Capital Assessment and Stress Testing

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
Form FR Y-14M Domestic Credit Cards	Form and Instruction	New	Available
Form FR Y-14 Address Matching	Form and Instruction	New	Available
Form FR Y-14M Domestic Home Equity	Form and Instruction	New	Available
Form FR Y-14M Address Matching	Form and Instruction	New	Available
Form FR Y-14M 1st Lien Home Mortgage	Form and Instruction	New	Available
Form FR Y-14Q Operational Risk Schedule - Quarterly	Form and Instruction	New	Available
Form FR Y-14Q Regulatory Capital Instruments Schedule - quarterly	Form	Modified	Available
Form FR Y-14Q Basel III/Dodd-Frank Schedule - quarterly	Form	Modified	Available
Form FR Y-14Q Trading Schedule - quarterly	Form and Instruction	Modified	Available
Form FR Y-14Q Wholesale Risk (CRE loans)	Form and Instruction	Modified	Available
Form FR Y-14Q Wholesale Risk (Corporate loans)	Form and Instruction	Modified	Available
Form FR Y-14Q PPNR schedule - quarterly	Form	Modified	Available
Form FR Y-14Q Retail schedule - US Small Business	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - US Other Consumer	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - US Auto	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - Student	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - International Small Business	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - International Other Consumer	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - International Mortgage	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - International Home Equity	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - International Card	Form and Instruction	Modified	Available
Form FR Y-14Q Retail schedule - International Auto	Form and Instruction	Modified	Available
Form FR Y-14Q Securities Risk - Quarterly	Form and Instruction	Modified	Available
Form FR Y-14A Regulatory Capital Schedule - Annual	Form and Instruction	Modified	Available
Form FR Y-14A Basel III Schedule - Annual	Form	Modified	Available
Form FR Y-14A CCR - Annual	Form and Instruction	Modified	Available
Form FR Y-14A Macro Scenario - Annual	Form and Instruction	Modified	Available
Form FR Y-14A Summary Schedule - Annual	Form	Modified	Available
FR Y-14_A_Q_M_83i_20120628.pdf	Supplementary Document	Uploaded 2012-06-28	Available
FRY14A_FRY14Q_FRY14M_20120628_omb.pdf	Supporting Statement A	Uploaded 2012-06-28	Available
FRY14AQM_20120628_Discussion of Comments.pdf	Supplementary Document	Uploaded 2012-06-28	Available
FR_Y14AQM_20120627_ffr_cpe_ext.docx.pdf	Supplementary Document	Uploaded 2012-06-28	Available
FRY-14AQM_20120604_ffr.pdf	Supplementary Document	Uploaded 2012-06-15	Available
FRY14A_FRY14Q_FRY14M_20120222_ifr[1].pdf	Supplementary Document	Uploaded 2012-06-15	Available

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
202759	Domestic Credit Card	Form and Instruction	New	Domestic Credit Cards
202759	Domestic Credit Card	Instruction	New
202758	Domestic Home Equity Residential Mortgage & Address Matching	Form and Instruction	New	Address Matching
202758	Domestic Home Equity Residential Mortgage & Address Matching	Form and Instruction	New	Domestic Home Equity
202758	Domestic Home Equity Residential Mortgage & Address Matching	Instruction	New
202757	Domestic First Lien Closed-End 1-4 Family Residential Mortgage & Address Matching	Form and Instruction	New	Address Matching
202757	Domestic First Lien Closed-End 1-4 Family Residential Mortgage & Address Matching	Form and Instruction	New	1st Lien Home Mortgage
202757	Domestic First Lien Closed-End 1-4 Family Residential Mortgage & Address Matching	Instruction	New
202744	Operational Risk - Quarterly	Form and Instruction	New	Operational Risk Schedule - Quarterly
202744	Operational Risk - Quarterly	Instruction	New
200207	Regulatory Capital Instruments - Quarterly	Form	Modified	Regulatory Capital Instruments Schedule - quarterly
200207	Regulatory Capital Instruments - Quarterly	Instruction	Modified
200205	Basel III/Dodd-Frank - Quarterly	Form	Modified	Basel III/Dodd-Frank Schedule - quarterly
200205	Basel III/Dodd-Frank - Quarterly	Instruction	Modified
200203	Trading Risk - Quarterly	Form and Instruction	Modified	Trading Schedule - quarterly
200203	Trading Risk - Quarterly	Instruction	Modified
200202	Wholesale Risk (CRE data) - Quarterly	Instruction	Modified
200202	Wholesale Risk (CRE data) - Quarterly	Form and Instruction	Modified	Wholesale Risk (CRE loans)
200201	Wholesale Risk (Corporate Loans) - Quarterly	Form and Instruction	Modified	Wholesale Risk (Corporate loans)
200201	Wholesale Risk (Corporate Loans) - Quarterly	Instruction	Modified
200200	Pre-Provision Net Revenue (PPNR) Risk - Quarterly	Form	Modified	PPNR schedule - quarterly
200200	Pre-Provision Net Revenue (PPNR) Risk - Quarterly	Instruction	Modified
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - US Small Business
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - US Other Consumer
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - US Auto
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - Student
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - International Small Business
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - International Other Consumer
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - International Mortgage
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - International Home Equity
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - International Card
200199	Retail Risk - Quarterly	Form and Instruction	Modified	Retail schedule - International Auto
200199	Retail Risk - Quarterly	Instruction	Modified
200198	Securities Risk - Quarterly	Form and Instruction	Modified	Securities Risk - Quarterly
200198	Securities Risk - Quarterly	Instruction	Modified
200197	Basel III/Dodd-Frank & Reg Cap Instruments - Annual Schedules	Form and Instruction	Modified	Regulatory Capital Schedule - Annual
200197	Basel III/Dodd-Frank & Reg Cap Instruments - Annual Schedules	Form	Modified	Basel III Schedule - Annual
200197	Basel III/Dodd-Frank & Reg Cap Instruments - Annual Schedules	Instruction	Modified
200196	Counterparty Credit Risk (CCR) - Annual	Form and Instruction	Modified	CCR - Annual
200196	Counterparty Credit Risk (CCR) - Annual	Instruction	Modified
200195	Macro Scenario - Annual	Form and Instruction	Modified	Macro Scenario - Annual
200195	Macro Scenario - Annual	Instruction	Modified
200193	Summary Schedule - Annual	Form	Modified	Summary Schedule - Annual
200193	Summary Schedule - Annual	Instruction	Modified

