Capital Assessment and Stress Testing

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
Form FR Y-14A Adjusted Capital Plan Submission - Annual	Form	New	Available
Form FR Y-14A Attestation - Implementation	Form	New	Available
Form FR Y-14A Regulatory Capital Instruments - Annual	Form	Modified	Repair queued
Form FR Y-14A Business Plan Changes - Annual	Form and Instruction	Modified	Available
Form FR Y-14A Retail Repurchase Exposures - Semiannual	Form	Modified	Available
Form FR Y-14A Attestation - Ongoing revisions	Form	Modified	Available
Form FR Y-14Q Balances - Quarterly	Form	Modified	Available
Form FR Y-14A Operational Risk - Annual	Form	Modified	Available
Form FR Y-14Q Retail FVO/HFS - Quarterly	Form	Modified	Available
Form FR Y-14Q Supplemental - Quarterly	Form	Modified	Available
Form FR Y-14Q MSR Valuation - Quarterly	Form	Modified	Available
Form FR Y-14M Credit Card - Monthly	Form and Instruction	Modified	Available
Form FR Y-14M Home Equity - Monthly	Form and Instruction	Modified	Available
Form FR Y-14M 1st Lien Mortgage - Monthly	Form and Instruction	Modified	Available
Form FR Y-14Q Operational Risk - Quarterly	Form and Instruction	Modified	Available
Form FR Y-14Q Regulatory Capital Instruments - Quarterly	Form	Modified	Repair queued
Form FR Y-14Q Regulatory Capital Transitions - Quarterly	Form	Modified	Available
Form FR Y-14Q Trading - Quarterly	Form	Modified	Repair queued
Form FR Y-14Q Wholesale - Quarterly	Form and Instruction	Modified	Available
Form FR Y-14Q Pre-Provision Net Revenue (PPNR) - Quarterly	Form	Modified	Available
Form FR Y-14Q Retail - Quarterly	Form and Instruction	Modified	Available
Form FR Y-14Q Securities - Quarterly	Form	Modified	Available
Form FR Y-14A Regulatory Capital Transitions - Annual	Form	Modified	Available
Form FR Y-14Q Counterparty - Quarterly	Form	Modified	Available
Form FR Y-14A Macro Scenario - Semi-annual	Form	Modified	Available
Form FR Y-14A Summary - Semi-Annual	Form	Modified	Available
FRY14A_FRY14Q_FRY14M_20170117_omb.pdf	Supporting Statement A	Uploaded 2017-01-17	Available

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
225020	Adjusted Capital Plan Submission - Annual	Form	New
225006	Attestation - Implementation	Form	New
219659	Regulatory Capital Instruments - Annual	Form	Modified
219646	Business Plan Changes - Annual	Form and Instruction	Modified
219645	Retail Repurchase Exposures - Semiannual	Form	Modified
219630	Attestation - Ongoing revisions	Form	Modified
214777	Balances - Quarterly	Form	Modified
212193	Operational Risk - Annual	Form	Modified
204375	On-going Revisions		Unchanged
204373	Retail FVO/HFS - Quarterly	Form	Modified
204372	Supplemental - Quarterly	Form	Modified
204371	MSR Valuation - Quarterly	Form	Modified
202759	Credit Card - Monthly	Form and Instruction	Modified
202758	Home Equity - Monthly	Form and Instruction	Modified
202757	1st Lien Mortgage - Monthly	Form and Instruction	Modified
202744	Operational Risk - Quarterly	Form and Instruction	Modified
200207	Regulatory Capital Instruments - Quarterly	Form	Modified
200205	Regulatory Capital Transitions - Quarterly	Form	Modified
200203	Trading - Quarterly	Form	Modified
200201	Wholesale - Quarterly	Form and Instruction	Modified
200200	Pre-Provision Net Revenue (PPNR) - Quarterly	Form	Modified
200199	Retail - Quarterly	Form and Instruction	Modified
200198	Securities - Quarterly	Form	Modified
200197	Regulatory Capital Transitions - Annual	Form	Modified
200196	Counterparty - Quarterly	Form	Modified
200195	Macro Scenario - Semi-annual	Form	Modified
200193	Summary - Semi-Annual	Form	Modified

ICR Details

OMB Control No: 7100-0341	ICR Reference No: 201701-7100-001
Status: Historical Active	Previous ICR Reference No: 201612-7100-004
Agency/Subagency: FRS	Agency Tracking No: FR Y-14
Title: Capital Assessment and Stress Testing
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Delegated
OIRA Conclusion Action: Approved without change	Conclusion Date: 01/17/2017
	Date Received in OIRA: 01/17/2017
Terms of Clearance:

