Capital Assessments and Stress Testing Reports

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
Form FR Y-14A Adjusted Capital Plan Submission - Annual	Form	Removed	Available
Form FR Y-14A Regulatory Capital Instruments - Annual	Form	Removed	Available
Form FR Y-14A Business Plan Changes - Annual	Form	Removed	Available
Form FR Y-14A/Q/M Attestation ongoing	Form	Modified	Available
Form FR Y-14Q Balances - Quarterly	Form	Removed	Available
Form FR Y-14Q Retail FVO/HFS - Quarterly	Form	Removed	Repair queued
Form FR Y-14Q Supplemental - Quarterly	Form	Removed	Available
Form FR Y-14Q MSR Valuation - Quarterly	Form	Removed	Available
Form FR Y-14M Credit Card - Monthly	Form and Instruction	Removed	Available
Form FR Y-14M Home Equity - Monthly	Form and Instruction	Removed	Available
Form FR Y-14M 1st Lien Mortgage - Monthly	Form and Instruction	Removed	Available
Form FR Y-14Q Operational Risk - Quarterly	Form and Instruction	Removed	Available
Form FR Y-14Q Regulatory Capital Instruments - Quarterly	Form	Removed	Repair queued
Form FR Y-14Q Regulatory Capital Transitions - Quarterly	Form	Removed	Available
Form FR Y-14Q Trading - Quarterly	Form	Removed	Available
Form FR Y-14Q Wholesale - Quarterly	Form and Instruction	Removed	Available
Form FR Y-14Q Pre-Provision Net Revenue (PPNR) - Quarterly	Form	Removed	Available
Form FR Y-14Q Retail - Quarterly	Form and Instruction	Removed	Available
Form FR Y-14Q Securities - Quarterly	Form	Removed	Repair queued
Form FR Y-14M FR Y-14M	Form and Instruction	Modified	Repair queued
Form FR Y-14A FR Y-14A	Form	Modified	Available
FRY14_20200124_omb.pdf	Supporting Statement A	Uploaded 2020-01-24	Available

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
225020	Adjusted Capital Plan Submission - Annual	Form	Removed
219659	Regulatory Capital Instruments - Annual	Form	Removed
219646	Business Plan Changes - Annual	Form	Removed
219630	Attestation ongoing	Form	Modified
214777	Balances - Quarterly	Form	Removed
212193	CECL implementation		Modified
204375	Ongoing revisions		Modified
204373	Retail FVO/HFS - Quarterly	Form	Removed
204372	Supplemental - Quarterly	Form	Removed
204371	MSR Valuation - Quarterly	Form	Removed
202759	Credit Card - Monthly	Form and Instruction	Removed
202758	Home Equity - Monthly	Form and Instruction	Removed
202757	1st Lien Mortgage - Monthly	Form and Instruction	Removed
202744	Operational Risk - Quarterly	Form and Instruction	Removed
200207	Regulatory Capital Instruments - Quarterly	Form	Removed
200205	Regulatory Capital Transitions - Quarterly	Form	Removed
200203	Trading - Quarterly	Form	Removed
200201	Wholesale - Quarterly	Form and Instruction	Removed
200200	Pre-Provision Net Revenue (PPNR) - Quarterly	Form	Removed
200199	Retail - Quarterly	Form and Instruction	Removed
200198	Securities - Quarterly	Form	Removed
200196	FR Y-14M	Form and Instruction	Modified
200195	FR Y-14Q	Other-Draft Instruction	Modified
200193	FR Y-14A	Form	Modified

ICR Details

OMB Control No: 7100-0341	ICR Reference No: 202001-7100-005
Status: Historical Active	Previous ICR Reference No: 202001-7100-003
Agency/Subagency: FRS	Agency Tracking No: FR Y-14
Title: Capital Assessments and Stress Testing Reports
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Delegated
OIRA Conclusion Action: Approved without change	Conclusion Date: 01/24/2020
	Date Received in OIRA: 01/24/2020
Terms of Clearance:

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	01/31/2023	36 Months From Approved	12/31/2022
Responses	673	0	2,690
Time Burden (Hours)	804,916	0	819,204
Cost Burden (Dollars)	0	0	0

