing reporting, recordkeeping, and disclosure requirements. In particular, a number of model approval requirements and disclosure tables in the current rule would be discontinued. As a result, there is a decrease in burden hours of 45,570 hours.

---

Annual Cost to Federal Government:

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

---

Common Form ICR:  No

---

On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 11/14/2023

---