Notice for Health Reimbursement Arrangements Integrated with Individual Health Insurance Coverage

The rules would remove the current prohibition on integrating HRAs with individual health insurance coverage, if certain conditions are met including notice requirements. The rules also set forth conditions under which certain HRAs would be recognized as limited excepted benefits. DOL is providing a safe harbor to provide HRA plan sponsors with assurance that the individual health insurance coverage that is integrated with an HRA would not become part of an ERISA plan if the conditions of the safe harbor are met.

The latest form for Notice for Health Reimbursement Arrangements Integrated with Individual Health Insurance Coverage expires 2022-06-30 and can be found here.