---

Abstract: The Capital Assessments and Stress Testing Reports (FR Y-14A/Q/M) are currently applicable to top-tier U.S. bank holding companies (BHCs) and U.S. intermediate holding companies (IHCs) of foreign banking organizations (FBOs) with $100 billion or more in total consolidated assets; effective June 30, 2020, covered savings and loan holding companies (SLHCs) (collectively with BHCs and IHCs, holding companies) with $100 billion or more in consolidated assets will also become respondents to the FR Y-14A/Q/M. The FR Y-14A, FR Y-14Q, and FR Y-14M reports are used to support the Board’s Comprehensive Capital Analysis and Review (CCAR) exercise, supervisory stress test models, and continuous monitoring efforts.

---

Authorizing Statute(s): US Code: 12 USC 1467a(b) Name of Law: Home Owners’ Loan Act
   US Code: 12 USC 3106 Name of Law: International Banking Act of 1978
   US Code: 12 USC 1844 Name of Law: Bank Holding Company Act of 1956
  

Citations for New Statutory Requirements: None

---

Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

---

Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	84 FR 37285	07/31/2019
30-day Notice:	Federal Register Citation:	Citation Date:
	84 FR 70529	12/23/2019
Did the Agency receive public comments on this ICR? Yes

---

Number of Information Collection (IC) in this ICR: 6

table that charts list of burden

IC Title	Form No.	Form Name
FR Y-14A	FR Y-14A	Capital Assessments and Stress Testing (Annual)
FR Y-14Q	FR Y-14Q	Capital Assessments and Stress Testing (Quarterly)
FR Y-14M	FR Y-14M	Capital Assessments and Stress Testing (Monthly)
CECL implementation
Business Plan Changes - Annual	FR Y-14A	Business Plan Changes (no actual form)
Retail FVO/HFS - Quarterly	FR Y-14Q	Quarterly FVO/HFS Form
Ongoing revisions
Home Equity - Monthly	FR Y-14M	FR Y-14M Form and Instructions
Regulatory Capital Transitions - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Transitions Schedule
Operational Risk - Quarterly	FR Y-14Q	Quarterly Operational Risk Form /Instructions
Retail - Quarterly	FR Y-14Q	Quarterly Retail Risk Form and General Instructions
Wholesale - Quarterly	FR Y-14Q	Quarterly Wholesale Corporate Loans Schedule
Regulatory Capital Instruments - Annual	FR Y-14A	Regulatory Capital Instruments Form
1st Lien Mortgage - Monthly	FR Y-14M	FR Y-14M Form and Instructions
Credit Card - Monthly	FR Y-14M	FR Y-14M Instructions and Forms
MSR Valuation - Quarterly	FR Y-14Q	Quarterly MSR Form
Balances - Quarterly	FR Y-14Q	Balances
Attestation ongoing	FR Y-14A/Q/M, FR Y-14A/Q/M	Attestation Cover Page (Annual) ,   Attestation Cover Page
Securities - Quarterly	FR Y-14Q	Quarterly Securities Form
Regulatory Capital Instruments - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Instruments Form
Adjusted Capital Plan Submission - Annual	FR Y-14A, FR Y-14A	Adjusted Capital Plan (Summary) ,   Adjusted Capial Plan (Regulatory Capital Instruments)
Supplemental - Quarterly	FR Y-14Q	Quarterly Supplemental Form
Pre-Provision Net Revenue (PPNR) - Quarterly	FR Y-14Q	Quarterly PPNR Form
Trading - Quarterly	FR Y-14Q	Quarterly Trading Form

---

ICR Summary of Burden

table that charts list of burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	673	2,690	0	-2,017	0	0
Annual Time Burden (Hours)	804,916	819,204	0	-14,288	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Miscellaneous Actions

Short Statement: The estimated total annual burden for the FR Y-14 is 819,204 hours, and would decrease to 804,916 hours with the adopted revisions. The Board estimates that the revisions to the FR Y-14 would decrease the estimated annual burden by 14,288 hours. The burden estimates are slightly different from the numbers published in the Federal Register due to rounding and conforming changes with the Board’s final tailoring rule.

---

Annual Cost to Federal Government: $3,045,400

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     Yes

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

---

Common Form ICR:  No

---

On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 01/24/2020

---