ICR Details

OMB Control No: 7100-0341	ICR Reference No: 201204-7100-007
Status: Historical Active	Previous ICR Reference No: 201111-7100-001
Agency/Subagency: FRS	Agency Tracking No: FR Y-14A/Q/M
Title: Capital Assessment and Stress Testing
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Delegated
OIRA Conclusion Action: Approved without change	Conclusion Date: 06/29/2012
Retrieve Notice of Action (NOA)	Date Received in OIRA: 06/29/2012
Terms of Clearance:

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	12/31/2014	12/31/2014	12/31/2014
Responses	1,120	0	626
Time Burden (Hours)	607,589	0	553,629
Cost Burden (Dollars)	0	0	0

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Abstract: The annual FR Y-14A collects large BHCs' quantitative projections of balance sheet, income, losses, and capital across a range of macroeconomic scenarios and qualitative information on methodologies used to develop internal projections of capital across scenarios. The quarterly FR Y-14Q collects granular data on BHCs' various asset classes and pre-provision net revenue for the reporting period, which is used to support supervisory stress test models and for continuous monitoring efforts. The monthly FR Y-14M comprises three retail loan- and portfolio-level collections, and one detailed address matching collection.

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Authorizing Statute(s): US Code: 12 USC 1844 Name of Law: Bank Holding Company Act
   US Code: 12 USC 5365 Name of Law: Dodd-Frank Act
  

Citations for New Statutory Requirements: US Code: 12 USC 5365 Name of Law: Dodd-Frank Act

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	77 FR 10525	02/22/2012
30-day Notice:	Federal Register Citation:	Citation Date:
	77 FR 32970	06/04/2012
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 16

table that charts list of burden

IC Title	Form No.	Form Name
Basel III/Dodd-Frank & Reg Cap Instruments - Annual Schedules	FR Y-14A, FR Y-14A	Basel III Schedule - Annual ,   Regulatory Capital Schedule - Annual
Basel III/Dodd-Frank - Quarterly	FR Y-14Q	Basel III/Dodd-Frank Schedule - quarterly
Counterparty Credit Risk (CCR) - Annual	FR Y-14A	CCR - Annual
Domestic Credit Card	FR Y-14M	Domestic Credit Cards
Domestic First Lien Closed-End 1-4 Family Residential Mortgage & Address Matching	FR Y-14M, FR Y-14M	1st Lien Home Mortgage ,   Address Matching
Domestic Home Equity Residential Mortgage & Address Matching	FR Y-14M, FR Y-14	Domestic Home Equity ,   Address Matching
Macro Scenario - Annual	FR Y-14A	Macro Scenario - Annual
Operational Risk - Quarterly	FR Y-14Q	Operational Risk Schedule - Quarterly
Pre-Provision Net Revenue (PPNR) Risk - Quarterly	FR Y-14Q	PPNR schedule - quarterly
Regulatory Capital Instruments - Quarterly	FR Y-14Q	Regulatory Capital Instruments Schedule - quarterly
Retail Risk - Quarterly	FR Y-14Q, FR Y-14Q, FR Y-14Q, FR Y-14Q, FR Y-14Q, FR Y-14Q, FR Y-14Q, FR Y-14Q, FR Y-14Q, FR Y-14Q	Retail schedule - International Auto ,   Retail schedule - International Card ,   Retail schedule - International Home Equity ,   Retail schedule - International Mortgage ,   Retail schedule - International Other Consumer ,   Retail schedule - International Small Business ,   Retail schedule - Student ,   Retail schedule - US Auto ,   Retail schedule - US Other Consumer ,   Retail schedule - US Small Business
Securities Risk - Quarterly	FR Y-14Q	Securities Risk - Quarterly
Summary Schedule - Annual	FR Y-14A	Summary Schedule - Annual
Trading Risk - Quarterly	FR Y-14Q	Trading Schedule - quarterly
Wholesale Risk (CRE data) - Quarterly	FR Y-14Q	Wholesale Risk (CRE loans)
Wholesale Risk (Corporate Loans) - Quarterly	FR Y-14Q	Wholesale Risk (Corporate loans)

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ICR Summary of Burden

table that charts list of burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	1,120	626	0	532	-38	0
Annual Time Burden (Hours)	607,589	553,629	0	55,100	-1,140	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Changing Forms

Short Statement: The proposed revisions increased the total annual burden for this information collection by 53,960 hours, for a total of 607,589 hours. The overall net increase in burden was due to several factors. The burden decrease is twofold: (1) it decreased by 1,140 hours due to a reduction in reporting frequency of the Basel III/Dodd-Frank and Regulatory Capital Instruments schedules from quarterly to three times per years and (2) in response to revisions the burden decreased by 143,108 hours due to a reestimation of the estimated average hours per response of the Retail Risk schedule. The burden increase is due the addition of several new schedule: (1) the new quarterly Operational Risk schedule and (2) three new monthly Retail Risk collections.

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Annual Cost to Federal Government: $5,739,915

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 06/29/2012

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