Capital Assessment and Stress Testing

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
Form FR Y-14A Regulatory Capital Instruments Form	Form	Unchanged	Available
Form FR Y-14A Business Plan Changes (no actual form)	Form and Instruction	Unchanged	Available
Form FR Y-14A Retail Repurchase (within Summary Form)	Form	Unchanged	Available
Form Y-14AQM Y-14AQM Semiannual Attestation	Form	Unchanged	Available
Form Y-14A Y-14A Attestation for 123117	Form	Unchanged	Available
Form Y-14A Y-14A Attestation for 123116	Form	Unchanged	Available
Form Y-14AQM Y-14AQM semiannual attestation	Form	Unchanged	Available
Form Y-14A Y-14A Attestation for 12312017	Form	Unchanged	Available
Form Y-14A Y-14A Attestation for 12312016	Form	Unchanged	Available
Form FR Y-14Q Balances	Form	Unchanged	Available
Form FR Y14A Operational Risk Form	Form	Unchanged	Available
Form FR Y14Q Quarterly FVO/HFS Form	Form	Unchanged	Available
Form FR Y14Q Quarterly Supplemental Form	Form	Unchanged	Available
Form FR Y14Q Quarterly MSR Form	Form	Unchanged	Available
Form FR Y14M FR Y14M Instructions and Forms	Form and Instruction	Unchanged	Available
Form FR Y14M FRY14M Form and Instructions	Form and Instruction	Unchanged	Available
Form FR Y14M FRY 14M Form and Instructions	Form and Instruction	Unchanged	Available
Form FR Y14Q Quarterly Operational Risk Form /Instructions	Form and Instruction	Unchanged	Available
Form FR Y14Q Quarterly Regulatory Capital Instruments Form	Form	Unchanged	Available
Form FR Y14Q Quarterly Regulatory Capital Transitions Schedule	Form	Unchanged	Available
Form FR Y14Q Quarterly Trading Form	Form	Modified	Available
Form FR Y14Q Quarterly Wholesale Corporate Loans Schedule	Form and Instruction	Unchanged	Available
Form FR Y14Q Quarterly PPNR Form	Form	Unchanged	Available
Form FR Y14Q Quarterly Retail Risk Form and General Instructions	Form and Instruction	Unchanged	Available
Form FR Y14Q Quarterly Securities Form	Form	Unchanged	Available
Form FR Y14A Annual Regulatory Capital Transitions Form	Form	Unchanged	Available
Form FRY14Q Quarterly Counterparty (CCR) Form	Form	Modified	Available
Form FRY14A Semi-Annual Scenario Form	Form	Unchanged	Available
Form FRY14A Semi-Annual Summary Form	Form	Unchanged	Available
FRY-14_201606_83c.pdf	Justification for No Material/Nonsubstantive Change	Uploaded 2016-06-15	Available

