Capital Assessment and Stress Testing

Forms and Documents

Document Name	Status
Form FR Y-14A Regulatory Capital Instruments - Annual Form	Unchanged
Form FR Y-14A Business Plan Changes - Annual Form and Instruction	Unchanged
Form FR Y-14A Retail Repurchase - Semiannual Form	Unchanged
Form Y-14A Attestation - Ongoing revisions Form	Unchanged
Form Y-14A Attestation - Implementation Form	Unchanged
Form FR Y-14Q Balances - Quarterly Form	Unchanged
Form FR Y14A Operational Risk - Annual Form	Unchanged
Form FR Y14Q Retail FVO/HFS - Quarterly Form	Unchanged
Form FR Y14Q Supplemental - Quarterly Form	Unchanged
Form FR Y14Q MSR Valuation - Quarterly Form	Unchanged
Form FR Y14M Credit Card - Monthly Form and Instruction	Unchanged
Form FR Y14M Home Equity - Monthly Form and Instruction	Unchanged
Form FR Y14M 1st Lien Mortgage - Monthly Form and Instruction	Unchanged
Form FR Y14Q Operational Risk - Quarterly Form and Instruction	Unchanged
Form FR Y14Q Regulatory Capital Instruments Schedule - Quarterly Form	Unchanged
Form FR Y14Q Regulatory Capital Transitions Schedule - Quarterly Form	Unchanged
Form FR Y14Q Trading Schedule - Quarterly Form	Modified
Form FR Y14Q Wholesale - Quarterly Form and Instruction	Unchanged
Form FR Y14Q Pre-Provision Net Revenue (PPNR) - Quarterly Form	Unchanged
Form FR Y14Q Retail Risk - Quarterly Form and Instruction	Unchanged
Form FR Y14Q Securities Risk - Quarterly Form	Unchanged
Form FR Y14A Regulatory Capital Transitions - Annual Form	Unchanged
Form FRY14Q Counterparty - Quarterly Form	Modified
Form FRY14A Summary - Semi-Annual Form	Unchanged
FRY-14_201606_83c.pdf Justification for No Material/Nonsubstantive Change	2016-06-15

IC Document Collections

IC ID	Document Title	Status
219659	Regulatory Capital Instruments - Annual Form	Unchanged
219646	Business Plan Changes - Annual Form and Instruction	Unchanged
219645	Retail Repurchase - Semiannual Form	Unchanged
219630	Attestation - Ongoing revisions Form	Unchanged
219626	Attestation - Implementation Form	Unchanged
214777	Balances - Quarterly Form	Unchanged
212193	Operational Risk - Annual Form	Unchanged
204375	On-going Revisions	Unchanged
204373	Retail FVO/HFS - Quarterly Form	Unchanged
204372	Supplemental - Quarterly Form	Unchanged
204371	MSR Valuation - Quarterly Form	Unchanged
202759	Credit Card - Monthly Form and Instruction	Unchanged
202758	Home Equity - Monthly Form and Instruction	Unchanged
202757	1st Lien Mortgage - Monthly Form and Instruction	Unchanged
202744	Operational Risk - Quarterly Form and Instruction	Unchanged
200207	Regulatory Capital Instruments Schedule - Quarterly Form	Unchanged
200205	Regulatory Capital Transitions Schedule - Quarterly Form	Unchanged
200203	Trading Schedule - Quarterly Form	Modified
200201	Wholesale - Quarterly Form and Instruction	Unchanged
200200	Pre-Provision Net Revenue (PPNR) - Quarterly Form	Unchanged
200199	Retail Risk - Quarterly Form and Instruction	Unchanged
200198	Securities Risk - Quarterly Form	Unchanged
200197	Regulatory Capital Transitions - Annual Form	Unchanged
200196	Counterparty - Quarterly Form	Modified
200195	Macro Scenario - Semi-annual Instruction	Unchanged
200193	Summary - Semi-Annual Form	Unchanged

ICR Details

OMB Control No: 7100-0341	ICR Reference No: 201606-7100-012
Status: Historical Active	Previous ICR Reference No: 201601-7100-016
Agency/Subagency: FRS	Agency Tracking No: FR Y-14A; FR Y-14Q; FR Y-14M
Title: Capital Assessment and Stress Testing
Type of Information Collection: No material or nonsubstantive change to a currently approved collection	Common Form ICR:  No
Type of Review Request: Delegated
OIRA Conclusion Action: Approved without change	Conclusion Date: 08/15/2016
	Date Received in OIRA: 08/15/2016
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	01/31/2019	01/31/2019	01/31/2019
Responses	2,629	0	2,653
Time Burden (Hours)	800,653	0	829,861
Cost Burden (Dollars)	0	0	0