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	01/31/2020	36 Months From Approved	01/31/2019
Responses	3,213	0	3,202
Time Burden (Hours)	951,864	0	928,387
Cost Burden (Dollars)	0	0	0

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Abstract: The Capital Assessments and Stress Testing information collection consists of the FR Y-14A, FR Y-14Q, and FR Y-14M reports. The semi-annual FR Y-14A collects quantitative projections of balance sheet, income, losses, and capital across a range of macroeconomic scenarios and qualitative information on methodologies used to develop internal projections of capital across scenarios. The quarterly FR Y-14Q collects granular data on various asset classes, including loans, securities, and trading assets, and pre-provision net revenue (PPNR) for the reporting period. The monthly FR Y-14M comprises three retail portfolio- and loan-level collections, and one detailed address matching collection to supplement two of the portfolio and loan-level collections. Both the FR Y-14Q and the FR Y-14M are used to support supervisory stress test models and for continuous monitoring efforts.

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Authorizing Statute(s): US Code: 12 USC 1844 Name of Law: Bank Holding Company Act
   US Code: 12 USC 5365 Name of Law: Dodd-Frank Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	81 FR 49653	07/28/2016
30-day Notice:	Federal Register Citation:	Citation Date:
	81 FR 93917	12/22/2016
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 27

table that charts list of burden

IC Title	Form No.	Form Name
Regulatory Capital Instruments - Annual	FR Y-14A	Regulatory Capital Instruments Form
Retail Repurchase Exposures - Semiannual	FR Y-14A	Retail Repurchase (within Summary Form)
Business Plan Changes - Annual	FR Y-14A	Business Plan Changes (no actual form)
1st Lien Mortgage - Monthly	FR Y-14M	FR Y-14M Form and Instructions
Home Equity - Monthly	FR Y-14M	FR Y-14M Form and Instructions
MSR Valuation - Quarterly	FR Y-14Q	Quarterly MSR Form
Supplemental - Quarterly	FR Y-14Q	Quarterly Supplemental Form
Retail FVO/HFS - Quarterly	FR Y-14Q	Quarterly FVO/HFS Form
Credit Card - Monthly	FR Y-14M	FR Y-14M Instructions and Forms
On-going Revisions
Operational Risk - Annual	FR Y-14A	Operational Risk Form
Counterparty - Quarterly	FR Y-14Q	Quarterly Counterparty (CCR) Form
Balances - Quarterly	FR Y-14Q	Balances
Regulatory Capital Instruments - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Instruments Form
Pre-Provision Net Revenue (PPNR) - Quarterly	FR Y-14Q	Quarterly PPNR Form
Trading - Quarterly	FR Y-14Q	Quarterly Trading Form
Summary - Semi-Annual	FR Y-14A	Semi-Annual Summary Form
Regulatory Capital Transitions - Annual	FR Y-14A	Annual Regulatory Capital Transitions Form
Regulatory Capital Transitions - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Transitions Schedule
Securities - Quarterly	FR Y-14Q	Quarterly Securities Form
Retail - Quarterly	FR Y-14Q	Quarterly Retail Risk Form and General Instructions
Wholesale - Quarterly	FR Y-14Q	Quarterly Wholesale Corporate Loans Schedule
Operational Risk - Quarterly	FR Y-14Q	Quarterly Operational Risk Form /Instructions
Attestation - Ongoing revisions	FR Y-14A, FR Y-14AQM, FR Y-14A	FR Y-14A Attestation for 123116 ,   FR Y-14A Attestation for 123117 ,   FR Y-14AQM Semiannual Attestation
Adjusted Capital Plan Submission - Annual	FR Y-14A, FR Y-14A	Adjusted Capital Plan (Summary) ,   Adjusted Capial Plan (Regulatory Capital Instruments)
Macro Scenario - Semi-annual	FR Y-14A	Semi-Annual Scenario Form
Attestation - Implementation	FR Y-14A, FR Y-14A, FR Y-14AQM	FR Y-14A Attestation for 123116 ,   FR Y-14A Attestation for 123117 ,   FR Y-14AQM Semiannual Attestation

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ICR Summary of Burden

table that charts list of burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	3,213	3,202	0	11	0	0
Annual Time Burden (Hours)	951,864	928,387	0	23,477	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The current total annual burden for the annual, quarterly, and monthly reporting requirements of this information collection is estimated to be 928,387 hours and with the proposed revisions would increase by 23,477 hours, for a total of 951,864 hours, including 18,720 hours of automation burden. This increase is primarily due to the addition of the attestation requirement for LISCC U.S. IHCs, modifications to Schedule E (Operational Risk), and the addition of the requirement to submit certain FR Y-14 schedules identifying adjustments to planned capital actions and incremental capital distributions.

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Annual Cost to Federal Government: $2,779,104

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 01/17/2017

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