Capital Adequacy Standards

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
Supporting Statement - Capital Adequacy Standards (1557-0318).docx	Supporting Statement A	Uploaded 2024-02-21	Repair queued
30-Day FR Notice - Capital Adequacy Standards (1557-0318).pdf	Supplementary Document	Uploaded 2024-02-21	Repair queued
60-Day FR Notice - Capital Adequacy Standards (1557-0318).pdf	Supplementary Document	Uploaded 2024-02-21	Repair queued

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
265158	[IC16] Advanced Approaches - Disclosure Requirements (Ongoing)		New
265119	[IC15] Advanced Approaches - Disclosure Requirements (Ongoing)		New
265116	[IC14] Advanced Approaches - Disclosure Requirements (One-time)		New
265107	[IC13] Advanced Approaches - Recordkeeping Requirements (Ongoing)		New
265106	[IC12] Advanced Approaches - Recordkeeping Requirements (Ongoing)		New
265102	[IC11] Advanced Approaches - Recordkeeping Requirements (One-time)		New
265057	[IC10] Advanced Approaches - Reporting Requirements (Ongoing)		New
265055	[IC9] Advanced Approaches - Reporting Requirements (One-time)		New
265054	[IC8] Advanced Approaches - Reporting Requirements (One-time)		New
265030	[IC7] Standardized Approach - Disclosure Requirements (Ongoing)		New
265029	[IC6] Standardized Approach - Disclosure Requirements (One-time)		New
265023	[IC5] Standardized Approach - Recordkeeping Requirements (Ongoing)		New
265022	[IC4] Standardized Approach - Recordkeeping Requirements (One-time)		New
265020	[IC3] Standardized Approach - Reporting Requirements (Ongoing)		New
265008	[IC2] Minimum Regulatory Capital Ratios - Recordkeeping Requirements (Ongoing)		New
264978	[IC1] Minimum Regulatory Capital Ratios - Reporting Requirements (Ongoing)		New
241860	Opt-in Requirement and Prior Approval for Distributions		Removed
209900	Minimum Regulatory Capital Ratios - Recordkeeping		Removed
209899	Advanced Approaches - Recordkeeping		Removed
209898	Advanced Approaches - Disclosures		Removed
209897	Standardized Approach - Recordkeeping		Removed
209896	Standardized Approach - Disclosures		Removed

ICR Details

OMB Control No: 1557-0318	ICR Reference No: 202402-1557-001
Status: Active	Previous ICR Reference No: 202011-1557-001
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: Capital Adequacy Standards
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 04/15/2024
Retrieve Notice of Action (NOA)	Date Received in OIRA: 02/21/2024
Terms of Clearance:

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	04/30/2027	36 Months From Approved	04/30/2024
Responses	3,276	0	2,773
Time Burden (Hours)	87,087	0	66,105
Cost Burden (Dollars)	0	0	0

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Abstract: The Office of the Comptroller of the Currency (OCC) is requesting a three-year extension, with revision, of the Capital Adequacy Standards information collection (OMB No. 1557-0318). This collection is comprised of the reporting, recordkeeping, and disclosure requirements associated with minimum capital requirements and overall capital adequacy standards for national banks and Federal savings associations. The data is used by the OCC to evaluate the capital of national banks and Federal savings associations in accordance with the capital adequacy standards. The OCC uses the information collected to meet its statutory obligations to adopt and implement a risk-based capital requirement, determine the qualification of a national bank or Federal savings association for application of the rule, and assess the adequacy of a qualifying institution’s risk-based capital.

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Authorizing Statute(s): US Code: 12 USC 1 et seq. Name of Law: The National Bank Act
   US Code: 12 USC 3901-3909 Name of Law: International Lending Supervision Act
   US Code: 12 USC 1464 Name of Law: Homeowners' Loan Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	88 FR 81176	11/21/2023
30-day Notice:	Federal Register Citation:	Citation Date:
	89 FR 9909	02/12/2024
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 16

table that charts list of burden

IC Title	Form No.	Form Name
Advanced Approaches - Disclosures
Advanced Approaches - Recordkeeping
Minimum Regulatory Capital Ratios - Recordkeeping
Opt-in Requirement and Prior Approval for Distributions
Standardized Approach - Disclosures
Standardized Approach - Recordkeeping
[IC10] Advanced Approaches - Reporting Requirements (Ongoing)
[IC11] Advanced Approaches - Recordkeeping Requirements (One-time)
[IC12] Advanced Approaches - Recordkeeping Requirements (Ongoing)
[IC13] Advanced Approaches - Recordkeeping Requirements (Ongoing)
[IC14] Advanced Approaches - Disclosure Requirements (One-time)
[IC15] Advanced Approaches - Disclosure Requirements (Ongoing)
[IC16] Advanced Approaches - Disclosure Requirements (Ongoing)
[IC1] Minimum Regulatory Capital Ratios - Reporting Requirements (Ongoing)
[IC2] Minimum Regulatory Capital Ratios - Recordkeeping Requirements (Ongoing)
[IC3] Standardized Approach - Reporting Requirements (Ongoing)
[IC4] Standardized Approach - Recordkeeping Requirements (One-time)
[IC5] Standardized Approach - Recordkeeping Requirements (Ongoing)
[IC6] Standardized Approach - Disclosure Requirements (One-time)
[IC7] Standardized Approach - Disclosure Requirements (Ongoing)
[IC8] Advanced Approaches - Reporting Requirements (One-time)
[IC9] Advanced Approaches - Reporting Requirements (One-time)

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ICR Summary of Burden

table that charts list of burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	3,276	2,773	0	503	0	0
Annual Time Burden (Hours)	87,087	66,105	0	20,982	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Miscellaneous Actions

Short Statement: The estimated burden reflects an increase of 20,982 hours. This increase is due to the availability of more accurate burden estimates. Revised burden estimates are based on more granular detail for certain existing reporting and recordkeeping provisions, as well as improvement of prior estimates regarding the number of respondents and burden associated with these existing provisions. In addition, reporting burden associated with 12 CFR 3.304 is being removed as that portion of the rule is no longer in effect.

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Annual Cost to Federal Government:

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Yes

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 02/21/2024

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