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Abstract: The Capital Assessments and Stress Testing information collection consists of the FR Y-14A, Q, and M reports. The semi-annual FR Y-14A collects information on the stress tests conducted by BHCs, including quantitative projections of balance sheet, income, losses, and capital across a range of macroeconomic scenarios, and qualitative information on methodologies used to develop internal projections of capital across scenarios. The quarterly FR Y-14Q and the monthly FR Y-14M are used to support supervisory stress test models and for continuous monitoring efforts. The quarterly FR Y-14Q collects granular data on BHCs’ various asset classes, including loans, securities and trading assets, and pre-provision net revenue (PPNR) for the reporting period. The monthly FR Y-14M comprises three retail loan- and portfolio-level collections, and one detailed address matching collection to supplement two of the portfolio and loan-level collections.

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Authorizing Statute(s): US Code: 12 USC 1844 Name of Law: Bank Holding Company Act
   US Code: 12 USC 5365 Name of Law: Dodd-Frank Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	80 FR 55621	09/16/2015
30-day Notice:	Federal Register Citation:	Citation Date:
	81 FR 3412	01/21/2016
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 26

IC Title	Form No.	Form Name
Regulatory Capital Instruments - Annual	FR Y-14A	Regulatory Capital Instruments Form
Retail Repurchase - Semiannual	FR Y-14A	Retail Repurchase (within Summary Form)
Attestation - Implementation	Y-14A, Y-14A, Y-14AQM	Y-14A Attestation for 12312016 ,   Y-14A Attestation for 12312017 ,   Y-14AQM semiannual attestation
Business Plan Changes - Annual	FR Y-14A	Business Plan Changes (no actual form)
1st Lien Mortgage - Monthly	FR Y14M	FRY 14M Form and Instructions
Home Equity - Monthly	FR Y14M	FRY14M Form and Instructions
MSR Valuation - Quarterly	FR Y14Q	Quarterly MSR Form
Supplemental - Quarterly	FR Y14Q	Quarterly Supplemental Form
Retail FVO/HFS - Quarterly	FR Y14Q	Quarterly FVO/HFS Form
Credit Card - Monthly	FR Y14M	FR Y14M Instructions and Forms
On-going Revisions
Operational Risk - Annual	FR Y14A	Operational Risk Form
Balances - Quarterly	FR Y-14Q	Balances
Regulatory Capital Instruments Schedule - Quarterly	FR Y14Q	Quarterly Regulatory Capital Instruments Form
Pre-Provision Net Revenue (PPNR) - Quarterly	FR Y14Q	Quarterly PPNR Form
Trading Schedule - Quarterly	FR Y14Q	Quarterly Trading Form
Summary - Semi-Annual	FRY14A	Semi-Annual Summary Form
Macro Scenario - Semi-annual	FRY14A	Semi-Annual Scenario Form
Regulatory Capital Transitions - Annual	FR Y14A	Annual Regulatory Capital Transitions Form
Counterparty - Quarterly	FRY14Q	Quarterly Counterparty (CCR) Form
Regulatory Capital Transitions Schedule - Quarterly	FR Y14Q	Quarterly Regulatory Capital Transitions Schedule
Securities Risk - Quarterly	FR Y14Q	Quarterly Securities Form
Retail Risk - Quarterly	FR Y14Q	Quarterly Retail Risk Form and General Instructions
Wholesale - Quarterly	FR Y14Q	Quarterly Wholesale Corporate Loans Schedule
Operational Risk - Quarterly	FR Y14Q	Quarterly Operational Risk Form /Instructions
Attestation - Ongoing revisions	Y-14A, Y-14AQM, Y-14A	Y-14A Attestation for 123116 ,   Y-14A Attestation for 123117 ,   Y-14AQM Semiannual Attestation

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	2,629	2,653	0	0	-24	0
Annual Time Burden (Hours)	800,653	829,861	0	0	-29,208	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The decrease in burden hours reflects an update to the FR Y-14 respondent count.

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Annual Cost to Federal Government: $5,580,000

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 08/15/2016

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