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
219659	Regulatory Capital Instruments - Annual	Form	Unchanged	Regulatory Capital Instruments Form
219659	Regulatory Capital Instruments - Annual	Instruction	Unchanged
219646	Business Plan Changes - Annual	Form and Instruction	Unchanged	Business Plan Changes (no actual form)
219645	Retail Repurchase - Semiannual	Form	Unchanged	Retail Repurchase (within Summary Form)
219645	Retail Repurchase - Semiannual	Instruction	Unchanged
219630	Attestation - Ongoing revisions	Form	Unchanged	Y-14AQM Semiannual Attestation
219630	Attestation - Ongoing revisions	Form	Unchanged	Y-14A Attestation for 123117
219630	Attestation - Ongoing revisions	Form	Unchanged	Y-14A Attestation for 123116
219626	Attestation - Implementation	Form	Unchanged	Y-14AQM semiannual attestation
219626	Attestation - Implementation	Form	Unchanged	Y-14A Attestation for 12312017
219626	Attestation - Implementation	Form	Unchanged	Y-14A Attestation for 12312016
214777	Balances - Quarterly	Form	Unchanged	Balances
214777	Balances - Quarterly	Instruction	Unchanged
212193	Operational Risk - Annual	Form	Unchanged	Operational Risk Form
212193	Operational Risk - Annual	Instruction	Unchanged
204375	On-going Revisions		Unchanged
204373	Retail FVO/HFS - Quarterly	Form	Unchanged	Quarterly FVO/HFS Form
204373	Retail FVO/HFS - Quarterly	Instruction	Unchanged
204372	Supplemental - Quarterly	Form	Unchanged	Quarterly Supplemental Form
204372	Supplemental - Quarterly	Instruction	Unchanged
204371	MSR Valuation - Quarterly	Form	Unchanged	Quarterly MSR Form
204371	MSR Valuation - Quarterly	Instruction	Unchanged
202759	Credit Card - Monthly	Form and Instruction	Unchanged	FR Y14M Instructions and Forms
202758	Home Equity - Monthly	Form and Instruction	Unchanged	FRY14M Form and Instructions
202757	1st Lien Mortgage - Monthly	Form and Instruction	Unchanged	FRY 14M Form and Instructions
202744	Operational Risk - Quarterly	Form and Instruction	Unchanged	Quarterly Operational Risk Form /Instructions
200207	Regulatory Capital Instruments Schedule - Quarterly	Form	Unchanged	Quarterly Regulatory Capital Instruments Form
200207	Regulatory Capital Instruments Schedule - Quarterly	Instruction	Unchanged
200205	Regulatory Capital Transitions Schedule - Quarterly	Form	Unchanged	Quarterly Regulatory Capital Transitions Schedule
200205	Regulatory Capital Transitions Schedule - Quarterly	Instruction	Unchanged
200203	Trading Schedule - Quarterly	Form	Modified	Quarterly Trading Form
200201	Wholesale - Quarterly	Form and Instruction	Unchanged	Quarterly Wholesale Corporate Loans Schedule
200200	Pre-Provision Net Revenue (PPNR) - Quarterly	Form	Unchanged	Quarterly PPNR Form
200200	Pre-Provision Net Revenue (PPNR) - Quarterly	Instruction	Unchanged
200199	Retail Risk - Quarterly	Form and Instruction	Unchanged	Quarterly Retail Risk Form and General Instructions
200198	Securities Risk - Quarterly	Form	Unchanged	Quarterly Securities Form
200198	Securities Risk - Quarterly	Instruction	Unchanged
200197	Regulatory Capital Transitions - Annual	Form	Unchanged	Annual Regulatory Capital Transitions Form
200197	Regulatory Capital Transitions - Annual	Instruction	Unchanged
200196	Counterparty - Quarterly	Form	Modified	Quarterly Counterparty (CCR) Form
200196	Counterparty - Quarterly	Instruction	Modified
200195	Macro Scenario - Semi-annual	Form	Unchanged	Semi-Annual Scenario Form
200195	Macro Scenario - Semi-annual	Instruction	Unchanged
200193	Summary - Semi-Annual	Form	Unchanged	Semi-Annual Summary Form
200193	Summary - Semi-Annual	Instruction	Unchanged

ICR Details

OMB Control No: 7100-0341	ICR Reference No: 201606-7100-012
Status: Historical Active	Previous ICR Reference No: 201601-7100-016
Agency/Subagency: FRS	Agency Tracking No: FR Y-14A; FR Y-14Q; FR Y-14M
Title: Capital Assessment and Stress Testing
Type of Information Collection: No material or nonsubstantive change to a currently approved collection	Common Form ICR:  No
Type of Review Request: Delegated
OIRA Conclusion Action: Approved without change	Conclusion Date: 08/15/2016
Retrieve Notice of Action (NOA)	Date Received in OIRA: 08/15/2016
Terms of Clearance:

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	01/31/2019	01/31/2019	01/31/2019
Responses	2,629	0	2,653
Time Burden (Hours)	800,653	0	829,861
Cost Burden (Dollars)	0	0	0

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Abstract: The Capital Assessments and Stress Testing information collection consists of the FR Y-14A, Q, and M reports. The semi-annual FR Y-14A collects information on the stress tests conducted by BHCs, including quantitative projections of balance sheet, income, losses, and capital across a range of macroeconomic scenarios, and qualitative information on methodologies used to develop internal projections of capital across scenarios. The quarterly FR Y-14Q and the monthly FR Y-14M are used to support supervisory stress test models and for continuous monitoring efforts. The quarterly FR Y-14Q collects granular data on BHCs’ various asset classes, including loans, securities and trading assets, and pre-provision net revenue (PPNR) for the reporting period. The monthly FR Y-14M comprises three retail loan- and portfolio-level collections, and one detailed address matching collection to supplement two of the portfolio and loan-level collections.

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Authorizing Statute(s): US Code: 12 USC 1844 Name of Law: Bank Holding Company Act
   US Code: 12 USC 5365 Name of Law: Dodd-Frank Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	80 FR 55621	09/16/2015
30-day Notice:	Federal Register Citation:	Citation Date:
	81 FR 3412	01/21/2016
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 26

table that charts list of burden

IC Title	Form No.	Form Name
1st Lien Mortgage - Monthly	FR Y14M	FRY 14M Form and Instructions
Attestation - Implementation	Y-14A, Y-14A, Y-14AQM	Y-14A Attestation for 12312016 ,   Y-14A Attestation for 12312017 ,   Y-14AQM semiannual attestation
Attestation - Ongoing revisions	Y-14A, Y-14AQM, Y-14A	Y-14A Attestation for 123116 ,   Y-14A Attestation for 123117 ,   Y-14AQM Semiannual Attestation
Balances - Quarterly	FR Y-14Q	Balances
Business Plan Changes - Annual	FR Y-14A	Business Plan Changes (no actual form)
Counterparty - Quarterly	FRY14Q	Quarterly Counterparty (CCR) Form
Credit Card - Monthly	FR Y14M	FR Y14M Instructions and Forms
Home Equity - Monthly	FR Y14M	FRY14M Form and Instructions
MSR Valuation - Quarterly	FR Y14Q	Quarterly MSR Form
Macro Scenario - Semi-annual	FRY14A	Semi-Annual Scenario Form
On-going Revisions
Operational Risk - Annual	FR Y14A	Operational Risk Form
Operational Risk - Quarterly	FR Y14Q	Quarterly Operational Risk Form /Instructions
Pre-Provision Net Revenue (PPNR) - Quarterly	FR Y14Q	Quarterly PPNR Form
Regulatory Capital Instruments - Annual	FR Y-14A	Regulatory Capital Instruments Form
Regulatory Capital Instruments Schedule - Quarterly	FR Y14Q	Quarterly Regulatory Capital Instruments Form
Regulatory Capital Transitions - Annual	FR Y14A	Annual Regulatory Capital Transitions Form
Regulatory Capital Transitions Schedule - Quarterly	FR Y14Q	Quarterly Regulatory Capital Transitions Schedule
Retail FVO/HFS - Quarterly	FR Y14Q	Quarterly FVO/HFS Form
Retail Repurchase - Semiannual	FR Y-14A	Retail Repurchase (within Summary Form)
Retail Risk - Quarterly	FR Y14Q	Quarterly Retail Risk Form and General Instructions
Securities Risk - Quarterly	FR Y14Q	Quarterly Securities Form
Summary - Semi-Annual	FRY14A	Semi-Annual Summary Form
Supplemental - Quarterly	FR Y14Q	Quarterly Supplemental Form
Trading Schedule - Quarterly	FR Y14Q	Quarterly Trading Form
Wholesale - Quarterly	FR Y14Q	Quarterly Wholesale Corporate Loans Schedule

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ICR Summary of Burden

table that charts list of burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	2,629	2,653	0	0	-24	0
Annual Time Burden (Hours)	800,653	829,861	0	0	-29,208	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The decrease in burden hours reflects an update to the FR Y-14 respondent count.

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Annual Cost to Federal Government: $5,580,000

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 08/15/2016

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